Clearpoint Funding, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008
Clearpoint Funding, Inc. 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Clearpoint Funding, Inc. 4 Technology Drive, Suite 200 Westborough, MA 01581 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2013 2012 2011 2010 2009 2008 |
| Total Number of Mortgage Applications | 357 |
| Total Mortgage Loan Application Amount | $84,024,000 |
| Average Mortgage Loan Application Amount | $217,333 |
| Highest Mortgage Loan Application Amount | $1,500,000 |
| Average Applicant Income | $67,333 |
| Highest Applicant Income | $678,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with Clearpoint Funding, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Clearpoint Funding, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2008 breaks down Clearpoint Funding, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Clearpoint Funding, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Clearpoint Funding, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Clearpoint Funding, Inc.'s mortgage activity for 2008.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Middlesex County Massachusetts | 47 | $ 11,979,000 | $ 254,000 | $ 75,000 |
| Worcester County Massachusetts | 42 | $ 8,995,000 | $ 214,000 | $ 69,000 |
| Norfolk County Massachusetts | 24 | $ 6,056,000 | $ 252,000 | $ 97,000 |
| Plymouth County Massachusetts | 22 | $ 5,945,000 | $ 270,000 | $ 67,000 |
| Suffolk County Massachusetts | 20 | $ 6,117,000 | $ 305,000 | $ 89,000 |
| Essex County Massachusetts | 16 | $ 4,650,000 | $ 290,000 | $ 81,000 |
| Hartford County Connecticut | 15 | $ 2,944,000 | $ 196,000 | $ 67,000 |
| Bristol County Massachusetts | 15 | $ 4,224,000 | $ 281,000 | $ 66,000 |
| Hampden County Massachusetts | 11 | $ 1,888,000 | $ 171,000 | $ 67,000 |
| Rockingham County New Hampshire | 6 | $ 1,583,000 | $ 263,000 | $ 73,000 |
| Fairfield County Connecticut | 5 | $ 2,530,000 | $ 506,000 | $ 144,000 |
| Cheshire County New Hampshire | 5 | $ 698,000 | $ 139,000 | $ 50,000 |
| Hillsborough County New Hampshire | 5 | $ 1,409,000 | $ 281,000 | $ 69,000 |
| San Diego County California | 3 | $ 533,000 | $ 177,000 | $ 78,000 |
| Tolland County Connecticut | 3 | $ 642,000 | $ 214,000 | $ 82,000 |
| Orange County Florida | 3 | $ 748,000 | $ 249,000 | $ 229,000 |
| Johnson County Kansas | 3 | $ 491,000 | $ 163,000 | $ 58,000 |
| Androscoggin County Maine | 3 | $ 440,000 | $ 146,000 | $ 36,000 |
| Knox County Maine | 3 | $ 557,000 | $ 185,000 | $ 48,000 |
| Barnstable County Massachusetts | 3 | $ 970,000 | $ 323,000 | $ 112,000 |
| Carroll County New Hampshire | 3 | $ 657,000 | $ 219,000 | $ 58,000 |
| Merrimack County New Hampshire | 3 | $ 651,000 | $ 217,000 | $ 66,000 |
| New Haven County Connecticut | 2 | $ 527,000 | $ 263,000 | $ 66,000 |
| Windham County Connecticut | 2 | $ 416,000 | $ 208,000 | $ 51,000 |
| Cobb County Georgia | 2 | $ 423,000 | $ 211,000 | $ 53,000 |
| DeKalb County Georgia | 2 | $ 279,000 | $ 139,000 | $ 55,000 |
| Gwinnett County Georgia | 2 | $ 339,000 | $ 169,000 | $ 53,000 |
| Cumberland County Maine | 2 | $ 565,000 | $ 282,000 | $ 85,000 |
| Hancock County Maine | 2 | $ 281,000 | $ 140,000 | $ 31,000 |
| Oxford County Maine | 2 | $ 417,000 | $ 208,000 | $ 54,000 |
| York County Maine | 2 | $ 312,000 | $ 156,000 | $ 65,000 |
| Carroll County Maryland | 2 | $ 529,000 | $ 264,000 | $ 67,000 |
| Bernalillo County New Mexico | 2 | $ 262,000 | $ 131,000 | $ 77,000 |
| Chittenden County Vermont | 2 | $ 335,000 | $ 167,000 | $ 47,000 |
| Baldwin County Alabama | 1 | $ 275,000 | $ 275,000 | $ 60,000 |
| Chilton County Alabama | 1 | $ 166,000 | $ 166,000 | $ 113,000 |
| Lee County Alabama | 1 | $ 164,000 | $ 164,000 | $ 128,000 |
| Madison County Alabama | 1 | $ 237,000 | $ 237,000 | $ 80,000 |
| Cleburne County Arkansas | 1 | $ 135,000 | $ 135,000 | $ 30,000 |
| Garland County Arkansas | 1 | $ 175,000 | $ 175,000 | $ 37,000 |
| Jefferson County Arkansas | 1 | $ 105,000 | $ 105,000 | $ 53,000 |
| Orange County California | 1 | $ 380,000 | $ 380,000 | $ 60,000 |
| San Bernardino County California | 1 | $ 188,000 | $ 188,000 | $ 68,000 |
| Shasta County California | 1 | $ 364,000 | $ 364,000 | $ 162,000 |
| Litchfield County Connecticut | 1 | $ 160,000 | $ 160,000 | $ 34,000 |
| Middlesex County Connecticut | 1 | $ 330,000 | $ 330,000 | $ 77,000 |
| New London County Connecticut | 1 | $ 164,000 | $ 164,000 | $ 53,000 |
| New Castle County Delaware | 1 | $ 225,000 | $ 225,000 | $ 42,000 |
| Duval County Florida | 1 | $ 95,000 | $ 95,000 | $ 72,000 |
| Lake County Florida | 1 | $ 128,000 | $ 128,000 | $ 30,000 |
| Miami-Dade County Florida | 1 | $ 230,000 | $ 230,000 | $ 78,000 |
| Chatham County Georgia | 1 | $ 153,000 | $ 153,000 | $ 14,000 |
| Columbia County Georgia | 1 | $ 209,000 | $ 209,000 | $ 90,000 |
| Forsyth County Georgia | 1 | $ 118,000 | $ 118,000 | $ 40,000 |
| Henry County Georgia | 1 | $ 115,000 | $ 115,000 | $ 83,000 |
| Liberty County Georgia | 1 | $ 258,000 | $ 258,000 | $ 70,000 |
| Muscogee County Georgia | 1 | $ 145,000 | $ 145,000 | $ 68,000 |
| Spalding County Georgia | 1 | $ 190,000 | $ 190,000 | $ 48,000 |
| Tift County Georgia | 1 | $ 295,000 | $ 295,000 | $ 30,000 |
| Bonneville County Idaho | 1 | $ 150,000 | $ 150,000 | $ 50,000 |
| Lemhi County Idaho | 1 | $ 100,000 | $ 100,000 | $ 25,000 |
| Cook County Illinois | 1 | $ 270,000 | $ 270,000 | $ 80,000 |
| LaSalle County Illinois | 1 | $ 210,000 | $ 210,000 | $ 113,000 |
| Warren County Illinois | 1 | $ 126,000 | $ 126,000 | $ 90,000 |
| Will County Illinois | 1 | $ 205,000 | $ 205,000 | $ 83,000 |
| Blackford County Indiana | 1 | $ 113,000 | $ 113,000 | $ 68,000 |
| Pottawattamie County Iowa | 1 | $ 145,000 | $ 145,000 | $ 68,000 |
| Scott County Iowa | 1 | $ 103,000 | $ 103,000 | $ 47,000 |
| Webster County Iowa | 1 | $ 133,000 | $ 133,000 | $ 53,000 |
| Wyandotte County Kansas | 1 | $ 120,000 | $ 120,000 | $ 39,000 |
| Kennebec County Maine | 1 | $ 170,000 | $ 170,000 | $ 53,000 |
| Lincoln County Maine | 1 | $ 90,000 | $ 90,000 | $ 15,000 |
| Penobscot County Maine | 1 | $ 155,000 | $ 155,000 | $ 53,000 |
| Anne Arundel County Maryland | 1 | $ 382,000 | $ 382,000 | $ 48,000 |
| Baltimore County Maryland | 1 | $ 331,000 | $ 331,000 | $ 110,000 |
| Dorchester County Maryland | 1 | $ 189,000 | $ 189,000 | $ 25,000 |
| Harford County Maryland | 1 | $ 345,000 | $ 345,000 | $ 75,000 |
| Howard County Maryland | 1 | $ 384,000 | $ 384,000 | $ 102,000 |
| Prince George's County Maryland | 1 | $ 385,000 | $ 385,000 | $ 124,000 |
| Berkshire County Massachusetts | 1 | $ 208,000 | $ 208,000 | $ 52,000 |
| Franklin County Massachusetts | 1 | $ 159,000 | $ 159,000 | $ 43,000 |
| Douglas County Nebraska | 1 | $ 230,000 | $ 230,000 | $ 87,000 |
| Belknap County New Hampshire | 1 | $ 392,000 | $ 392,000 | $ 360,000 |
| Grafton County New Hampshire | 1 | $ 225,000 | $ 225,000 | $ 70,000 |
| Sullivan County New Hampshire | 1 | $ 194,000 | $ 194,000 | $ 60,000 |
| Morton County North Dakota | 1 | $ 145,000 | $ 145,000 | $ 38,000 |
| Anderson County South Carolina | 1 | $ 126,000 | $ 126,000 | $ 62,000 |
| Beaufort County South Carolina | 1 | $ 417,000 | $ 417,000 | $ 492,000 |
| Dorchester County South Carolina | 1 | $ 110,000 | $ 110,000 | $ 40,000 |
| Lexington County South Carolina | 1 | $ 193,000 | $ 193,000 | $ 68,000 |
| Richland County South Carolina | 1 | $ 119,000 | $ 119,000 | $ 53,000 |
| Franklin County Vermont | 1 | $ 239,000 | $ 239,000 | $ 64,000 |
| Rutland County Vermont | 1 | $ 130,000 | $ 130,000 | $ 36,000 |
| Windham County Vermont | 1 | $ 83,000 | $ 83,000 | $ 113,000 |
| Pierce County Washington | 1 | $ 225,000 | $ 225,000 | $ 42,000 |
| Berkeley County West Virginia | 1 | $ 150,000 | $ 150,000 | $ 39,000 |
| Lincoln County Wyoming | 1 | $ 103,000 | $ 103,000 | $ 53,000 |
Mortgage Loan Application Detail Totals for Clearpoint Funding, Inc. in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 262 | $63,639,000 | $242,000 | $1,500,000 | $77,000 | $678,000 |
| Home Purchase | 87 | $18,829,000 | $216,000 | $475,000 | $73,000 | $502,000 |
| Home Improvement | 8 | $1,556,000 | $194,000 | $280,000 | $52,000 | $135,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 217 | $54,442,000 | $250,000 | $1,500,000 | $83,000 | $678,000 |
| Not Provided | 122 | $24,752,000 | $202,000 | $490,000 | $60,000 | $160,000 |
| Asian | 11 | $3,233,000 | $293,000 | $417,000 | $97,000 | $160,000 |
| Hispanic | 4 | $717,000 | $179,000 | $230,000 | $46,000 | $78,000 |
| Black or African American | 3 | $880,000 | $293,000 | $385,000 | $79,000 | $124,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 317 | $75,630,000 | $238,000 | $1,500,000 | $78,000 | $678,000 |
| FHA-insured (Federal Housing Administration) | 40 | $8,394,000 | $209,000 | $390,000 | $56,000 | $130,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 164 | $41,361,000 | $252,000 | $1,500,000 | $85,000 | $678,000 |
| Application Withdrawn By Applicant | 147 | $31,961,000 | $217,000 | $505,000 | $68,000 | $492,000 |
| Application Denied By Financial Institution | 26 | $5,558,000 | $213,000 | $385,000 | $61,000 | $175,000 |
| File Closed For Incompleteness | 13 | $3,247,000 | $249,000 | $417,000 | $62,000 | $135,000 |
| Application Approved But Not Accepted | 7 | $1,897,000 | $271,000 | $444,000 | $75,000 | $151,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 2 | $483,000 | $241,000 | $258,000 | $59,000 | $70,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Clearpoint Funding, Inc.'s 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Clearpoint Funding, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Massachusetts, download the full spreadsheet
with aggregated HMDA statistics today.