Vanguard Funding Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012
Vanguard Funding Llc 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Vanguard Funding Llc 300 Garden City Plaza, Suite 170 Garden City, NY 11530 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2011 2010 2009 2008 |
| Total Number of Mortgage Applications | 2,977 |
| Total Mortgage Loan Application Amount | $867,807,000 |
| Average Mortgage Loan Application Amount | $293,500 |
| Highest Mortgage Loan Application Amount | $1,300,000 |
| Average Applicant Income | $101,000 |
| Highest Applicant Income | $1,266,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with Vanguard Funding Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Vanguard Funding Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2012 breaks down Vanguard Funding Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Vanguard Funding Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Vanguard Funding Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Vanguard Funding Llc's mortgage activity for 2012.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Nassau County New York | 485 | $ 164,533,000 | $ 339,000 | $ 115,000 |
| Suffolk County New York | 426 | $ 124,135,000 | $ 291,000 | $ 105,000 |
| Queens County New York | 293 | $ 102,206,000 | $ 348,000 | $ 93,000 |
| Kings County New York | 254 | $ 96,451,000 | $ 379,000 | $ 102,000 |
| Richmond County New York | 118 | $ 39,092,000 | $ 331,000 | $ 98,000 |
| Westchester County New York | 111 | $ 34,591,000 | $ 311,000 | $ 117,000 |
| Bronx County New York | 63 | $ 19,963,000 | $ 316,000 | $ 90,000 |
| Orange County New York | 50 | $ 11,314,000 | $ 226,000 | $ 93,000 |
| New York County New York | 40 | $ 15,820,000 | $ 395,000 | $ 210,000 |
| Bergen County New Jersey | 35 | $ 11,380,000 | $ 325,000 | $ 135,000 |
| Fairfield County Connecticut | 32 | $ 11,039,000 | $ 344,000 | $ 104,000 |
| Monroe County New York | 32 | $ 4,882,000 | $ 152,000 | $ 87,000 |
| Dutchess County New York | 31 | $ 8,599,000 | $ 277,000 | $ 109,000 |
| Middlesex County New Jersey | 30 | $ 7,756,000 | $ 258,000 | $ 103,000 |
| Erie County New York | 29 | $ 5,454,000 | $ 188,000 | $ 98,000 |
| Monmouth County New Jersey | 27 | $ 7,563,000 | $ 280,000 | $ 111,000 |
| New Haven County Connecticut | 26 | $ 4,966,000 | $ 191,000 | $ 87,000 |
| Rockland County New York | 24 | $ 8,321,000 | $ 346,000 | $ 158,000 |
| Hartford County Connecticut | 22 | $ 4,031,000 | $ 183,000 | $ 80,000 |
| Essex County New Jersey | 22 | $ 5,988,000 | $ 272,000 | $ 94,000 |
| Ocean County New Jersey | 20 | $ 5,266,000 | $ 263,000 | $ 94,000 |
| Union County New Jersey | 19 | $ 4,989,000 | $ 262,000 | $ 78,000 |
| Palm Beach County Florida | 18 | $ 3,488,000 | $ 193,000 | $ 119,000 |
| Onondaga County New York | 17 | $ 2,299,000 | $ 135,000 | $ 67,000 |
| Middlesex County Connecticut | 16 | $ 3,932,000 | $ 245,000 | $ 115,000 |
| Putnam County New York | 16 | $ 4,658,000 | $ 291,000 | $ 112,000 |
| Camden County New Jersey | 15 | $ 2,487,000 | $ 165,000 | $ 83,000 |
| Hudson County New Jersey | 15 | $ 3,500,000 | $ 233,000 | $ 98,000 |
| Montgomery County Pennsylvania | 15 | $ 3,965,000 | $ 264,000 | $ 87,000 |
| Morris County New Jersey | 14 | $ 4,137,000 | $ 295,000 | $ 111,000 |
| Albany County New York | 14 | $ 2,471,000 | $ 176,000 | $ 93,000 |
| Ulster County New York | 14 | $ 2,975,000 | $ 212,000 | $ 149,000 |
| Philadelphia County Pennsylvania | 14 | $ 1,962,000 | $ 140,000 | $ 62,000 |
| Somerset County New Jersey | 13 | $ 3,344,000 | $ 257,000 | $ 92,000 |
| Bucks County Pennsylvania | 13 | $ 3,643,000 | $ 280,000 | $ 91,000 |
| York County Pennsylvania | 13 | $ 2,391,000 | $ 183,000 | $ 86,000 |
| Broward County Florida | 12 | $ 3,370,000 | $ 280,000 | $ 111,000 |
| Baltimore County Maryland | 12 | $ 2,778,000 | $ 231,000 | $ 106,000 |
| Jefferson County New York | 12 | $ 1,860,000 | $ 155,000 | $ 77,000 |
| Saratoga County New York | 12 | $ 2,486,000 | $ 207,000 | $ 78,000 |
| Cape May County New Jersey | 11 | $ 2,787,000 | $ 253,000 | $ 87,000 |
| Rensselaer County New York | 11 | $ 2,379,000 | $ 216,000 | $ 92,000 |
| Miami-Dade County Florida | 10 | $ 2,646,000 | $ 264,000 | $ 92,000 |
| Cumberland County New Jersey | 10 | $ 1,532,000 | $ 153,000 | $ 41,000 |
| Prince George's County Maryland | 9 | $ 2,352,000 | $ 261,000 | $ 68,000 |
| Essex County Massachusetts | 9 | $ 2,088,000 | $ 232,000 | $ 87,000 |
| Middlesex County Massachusetts | 9 | $ 2,978,000 | $ 330,000 | $ 96,000 |
| Passaic County New Jersey | 9 | $ 2,423,000 | $ 269,000 | $ 76,000 |
| Chester County Pennsylvania | 9 | $ 2,289,000 | $ 254,000 | $ 127,000 |
| Delaware County Pennsylvania | 9 | $ 1,866,000 | $ 207,000 | $ 87,000 |
| Anne Arundel County Maryland | 8 | $ 2,325,000 | $ 290,000 | $ 97,000 |
| Norfolk County Massachusetts | 8 | $ 2,550,000 | $ 318,000 | $ 77,000 |
| Atlantic County New Jersey | 8 | $ 1,520,000 | $ 190,000 | $ 88,000 |
| Burlington County New Jersey | 8 | $ 1,812,000 | $ 226,000 | $ 89,000 |
| Hunterdon County New Jersey | 8 | $ 3,367,000 | $ 420,000 | $ 132,000 |
| Mercer County New Jersey | 8 | $ 1,636,000 | $ 204,000 | $ 80,000 |
| Columbia County New York | 8 | $ 1,280,000 | $ 160,000 | $ 62,000 |
| Oneida County New York | 8 | $ 1,084,000 | $ 135,000 | $ 60,000 |
| Otsego County New York | 8 | $ 1,401,000 | $ 175,000 | $ 120,000 |
| Pasco County Florida | 7 | $ 836,000 | $ 119,000 | $ 75,000 |
| Barnstable County Massachusetts | 7 | $ 1,519,000 | $ 217,000 | $ 90,000 |
| Worcester County Massachusetts | 7 | $ 1,331,000 | $ 190,000 | $ 65,000 |
| Sussex County New Jersey | 7 | $ 1,529,000 | $ 218,000 | $ 229,000 |
| Sullivan County New York | 7 | $ 1,180,000 | $ 168,000 | $ 83,000 |
| Monroe County Pennsylvania | 7 | $ 905,000 | $ 129,000 | $ 57,000 |
| Northampton County Pennsylvania | 7 | $ 1,582,000 | $ 226,000 | $ 107,000 |
| Litchfield County Connecticut | 6 | $ 1,130,000 | $ 188,000 | $ 272,000 |
| Hillsborough County Florida | 6 | $ 1,611,000 | $ 268,000 | $ 92,000 |
| Montgomery County Maryland | 6 | $ 2,045,000 | $ 340,000 | $ 71,000 |
| Gloucester County New Jersey | 6 | $ 1,063,000 | $ 177,000 | $ 71,000 |
| Broome County New York | 6 | $ 894,000 | $ 149,000 | $ 116,000 |
| Clinton County New York | 6 | $ 976,000 | $ 162,000 | $ 93,000 |
| Delaware County New York | 6 | $ 925,000 | $ 154,000 | $ 68,000 |
| Schenectady County New York | 6 | $ 1,087,000 | $ 181,000 | $ 59,000 |
| Warren County New York | 6 | $ 1,536,000 | $ 256,000 | $ 82,000 |
| Lee County Florida | 5 | $ 721,000 | $ 144,000 | $ 50,000 |
| Martin County Florida | 5 | $ 697,000 | $ 139,000 | $ 66,000 |
| Frederick County Maryland | 5 | $ 1,438,000 | $ 287,000 | $ 104,000 |
| Washington County New York | 5 | $ 766,000 | $ 153,000 | $ 71,000 |
| Berks County Pennsylvania | 5 | $ 911,000 | $ 182,000 | $ 69,000 |
| Cumberland County Pennsylvania | 5 | $ 1,258,000 | $ 251,000 | $ 122,000 |
| Dauphin County Pennsylvania | 5 | $ 871,000 | $ 174,000 | $ 61,000 |
| Westmoreland County Pennsylvania | 5 | $ 1,047,000 | $ 209,000 | $ 43,000 |
| New London County Connecticut | 4 | $ 949,000 | $ 237,000 | $ 107,000 |
| Tolland County Connecticut | 4 | $ 891,000 | $ 222,000 | $ 68,000 |
| Pinellas County Florida | 4 | $ 537,000 | $ 134,000 | $ 87,000 |
| Baltimore City County Maryland | 4 | $ 918,000 | $ 229,000 | $ 72,000 |
| Plymouth County Massachusetts | 4 | $ 999,000 | $ 249,000 | $ 124,000 |
| Cattaraugus County New York | 4 | $ 255,000 | $ 63,000 | $ 6,000 |
| Niagara County New York | 4 | $ 551,000 | $ 137,000 | $ 64,000 |
| St. Lawrence County New York | 4 | $ 815,000 | $ 203,000 | $ 147,000 |
| Allegheny County Pennsylvania | 4 | $ 632,000 | $ 158,000 | $ 66,000 |
| Lancaster County Pennsylvania | 4 | $ 859,000 | $ 214,000 | $ 85,000 |
| Los Angeles County California | 3 | $ 873,000 | $ 291,000 | $ 72,000 |
| Windham County Connecticut | 3 | $ 363,000 | $ 121,000 | $ 22,000 |
| Orange County Florida | 3 | $ 925,000 | $ 308,000 | $ 100,000 |
| St. Johns County Florida | 3 | $ 464,000 | $ 154,000 | $ 100,000 |
| Essex County New York | 3 | $ 348,000 | $ 116,000 | $ 61,000 |
| Greene County New York | 3 | $ 482,000 | $ 160,000 | $ 166,000 |
| Herkimer County New York | 3 | $ 376,000 | $ 125,000 | $ 29,000 |
| Lewis County New York | 3 | $ 328,000 | $ 109,000 | $ 72,000 |
| Madison County New York | 3 | $ 492,000 | $ 164,000 | $ 91,000 |
| Ontario County New York | 3 | $ 518,000 | $ 172,000 | $ 85,000 |
| Tioga County New York | 3 | $ 308,000 | $ 102,000 | $ 46,000 |
| Buncombe County North Carolina | 3 | $ 572,000 | $ 190,000 | $ 106,000 |
| Mecklenburg County North Carolina | 3 | $ 375,000 | $ 125,000 | $ 30,000 |
| Luzerne County Pennsylvania | 3 | $ 548,000 | $ 182,000 | $ 78,000 |
| Pike County Pennsylvania | 3 | $ 478,000 | $ 159,000 | $ 33,000 |
| Riverside County California | 2 | $ 407,000 | $ 203,000 | $ 103,000 |
| Sacramento County California | 2 | $ 568,000 | $ 284,000 | $ 57,000 |
| Hernando County Florida | 2 | $ 352,000 | $ 176,000 | $ 74,000 |
| Osceola County Florida | 2 | $ 291,000 | $ 145,000 | $ 117,000 |
| Polk County Florida | 2 | $ 326,000 | $ 163,000 | $ 115,000 |
| Seminole County Florida | 2 | $ 789,000 | $ 394,000 | $ 89,000 |
| Fayette County Georgia | 2 | $ 401,000 | $ 200,000 | $ 47,000 |
| Lowndes County Georgia | 2 | $ 200,000 | $ 100,000 | $ 0 |
| Lumpkin County Georgia | 2 | $ 231,000 | $ 115,000 | $ 0 |
| Allegany County Maryland | 2 | $ 281,000 | $ 140,000 | $ 39,000 |
| Harford County Maryland | 2 | $ 346,000 | $ 173,000 | $ 51,000 |
| Queen Anne's County Maryland | 2 | $ 657,000 | $ 328,000 | $ 125,000 |
| St. Mary's County Maryland | 2 | $ 406,000 | $ 203,000 | $ 91,000 |
| Bristol County Massachusetts | 2 | $ 351,000 | $ 175,000 | $ 40,000 |
| Hampshire County Massachusetts | 2 | $ 612,000 | $ 306,000 | $ 114,000 |
| Chenango County New York | 2 | $ 237,000 | $ 118,000 | $ 36,000 |
| Livingston County New York | 2 | $ 256,000 | $ 128,000 | $ 27,000 |
| Steuben County New York | 2 | $ 376,000 | $ 188,000 | $ 151,000 |
| Wake County North Carolina | 2 | $ 436,000 | $ 218,000 | $ 49,000 |
| Fayette County Pennsylvania | 2 | $ 250,000 | $ 125,000 | $ 66,000 |
| Lehigh County Pennsylvania | 2 | $ 317,000 | $ 158,000 | $ 43,000 |
| Alameda County California | 1 | $ 185,000 | $ 185,000 | $ 91,000 |
| El Dorado County California | 1 | $ 295,000 | $ 295,000 | $ 71,000 |
| Inyo County California | 1 | $ 273,000 | $ 273,000 | $ 70,000 |
| Monterey County California | 1 | $ 403,000 | $ 403,000 | $ 76,000 |
| San Diego County California | 1 | $ 327,000 | $ 327,000 | $ 0 |
| San Francisco County California | 1 | $ 731,000 | $ 731,000 | $ 143,000 |
| Stanislaus County California | 1 | $ 143,000 | $ 143,000 | $ 53,000 |
| Alachua County Florida | 1 | $ 126,000 | $ 126,000 | $ 78,000 |
| Clay County Florida | 1 | $ 386,000 | $ 386,000 | $ 330,000 |
| Collier County Florida | 1 | $ 116,000 | $ 116,000 | $ 0 |
| Duval County Florida | 1 | $ 334,000 | $ 334,000 | $ 100,000 |
| Manatee County Florida | 1 | $ 206,000 | $ 206,000 | $ 84,000 |
| Marion County Florida | 1 | $ 143,000 | $ 143,000 | $ 32,000 |
| Sarasota County Florida | 1 | $ 368,000 | $ 368,000 | $ 113,000 |
| St. Lucie County Florida | 1 | $ 112,000 | $ 112,000 | $ 41,000 |
| Volusia County Florida | 1 | $ 204,000 | $ 204,000 | $ 51,000 |
| Clarke County Georgia | 1 | $ 62,000 | $ 62,000 | $ 0 |
| Cobb County Georgia | 1 | $ 392,000 | $ 392,000 | $ 109,000 |
| Columbia County Georgia | 1 | $ 85,000 | $ 85,000 | $ 0 |
| DeKalb County Georgia | 1 | $ 117,000 | $ 117,000 | $ 134,000 |
| Fulton County Georgia | 1 | $ 44,000 | $ 44,000 | $ 0 |
| Gwinnett County Georgia | 1 | $ 314,000 | $ 314,000 | $ 98,000 |
| Hall County Georgia | 1 | $ 232,000 | $ 232,000 | $ 120,000 |
| Henry County Georgia | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Madison County Georgia | 1 | $ 41,000 | $ 41,000 | $ 0 |
| Morgan County Georgia | 1 | $ 189,000 | $ 189,000 | $ 59,000 |
| Paulding County Georgia | 1 | $ 162,000 | $ 162,000 | $ 77,000 |
| Stephens County Georgia | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Calvert County Maryland | 1 | $ 233,000 | $ 233,000 | $ 107,000 |
| Caroline County Maryland | 1 | $ 195,000 | $ 195,000 | $ 42,000 |
| Howard County Maryland | 1 | $ 208,000 | $ 208,000 | $ 88,000 |
| Kent County Maryland | 1 | $ 379,000 | $ 379,000 | $ 109,000 |
| Somerset County Maryland | 1 | $ 160,000 | $ 160,000 | $ 223,000 |
| Talbot County Maryland | 1 | $ 696,000 | $ 696,000 | $ 258,000 |
| Washington County Maryland | 1 | $ 1,275,000 | $ 1,275,000 | $ 258,000 |
| Wicomico County Maryland | 1 | $ 184,000 | $ 184,000 | $ 85,000 |
| Worcester County Maryland | 1 | $ 98,000 | $ 98,000 | $ 0 |
| Berkshire County Massachusetts | 1 | $ 241,000 | $ 241,000 | $ 127,000 |
| Dukes County Massachusetts | 1 | $ 512,000 | $ 512,000 | $ 129,000 |
| Hampden County Massachusetts | 1 | $ 93,000 | $ 93,000 | $ 34,000 |
| Suffolk County Massachusetts | 1 | $ 204,000 | $ 204,000 | $ 106,000 |
| Salem County New Jersey | 1 | $ 177,000 | $ 177,000 | $ 150,000 |
| Warren County New Jersey | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Chautauqua County New York | 1 | $ 100,000 | $ 100,000 | $ 70,000 |
| Chemung County New York | 1 | $ 250,000 | $ 250,000 | $ 74,000 |
| Cortland County New York | 1 | $ 184,000 | $ 184,000 | $ 72,000 |
| Genesee County New York | 1 | $ 159,000 | $ 159,000 | $ 69,000 |
| Montgomery County New York | 1 | $ 178,000 | $ 178,000 | $ 61,000 |
| Orleans County New York | 1 | $ 82,000 | $ 82,000 | $ 56,000 |
| Oswego County New York | 1 | $ 98,000 | $ 98,000 | $ 113,000 |
| Schoharie County New York | 1 | $ 165,000 | $ 165,000 | $ 95,000 |
| Tompkins County New York | 1 | $ 95,000 | $ 95,000 | $ 39,000 |
| Wayne County New York | 1 | $ 207,000 | $ 207,000 | $ 57,000 |
| Brunswick County North Carolina | 1 | $ 212,000 | $ 212,000 | $ 135,000 |
| Dare County North Carolina | 1 | $ 410,000 | $ 410,000 | $ 165,000 |
| Forsyth County North Carolina | 1 | $ 139,000 | $ 139,000 | $ 65,000 |
| Lee County North Carolina | 1 | $ 110,000 | $ 110,000 | $ 115,000 |
| Surry County North Carolina | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Union County North Carolina | 1 | $ 280,000 | $ 280,000 | $ 146,000 |
| Bedford County Pennsylvania | 1 | $ 139,000 | $ 139,000 | $ 77,000 |
| Blair County Pennsylvania | 1 | $ 90,000 | $ 90,000 | $ 51,000 |
| Bradford County Pennsylvania | 1 | $ 382,000 | $ 382,000 | $ 118,000 |
| Cambria County Pennsylvania | 1 | $ 112,000 | $ 112,000 | $ 88,000 |
| Clinton County Pennsylvania | 1 | $ 112,000 | $ 112,000 | $ 21,000 |
| Franklin County Pennsylvania | 1 | $ 142,000 | $ 142,000 | $ 33,000 |
| Mercer County Pennsylvania | 1 | $ 187,000 | $ 187,000 | $ 0 |
| Mifflin County Pennsylvania | 1 | $ 60,000 | $ 60,000 | $ 0 |
| Northumberland County Pennsylvania | 1 | $ 138,000 | $ 138,000 | $ 60,000 |
| Schuylkill County Pennsylvania | 1 | $ 93,000 | $ 93,000 | $ 137,000 |
| Snyder County Pennsylvania | 1 | $ 113,000 | $ 113,000 | $ 55,000 |
| Susquehanna County Pennsylvania | 1 | $ 394,000 | $ 394,000 | $ 187,000 |
| Washington County Pennsylvania | 1 | $ 174,000 | $ 174,000 | $ 59,000 |
| Wyoming County Pennsylvania | 1 | $ 234,000 | $ 234,000 | $ 99,000 |
Mortgage Loan Application Detail Totals for Vanguard Funding Llc in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,109 | $607,815,000 | $288,000 | $1,300,000 | $103,000 | $1,266,000 |
| Home Purchase | 868 | $259,992,000 | $299,000 | $867,000 | $99,000 | $442,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,868 | $534,859,000 | $286,000 | $1,300,000 | $104,000 | $1,266,000 |
| Black or African American | 393 | $115,380,000 | $293,000 | $840,000 | $85,000 | $685,000 |
| Not Provided | 308 | $88,681,000 | $287,000 | $742,000 | $118,000 | $717,000 |
| Hispanic | 258 | $77,611,000 | $300,000 | $802,000 | $84,000 | $395,000 |
| Asian | 129 | $44,935,000 | $348,000 | $960,000 | $119,000 | $590,000 |
| Native Hawaiian or Other Pacific Islander | 16 | $5,136,000 | $321,000 | $699,000 | $114,000 | $260,000 |
| American Indian or Alaskan Native | 5 | $1,205,000 | $241,000 | $346,000 | $63,000 | $109,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,539 | $442,279,000 | $287,000 | $1,300,000 | $121,000 | $1,266,000 |
| FHA-insured (Federal Housing Administration) | 1,422 | $421,949,000 | $296,000 | $932,000 | $82,000 | $751,000 |
| VA-guaranteed (Veterans Administration) | 15 | $3,259,000 | $217,000 | $562,000 | $80,000 | $168,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $320,000 | $320,000 | $320,000 | $120,000 | $120,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,329 | $381,539,000 | $287,000 | $802,000 | $97,000 | $751,000 |
| File Closed For Incompleteness | 973 | $291,627,000 | $299,000 | $945,000 | $110,000 | $685,000 |
| Application Withdrawn By Applicant | 347 | $102,736,000 | $296,000 | $1,300,000 | $110,000 | $1,266,000 |
| Application Denied By Financial Institution | 168 | $44,298,000 | $263,000 | $900,000 | $73,000 | $578,000 |
| Application Approved But Not Accepted | 160 | $47,607,000 | $297,000 | $731,000 | $111,000 | $717,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 42 | $12,966,000 | $308,000 | $900,000 | $80,000 | $402,000 |
| Collateral | 24 | $6,085,000 | $253,000 | $618,000 | $117,000 | $578,000 |
| Other | 24 | $6,734,000 | $280,000 | $686,000 | $85,000 | $228,000 |
| Credit History | 22 | $5,697,000 | $258,000 | $525,000 | $67,000 | $121,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 13 | $3,310,000 | $254,000 | $563,000 | $71,000 | $146,000 |
| Unverifiable Information | 11 | $3,238,000 | $294,000 | $417,000 | $74,000 | $156,000 |
| Employment History | 8 | $1,877,000 | $234,000 | $417,000 | $83,000 | $120,000 |
| Credit Application Incomplete | 3 | $662,000 | $220,000 | $350,000 | $64,000 | $108,000 |
| Mortgage Insurance Denied | 1 | $75,000 | $75,000 | $75,000 | $58,000 | $58,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Vanguard Funding Llc's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Vanguard Funding Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.