Usameribank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012
Usameribank 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Usameribank 4790 140Th Ave N Clearwater, FL 33762 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 1,607 |
| Total Mortgage Loan Application Amount | $498,230,000 |
| Average Mortgage Loan Application Amount | $256,666 |
| Highest Mortgage Loan Application Amount | $17,433,000 |
| Average Applicant Income | $110,666 |
| Highest Applicant Income | $4,000,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with Usameribank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Usameribank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2012 breaks down Usameribank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Usameribank serves its applicants.
Each category highlights the total number of mortgage applications processed by Usameribank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Usameribank's mortgage activity for 2012.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Jefferson County Alabama | 449 | $ 110,525,000 | $ 246,000 | $ 101,000 |
| Shelby County Alabama | 227 | $ 50,268,000 | $ 221,000 | $ 106,000 |
| Hillsborough County Florida | 155 | $ 89,564,000 | $ 577,000 | $ 287,000 |
| Pinellas County Florida | 148 | $ 77,934,000 | $ 526,000 | $ 189,000 |
| Tallapoosa County Alabama | 135 | $ 22,695,000 | $ 168,000 | $ 96,000 |
| Montgomery County Alabama | 88 | $ 17,180,000 | $ 195,000 | $ 78,000 |
| Manatee County Florida | 66 | $ 30,888,000 | $ 468,000 | $ 252,000 |
| St. Clair County Alabama | 63 | $ 10,277,000 | $ 163,000 | $ 79,000 |
| Elmore County Alabama | 53 | $ 10,531,000 | $ 198,000 | $ 138,000 |
| Sarasota County Florida | 27 | $ 9,276,000 | $ 343,000 | $ 158,000 |
| Lee County Alabama | 24 | $ 5,032,000 | $ 209,000 | $ 118,000 |
| Talladega County Alabama | 16 | $ 3,066,000 | $ 191,000 | $ 87,000 |
| Autauga County Alabama | 11 | $ 1,073,000 | $ 97,000 | $ 63,000 |
| Tuscaloosa County Alabama | 9 | $ 1,364,000 | $ 151,000 | $ 82,000 |
| Pasco County Florida | 9 | $ 8,330,000 | $ 925,000 | $ 69,000 |
| Cullman County Alabama | 7 | $ 1,284,000 | $ 183,000 | $ 98,000 |
| Chilton County Alabama | 5 | $ 779,000 | $ 155,000 | $ 71,000 |
| Walker County Alabama | 5 | $ 778,000 | $ 155,000 | $ 77,000 |
| Lafayette County Mississippi | 5 | $ 2,872,000 | $ 574,000 | $ 294,000 |
| Coosa County Alabama | 4 | $ 226,000 | $ 56,000 | $ 63,000 |
| Walton County Florida | 4 | $ 973,000 | $ 243,000 | $ 81,000 |
| Davidson County Tennessee | 4 | $ 571,000 | $ 142,000 | $ 104,000 |
| Baldwin County Alabama | 3 | $ 720,000 | $ 240,000 | $ 112,000 |
| Barbour County Alabama | 3 | $ 137,000 | $ 45,000 | $ 60,000 |
| Winston County Alabama | 3 | $ 1,056,000 | $ 352,000 | $ 267,000 |
| Chatham County Georgia | 3 | $ 1,001,000 | $ 333,000 | $ 159,000 |
| Madison County Mississippi | 3 | $ 720,000 | $ 240,000 | $ 115,000 |
| Blount County Alabama | 2 | $ 244,000 | $ 122,000 | $ 45,000 |
| Calhoun County Alabama | 2 | $ 407,000 | $ 203,000 | $ 141,000 |
| Etowah County Alabama | 2 | $ 70,000 | $ 35,000 | $ 23,000 |
| Fayette County Alabama | 2 | $ 100,000 | $ 50,000 | $ 25,000 |
| Lowndes County Alabama | 2 | $ 384,000 | $ 192,000 | $ 19,000 |
| Macon County Alabama | 2 | $ 127,000 | $ 63,000 | $ 37,000 |
| Madison County Alabama | 2 | $ 242,000 | $ 121,000 | $ 82,000 |
| Marion County Alabama | 2 | $ 315,000 | $ 157,000 | $ 60,000 |
| Mobile County Alabama | 2 | $ 167,000 | $ 83,000 | $ 53,000 |
| Randolph County Alabama | 2 | $ 328,000 | $ 164,000 | $ 71,000 |
| Bay County Florida | 2 | $ 481,000 | $ 240,000 | $ 85,000 |
| Brevard County Florida | 2 | $ 552,000 | $ 276,000 | $ 156,000 |
| Columbia County Florida | 2 | $ 3,940,000 | $ 1,970,000 | $ 0 |
| Hernando County Florida | 2 | $ 168,000 | $ 84,000 | $ 32,000 |
| Miami-Dade County Florida | 2 | $ 490,000 | $ 245,000 | $ 140,000 |
| Orange County Florida | 2 | $ 6,730,000 | $ 3,365,000 | $ 60,000 |
| Columbia County Georgia | 2 | $ 655,000 | $ 327,000 | $ 277,000 |
| Fulton County Georgia | 2 | $ 248,000 | $ 124,000 | $ 89,000 |
| Hinds County Mississippi | 2 | $ 9,649,000 | $ 4,824,000 | $ 0 |
| Williamson County Tennessee | 2 | $ 203,000 | $ 101,000 | $ 157,000 |
| Bibb County Alabama | 1 | $ 133,000 | $ 133,000 | $ 37,000 |
| Butler County Alabama | 1 | $ 100,000 | $ 100,000 | $ 92,000 |
| Dallas County Alabama | 1 | $ 37,000 | $ 37,000 | $ 51,000 |
| Henry County Alabama | 1 | $ 310,000 | $ 310,000 | $ 180,000 |
| Houston County Alabama | 1 | $ 108,000 | $ 108,000 | $ 60,000 |
| Lauderdale County Alabama | 1 | $ 248,000 | $ 248,000 | $ 182,000 |
| Limestone County Alabama | 1 | $ 109,000 | $ 109,000 | $ 23,000 |
| Marshall County Alabama | 1 | $ 95,000 | $ 95,000 | $ 102,000 |
| Pike County Alabama | 1 | $ 238,000 | $ 238,000 | $ 75,000 |
| Kern County California | 1 | $ 74,000 | $ 74,000 | $ 42,000 |
| Summit County Colorado | 1 | $ 400,000 | $ 400,000 | $ 0 |
| Alachua County Florida | 1 | $ 600,000 | $ 600,000 | $ 0 |
| Broward County Florida | 1 | $ 95,000 | $ 95,000 | $ 110,000 |
| Charlotte County Florida | 1 | $ 417,000 | $ 417,000 | $ 357,000 |
| Gulf County Florida | 1 | $ 302,000 | $ 302,000 | $ 393,000 |
| Okaloosa County Florida | 1 | $ 100,000 | $ 100,000 | $ 47,000 |
| Cherokee County Georgia | 1 | $ 398,000 | $ 398,000 | $ 96,000 |
| DeKalb County Georgia | 1 | $ 224,000 | $ 224,000 | $ 106,000 |
| Dougherty County Georgia | 1 | $ 348,000 | $ 348,000 | $ 76,000 |
| Fannin County Georgia | 1 | $ 78,000 | $ 78,000 | $ 203,000 |
| Gwinnett County Georgia | 1 | $ 5,211,000 | $ 5,211,000 | $ 0 |
| Harris County Georgia | 1 | $ 132,000 | $ 132,000 | $ 110,000 |
| Jefferson County Kentucky | 1 | $ 221,000 | $ 221,000 | $ 81,000 |
| Orleans County Louisiana | 1 | $ 310,000 | $ 310,000 | $ 98,000 |
| Middlesex County Massachusetts | 1 | $ 302,000 | $ 302,000 | $ 213,000 |
| Lowndes County Mississippi | 1 | $ 139,000 | $ 139,000 | $ 85,000 |
| Rankin County Mississippi | 1 | $ 417,000 | $ 417,000 | $ 132,000 |
| Colfax County New Mexico | 1 | $ 215,000 | $ 215,000 | $ 466,000 |
| Haywood County North Carolina | 1 | $ 400,000 | $ 400,000 | $ 222,000 |
| New Hanover County North Carolina | 1 | $ 214,000 | $ 214,000 | $ 78,000 |
| Northampton County Pennsylvania | 1 | $ 126,000 | $ 126,000 | $ 30,000 |
| Charleston County South Carolina | 1 | $ 360,000 | $ 360,000 | $ 353,000 |
| Greene County Tennessee | 1 | $ 189,000 | $ 189,000 | $ 148,000 |
| Hamilton County Tennessee | 1 | $ 134,000 | $ 134,000 | $ 80,000 |
| Hawkins County Tennessee | 1 | $ 92,000 | $ 92,000 | $ 67,000 |
| Arlington County Virginia | 1 | $ 296,000 | $ 296,000 | $ 175,000 |
| Virginia Beach County Virginia | 1 | $ 106,000 | $ 106,000 | $ 106,000 |
| Whatcom County Washington | 1 | $ 332,000 | $ 332,000 | $ 219,000 |
Mortgage Loan Application Detail Totals for Usameribank in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 785 | $231,335,000 | $294,000 | $10,000,000 | $127,000 | $1,492,000 |
| Home Purchase | 728 | $255,007,000 | $350,000 | $17,433,000 | $152,000 | $4,000,000 |
| Home Improvement | 94 | $11,888,000 | $126,000 | $5,211,000 | $53,000 | $718,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,258 | $317,232,000 | $252,000 | $1,733,000 | $145,000 | $4,000,000 |
| Black or African American | 139 | $15,347,000 | $110,000 | $900,000 | $48,000 | $266,000 |
| Not Provided | 103 | $34,872,000 | $338,000 | $2,826,000 | $191,000 | $1,898,000 |
| Not applicable | 63 | $118,913,000 | $1,887,000 | $17,433,000 | $0 | $0 |
| Asian | 22 | $5,167,000 | $234,000 | $417,000 | $91,000 | $167,000 |
| Hispanic | 20 | $6,127,000 | $306,000 | $830,000 | $163,000 | $593,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $417,000 | $417,000 | $417,000 | $1,407,000 | $1,407,000 |
| American Indian or Alaskan Native | 1 | $155,000 | $155,000 | $155,000 | $75,000 | $75,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,386 | $465,023,000 | $335,000 | $17,433,000 | $146,000 | $4,000,000 |
| FHA-insured (Federal Housing Administration) | 180 | $25,899,000 | $143,000 | $387,000 | $57,000 | $334,000 |
| VA-guaranteed (Veterans Administration) | 34 | $6,518,000 | $191,000 | $404,000 | $66,000 | $175,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 7 | $790,000 | $112,000 | $159,000 | $50,000 | $80,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,261 | $404,473,000 | $320,000 | $17,433,000 | $140,000 | $4,000,000 |
| Application Withdrawn By Applicant | 181 | $59,679,000 | $329,000 | $10,000,000 | $132,000 | $1,000,000 |
| Application Denied By Financial Institution | 140 | $24,933,000 | $178,000 | $1,733,000 | $73,000 | $1,068,000 |
| Application Approved But Not Accepted | 19 | $5,944,000 | $312,000 | $1,380,000 | $125,000 | $373,000 |
| File Closed For Incompleteness | 6 | $3,201,000 | $533,000 | $1,200,000 | $298,000 | $515,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Usameribank's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Usameribank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Florida, download the full spreadsheet
with aggregated HMDA statistics today.