Vantage Point Bank
Mortgage Loan Application
Totals and Details
for 2012
Find mortgage loan statistics, lending data, and loan application totals for Pennsylvania.
The mortgage statistics and data below are specific to mortgage loan applications for Vantage Point Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Vantage Point Bank 100 Gibraltar Road Horsham, PA 19044 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2012 2011 2010 2009 |
| Total Number of Mortgage Applications | 85 |
| Total Mortgage Loan Application Amount | $23,058,000 |
| Average Mortgage Loan Application Amount | $236,500 |
| Highest Mortgage Loan Application Amount | $1,300,000 |
| Average Applicant Income | $102,000 |
| Highest Applicant Income | $1,034,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in PA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Philadelphia County Pennsylvania | 11 | $ 4,386,000 | $ 398,000 | $ 163,000 |
| Cook County Illinois | 7 | $ 2,196,000 | $ 313,000 | $ 110,000 |
| Montgomery County Pennsylvania | 3 | $ 616,000 | $ 205,000 | $ 34,000 |
| Maricopa County Arizona | 2 | $ 537,000 | $ 268,000 | $ 100,000 |
| Litchfield County Connecticut | 2 | $ 563,000 | $ 281,000 | $ 52,000 |
| Osceola County Florida | 2 | $ 563,000 | $ 281,000 | $ 259,000 |
| Oglethorpe County Georgia | 2 | $ 302,000 | $ 151,000 | $ 146,000 |
| Norfolk County Massachusetts | 2 | $ 352,000 | $ 176,000 | $ 74,000 |
| Burlington County New Jersey | 2 | $ 770,000 | $ 385,000 | $ 250,000 |
| Middlesex County New Jersey | 2 | $ 451,000 | $ 225,000 | $ 42,000 |
| Nassau County New York | 2 | $ 490,000 | $ 245,000 | $ 92,000 |
| Suffolk County New York | 2 | $ 804,000 | $ 402,000 | $ 93,000 |
| Dallas County Texas | 2 | $ 345,000 | $ 172,000 | $ 42,000 |
| Salt Lake County Utah | 2 | $ 617,000 | $ 308,000 | $ 171,000 |
| Henrico County Virginia | 2 | $ 688,000 | $ 344,000 | $ 110,000 |
| Orange County California | 1 | $ 145,000 | $ 145,000 | $ 78,000 |
| San Francisco County California | 1 | $ 713,000 | $ 713,000 | $ 441,000 |
| Adams County Colorado | 1 | $ 121,000 | $ 121,000 | $ 28,000 |
| Fairfield County Connecticut | 1 | $ 319,000 | $ 319,000 | $ 88,000 |
| Hartford County Connecticut | 1 | $ 195,000 | $ 195,000 | $ 218,000 |
| Middlesex County Connecticut | 1 | $ 330,000 | $ 330,000 | $ 68,000 |
| Broward County Florida | 1 | $ 220,000 | $ 220,000 | $ 60,000 |
| Palm Beach County Florida | 1 | $ 100,000 | $ 100,000 | $ 106,000 |
| Pinellas County Florida | 1 | $ 297,000 | $ 297,000 | $ 72,000 |
| DeKalb County Georgia | 1 | $ 312,000 | $ 312,000 | $ 120,000 |
| Henry County Georgia | 1 | $ 203,000 | $ 203,000 | $ 107,000 |
| Murray County Georgia | 1 | $ 247,000 | $ 247,000 | $ 115,000 |
| Marion County Indiana | 1 | $ 369,000 | $ 369,000 | $ 133,000 |
| Polk County Iowa | 1 | $ 101,000 | $ 101,000 | $ 271,000 |
| Bossier County Louisiana | 1 | $ 151,000 | $ 151,000 | $ 1,000 |
| Anne Arundel County Maryland | 1 | $ 138,000 | $ 138,000 | $ 68,000 |
| Howard County Maryland | 1 | $ 318,000 | $ 318,000 | $ 119,000 |
| Washington County Maryland | 1 | $ 329,000 | $ 329,000 | $ 238,000 |
| Lenawee County Michigan | 1 | $ 261,000 | $ 261,000 | $ 84,000 |
| Madison County Mississippi | 1 | $ 320,000 | $ 320,000 | $ 68,000 |
| St. Charles County Missouri | 1 | $ 384,000 | $ 384,000 | $ 72,000 |
| Bergen County New Jersey | 1 | $ 507,000 | $ 507,000 | $ 130,000 |
| Camden County New Jersey | 1 | $ 160,000 | $ 160,000 | $ 53,000 |
| Essex County New Jersey | 1 | $ 194,000 | $ 194,000 | $ 1,000 |
| Mercer County New Jersey | 1 | $ 120,000 | $ 120,000 | $ 70,000 |
| Monmouth County New Jersey | 1 | $ 330,000 | $ 330,000 | $ 103,000 |
| Warren County New Jersey | 1 | $ 275,000 | $ 275,000 | $ 94,000 |
| Albany County New York | 1 | $ 114,000 | $ 114,000 | $ 39,000 |
| Genesee County New York | 1 | $ 92,000 | $ 92,000 | $ 26,000 |
| Richmond County New York | 1 | $ 338,000 | $ 338,000 | $ 122,000 |
| Saratoga County New York | 1 | $ 172,000 | $ 172,000 | $ 76,000 |
| Franklin County Ohio | 1 | $ 64,000 | $ 64,000 | $ 45,000 |
| Lake County Ohio | 1 | $ 274,000 | $ 274,000 | $ 102,000 |
| Rogers County Oklahoma | 1 | $ 80,000 | $ 80,000 | $ 50,000 |
| Washington County Oregon | 1 | $ 362,000 | $ 362,000 | $ 221,000 |
| Berks County Pennsylvania | 1 | $ 252,000 | $ 252,000 | $ 195,000 |
| Delaware County Pennsylvania | 1 | $ 240,000 | $ 240,000 | $ 52,000 |
| Westmoreland County Pennsylvania | 1 | $ 78,000 | $ 78,000 | $ 62,000 |
| Jefferson County Tennessee | 1 | $ 90,000 | $ 90,000 | $ 50,000 |
| Harris County Texas | 1 | $ 63,000 | $ 63,000 | $ 152,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Pennsylvania,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Vantage Point Bank in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 76 | $21,317,000 | $280,000 | $1,300,000 | $117,000 | $1,034,000 |
| Home Purchase | 9 | $1,741,000 | $193,000 | $382,000 | $87,000 | $252,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 44 | $9,716,000 | $220,000 | $1,100,000 | $137,000 | $1,034,000 |
| Not Provided | 24 | $7,813,000 | $325,000 | $507,000 | $123,000 | $266,000 |
| Not applicable | 8 | $3,294,000 | $411,000 | $1,300,000 | $0 | $0 |
| Black or African American | 6 | $1,509,000 | $251,000 | $422,000 | $85,000 | $218,000 |
| Asian | 2 | $342,000 | $171,000 | $192,000 | $72,000 | $109,000 |
| Hispanic | 1 | $384,000 | $384,000 | $384,000 | $72,000 | $72,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 72 | $20,486,000 | $284,000 | $1,300,000 | $124,000 | $1,034,000 |
| FHA-insured (Federal Housing Administration) | 12 | $2,212,000 | $184,000 | $380,000 | $64,000 | $195,000 |
| VA-guaranteed (Veterans Administration) | 1 | $360,000 | $360,000 | $360,000 | $1,000 | $1,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 34 | $8,792,000 | $258,000 | $713,000 | $106,000 | $441,000 |
| File Closed For Incompleteness | 24 | $6,184,000 | $257,000 | $422,000 | $127,000 | $500,000 |
| Application Withdrawn By Applicant | 18 | $5,657,000 | $314,000 | $1,300,000 | $71,000 | $171,000 |
| Loan Originated | 7 | $1,825,000 | $260,000 | $1,100,000 | $251,000 | $1,034,000 |
| Application Approved But Not Accepted | 2 | $600,000 | $300,000 | $400,000 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 10 | $2,007,000 | $200,000 | $330,000 | $80,000 | $238,000 |
| Debt-To-Income Ratio | 10 | $2,866,000 | $286,000 | $507,000 | $97,000 | $218,000 |
| Collateral | 10 | $3,256,000 | $325,000 | $713,000 | $149,000 | $441,000 |
| Other | 4 | $663,000 | $165,000 | $384,000 | $88,000 | $152,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in PA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Pennsylvania, and search similar information at your convenience.