Veritex Community Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Veritex Community Bank 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Veritex Community Bank 2101 Abrams Rd Dallas, TX 75214 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 |
| Total Number of Mortgage Applications | 658 |
| Total Mortgage Loan Application Amount | $1,012,390,000 |
| Average Mortgage Loan Application Amount | $1,052,000 |
| Highest Mortgage Loan Application Amount | $69,575,000 |
| Average Applicant Income | $934,400 |
| Highest Applicant Income | $9,318,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Veritex Community Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Veritex Community Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Veritex Community Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Veritex Community Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Veritex Community Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Veritex Community Bank's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Dallas County Texas | 145 | $ 172,265,000 | $ 1,188,000 | $ 585,000 |
| Harris County Texas | 95 | $ 177,055,000 | $ 1,863,000 | $ 385,000 |
| Tarrant County Texas | 55 | $ 49,585,000 | $ 901,000 | $ 1,066,000 |
| Collin County Texas | 42 | $ 25,490,000 | $ 606,000 | $ 264,000 |
| Denton County Texas | 21 | $ 9,615,000 | $ 457,000 | $ 325,000 |
| Henderson County Texas | 12 | $ 14,540,000 | $ 1,211,000 | $ 820,000 |
| Los Angeles County California | 11 | $ 12,095,000 | $ 1,099,000 | $ 0 |
| Travis County Texas | 11 | $ 9,985,000 | $ 907,000 | $ 188,000 |
| Orange County California | 10 | $ 10,920,000 | $ 1,092,000 | $ 0 |
| Montgomery County Texas | 10 | $ 5,310,000 | $ 531,000 | $ 264,000 |
| Galveston County Texas | 9 | $ 3,975,000 | $ 441,000 | $ 347,000 |
| Maricopa County Arizona | 8 | $ 91,200,000 | $ 11,400,000 | $ 59,000 |
| Fort Bend County Texas | 7 | $ 44,885,000 | $ 6,412,000 | $ 257,000 |
| Parker County Texas | 7 | $ 4,785,000 | $ 683,000 | $ 399,000 |
| Rockwall County Texas | 7 | $ 4,555,000 | $ 650,000 | $ 365,000 |
| King County Washington | 7 | $ 6,925,000 | $ 989,000 | $ 0 |
| Bexar County Texas | 6 | $ 95,810,000 | $ 15,968,000 | $ 258,000 |
| Grayson County Texas | 6 | $ 1,620,000 | $ 270,000 | $ 133,000 |
| Santa Clara County California | 5 | $ 4,705,000 | $ 941,000 | $ 0 |
| Fannin County Texas | 5 | $ 935,000 | $ 187,000 | $ 149,000 |
| Wise County Texas | 5 | $ 4,015,000 | $ 803,000 | $ 577,000 |
| San Diego County California | 4 | $ 4,380,000 | $ 1,095,000 | $ 0 |
| Miami-Dade County Florida | 4 | $ 5,010,000 | $ 1,252,000 | $ 0 |
| Montgomery County Ohio | 4 | $ 970,000 | $ 242,000 | $ 0 |
| Hays County Texas | 4 | $ 36,970,000 | $ 9,242,000 | $ 126,000 |
| Lubbock County Texas | 4 | $ 820,000 | $ 205,000 | $ 385,000 |
| Williamson County Texas | 4 | $ 2,380,000 | $ 595,000 | $ 0 |
| Clark County Washington | 4 | $ 3,220,000 | $ 805,000 | $ 0 |
| San Bernardino County California | 3 | $ 1,905,000 | $ 635,000 | $ 0 |
| Ventura County California | 3 | $ 3,035,000 | $ 1,011,000 | $ 0 |
| Boulder County Colorado | 3 | $ 4,305,000 | $ 1,435,000 | $ 0 |
| Cook County Illinois | 3 | $ 2,415,000 | $ 805,000 | $ 0 |
| Burnet County Texas | 3 | $ 2,465,000 | $ 821,000 | $ 505,000 |
| Comal County Texas | 3 | $ 17,455,000 | $ 5,818,000 | $ 519,000 |
| Cooke County Texas | 3 | $ 5,705,000 | $ 1,901,000 | $ 168,000 |
| Johnson County Texas | 3 | $ 6,435,000 | $ 2,145,000 | $ 3,743,000 |
| Alameda County California | 2 | $ 2,360,000 | $ 1,180,000 | $ 0 |
| Contra Costa County California | 2 | $ 2,280,000 | $ 1,140,000 | $ 0 |
| Marin County California | 2 | $ 2,520,000 | $ 1,260,000 | $ 0 |
| Riverside County California | 2 | $ 1,580,000 | $ 790,000 | $ 0 |
| Douglas County Colorado | 2 | $ 2,370,000 | $ 1,185,000 | $ 0 |
| Summit County Colorado | 2 | $ 3,090,000 | $ 1,545,000 | $ 1,200,000 |
| Lake County Illinois | 2 | $ 1,710,000 | $ 855,000 | $ 0 |
| Hennepin County Minnesota | 2 | $ 1,900,000 | $ 950,000 | $ 1,300,000 |
| Sumner County Tennessee | 2 | $ 980,000 | $ 490,000 | $ 337,000 |
| Cameron County Texas | 2 | $ 1,390,000 | $ 695,000 | $ 150,000 |
| Coryell County Texas | 2 | $ 280,000 | $ 140,000 | $ 97,000 |
| Kleberg County Texas | 2 | $ 21,550,000 | $ 10,775,000 | $ 0 |
| Lamar County Texas | 2 | $ 160,000 | $ 80,000 | $ 66,000 |
| Nueces County Texas | 2 | $ 1,410,000 | $ 705,000 | $ 809,000 |
| Waller County Texas | 2 | $ 1,810,000 | $ 905,000 | $ 354,000 |
| Kitsap County Washington | 2 | $ 1,950,000 | $ 975,000 | $ 0 |
| Snohomish County Washington | 2 | $ 1,880,000 | $ 940,000 | $ 0 |
| Whatcom County Washington | 2 | $ 1,250,000 | $ 625,000 | $ 0 |
| Baldwin County Alabama | 1 | $ 435,000 | $ 435,000 | $ 254,000 |
| Jefferson County Alabama | 1 | $ 675,000 | $ 675,000 | $ 0 |
| Pima County Arizona | 1 | $ 725,000 | $ 725,000 | $ 0 |
| Yavapai County Arizona | 1 | $ 165,000 | $ 165,000 | $ 81,000 |
| Saline County Arkansas | 1 | $ 115,000 | $ 115,000 | $ 200,000 |
| Placer County California | 1 | $ 815,000 | $ 815,000 | $ 0 |
| Sacramento County California | 1 | $ 655,000 | $ 655,000 | $ 0 |
| San Francisco County California | 1 | $ 3,715,000 | $ 3,715,000 | $ 0 |
| San Mateo County California | 1 | $ 1,415,000 | $ 1,415,000 | $ 0 |
| Santa Barbara County California | 1 | $ 1,295,000 | $ 1,295,000 | $ 0 |
| Sonoma County California | 1 | $ 845,000 | $ 845,000 | $ 0 |
| Routt County Colorado | 1 | $ 2,325,000 | $ 2,325,000 | $ 1,139,000 |
| San Miguel County Colorado | 1 | $ 1,675,000 | $ 1,675,000 | $ 1,080,000 |
| Fairfield County Connecticut | 1 | $ 1,165,000 | $ 1,165,000 | $ 0 |
| Duval County Florida | 1 | $ 405,000 | $ 405,000 | $ 165,000 |
| Escambia County Florida | 1 | $ 715,000 | $ 715,000 | $ 0 |
| Manatee County Florida | 1 | $ 765,000 | $ 765,000 | $ 0 |
| Martin County Florida | 1 | $ 2,445,000 | $ 2,445,000 | $ 0 |
| Okaloosa County Florida | 1 | $ 2,305,000 | $ 2,305,000 | $ 456,000 |
| Orange County Florida | 1 | $ 1,105,000 | $ 1,105,000 | $ 0 |
| Palm Beach County Florida | 1 | $ 745,000 | $ 745,000 | $ 0 |
| Walton County Florida | 1 | $ 1,105,000 | $ 1,105,000 | $ 531,000 |
| DeKalb County Georgia | 1 | $ 44,205,000 | $ 44,205,000 | $ 0 |
| Ada County Idaho | 1 | $ 805,000 | $ 805,000 | $ 0 |
| DuPage County Illinois | 1 | $ 735,000 | $ 735,000 | $ 0 |
| Johnson County Indiana | 1 | $ 785,000 | $ 785,000 | $ 0 |
| Dickinson County Iowa | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Fayette County Kentucky | 1 | $ 395,000 | $ 395,000 | $ 0 |
| East Baton Rouge County Louisiana | 1 | $ 635,000 | $ 635,000 | $ 0 |
| Orleans County Louisiana | 1 | $ 645,000 | $ 645,000 | $ 230,000 |
| Sabine County Louisiana | 1 | $ 225,000 | $ 225,000 | $ 272,000 |
| St. Tammany County Louisiana | 1 | $ 935,000 | $ 935,000 | $ 0 |
| Tangipahoa County Louisiana | 1 | $ 135,000 | $ 135,000 | $ 51,000 |
| Carver County Minnesota | 1 | $ 795,000 | $ 795,000 | $ 0 |
| Cass County Minnesota | 1 | $ 915,000 | $ 915,000 | $ 0 |
| Crow Wing County Minnesota | 1 | $ 485,000 | $ 485,000 | $ 755,000 |
| Lamar County Mississippi | 1 | $ 505,000 | $ 505,000 | $ 187,000 |
| Oktibbeha County Mississippi | 1 | $ 335,000 | $ 335,000 | $ 1,903,000 |
| St. Louis County Missouri | 1 | $ 1,235,000 | $ 1,235,000 | $ 0 |
| Clark County Nevada | 1 | $ 615,000 | $ 615,000 | $ 0 |
| Washoe County Nevada | 1 | $ 725,000 | $ 725,000 | $ 0 |
| Belknap County New Hampshire | 1 | $ 925,000 | $ 925,000 | $ 0 |
| Rockingham County New Hampshire | 1 | $ 2,455,000 | $ 2,455,000 | $ 780,000 |
| Essex County New Jersey | 1 | $ 1,255,000 | $ 1,255,000 | $ 0 |
| Mercer County New Jersey | 1 | $ 2,195,000 | $ 2,195,000 | $ 0 |
| Santa Fe County New Mexico | 1 | $ 505,000 | $ 505,000 | $ 274,000 |
| Kings County New York | 1 | $ 775,000 | $ 775,000 | $ 0 |
| Nassau County New York | 1 | $ 1,095,000 | $ 1,095,000 | $ 0 |
| New York County New York | 1 | $ 1,795,000 | $ 1,795,000 | $ 0 |
| Westchester County New York | 1 | $ 1,145,000 | $ 1,145,000 | $ 0 |
| Canadian County Oklahoma | 1 | $ 285,000 | $ 285,000 | $ 150,000 |
| McCurtain County Oklahoma | 1 | $ 1,175,000 | $ 1,175,000 | $ 1,446,000 |
| Charleston County South Carolina | 1 | $ 395,000 | $ 395,000 | $ 311,000 |
| Davidson County Tennessee | 1 | $ 775,000 | $ 775,000 | $ 0 |
| Williamson County Tennessee | 1 | $ 995,000 | $ 995,000 | $ 0 |
| Angelina County Texas | 1 | $ 405,000 | $ 405,000 | $ 0 |
| Brazoria County Texas | 1 | $ 245,000 | $ 245,000 | $ 169,000 |
| Brown County Texas | 1 | $ 55,000 | $ 55,000 | $ 41,000 |
| Callahan County Texas | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Ector County Texas | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Ellis County Texas | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Erath County Texas | 1 | $ 1,545,000 | $ 1,545,000 | $ 703,000 |
| Grimes County Texas | 1 | $ 1,045,000 | $ 1,045,000 | $ 278,000 |
| Hardin County Texas | 1 | $ 725,000 | $ 725,000 | $ 327,000 |
| Hood County Texas | 1 | $ 125,000 | $ 125,000 | $ 447,000 |
| Kaufman County Texas | 1 | $ 105,000 | $ 105,000 | $ 74,000 |
| Liberty County Texas | 1 | $ 55,000 | $ 55,000 | $ 71,000 |
| Llano County Texas | 1 | $ 1,265,000 | $ 1,265,000 | $ 1,090,000 |
| Midland County Texas | 1 | $ 405,000 | $ 405,000 | $ 129,000 |
| Palo Pinto County Texas | 1 | $ 365,000 | $ 365,000 | $ 400,000 |
| Reeves County Texas | 1 | $ 185,000 | $ 185,000 | $ 2,068,000 |
| Taylor County Texas | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Titus County Texas | 1 | $ 365,000 | $ 365,000 | $ 95,000 |
| Van Zandt County Texas | 1 | $ 585,000 | $ 585,000 | $ 0 |
| Wharton County Texas | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Wood County Texas | 1 | $ 255,000 | $ 255,000 | $ 397,000 |
| Fairfax County Virginia | 1 | $ 865,000 | $ 865,000 | $ 0 |
| Chelan County Washington | 1 | $ 1,035,000 | $ 1,035,000 | $ 0 |
| Grays Harbor County Washington | 1 | $ 695,000 | $ 695,000 | $ 0 |
| Kittitas County Washington | 1 | $ 915,000 | $ 915,000 | $ 0 |
| Yakima County Washington | 1 | $ 815,000 | $ 815,000 | $ 0 |
| Oneida County Wisconsin | 1 | $ 1,005,000 | $ 1,005,000 | $ 0 |
| Vilas County Wisconsin | 1 | $ 1,245,000 | $ 1,245,000 | $ 0 |
| Waukesha County Wisconsin | 1 | $ 605,000 | $ 605,000 | $ 0 |
Mortgage Loan Application Detail Totals for Veritex Community Bank in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 389 | $784,715,000 | $2,017,000 | $69,575,000 | $516,000 | $6,863,000 |
| Cash-out Refinancing | 101 | $96,415,000 | $954,000 | $16,795,000 | $290,000 | $1,477,000 |
| Refinancing | 96 | $84,080,000 | $875,000 | $3,995,000 | $467,000 | $1,903,000 |
| Other Purpose | 56 | $34,350,000 | $613,000 | $4,135,000 | $552,000 | $9,318,000 |
| Home Improvement | 16 | $12,830,000 | $801,000 | $9,355,000 | $2,847,000 | $7,198,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 304 | $246,560,000 | $811,000 | $9,205,000 | $542,000 | $9,318,000 |
| Not applicable | 249 | $679,515,000 | $2,728,000 | $69,575,000 | $0 | $0 |
| Not Provided | 52 | $48,340,000 | $929,000 | $3,715,000 | $552,000 | $2,368,000 |
| Hispanic | 21 | $7,385,000 | $351,000 | $1,155,000 | $175,000 | $580,000 |
| Asian | 9 | $6,785,000 | $753,000 | $3,065,000 | $667,000 | $2,068,000 |
| Black or African American | 8 | $5,570,000 | $696,000 | $2,405,000 | $446,000 | $1,440,000 |
| American Indian or Alaskan Native | 3 | $655,000 | $218,000 | $425,000 | $232,000 | $504,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 658 | $1,012,390,000 | $1,538,000 | $69,575,000 | $526,000 | $9,318,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 396 | $760,250,000 | $1,919,000 | $69,575,000 | $549,000 | $9,318,000 |
| Loan Purchased By The Institution | 167 | $161,825,000 | $969,000 | $3,715,000 | $0 | $0 |
| Application Withdrawn By Applicant | 39 | $37,625,000 | $964,000 | $7,005,000 | $528,000 | $6,863,000 |
| Application Denied By Financial Institution | 31 | $23,345,000 | $753,000 | $2,955,000 | $299,000 | $954,000 |
| File Closed For Incompleteness | 20 | $23,630,000 | $1,181,000 | $3,205,000 | $566,000 | $1,526,000 |
| Application Approved But Not Accepted | 5 | $5,715,000 | $1,143,000 | $4,025,000 | $404,000 | $637,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 627 | $989,045,000 | $1,577,000 | $69,575,000 | $545,000 | $9,318,000 |
| Debt-To-Income Ratio | 15 | $12,075,000 | $805,000 | $2,955,000 | $261,000 | $954,000 |
| Credit History | 8 | $3,340,000 | $417,000 | $1,205,000 | $245,000 | $660,000 |
| Collateral | 5 | $3,255,000 | $651,000 | $1,645,000 | $401,000 | $637,000 |
| Other | 3 | $4,675,000 | $1,558,000 | $2,815,000 | $499,000 | $842,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Veritex Community Bank's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Veritex Community Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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