Genisys
Mortgage Loan Application
Totals and Details
for 2016
Find mortgage loan statistics, lending data, and loan application totals for Michigan.
The mortgage statistics and data below are specific to mortgage loan applications for Genisys.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Genisys 2100 Executive Hills Blvd Auburn Hills, MI 48326 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 |
| Total Number of Mortgage Applications | 2,867 |
| Total Mortgage Loan Application Amount | $201,500,000 |
| Average Mortgage Loan Application Amount | $107,666 |
| Highest Mortgage Loan Application Amount | $997,000 |
| Average Applicant Income | $88,666 |
| Highest Applicant Income | $2,500,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MI, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Oakland County Michigan | 1,232 | $ 100,828,000 | $ 81,000 | $ 91,000 |
| Macomb County Michigan | 300 | $ 27,594,000 | $ 91,000 | $ 85,000 |
| Genesee County Michigan | 251 | $ 10,292,000 | $ 41,000 | $ 71,000 |
| Wayne County Michigan | 228 | $ 9,961,000 | $ 43,000 | $ 73,000 |
| St. Clair County Michigan | 110 | $ 7,180,000 | $ 65,000 | $ 76,000 |
| Livingston County Michigan | 101 | $ 5,309,000 | $ 52,000 | $ 87,000 |
| Lapeer County Michigan | 82 | $ 5,714,000 | $ 69,000 | $ 82,000 |
| Kent County Michigan | 43 | $ 568,000 | $ 13,000 | $ 73,000 |
| Washtenaw County Michigan | 40 | $ 2,766,000 | $ 69,000 | $ 85,000 |
| Kalamazoo County Michigan | 28 | $ 255,000 | $ 9,000 | $ 58,000 |
| Lenawee County Michigan | 19 | $ 171,000 | $ 9,000 | $ 77,000 |
| Monroe County Michigan | 19 | $ 348,000 | $ 18,000 | $ 75,000 |
| Berrien County Michigan | 17 | $ 127,000 | $ 7,000 | $ 54,000 |
| Grand Traverse County Michigan | 16 | $ 305,000 | $ 19,000 | $ 52,000 |
| Tuscola County Michigan | 15 | $ 640,000 | $ 42,000 | $ 56,000 |
| Saginaw County Michigan | 13 | $ 212,000 | $ 16,000 | $ 48,000 |
| Dakota County Minnesota | 13 | $ 829,000 | $ 63,000 | $ 104,000 |
| Ramsey County Minnesota | 12 | $ 916,000 | $ 76,000 | $ 94,000 |
| Gladwin County Michigan | 11 | $ 1,234,000 | $ 112,000 | $ 92,000 |
| Ingham County Michigan | 11 | $ 555,000 | $ 50,000 | $ 79,000 |
| Arenac County Michigan | 10 | $ 525,000 | $ 52,000 | $ 84,000 |
| Jackson County Michigan | 9 | $ 361,000 | $ 40,000 | $ 70,000 |
| Midland County Michigan | 9 | $ 642,000 | $ 71,000 | $ 82,000 |
| Montgomery County Pennsylvania | 9 | $ 1,276,000 | $ 141,000 | $ 112,000 |
| Huron County Michigan | 7 | $ 770,000 | $ 110,000 | $ 91,000 |
| Ottawa County Michigan | 7 | $ 39,000 | $ 5,000 | $ 69,000 |
| Shiawassee County Michigan | 7 | $ 370,000 | $ 52,000 | $ 64,000 |
| Antrim County Michigan | 6 | $ 41,000 | $ 6,000 | $ 67,000 |
| Clinton County Michigan | 6 | $ 104,000 | $ 17,000 | $ 51,000 |
| Muskegon County Michigan | 6 | $ 17,000 | $ 2,000 | $ 52,000 |
| St. Joseph County Michigan | 6 | $ 229,000 | $ 38,000 | $ 54,000 |
| Washington County Minnesota | 6 | $ 739,000 | $ 123,000 | $ 116,000 |
| Roscommon County Michigan | 5 | $ 283,000 | $ 56,000 | $ 99,000 |
| Sanilac County Michigan | 5 | $ 107,000 | $ 21,000 | $ 59,000 |
| Anoka County Minnesota | 5 | $ 340,000 | $ 68,000 | $ 114,000 |
| Bay County Michigan | 4 | $ 80,000 | $ 20,000 | $ 77,000 |
| Clare County Michigan | 4 | $ 149,000 | $ 37,000 | $ 57,000 |
| Eaton County Michigan | 4 | $ 82,000 | $ 20,000 | $ 48,000 |
| Emmet County Michigan | 4 | $ 30,000 | $ 7,000 | $ 78,000 |
| Iosco County Michigan | 4 | $ 443,000 | $ 110,000 | $ 134,000 |
| Leelanau County Michigan | 4 | $ 116,000 | $ 29,000 | $ 100,000 |
| Newaygo County Michigan | 4 | $ 76,000 | $ 19,000 | $ 34,000 |
| Ogemaw County Michigan | 4 | $ 19,000 | $ 4,000 | $ 40,000 |
| Allegan County Michigan | 3 | $ 13,000 | $ 4,000 | $ 74,000 |
| Charlevoix County Michigan | 3 | $ 28,000 | $ 9,000 | $ 52,000 |
| Dickinson County Michigan | 3 | $ 9,000 | $ 3,000 | $ 41,000 |
| Kalkaska County Michigan | 3 | $ 71,000 | $ 23,000 | $ 84,000 |
| Mecosta County Michigan | 3 | $ 82,000 | $ 27,000 | $ 55,000 |
| Van Buren County Michigan | 3 | $ 24,000 | $ 8,000 | $ 70,000 |
| Orange County California | 2 | $ 150,000 | $ 75,000 | $ 154,000 |
| Lee County Florida | 2 | $ 125,000 | $ 62,000 | $ 55,000 |
| Miami-Dade County Florida | 2 | $ 160,000 | $ 80,000 | $ 73,000 |
| Cobb County Georgia | 2 | $ 190,000 | $ 95,000 | $ 130,000 |
| Alcona County Michigan | 2 | $ 187,000 | $ 93,000 | $ 69,000 |
| Alpena County Michigan | 2 | $ 49,000 | $ 24,000 | $ 36,000 |
| Calhoun County Michigan | 2 | $ 32,000 | $ 16,000 | $ 52,000 |
| Cass County Michigan | 2 | $ 47,000 | $ 23,000 | $ 100,000 |
| Crawford County Michigan | 2 | $ 69,000 | $ 34,000 | $ 74,000 |
| Hillsdale County Michigan | 2 | $ 27,000 | $ 13,000 | $ 41,000 |
| Hennepin County Minnesota | 2 | $ 120,000 | $ 60,000 | $ 86,000 |
| Middlesex County New Jersey | 2 | $ 150,000 | $ 75,000 | $ 165,000 |
| Lucas County Ohio | 2 | $ 91,000 | $ 45,000 | $ 53,000 |
| Chester County Pennsylvania | 2 | $ 78,000 | $ 39,000 | $ 103,000 |
| Philadelphia County Pennsylvania | 2 | $ 57,000 | $ 28,000 | $ 99,000 |
| Lee County Alabama | 1 | $ 25,000 | $ 25,000 | $ 84,000 |
| Cochise County Arizona | 1 | $ 40,000 | $ 40,000 | $ 45,000 |
| Pima County Arizona | 1 | $ 25,000 | $ 25,000 | $ 67,000 |
| Yuma County Arizona | 1 | $ 60,000 | $ 60,000 | $ 153,000 |
| Alameda County California | 1 | $ 417,000 | $ 417,000 | $ 360,000 |
| Contra Costa County California | 1 | $ 200,000 | $ 200,000 | $ 253,000 |
| Los Angeles County California | 1 | $ 100,000 | $ 100,000 | $ 189,000 |
| San Bernardino County California | 1 | $ 35,000 | $ 35,000 | $ 222,000 |
| Ventura County California | 1 | $ 150,000 | $ 150,000 | $ 255,000 |
| Broomfield County Colorado | 1 | $ 149,000 | $ 149,000 | $ 184,000 |
| Douglas County Colorado | 1 | $ 250,000 | $ 250,000 | $ 145,000 |
| Citrus County Florida | 1 | $ 100,000 | $ 100,000 | $ 178,000 |
| Hillsborough County Florida | 1 | $ 350,000 | $ 350,000 | $ 122,000 |
| Palm Beach County Florida | 1 | $ 20,000 | $ 20,000 | $ 55,000 |
| Cherokee County Georgia | 1 | $ 200,000 | $ 200,000 | $ 186,000 |
| Lake County Illinois | 1 | $ 118,000 | $ 118,000 | $ 240,000 |
| Hamilton County Indiana | 1 | $ 312,000 | $ 312,000 | $ 185,000 |
| Barry County Michigan | 1 | $ 7,000 | $ 7,000 | $ 49,000 |
| Benzie County Michigan | 1 | $ 140,000 | $ 140,000 | $ 83,000 |
| Chippewa County Michigan | 1 | $ 30,000 | $ 30,000 | $ 47,000 |
| Houghton County Michigan | 1 | $ 9,000 | $ 9,000 | $ 55,000 |
| Ionia County Michigan | 1 | $ 4,000 | $ 4,000 | $ 50,000 |
| Lake County Michigan | 1 | $ 71,000 | $ 71,000 | $ 155,000 |
| Mason County Michigan | 1 | $ 30,000 | $ 30,000 | $ 160,000 |
| Missaukee County Michigan | 1 | $ 98,000 | $ 98,000 | $ 577,000 |
| Oceana County Michigan | 1 | $ 15,000 | $ 15,000 | $ 35,000 |
| Ontonagon County Michigan | 1 | $ 21,000 | $ 21,000 | $ 10,000 |
| Osceola County Michigan | 1 | $ 5,000 | $ 5,000 | $ 29,000 |
| Oscoda County Michigan | 1 | $ 63,000 | $ 63,000 | $ 38,000 |
| Otsego County Michigan | 1 | $ 8,000 | $ 8,000 | $ 91,000 |
| Presque Isle County Michigan | 1 | $ 20,000 | $ 20,000 | $ 23,000 |
| Benton County Minnesota | 1 | $ 30,000 | $ 30,000 | $ 45,000 |
| Chisago County Minnesota | 1 | $ 27,000 | $ 27,000 | $ 62,000 |
| Goodhue County Minnesota | 1 | $ 415,000 | $ 415,000 | $ 98,000 |
| Scott County Minnesota | 1 | $ 50,000 | $ 50,000 | $ 100,000 |
| Stearns County Minnesota | 1 | $ 70,000 | $ 70,000 | $ 163,000 |
| Johnston County North Carolina | 1 | $ 20,000 | $ 20,000 | $ 110,000 |
| Delaware County Ohio | 1 | $ 335,000 | $ 335,000 | $ 195,000 |
| Allegheny County Pennsylvania | 1 | $ 100,000 | $ 100,000 | $ 70,000 |
| Lehigh County Pennsylvania | 1 | $ 81,000 | $ 81,000 | $ 153,000 |
| Fort Bend County Texas | 1 | $ 350,000 | $ 350,000 | $ 187,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Michigan,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Genisys in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 1,959 | $68,905,000 | $35,000 | $997,000 | $79,000 | $634,000 |
| Refinancing | 593 | $88,305,000 | $148,000 | $500,000 | $99,000 | $2,500,000 |
| Home Purchase | 315 | $44,290,000 | $140,000 | $408,000 | $88,000 | $2,017,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,161 | $163,086,000 | $75,000 | $997,000 | $87,000 | $2,500,000 |
| Not Provided | 473 | $22,631,000 | $47,000 | $464,000 | $70,000 | $311,000 |
| Black or African American | 114 | $6,303,000 | $55,000 | $330,000 | $65,000 | $200,000 |
| Hispanic | 55 | $3,845,000 | $69,000 | $340,000 | $93,000 | $287,000 |
| Asian | 51 | $4,999,000 | $98,000 | $415,000 | $119,000 | $315,000 |
| American Indian or Alaskan Native | 8 | $378,000 | $47,000 | $222,000 | $53,000 | $97,000 |
| Native Hawaiin or Other Pacific Islander | 4 | $228,000 | $57,000 | $196,000 | $45,000 | $66,000 |
| Not applicable | 1 | $30,000 | $30,000 | $30,000 | $65,000 | $65,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,860 | $200,957,000 | $70,000 | $997,000 | $84,000 | $2,500,000 |
| FHA-insured (Federal Housing Administration) | 6 | $528,000 | $88,000 | $214,000 | $78,000 | $103,000 |
| VA-guaranteed (Veterans Administration) | 1 | $15,000 | $15,000 | $15,000 | $51,000 | $51,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,077 | $135,680,000 | $65,000 | $997,000 | $88,000 | $2,500,000 |
| Application Denied By Financial Institution | 607 | $53,323,000 | $87,000 | $464,000 | $73,000 | $315,000 |
| Application Withdrawn By Applicant | 178 | $11,954,000 | $67,000 | $625,000 | $79,000 | $458,000 |
| File Closed For Incompleteness | 5 | $543,000 | $108,000 | $232,000 | $60,000 | $120,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 433 | $40,511,000 | $93,000 | $417,000 | $76,000 | $315,000 |
| Debt-To-Income Ratio | 97 | $4,183,000 | $43,000 | $464,000 | $56,000 | $236,000 |
| Collateral | 26 | $3,654,000 | $140,000 | $300,000 | $94,000 | $201,000 |
| Other | 20 | $872,000 | $43,000 | $278,000 | $57,000 | $120,000 |
| Unverifiable Information | 8 | $1,155,000 | $144,000 | $280,000 | $96,000 | $210,000 |
| Credit Application Incomplete | 8 | $839,000 | $104,000 | $160,000 | $52,000 | $75,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $566,000 | $141,000 | $161,000 | $93,000 | $120,000 |
| Mortgage Insurance Denied | 3 | $407,000 | $135,000 | $180,000 | $106,000 | $120,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MI, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Michigan, and search similar information at your convenience.