Vanguard Funding Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008
Vanguard Funding Llc 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Vanguard Funding Llc 300 Garden City Plaza, Suite 170 Garden City, NY 11530 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2011 2010 2009 2008 |
| Total Number of Mortgage Applications | 510 |
| Total Mortgage Loan Application Amount | $161,231,000 |
| Average Mortgage Loan Application Amount | $320,500 |
| Highest Mortgage Loan Application Amount | $1,188,000 |
| Average Applicant Income | $92,000 |
| Highest Applicant Income | $321,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with Vanguard Funding Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Vanguard Funding Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2008 breaks down Vanguard Funding Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Vanguard Funding Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Vanguard Funding Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Vanguard Funding Llc's mortgage activity for 2008.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Suffolk County New York | 53 | $ 17,018,000 | $ 321,000 | $ 94,000 |
| Queens County New York | 49 | $ 19,311,000 | $ 394,000 | $ 101,000 |
| Nassau County New York | 48 | $ 19,269,000 | $ 401,000 | $ 112,000 |
| Kings County New York | 40 | $ 18,350,000 | $ 458,000 | $ 99,000 |
| Richmond County New York | 19 | $ 7,244,000 | $ 381,000 | $ 93,000 |
| Bronx County New York | 16 | $ 6,884,000 | $ 430,000 | $ 119,000 |
| Prince George's County Maryland | 15 | $ 5,159,000 | $ 343,000 | $ 85,000 |
| Miami-Dade County Florida | 10 | $ 1,997,000 | $ 199,000 | $ 74,000 |
| Broward County Florida | 9 | $ 2,117,000 | $ 235,000 | $ 73,000 |
| Essex County New Jersey | 9 | $ 3,469,000 | $ 385,000 | $ 114,000 |
| Philadelphia County Pennsylvania | 9 | $ 1,257,000 | $ 139,000 | $ 41,000 |
| Monmouth County New Jersey | 8 | $ 3,562,000 | $ 445,000 | $ 146,000 |
| Passaic County New Jersey | 8 | $ 2,636,000 | $ 329,000 | $ 107,000 |
| Atlantic County New Jersey | 7 | $ 1,209,000 | $ 172,000 | $ 59,000 |
| Camden County New Jersey | 7 | $ 1,512,000 | $ 216,000 | $ 86,000 |
| Middlesex County New Jersey | 7 | $ 1,984,000 | $ 283,000 | $ 77,000 |
| Union County New Jersey | 7 | $ 2,173,000 | $ 310,000 | $ 84,000 |
| Honolulu County Hawaii | 6 | $ 3,280,000 | $ 546,000 | $ 110,000 |
| Middlesex County Massachusetts | 6 | $ 1,712,000 | $ 285,000 | $ 72,000 |
| Worcester County Massachusetts | 5 | $ 1,177,000 | $ 235,000 | $ 64,000 |
| Burlington County New Jersey | 5 | $ 1,192,000 | $ 238,000 | $ 93,000 |
| Ocean County New Jersey | 5 | $ 1,475,000 | $ 295,000 | $ 93,000 |
| Sullivan County New York | 5 | $ 798,000 | $ 159,000 | $ 73,000 |
| Fulton County Georgia | 4 | $ 668,000 | $ 167,000 | $ 67,000 |
| Baltimore County Maryland | 4 | $ 1,218,000 | $ 304,000 | $ 73,000 |
| Bergen County New Jersey | 4 | $ 1,309,000 | $ 327,000 | $ 89,000 |
| Gloucester County New Jersey | 4 | $ 966,000 | $ 241,000 | $ 103,000 |
| Orange County New York | 4 | $ 916,000 | $ 229,000 | $ 77,000 |
| Allegheny County Pennsylvania | 4 | $ 676,000 | $ 169,000 | $ 96,000 |
| San Joaquin County California | 3 | $ 919,000 | $ 306,000 | $ 87,000 |
| Baltimore City County Maryland | 3 | $ 423,000 | $ 141,000 | $ 28,000 |
| Montgomery County Maryland | 3 | $ 849,000 | $ 283,000 | $ 88,000 |
| Suffolk County Massachusetts | 3 | $ 839,000 | $ 279,000 | $ 64,000 |
| Hudson County New Jersey | 3 | $ 1,175,000 | $ 391,000 | $ 137,000 |
| Rockland County New York | 3 | $ 829,000 | $ 276,000 | $ 96,000 |
| Ulster County New York | 3 | $ 647,000 | $ 215,000 | $ 93,000 |
| Lehigh County Pennsylvania | 3 | $ 415,000 | $ 138,000 | $ 37,000 |
| San Diego County California | 2 | $ 767,000 | $ 383,000 | $ 85,000 |
| Fairfield County Connecticut | 2 | $ 655,000 | $ 327,000 | $ 81,000 |
| Collier County Florida | 2 | $ 405,000 | $ 202,000 | $ 94,000 |
| Duval County Florida | 2 | $ 345,000 | $ 172,000 | $ 65,000 |
| Orange County Florida | 2 | $ 459,000 | $ 229,000 | $ 48,000 |
| Palm Beach County Florida | 2 | $ 600,000 | $ 300,000 | $ 264,000 |
| Hall County Georgia | 2 | $ 324,000 | $ 162,000 | $ 62,000 |
| Houston County Georgia | 2 | $ 278,000 | $ 139,000 | $ 67,000 |
| Charles County Maryland | 2 | $ 527,000 | $ 263,000 | $ 72,000 |
| Plymouth County Massachusetts | 2 | $ 704,000 | $ 352,000 | $ 88,000 |
| Morris County New Jersey | 2 | $ 448,000 | $ 224,000 | $ 112,000 |
| Somerset County New Jersey | 2 | $ 619,000 | $ 309,000 | $ 86,000 |
| Albany County New York | 2 | $ 460,000 | $ 230,000 | $ 71,000 |
| Dutchess County New York | 2 | $ 528,000 | $ 264,000 | $ 73,000 |
| Erie County New York | 2 | $ 186,000 | $ 93,000 | $ 66,000 |
| New York County New York | 2 | $ 2,230,000 | $ 1,115,000 | $ 252,000 |
| Onondaga County New York | 2 | $ 255,000 | $ 127,000 | $ 44,000 |
| Washington County New York | 2 | $ 265,000 | $ 132,000 | $ 66,000 |
| Brunswick County North Carolina | 2 | $ 333,000 | $ 166,000 | $ 30,000 |
| Union County North Carolina | 2 | $ 408,000 | $ 204,000 | $ 46,000 |
| Bucks County Pennsylvania | 2 | $ 598,000 | $ 299,000 | $ 107,000 |
| Delaware County Pennsylvania | 2 | $ 279,000 | $ 139,000 | $ 51,000 |
| Monroe County Pennsylvania | 2 | $ 324,000 | $ 162,000 | $ 55,000 |
| Los Angeles County California | 1 | $ 595,000 | $ 595,000 | $ 138,000 |
| Nevada County California | 1 | $ 299,000 | $ 299,000 | $ 102,000 |
| Santa Barbara County California | 1 | $ 339,000 | $ 339,000 | $ 55,000 |
| Sonoma County California | 1 | $ 192,000 | $ 192,000 | $ 55,000 |
| Hartford County Connecticut | 1 | $ 180,000 | $ 180,000 | $ 66,000 |
| Middlesex County Connecticut | 1 | $ 218,000 | $ 218,000 | $ 56,000 |
| New Haven County Connecticut | 1 | $ 298,000 | $ 298,000 | $ 73,000 |
| New London County Connecticut | 1 | $ 215,000 | $ 215,000 | $ 47,000 |
| Clay County Florida | 1 | $ 272,000 | $ 272,000 | $ 110,000 |
| Hillsborough County Florida | 1 | $ 183,000 | $ 183,000 | $ 37,000 |
| Lee County Florida | 1 | $ 177,000 | $ 177,000 | $ 40,000 |
| Okaloosa County Florida | 1 | $ 199,000 | $ 199,000 | $ 52,000 |
| Osceola County Florida | 1 | $ 127,000 | $ 127,000 | $ 31,000 |
| Pinellas County Florida | 1 | $ 155,000 | $ 155,000 | $ 60,000 |
| St. Lucie County Florida | 1 | $ 175,000 | $ 175,000 | $ 107,000 |
| Sumter County Florida | 1 | $ 225,000 | $ 225,000 | $ 55,000 |
| Volusia County Florida | 1 | $ 230,000 | $ 230,000 | $ 83,000 |
| Chatham County Georgia | 1 | $ 163,000 | $ 163,000 | $ 67,000 |
| Clayton County Georgia | 1 | $ 189,000 | $ 189,000 | $ 60,000 |
| Cobb County Georgia | 1 | $ 346,000 | $ 346,000 | $ 69,000 |
| Coweta County Georgia | 1 | $ 167,000 | $ 167,000 | $ 74,000 |
| Gwinnett County Georgia | 1 | $ 390,000 | $ 390,000 | $ 211,000 |
| Henry County Georgia | 1 | $ 155,000 | $ 155,000 | $ 91,000 |
| Jackson County Georgia | 1 | $ 100,000 | $ 100,000 | $ 58,000 |
| Richmond County Georgia | 1 | $ 110,000 | $ 110,000 | $ 33,000 |
| Maui County Hawaii | 1 | $ 73,000 | $ 73,000 | $ 57,000 |
| Allegany County Maryland | 1 | $ 185,000 | $ 185,000 | $ 111,000 |
| Cecil County Maryland | 1 | $ 97,000 | $ 97,000 | $ 37,000 |
| Howard County Maryland | 1 | $ 431,000 | $ 431,000 | $ 109,000 |
| Wicomico County Maryland | 1 | $ 155,000 | $ 155,000 | $ 79,000 |
| Worcester County Maryland | 1 | $ 167,000 | $ 167,000 | $ 50,000 |
| Essex County Massachusetts | 1 | $ 433,000 | $ 433,000 | $ 237,000 |
| Hampden County Massachusetts | 1 | $ 207,000 | $ 207,000 | $ 54,000 |
| Polk County Missouri | 1 | $ 160,000 | $ 160,000 | $ 42,000 |
| Cape May County New Jersey | 1 | $ 119,000 | $ 119,000 | $ 40,000 |
| Sussex County New Jersey | 1 | $ 298,000 | $ 298,000 | $ 100,000 |
| Chenango County New York | 1 | $ 128,000 | $ 128,000 | $ 60,000 |
| Columbia County New York | 1 | $ 183,000 | $ 183,000 | $ 63,000 |
| Delaware County New York | 1 | $ 90,000 | $ 90,000 | $ 46,000 |
| Jefferson County New York | 1 | $ 88,000 | $ 88,000 | $ 59,000 |
| Ontario County New York | 1 | $ 128,000 | $ 128,000 | $ 81,000 |
| Rensselaer County New York | 1 | $ 135,000 | $ 135,000 | $ 58,000 |
| Saratoga County New York | 1 | $ 214,000 | $ 214,000 | $ 37,000 |
| Schenectady County New York | 1 | $ 112,000 | $ 112,000 | $ 76,000 |
| Wayne County New York | 1 | $ 117,000 | $ 117,000 | $ 75,000 |
| Westchester County New York | 1 | $ 388,000 | $ 388,000 | $ 91,000 |
| Davidson County North Carolina | 1 | $ 143,000 | $ 143,000 | $ 115,000 |
| Durham County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 42,000 |
| Franklin County North Carolina | 1 | $ 208,000 | $ 208,000 | $ 83,000 |
| Gates County North Carolina | 1 | $ 265,000 | $ 265,000 | $ 80,000 |
| Wake County North Carolina | 1 | $ 251,000 | $ 251,000 | $ 50,000 |
| Beaver County Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 52,000 |
| Centre County Pennsylvania | 1 | $ 271,000 | $ 271,000 | $ 83,000 |
| Chester County Pennsylvania | 1 | $ 232,000 | $ 232,000 | $ 67,000 |
| Erie County Pennsylvania | 1 | $ 118,000 | $ 118,000 | $ 34,000 |
| Lackawanna County Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 25,000 |
| Luzerne County Pennsylvania | 1 | $ 112,000 | $ 112,000 | $ 39,000 |
| Montgomery County Pennsylvania | 1 | $ 274,000 | $ 274,000 | $ 93,000 |
| Montour County Pennsylvania | 1 | $ 153,000 | $ 153,000 | $ 75,000 |
| Perry County Pennsylvania | 1 | $ 140,000 | $ 140,000 | $ 33,000 |
| Pike County Pennsylvania | 1 | $ 144,000 | $ 144,000 | $ 50,000 |
| Wayne County Pennsylvania | 1 | $ 200,000 | $ 200,000 | $ 97,000 |
Mortgage Loan Application Detail Totals for Vanguard Funding Llc in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 346 | $106,600,000 | $308,000 | $1,188,000 | $89,000 | $296,000 |
| Home Purchase | 164 | $54,631,000 | $333,000 | $788,000 | $95,000 | $321,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 195 | $59,145,000 | $303,000 | $1,188,000 | $96,000 | $321,000 |
| Black or African American | 145 | $45,129,000 | $311,000 | $1,129,000 | $82,000 | $296,000 |
| Not Provided | 90 | $29,704,000 | $330,000 | $788,000 | $93,000 | $293,000 |
| Hispanic | 58 | $19,305,000 | $332,000 | $638,000 | $89,000 | $219,000 |
| Asian | 17 | $6,343,000 | $373,000 | $752,000 | $99,000 | $168,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $1,492,000 | $373,000 | $514,000 | $80,000 | $93,000 |
| American Indian or Alaskan Native | 1 | $113,000 | $113,000 | $113,000 | $22,000 | $22,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 398 | $122,775,000 | $308,000 | $1,129,000 | $86,000 | $296,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 112 | $38,456,000 | $343,000 | $1,188,000 | $108,000 | $321,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 310 | $95,866,000 | $309,000 | $1,188,000 | $92,000 | $321,000 |
| Application Withdrawn By Applicant | 111 | $36,337,000 | $327,000 | $752,000 | $95,000 | $293,000 |
| Application Denied By Financial Institution | 88 | $28,623,000 | $325,000 | $1,129,000 | $80,000 | $252,000 |
| File Closed For Incompleteness | 1 | $405,000 | $405,000 | $405,000 | $113,000 | $113,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 40 | $15,359,000 | $383,000 | $1,129,000 | $81,000 | $209,000 |
| Credit History | 14 | $2,727,000 | $194,000 | $347,000 | $62,000 | $86,000 |
| Collateral | 8 | $1,849,000 | $231,000 | $383,000 | $76,000 | $125,000 |
| Other | 6 | $2,163,000 | $360,000 | $788,000 | $71,000 | $128,000 |
| Unverifiable Information | 5 | $2,010,000 | $402,000 | $510,000 | $108,000 | $180,000 |
| Employment History | 2 | $808,000 | $404,000 | $534,000 | $98,000 | $103,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $496,000 | $248,000 | $292,000 | $77,000 | $79,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Vanguard Funding Llc's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Vanguard Funding Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet
with aggregated HMDA statistics today.