Vandyk Mortgage Corporation
Mortgage Loan Application
Totals and Details
for 2004
Find mortgage loan statistics, lending data, and loan application totals for Michigan.
The mortgage statistics and data below are specific to mortgage loan applications for Vandyk Mortgage Corporation.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Vandyk Mortgage Corporation 2449 Camelot Court S.E. Grand Rapids, MI 49546 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,842 |
| Total Mortgage Loan Application Amount | $207,984,000 |
| Average Mortgage Loan Application Amount | $131,500 |
| Highest Mortgage Loan Application Amount | $1,177,000 |
| Average Applicant Income | $57,777 |
| Highest Applicant Income | $380,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MI, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Kent County Michigan | 340 | $ 41,795,000 | $ 122,000 | $ 43,000 |
| Muskegon County Michigan | 229 | $ 22,188,000 | $ 96,000 | $ 40,000 |
| Wayne County Michigan | 143 | $ 14,263,000 | $ 99,000 | $ 46,000 |
| Jefferson County Kentucky | 118 | $ 13,109,000 | $ 111,000 | $ 52,000 |
| Ottawa County Michigan | 109 | $ 15,145,000 | $ 138,000 | $ 41,000 |
| Hamilton County Ohio | 104 | $ 8,418,000 | $ 80,000 | $ 28,000 |
| Oakland County Michigan | 55 | $ 11,071,000 | $ 201,000 | $ 84,000 |
| Berrien County Michigan | 47 | $ 5,300,000 | $ 112,000 | $ 56,000 |
| Kenton County Kentucky | 33 | $ 3,188,000 | $ 96,000 | $ 31,000 |
| Boone County Kentucky | 29 | $ 3,921,000 | $ 135,000 | $ 42,000 |
| Campbell County Kentucky | 28 | $ 2,166,000 | $ 77,000 | $ 26,000 |
| Dearborn County Indiana | 24 | $ 2,672,000 | $ 111,000 | $ 50,000 |
| Genesee County Michigan | 24 | $ 1,878,000 | $ 78,000 | $ 36,000 |
| Chippewa County Michigan | 19 | $ 1,509,000 | $ 79,000 | $ 41,000 |
| Macomb County Michigan | 19 | $ 2,462,000 | $ 129,000 | $ 52,000 |
| Newaygo County Michigan | 18 | $ 1,569,000 | $ 87,000 | $ 46,000 |
| Allegan County Michigan | 15 | $ 1,668,000 | $ 111,000 | $ 44,000 |
| Montcalm County Michigan | 15 | $ 1,802,000 | $ 120,000 | $ 41,000 |
| Oldham County Kentucky | 12 | $ 1,904,000 | $ 158,000 | $ 82,000 |
| Barry County Michigan | 12 | $ 1,417,000 | $ 118,000 | $ 39,000 |
| Van Buren County Michigan | 12 | $ 1,340,000 | $ 111,000 | $ 37,000 |
| Summit County Ohio | 12 | $ 839,000 | $ 69,000 | $ 68,000 |
| Ionia County Michigan | 11 | $ 1,242,000 | $ 112,000 | $ 53,000 |
| Mason County Michigan | 11 | $ 1,029,000 | $ 93,000 | $ 43,000 |
| Ingham County Michigan | 9 | $ 1,146,000 | $ 127,000 | $ 31,000 |
| Oceana County Michigan | 8 | $ 765,000 | $ 95,000 | $ 41,000 |
| Charlevoix County Michigan | 7 | $ 994,000 | $ 142,000 | $ 69,000 |
| Kalamazoo County Michigan | 7 | $ 758,000 | $ 108,000 | $ 50,000 |
| Stark County Ohio | 7 | $ 529,000 | $ 75,000 | $ 55,000 |
| Ripley County Indiana | 6 | $ 607,000 | $ 101,000 | $ 29,000 |
| Bullitt County Kentucky | 6 | $ 515,000 | $ 85,000 | $ 35,000 |
| Livingston County Michigan | 6 | $ 1,313,000 | $ 218,000 | $ 75,000 |
| Mecosta County Michigan | 6 | $ 874,000 | $ 145,000 | $ 49,000 |
| Washtenaw County Michigan | 6 | $ 1,214,000 | $ 202,000 | $ 72,000 |
| Butler County Ohio | 6 | $ 428,000 | $ 71,000 | $ 0 |
| Hamilton County Indiana | 5 | $ 1,215,000 | $ 243,000 | $ 122,000 |
| Ohio County Indiana | 5 | $ 535,000 | $ 107,000 | $ 27,000 |
| Bracken County Kentucky | 5 | $ 308,000 | $ 61,000 | $ 13,000 |
| Emmet County Michigan | 5 | $ 436,000 | $ 87,000 | $ 31,000 |
| Manistee County Michigan | 5 | $ 480,000 | $ 96,000 | $ 56,000 |
| Monroe County Michigan | 5 | $ 647,000 | $ 129,000 | $ 51,000 |
| Osceola County Michigan | 5 | $ 347,000 | $ 69,000 | $ 24,000 |
| Clark County Indiana | 4 | $ 556,000 | $ 139,000 | $ 97,000 |
| Calhoun County Michigan | 4 | $ 241,000 | $ 60,000 | $ 44,000 |
| Clinton County Michigan | 4 | $ 562,000 | $ 140,000 | $ 48,000 |
| Isabella County Michigan | 4 | $ 431,000 | $ 107,000 | $ 40,000 |
| Brown County Ohio | 4 | $ 360,000 | $ 90,000 | $ 33,000 |
| Palm Beach County Florida | 3 | $ 484,000 | $ 161,000 | $ 115,000 |
| Floyd County Indiana | 3 | $ 410,000 | $ 136,000 | $ 85,000 |
| Lake County Michigan | 3 | $ 374,000 | $ 124,000 | $ 37,000 |
| Saginaw County Michigan | 3 | $ 292,000 | $ 97,000 | $ 48,000 |
| St. Clair County Michigan | 3 | $ 416,000 | $ 138,000 | $ 56,000 |
| Tuscola County Michigan | 3 | $ 359,000 | $ 119,000 | $ 29,000 |
| Medina County Ohio | 3 | $ 723,000 | $ 241,000 | $ 67,000 |
| Salt Lake County Utah | 3 | $ 478,000 | $ 159,000 | $ 46,000 |
| Bay County Florida | 2 | $ 219,000 | $ 109,000 | $ 166,000 |
| Elmore County Idaho | 2 | $ 195,000 | $ 97,000 | $ 24,000 |
| Elkhart County Indiana | 2 | $ 147,000 | $ 73,000 | $ 41,000 |
| Kosciusko County Indiana | 2 | $ 838,000 | $ 419,000 | $ 101,000 |
| Switzerland County Indiana | 2 | $ 182,000 | $ 91,000 | $ 49,000 |
| Breathitt County Kentucky | 2 | $ 74,000 | $ 37,000 | $ 72,000 |
| Gallatin County Kentucky | 2 | $ 160,000 | $ 80,000 | $ 0 |
| Hardin County Kentucky | 2 | $ 238,000 | $ 119,000 | $ 71,000 |
| McCracken County Kentucky | 2 | $ 195,000 | $ 97,000 | $ 32,000 |
| Owen County Kentucky | 2 | $ 180,000 | $ 90,000 | $ 0 |
| Pendleton County Kentucky | 2 | $ 169,000 | $ 84,000 | $ 30,000 |
| Shelby County Kentucky | 2 | $ 242,000 | $ 121,000 | $ 55,000 |
| Branch County Michigan | 2 | $ 198,000 | $ 99,000 | $ 34,000 |
| Cass County Michigan | 2 | $ 412,000 | $ 206,000 | $ 52,000 |
| Grand Traverse County Michigan | 2 | $ 436,000 | $ 218,000 | $ 104,000 |
| Gratiot County Michigan | 2 | $ 114,000 | $ 57,000 | $ 27,000 |
| Hillsdale County Michigan | 2 | $ 236,000 | $ 118,000 | $ 34,000 |
| Huron County Michigan | 2 | $ 137,000 | $ 68,000 | $ 28,000 |
| Jackson County Michigan | 2 | $ 310,000 | $ 155,000 | $ 34,000 |
| Lapeer County Michigan | 2 | $ 496,000 | $ 248,000 | $ 45,000 |
| Oscoda County Michigan | 2 | $ 148,000 | $ 74,000 | $ 8,000 |
| Roscommon County Michigan | 2 | $ 101,000 | $ 50,000 | $ 49,000 |
| Sanilac County Michigan | 2 | $ 161,000 | $ 80,000 | $ 8,000 |
| Shiawassee County Michigan | 2 | $ 167,000 | $ 83,000 | $ 59,000 |
| Clermont County Ohio | 2 | $ 321,000 | $ 160,000 | $ 80,000 |
| Montgomery County Ohio | 2 | $ 156,000 | $ 78,000 | $ 23,000 |
| Davis County Utah | 2 | $ 133,000 | $ 66,000 | $ 37,000 |
| Utah County Utah | 2 | $ 339,000 | $ 169,000 | $ 84,000 |
| Los Angeles County California | 1 | $ 60,000 | $ 60,000 | $ 0 |
| Adams County Colorado | 1 | $ 223,000 | $ 223,000 | $ 116,000 |
| Hillsborough County Florida | 1 | $ 83,000 | $ 83,000 | $ 117,000 |
| Indian River County Florida | 1 | $ 127,000 | $ 127,000 | $ 0 |
| Miami-Dade County Florida | 1 | $ 284,000 | $ 284,000 | $ 78,000 |
| St. Johns County Florida | 1 | $ 740,000 | $ 740,000 | $ 225,000 |
| Walton County Florida | 1 | $ 214,000 | $ 214,000 | $ 292,000 |
| Brown County Indiana | 1 | $ 101,000 | $ 101,000 | $ 38,000 |
| Hancock County Indiana | 1 | $ 107,000 | $ 107,000 | $ 160,000 |
| Howard County Indiana | 1 | $ 60,000 | $ 60,000 | $ 70,000 |
| Morgan County Indiana | 1 | $ 100,000 | $ 100,000 | $ 0 |
| St. Joseph County Indiana | 1 | $ 140,000 | $ 140,000 | $ 62,000 |
| Vanderburgh County Indiana | 1 | $ 171,000 | $ 171,000 | $ 69,000 |
| Wayne County Indiana | 1 | $ 140,000 | $ 140,000 | $ 86,000 |
| Anderson County Kentucky | 1 | $ 73,000 | $ 73,000 | $ 47,000 |
| Christian County Kentucky | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Fayette County Kentucky | 1 | $ 89,000 | $ 89,000 | $ 44,000 |
| Franklin County Kentucky | 1 | $ 110,000 | $ 110,000 | $ 69,000 |
| Grant County Kentucky | 1 | $ 139,000 | $ 139,000 | $ 0 |
| Greenup County Kentucky | 1 | $ 200,000 | $ 200,000 | $ 83,000 |
| Jessamine County Kentucky | 1 | $ 100,000 | $ 100,000 | $ 26,000 |
| Rowan County Kentucky | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Spencer County Kentucky | 1 | $ 304,000 | $ 304,000 | $ 93,000 |
| Warren County Kentucky | 1 | $ 180,000 | $ 180,000 | $ 50,000 |
| Alcona County Michigan | 1 | $ 126,000 | $ 126,000 | $ 66,000 |
| Bay County Michigan | 1 | $ 85,000 | $ 85,000 | $ 55,000 |
| Crawford County Michigan | 1 | $ 183,000 | $ 183,000 | $ 121,000 |
| Eaton County Michigan | 1 | $ 224,000 | $ 224,000 | $ 80,000 |
| Gladwin County Michigan | 1 | $ 64,000 | $ 64,000 | $ 0 |
| Iosco County Michigan | 1 | $ 50,000 | $ 50,000 | $ 32,000 |
| Lenawee County Michigan | 1 | $ 113,000 | $ 113,000 | $ 50,000 |
| Midland County Michigan | 1 | $ 84,000 | $ 84,000 | $ 36,000 |
| Missaukee County Michigan | 1 | $ 103,000 | $ 103,000 | $ 43,000 |
| Ogemaw County Michigan | 1 | $ 74,000 | $ 74,000 | $ 49,000 |
| St. Joseph County Michigan | 1 | $ 112,000 | $ 112,000 | $ 28,000 |
| Wexford County Michigan | 1 | $ 136,000 | $ 136,000 | $ 74,000 |
| Clinton County Ohio | 1 | $ 60,000 | $ 60,000 | $ 0 |
| Cuyahoga County Ohio | 1 | $ 134,000 | $ 134,000 | $ 40,000 |
| Franklin County Ohio | 1 | $ 166,000 | $ 166,000 | $ 0 |
| Greene County Ohio | 1 | $ 97,000 | $ 97,000 | $ 30,000 |
| Jefferson County Ohio | 1 | $ 44,000 | $ 44,000 | $ 37,000 |
| Lake County Ohio | 1 | $ 119,000 | $ 119,000 | $ 55,000 |
| Lawrence County Ohio | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Mahoning County Ohio | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Marion County Ohio | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Trumbull County Ohio | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Tuscarawas County Ohio | 1 | $ 40,000 | $ 40,000 | $ 22,000 |
| Warren County Ohio | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Wood County Ohio | 1 | $ 105,000 | $ 105,000 | $ 0 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Michigan,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Vandyk Mortgage Corporation in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,126 | $119,355,000 | $114,333 | $854,000 | $38,666 | $380,000 |
| Refinancing | 713 | $88,018,000 | $141,875 | $1,177,000 | $81,000 | $378,000 |
| Home Improvement | 3 | $611,000 | $203,000 | $302,000 | $44,000 | $53,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,362 | $159,549,000 | $116,888 | $1,177,000 | $47,111 | $380,000 |
| Not Provided | 268 | $26,990,000 | $112,166 | $487,000 | $34,500 | $210,000 |
| Black or African American | 163 | $16,565,000 | $116,142 | $450,000 | $65,142 | $293,000 |
| Hispanic | 28 | $2,430,000 | $73,500 | $162,000 | $17,000 | $72,000 |
| American Indian or Alaskan Native | 10 | $1,099,000 | $144,666 | $248,000 | $76,333 | $190,000 |
| Asian | 10 | $1,258,000 | $125,000 | $184,000 | $44,000 | $68,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $93,000 | $93,000 | $93,000 | $40,000 | $40,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,280 | $148,562,000 | $127,500 | $1,177,000 | $54,700 | $380,000 |
| FHA-insured (Federal Housing Administration) | 517 | $54,520,000 | $102,200 | $191,000 | $40,600 | $138,000 |
| VA-guaranteed (Veterans Administration) | 43 | $4,775,000 | $109,750 | $183,000 | $51,250 | $121,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2 | $127,000 | $63,500 | $102,000 | $34,000 | $48,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 981 | $115,713,000 | $117,714 | $632,000 | $67,000 | $380,000 |
| Application Withdrawn By Applicant | 408 | $40,209,000 | $92,666 | $400,000 | $24,333 | $215,000 |
| Application Denied By Financial Institution | 401 | $46,132,000 | $156,444 | $1,177,000 | $56,555 | $378,000 |
| Application Approved But Not Accepted | 27 | $2,975,000 | $132,000 | $316,000 | $50,250 | $148,000 |
| File Closed For Incompleteness | 25 | $2,955,000 | $118,000 | $337,000 | $33,000 | $77,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 96 | $9,026,000 | $86,750 | $217,000 | $40,000 | $154,000 |
| Debt-To-Income Ratio | 13 | $1,337,000 | $102,000 | $159,000 | $47,000 | $62,000 |
| Collateral | 11 | $1,073,000 | $91,000 | $161,000 | $28,666 | $126,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 7 | $564,000 | $80,000 | $111,000 | $0 | $0 |
| Other | 5 | $484,000 | $101,000 | $130,000 | $28,500 | $100,000 |
| Credit Application Incomplete | 5 | $679,000 | $129,500 | $301,000 | $44,500 | $178,000 |
| Employment History | 2 | $259,000 | $129,000 | $169,000 | $17,000 | $34,000 |
| Unverifiable Information | 1 | $35,000 | $35,000 | $35,000 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MI, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Michigan, and search similar information at your convenience.