Utah Financial
Mortgage Loan Application
Totals and Details
for 2005
Find mortgage loan statistics, lending data, and loan application totals for Utah.
The mortgage statistics and data below are specific to mortgage loan applications for Utah Financial.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Utah Financial 189 East Fort Union Blvd Midvale, UT 84047 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2006 2005 2004 |
| Total Number of Mortgage Applications | 581 |
| Total Mortgage Loan Application Amount | $115,075,000 |
| Average Mortgage Loan Application Amount | $204,297 |
| Highest Mortgage Loan Application Amount | $1,900,000 |
| Average Applicant Income | $79,459 |
| Highest Applicant Income | $2,400,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in UT, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Salt Lake County Utah | 133 | $ 22,462,000 | $ 168,000 | $ 60,000 |
| Utah County Utah | 97 | $ 16,460,000 | $ 169,000 | $ 62,000 |
| Maricopa County Arizona | 46 | $ 10,968,000 | $ 238,000 | $ 93,000 |
| Davis County Utah | 24 | $ 3,714,000 | $ 154,000 | $ 58,000 |
| Los Angeles County California | 18 | $ 5,507,000 | $ 305,000 | $ 99,000 |
| Clark County Nevada | 18 | $ 3,583,000 | $ 199,000 | $ 88,000 |
| Ada County Idaho | 15 | $ 1,639,000 | $ 109,000 | $ 29,000 |
| Weber County Utah | 12 | $ 1,939,000 | $ 161,000 | $ 45,000 |
| Bernalillo County New Mexico | 9 | $ 1,751,000 | $ 194,000 | $ 55,000 |
| Orange County California | 8 | $ 3,689,000 | $ 461,000 | $ 143,000 |
| Washington County Utah | 7 | $ 999,000 | $ 142,000 | $ 114,000 |
| Sacramento County California | 6 | $ 1,697,000 | $ 282,000 | $ 112,000 |
| San Diego County California | 6 | $ 1,938,000 | $ 323,000 | $ 112,000 |
| Washington County Oregon | 6 | $ 1,597,000 | $ 266,000 | $ 73,000 |
| King County Washington | 6 | $ 2,109,000 | $ 351,000 | $ 117,000 |
| Riverside County California | 5 | $ 1,626,000 | $ 325,000 | $ 100,000 |
| Box Elder County Utah | 5 | $ 691,000 | $ 138,000 | $ 46,000 |
| Hillsborough County Florida | 4 | $ 604,000 | $ 151,000 | $ 52,000 |
| Harris County Texas | 4 | $ 790,000 | $ 197,000 | $ 71,000 |
| Clark County Washington | 4 | $ 1,272,000 | $ 318,000 | $ 252,000 |
| Pierce County Washington | 4 | $ 542,000 | $ 135,000 | $ 50,000 |
| Kern County California | 3 | $ 708,000 | $ 236,000 | $ 86,000 |
| Boulder County Colorado | 3 | $ 1,027,000 | $ 342,000 | $ 118,000 |
| Jefferson County Colorado | 3 | $ 869,000 | $ 289,000 | $ 92,000 |
| Clackamas County Oregon | 3 | $ 497,000 | $ 165,000 | $ 50,000 |
| Shelby County Tennessee | 3 | $ 346,000 | $ 115,000 | $ 0 |
| Collin County Texas | 3 | $ 365,000 | $ 121,000 | $ 104,000 |
| Tooele County Utah | 3 | $ 346,000 | $ 115,000 | $ 43,000 |
| Wasatch County Utah | 3 | $ 362,000 | $ 120,000 | $ 52,000 |
| Pima County Arizona | 2 | $ 486,000 | $ 243,000 | $ 51,000 |
| Pinal County Arizona | 2 | $ 305,000 | $ 152,000 | $ 45,000 |
| Contra Costa County California | 2 | $ 650,000 | $ 325,000 | $ 98,000 |
| San Bernardino County California | 2 | $ 792,000 | $ 396,000 | $ 90,000 |
| Santa Clara County California | 2 | $ 759,000 | $ 379,000 | $ 105,000 |
| Santa Cruz County California | 2 | $ 1,018,000 | $ 509,000 | $ 120,000 |
| Douglas County Colorado | 2 | $ 727,000 | $ 363,000 | $ 174,000 |
| Seminole County Florida | 2 | $ 155,000 | $ 77,000 | $ 90,000 |
| Daviess County Kentucky | 2 | $ 224,000 | $ 112,000 | $ 0 |
| Davidson County Tennessee | 2 | $ 172,000 | $ 86,000 | $ 0 |
| Knox County Tennessee | 2 | $ 432,000 | $ 216,000 | $ 64,000 |
| Madison County Tennessee | 2 | $ 176,000 | $ 88,000 | $ 0 |
| Rutherford County Tennessee | 2 | $ 341,000 | $ 170,000 | $ 39,000 |
| Bexar County Texas | 2 | $ 333,000 | $ 166,000 | $ 65,000 |
| Dallas County Texas | 2 | $ 145,000 | $ 72,000 | $ 68,000 |
| Tarrant County Texas | 2 | $ 220,000 | $ 110,000 | $ 44,000 |
| Cache County Utah | 2 | $ 182,000 | $ 91,000 | $ 96,000 |
| Iron County Utah | 2 | $ 352,000 | $ 176,000 | $ 54,000 |
| Summit County Utah | 2 | $ 2,112,000 | $ 1,056,000 | $ 284,000 |
| Clallam County Washington | 2 | $ 501,000 | $ 250,000 | $ 83,000 |
| Snohomish County Washington | 2 | $ 468,000 | $ 234,000 | $ 114,000 |
| Spokane County Washington | 2 | $ 377,000 | $ 188,000 | $ 35,000 |
| Anchorage County Alaska | 1 | $ 630,000 | $ 630,000 | $ 264,000 |
| Cochise County Arizona | 1 | $ 113,000 | $ 113,000 | $ 0 |
| Coconino County Arizona | 1 | $ 200,000 | $ 200,000 | $ 39,000 |
| El Dorado County California | 1 | $ 167,000 | $ 167,000 | $ 97,000 |
| Nevada County California | 1 | $ 160,000 | $ 160,000 | $ 35,000 |
| San Joaquin County California | 1 | $ 172,000 | $ 172,000 | $ 72,000 |
| San Luis Obispo County California | 1 | $ 298,000 | $ 298,000 | $ 105,000 |
| Solano County California | 1 | $ 360,000 | $ 360,000 | $ 87,000 |
| Ventura County California | 1 | $ 350,000 | $ 350,000 | $ 78,000 |
| Arapahoe County Colorado | 1 | $ 300,000 | $ 300,000 | $ 240,000 |
| Broomfield County Colorado | 1 | $ 259,000 | $ 259,000 | $ 164,000 |
| El Paso County Colorado | 1 | $ 624,000 | $ 624,000 | $ 233,000 |
| Huerfano County Colorado | 1 | $ 136,000 | $ 136,000 | $ 49,000 |
| Pueblo County Colorado | 1 | $ 215,000 | $ 215,000 | $ 147,000 |
| Monroe County Florida | 1 | $ 279,000 | $ 279,000 | $ 220,000 |
| Okaloosa County Florida | 1 | $ 160,000 | $ 160,000 | $ 25,000 |
| Orange County Florida | 1 | $ 130,000 | $ 130,000 | $ 60,000 |
| Polk County Florida | 1 | $ 247,000 | $ 247,000 | $ 93,000 |
| Volusia County Florida | 1 | $ 288,000 | $ 288,000 | $ 100,000 |
| Cherokee County Georgia | 1 | $ 248,000 | $ 248,000 | $ 63,000 |
| Clayton County Georgia | 1 | $ 173,000 | $ 173,000 | $ 0 |
| Columbia County Georgia | 1 | $ 160,000 | $ 160,000 | $ 0 |
| Fulton County Georgia | 1 | $ 120,000 | $ 120,000 | $ 120,000 |
| Gwinnett County Georgia | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Paulding County Georgia | 1 | $ 116,000 | $ 116,000 | $ 0 |
| Hawaii County Hawaii | 1 | $ 206,000 | $ 206,000 | $ 147,000 |
| Bonneville County Idaho | 1 | $ 74,000 | $ 74,000 | $ 36,000 |
| Canyon County Idaho | 1 | $ 94,000 | $ 94,000 | $ 63,000 |
| Nez Perce County Idaho | 1 | $ 240,000 | $ 240,000 | $ 81,000 |
| Twin Falls County Idaho | 1 | $ 359,000 | $ 359,000 | $ 300,000 |
| Porter County Indiana | 1 | $ 150,000 | $ 150,000 | $ 82,000 |
| Posey County Indiana | 1 | $ 100,000 | $ 100,000 | $ 76,000 |
| Carroll County Kentucky | 1 | $ 102,000 | $ 102,000 | $ 0 |
| Jefferson County Kentucky | 1 | $ 113,000 | $ 113,000 | $ 0 |
| Barry County Missouri | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Clay County Missouri | 1 | $ 126,000 | $ 126,000 | $ 33,000 |
| Platte County Missouri | 1 | $ 74,000 | $ 74,000 | $ 29,000 |
| St. Louis City County Missouri | 1 | $ 109,000 | $ 109,000 | $ 34,000 |
| Flathead County Montana | 1 | $ 302,000 | $ 302,000 | $ 96,000 |
| Carson City County Nevada | 1 | $ 299,000 | $ 299,000 | $ 67,000 |
| Washoe County Nevada | 1 | $ 283,000 | $ 283,000 | $ 40,000 |
| Deschutes County Oregon | 1 | $ 360,000 | $ 360,000 | $ 243,000 |
| Hood River County Oregon | 1 | $ 215,000 | $ 215,000 | $ 108,000 |
| Lane County Oregon | 1 | $ 140,000 | $ 140,000 | $ 189,000 |
| Linn County Oregon | 1 | $ 210,000 | $ 210,000 | $ 79,000 |
| Aiken County South Carolina | 1 | $ 90,000 | $ 90,000 | $ 0 |
| Laurens County South Carolina | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Lexington County South Carolina | 1 | $ 124,000 | $ 124,000 | $ 0 |
| Orangeburg County South Carolina | 1 | $ 140,000 | $ 140,000 | $ 0 |
| Cheatham County Tennessee | 1 | $ 90,000 | $ 90,000 | $ 0 |
| Gibson County Tennessee | 1 | $ 45,000 | $ 45,000 | $ 75,000 |
| Hamilton County Tennessee | 1 | $ 86,000 | $ 86,000 | $ 0 |
| Hawkins County Tennessee | 1 | $ 128,000 | $ 128,000 | $ 77,000 |
| Jefferson County Tennessee | 1 | $ 86,000 | $ 86,000 | $ 0 |
| Marshall County Tennessee | 1 | $ 93,000 | $ 93,000 | $ 0 |
| Obion County Tennessee | 1 | $ 91,000 | $ 91,000 | $ 0 |
| Wilson County Tennessee | 1 | $ 93,000 | $ 93,000 | $ 0 |
| Brazoria County Texas | 1 | $ 67,000 | $ 67,000 | $ 14,000 |
| Denton County Texas | 1 | $ 266,000 | $ 266,000 | $ 186,000 |
| Galveston County Texas | 1 | $ 236,000 | $ 236,000 | $ 174,000 |
| Hardin County Texas | 1 | $ 231,000 | $ 231,000 | $ 87,000 |
| Parker County Texas | 1 | $ 502,000 | $ 502,000 | $ 240,000 |
| Smith County Texas | 1 | $ 90,000 | $ 90,000 | $ 0 |
| Van Zandt County Texas | 1 | $ 116,000 | $ 116,000 | $ 60,000 |
| Williamson County Texas | 1 | $ 25,000 | $ 25,000 | $ 131,000 |
| Juab County Utah | 1 | $ 100,000 | $ 100,000 | $ 27,000 |
| Sanpete County Utah | 1 | $ 71,000 | $ 71,000 | $ 97,000 |
| Chelan County Washington | 1 | $ 155,000 | $ 155,000 | $ 61,000 |
| Kitsap County Washington | 1 | $ 240,000 | $ 240,000 | $ 72,000 |
| Kittitas County Washington | 1 | $ 160,000 | $ 160,000 | $ 65,000 |
| Whatcom County Washington | 1 | $ 183,000 | $ 183,000 | $ 104,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Utah,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Utah Financial in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 326 | $65,913,000 | $211,842 | $1,900,000 | $71,315 | $468,000 |
| Home Purchase | 253 | $48,779,000 | $196,937 | $1,000,000 | $87,687 | $2,400,000 |
| Home Improvement | 2 | $383,000 | $191,500 | $350,000 | $91,000 | $120,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 398 | $80,903,000 | $198,789 | $1,900,000 | $71,736 | $2,400,000 |
| Hispanic | 98 | $15,367,000 | $156,928 | $634,000 | $60,500 | $220,000 |
| Asian | 40 | $8,470,000 | $201,666 | $600,000 | $78,888 | $255,000 |
| Not Provided | 30 | $7,775,000 | $245,600 | $616,000 | $98,900 | $240,000 |
| Black or African American | 12 | $2,229,000 | $211,375 | $630,000 | $82,375 | $285,000 |
| American Indian or Alaskan Native | 2 | $203,000 | $101,000 | $107,000 | $22,000 | $24,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $128,000 | $128,000 | $128,000 | $38,000 | $38,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 463 | $99,743,000 | $228,210 | $1,900,000 | $97,947 | $2,400,000 |
| FHA-insured (Federal Housing Administration) | 102 | $13,133,000 | $129,166 | $255,000 | $22,666 | $444,000 |
| VA-guaranteed (Veterans Administration) | 16 | $2,199,000 | $109,000 | $236,000 | $4,750 | $55,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 391 | $77,920,000 | $196,055 | $1,000,000 | $68,055 | $2,400,000 |
| Application Withdrawn By Applicant | 140 | $27,478,000 | $197,684 | $1,900,000 | $75,315 | $468,000 |
| Application Denied By Financial Institution | 32 | $6,061,000 | $185,888 | $1,000,000 | $64,555 | $357,000 |
| Loan Purchased By The Institution | 18 | $3,616,000 | $231,000 | $624,000 | $104,500 | $233,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 13 | $1,974,000 | $142,500 | $368,000 | $58,666 | $357,000 |
| Debt-To-Income Ratio | 8 | $1,655,000 | $207,333 | $634,000 | $48,666 | $145,000 |
| Collateral | 4 | $1,561,000 | $390,250 | $1,000,000 | $103,250 | $180,000 |
| Credit History | 3 | $377,000 | $137,000 | $172,000 | $42,000 | $55,000 |
| Unverifiable Information | 2 | $249,000 | $124,500 | $136,000 | $44,000 | $51,000 |
| Employment History | 2 | $245,000 | $122,500 | $123,000 | $54,000 | $65,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in UT, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Utah, and search similar information at your convenience.