Valley Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008
Valley Bank 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Valley Bank 3455 Avenue Of The Cities Moline, IL 61265 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,330 |
| Total Mortgage Loan Application Amount | $365,302,000 |
| Average Mortgage Loan Application Amount | $113,333 |
| Highest Mortgage Loan Application Amount | $1,457,000 |
| Average Applicant Income | $73,666 |
| Highest Applicant Income | $1,200,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with Valley Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Valley Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2008 breaks down Valley Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Valley Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Valley Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Valley Bank's mortgage activity for 2008.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Scott County Iowa | 766 | $ 105,947,000 | $ 138,000 | $ 66,000 |
| Polk County Iowa | 474 | $ 83,588,000 | $ 176,000 | $ 82,000 |
| Rock Island County Illinois | 211 | $ 22,862,000 | $ 108,000 | $ 66,000 |
| Maricopa County Arizona | 152 | $ 38,782,000 | $ 255,000 | $ 110,000 |
| Story County Iowa | 144 | $ 20,098,000 | $ 139,000 | $ 79,000 |
| Dallas County Iowa | 77 | $ 16,268,000 | $ 211,000 | $ 100,000 |
| Mahaska County Iowa | 55 | $ 4,755,000 | $ 86,000 | $ 54,000 |
| Marion County Iowa | 34 | $ 2,946,000 | $ 86,000 | $ 50,000 |
| Boone County Iowa | 30 | $ 3,696,000 | $ 123,000 | $ 63,000 |
| Clinton County Iowa | 25 | $ 2,831,000 | $ 113,000 | $ 55,000 |
| Henry County Illinois | 22 | $ 3,342,000 | $ 151,000 | $ 53,000 |
| Warren County Iowa | 22 | $ 4,363,000 | $ 198,000 | $ 79,000 |
| Union County Iowa | 20 | $ 2,141,000 | $ 107,000 | $ 46,000 |
| Jasper County Iowa | 14 | $ 1,482,000 | $ 105,000 | $ 69,000 |
| Mercer County Illinois | 12 | $ 1,246,000 | $ 103,000 | $ 79,000 |
| Madison County Iowa | 12 | $ 2,286,000 | $ 190,000 | $ 90,000 |
| Clackamas County Oregon | 12 | $ 5,290,000 | $ 440,000 | $ 192,000 |
| Webster County Iowa | 11 | $ 797,000 | $ 72,000 | $ 47,000 |
| Black Hawk County Iowa | 10 | $ 1,234,000 | $ 123,000 | $ 68,000 |
| Wasco County Oregon | 10 | $ 1,624,000 | $ 162,000 | $ 55,000 |
| Washington County Oregon | 10 | $ 2,614,000 | $ 261,000 | $ 94,000 |
| Johnson County Iowa | 9 | $ 1,355,000 | $ 150,000 | $ 57,000 |
| Muscatine County Iowa | 9 | $ 1,246,000 | $ 138,000 | $ 69,000 |
| Whiteside County Illinois | 8 | $ 786,000 | $ 98,000 | $ 44,000 |
| Cedar County Iowa | 8 | $ 1,007,000 | $ 125,000 | $ 84,000 |
| Linn County Iowa | 7 | $ 1,072,000 | $ 153,000 | $ 59,000 |
| Jones County Iowa | 6 | $ 633,000 | $ 105,000 | $ 41,000 |
| Monroe County Iowa | 6 | $ 457,000 | $ 76,000 | $ 59,000 |
| Douglas County Nebraska | 6 | $ 891,000 | $ 148,000 | $ 100,000 |
| Multnomah County Oregon | 6 | $ 1,302,000 | $ 217,000 | $ 107,000 |
| Pinal County Arizona | 5 | $ 832,000 | $ 166,000 | $ 69,000 |
| Knox County Illinois | 4 | $ 722,000 | $ 180,000 | $ 268,000 |
| Dubuque County Iowa | 4 | $ 448,000 | $ 112,000 | $ 51,000 |
| Grundy County Iowa | 4 | $ 501,000 | $ 125,000 | $ 112,000 |
| Guthrie County Iowa | 4 | $ 1,072,000 | $ 268,000 | $ 124,000 |
| Hennepin County Minnesota | 4 | $ 817,000 | $ 204,000 | $ 95,000 |
| Coconino County Arizona | 3 | $ 871,000 | $ 290,000 | $ 133,000 |
| San Diego County California | 3 | $ 1,813,000 | $ 604,000 | $ 303,000 |
| Adair County Iowa | 3 | $ 514,000 | $ 171,000 | $ 52,000 |
| Decatur County Iowa | 3 | $ 166,000 | $ 55,000 | $ 50,000 |
| Des Moines County Iowa | 3 | $ 337,000 | $ 112,000 | $ 38,000 |
| Taylor County Iowa | 3 | $ 227,000 | $ 75,000 | $ 38,000 |
| Wright County Iowa | 3 | $ 509,000 | $ 169,000 | $ 81,000 |
| Camden County Missouri | 3 | $ 530,000 | $ 176,000 | $ 320,000 |
| Marion County Oregon | 3 | $ 1,419,000 | $ 473,000 | $ 51,000 |
| Benton County Arkansas | 2 | $ 321,000 | $ 160,000 | $ 95,000 |
| Fairfield County Connecticut | 2 | $ 342,000 | $ 171,000 | $ 118,000 |
| Gwinnett County Georgia | 2 | $ 265,000 | $ 132,000 | $ 0 |
| Cook County Illinois | 2 | $ 611,000 | $ 305,000 | $ 132,000 |
| Tazewell County Illinois | 2 | $ 231,000 | $ 115,000 | $ 47,000 |
| Bremer County Iowa | 2 | $ 250,000 | $ 125,000 | $ 40,000 |
| Clarke County Iowa | 2 | $ 194,000 | $ 97,000 | $ 46,000 |
| Hardin County Iowa | 2 | $ 210,000 | $ 105,000 | $ 66,000 |
| Poweshiek County Iowa | 2 | $ 506,000 | $ 253,000 | $ 87,000 |
| Ringgold County Iowa | 2 | $ 555,000 | $ 277,000 | $ 451,000 |
| Wapello County Iowa | 2 | $ 162,000 | $ 81,000 | $ 38,000 |
| Ramsey County Minnesota | 2 | $ 391,000 | $ 195,000 | $ 70,000 |
| Jackson County Missouri | 2 | $ 427,000 | $ 213,000 | $ 95,000 |
| Putnam County Missouri | 2 | $ 274,000 | $ 137,000 | $ 275,000 |
| Deschutes County Oregon | 2 | $ 414,000 | $ 207,000 | $ 119,000 |
| Klickitat County Washington | 2 | $ 304,000 | $ 152,000 | $ 112,000 |
| Madison County Alabama | 1 | $ 116,000 | $ 116,000 | $ 69,000 |
| Cochise County Arizona | 1 | $ 165,000 | $ 165,000 | $ 57,000 |
| Navajo County Arizona | 1 | $ 268,000 | $ 268,000 | $ 210,000 |
| Pima County Arizona | 1 | $ 90,000 | $ 90,000 | $ 17,000 |
| Yavapai County Arizona | 1 | $ 205,000 | $ 205,000 | $ 42,000 |
| Denver County Colorado | 1 | $ 848,000 | $ 848,000 | $ 261,000 |
| El Paso County Colorado | 1 | $ 360,000 | $ 360,000 | $ 88,000 |
| Larimer County Colorado | 1 | $ 164,000 | $ 164,000 | $ 1,200,000 |
| Routt County Colorado | 1 | $ 750,000 | $ 750,000 | $ 101,000 |
| Lake County Florida | 1 | $ 171,000 | $ 171,000 | $ 54,000 |
| Henry County Georgia | 1 | $ 151,000 | $ 151,000 | $ 40,000 |
| Bureau County Illinois | 1 | $ 124,000 | $ 124,000 | $ 80,000 |
| Carroll County Illinois | 1 | $ 93,000 | $ 93,000 | $ 50,000 |
| Kendall County Illinois | 1 | $ 387,000 | $ 387,000 | $ 89,000 |
| Lake County Illinois | 1 | $ 248,000 | $ 248,000 | $ 101,000 |
| LaSalle County Illinois | 1 | $ 350,000 | $ 350,000 | $ 147,000 |
| McLean County Illinois | 1 | $ 42,000 | $ 42,000 | $ 46,000 |
| Morgan County Illinois | 1 | $ 36,000 | $ 36,000 | $ 47,000 |
| Peoria County Illinois | 1 | $ 328,000 | $ 328,000 | $ 151,000 |
| Sangamon County Illinois | 1 | $ 88,000 | $ 88,000 | $ 46,000 |
| Warren County Illinois | 1 | $ 90,000 | $ 90,000 | $ 36,000 |
| Winnebago County Illinois | 1 | $ 146,000 | $ 146,000 | $ 53,000 |
| Adams County Iowa | 1 | $ 91,000 | $ 91,000 | $ 65,000 |
| Cerro Gordo County Iowa | 1 | $ 103,000 | $ 103,000 | $ 36,000 |
| Dickinson County Iowa | 1 | $ 225,000 | $ 225,000 | $ 160,000 |
| Greene County Iowa | 1 | $ 82,000 | $ 82,000 | $ 43,000 |
| Hamilton County Iowa | 1 | $ 94,000 | $ 94,000 | $ 48,000 |
| Iowa County Iowa | 1 | $ 285,000 | $ 285,000 | $ 51,000 |
| Jackson County Iowa | 1 | $ 71,000 | $ 71,000 | $ 37,000 |
| Louisa County Iowa | 1 | $ 115,000 | $ 115,000 | $ 36,000 |
| Marshall County Iowa | 1 | $ 255,000 | $ 255,000 | $ 83,000 |
| Page County Iowa | 1 | $ 82,000 | $ 82,000 | $ 68,000 |
| Washington County Iowa | 1 | $ 51,000 | $ 51,000 | $ 15,000 |
| Johnson County Kansas | 1 | $ 260,000 | $ 260,000 | $ 75,000 |
| Berrien County Michigan | 1 | $ 176,000 | $ 176,000 | $ 72,000 |
| Wayne County Michigan | 1 | $ 145,000 | $ 145,000 | $ 48,000 |
| Becker County Minnesota | 1 | $ 417,000 | $ 417,000 | $ 481,000 |
| Carver County Minnesota | 1 | $ 197,000 | $ 197,000 | $ 51,000 |
| Le Sueur County Minnesota | 1 | $ 158,000 | $ 158,000 | $ 174,000 |
| Rice County Minnesota | 1 | $ 177,000 | $ 177,000 | $ 46,000 |
| Morgan County Missouri | 1 | $ 200,000 | $ 200,000 | $ 240,000 |
| St. Louis County Missouri | 1 | $ 91,000 | $ 91,000 | $ 41,000 |
| Lancaster County Nebraska | 1 | $ 267,000 | $ 267,000 | $ 90,000 |
| Bergen County New Jersey | 1 | $ 42,000 | $ 42,000 | $ 153,000 |
| Essex County New Jersey | 1 | $ 17,000 | $ 17,000 | $ 153,000 |
| Cabarrus County North Carolina | 1 | $ 211,000 | $ 211,000 | $ 90,000 |
| Cass County North Dakota | 1 | $ 130,000 | $ 130,000 | $ 52,000 |
| Benton County Oregon | 1 | $ 550,000 | $ 550,000 | $ 130,000 |
| Linn County Oregon | 1 | $ 162,000 | $ 162,000 | $ 112,000 |
| Yamhill County Oregon | 1 | $ 270,000 | $ 270,000 | $ 68,000 |
| York County Pennsylvania | 1 | $ 248,000 | $ 248,000 | $ 40,000 |
| Minnehaha County South Dakota | 1 | $ 149,000 | $ 149,000 | $ 78,000 |
| Hamblen County Tennessee | 1 | $ 45,000 | $ 45,000 | $ 51,000 |
| Dallas County Texas | 1 | $ 312,000 | $ 312,000 | $ 400,000 |
| Denton County Texas | 1 | $ 166,000 | $ 166,000 | $ 58,000 |
| Pierce County Washington | 1 | $ 279,000 | $ 279,000 | $ 58,000 |
| Sawyer County Wisconsin | 1 | $ 366,000 | $ 366,000 | $ 182,000 |
| St. Croix County Wisconsin | 1 | $ 417,000 | $ 417,000 | $ 117,000 |
Mortgage Loan Application Detail Totals for Valley Bank in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,263 | $180,443,000 | $142,000 | $848,000 | $70,000 | $1,200,000 |
| Refinancing | 1,032 | $184,147,000 | $178,000 | $1,457,000 | $86,000 | $1,000,000 |
| Home Improvement | 35 | $712,000 | $20,000 | $63,000 | $65,000 | $163,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,053 | $317,830,000 | $154,000 | $1,457,000 | $78,000 | $1,200,000 |
| Not Provided | 124 | $21,577,000 | $174,000 | $810,000 | $82,000 | $513,000 |
| Hispanic | 52 | $7,640,000 | $146,000 | $698,000 | $69,000 | $350,000 |
| Asian | 50 | $10,762,000 | $215,000 | $417,000 | $96,000 | $400,000 |
| Black or African American | 32 | $4,304,000 | $134,000 | $350,000 | $60,000 | $141,000 |
| Not applicable | 15 | $2,498,000 | $166,000 | $610,000 | $0 | $0 |
| American Indian or Alaskan Native | 2 | $238,000 | $119,000 | $185,000 | $31,000 | $38,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $453,000 | $226,000 | $328,000 | $77,000 | $107,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,588 | $265,823,000 | $167,000 | $1,457,000 | $86,000 | $1,200,000 |
| FHA-insured (Federal Housing Administration) | 634 | $84,306,000 | $132,000 | $350,000 | $58,000 | $576,000 |
| VA-guaranteed (Veterans Administration) | 67 | $10,785,000 | $160,000 | $317,000 | $64,000 | $127,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 41 | $4,388,000 | $107,000 | $299,000 | $40,000 | $70,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,784 | $275,952,000 | $154,000 | $848,000 | $78,000 | $1,200,000 |
| Application Denied By Financial Institution | 248 | $36,138,000 | $145,000 | $1,100,000 | $60,000 | $400,000 |
| Application Withdrawn By Applicant | 226 | $38,863,000 | $171,000 | $1,457,000 | $85,000 | $1,000,000 |
| Application Approved But Not Accepted | 52 | $11,114,000 | $213,000 | $780,000 | $114,000 | $460,000 |
| File Closed For Incompleteness | 20 | $3,235,000 | $161,000 | $417,000 | $65,000 | $164,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 1 | $129,000 | $129,000 | $129,000 | $50,000 | $50,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Valley Bank's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Valley Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.