Vision Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018
Vision Bank 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Vision Bank Po Box 669 Ada, OK 74821 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 630 |
| Total Mortgage Loan Application Amount | $77,490,000 |
| Average Mortgage Loan Application Amount | $99,000 |
| Highest Mortgage Loan Application Amount | $1,425,000 |
| Average Applicant Income | $94,400 |
| Highest Applicant Income | $682,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with Vision Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Vision Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down Vision Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Vision Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Vision Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Vision Bank's mortgage activity for 2018.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Pontotoc County Oklahoma | 208 | $ 24,320,000 | $ 116,000 | $ 106,000 |
| Pottawatomie County Oklahoma | 99 | $ 13,725,000 | $ 138,000 | $ 111,000 |
| Bryan County Oklahoma | 58 | $ 6,150,000 | $ 106,000 | $ 71,000 |
| Murray County Oklahoma | 43 | $ 5,935,000 | $ 138,000 | $ 109,000 |
| Lincoln County Oklahoma | 37 | $ 3,565,000 | $ 96,000 | $ 117,000 |
| Garvin County Oklahoma | 22 | $ 3,380,000 | $ 153,000 | $ 121,000 |
| Marshall County Oklahoma | 22 | $ 2,610,000 | $ 118,000 | $ 112,000 |
| Seminole County Oklahoma | 16 | $ 1,740,000 | $ 108,000 | $ 81,000 |
| Okfuskee County Oklahoma | 10 | $ 950,000 | $ 95,000 | $ 96,000 |
| Oklahoma County Oklahoma | 10 | $ 2,370,000 | $ 237,000 | $ 100,000 |
| Cleveland County Oklahoma | 9 | $ 1,305,000 | $ 145,000 | $ 160,000 |
| Carter County Oklahoma | 8 | $ 550,000 | $ 68,000 | $ 75,000 |
| Coal County Oklahoma | 5 | $ 535,000 | $ 107,000 | $ 92,000 |
| Pittsburg County Oklahoma | 5 | $ 565,000 | $ 113,000 | $ 107,000 |
| Hughes County Oklahoma | 4 | $ 260,000 | $ 65,000 | $ 89,000 |
| Johnston County Oklahoma | 4 | $ 960,000 | $ 240,000 | $ 87,000 |
| Creek County Oklahoma | 3 | $ 1,345,000 | $ 448,000 | $ 399,000 |
| Grady County Oklahoma | 3 | $ 595,000 | $ 198,000 | $ 194,000 |
| Assumption County Louisiana | 2 | $ 270,000 | $ 135,000 | $ 124,000 |
| Delaware County Oklahoma | 2 | $ 480,000 | $ 240,000 | $ 106,000 |
| Haskell County Oklahoma | 2 | $ 180,000 | $ 90,000 | $ 68,000 |
| Love County Oklahoma | 2 | $ 220,000 | $ 110,000 | $ 46,000 |
| McClain County Oklahoma | 2 | $ 240,000 | $ 120,000 | $ 77,000 |
| McIntosh County Oklahoma | 2 | $ 430,000 | $ 215,000 | $ 147,000 |
| Rogers County Oklahoma | 2 | $ 140,000 | $ 70,000 | $ 58,000 |
| Wagoner County Oklahoma | 2 | $ 290,000 | $ 145,000 | $ 80,000 |
| Grayson County Texas | 2 | $ 160,000 | $ 80,000 | $ 108,000 |
| Morgan County Alabama | 1 | $ 35,000 | $ 35,000 | $ 37,000 |
| Carroll County Arkansas | 1 | $ 35,000 | $ 35,000 | $ 12,000 |
| Saline County Arkansas | 1 | $ 55,000 | $ 55,000 | $ 42,000 |
| Van Buren County Arkansas | 1 | $ 15,000 | $ 15,000 | $ 86,000 |
| Summit County Colorado | 1 | $ 625,000 | $ 625,000 | $ 0 |
| Hillsborough County Florida | 1 | $ 65,000 | $ 65,000 | $ 149,000 |
| Orange County Florida | 1 | $ 45,000 | $ 45,000 | $ 129,000 |
| Santa Rosa County Florida | 1 | $ 65,000 | $ 65,000 | $ 129,000 |
| Brantley County Georgia | 1 | $ 105,000 | $ 105,000 | $ 63,000 |
| Cherokee County Georgia | 1 | $ 35,000 | $ 35,000 | $ 34,000 |
| Dade County Georgia | 1 | $ 55,000 | $ 55,000 | $ 53,000 |
| Wilkes County Georgia | 1 | $ 45,000 | $ 45,000 | $ 43,000 |
| St. Landry County Louisiana | 1 | $ 45,000 | $ 45,000 | $ 42,000 |
| Forrest County Mississippi | 1 | $ 45,000 | $ 45,000 | $ 74,000 |
| Marion County Mississippi | 1 | $ 75,000 | $ 75,000 | $ 49,000 |
| Perry County Mississippi | 1 | $ 55,000 | $ 55,000 | $ 77,000 |
| Atoka County Oklahoma | 1 | $ 95,000 | $ 95,000 | $ 156,000 |
| Choctaw County Oklahoma | 1 | $ 75,000 | $ 75,000 | $ 57,000 |
| Comanche County Oklahoma | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Custer County Oklahoma | 1 | $ 235,000 | $ 235,000 | $ 221,000 |
| Latimer County Oklahoma | 1 | $ 85,000 | $ 85,000 | $ 14,000 |
| Logan County Oklahoma | 1 | $ 25,000 | $ 25,000 | $ 175,000 |
| Okmulgee County Oklahoma | 1 | $ 145,000 | $ 145,000 | $ 179,000 |
| Osage County Oklahoma | 1 | $ 195,000 | $ 195,000 | $ 92,000 |
| Pushmataha County Oklahoma | 1 | $ 95,000 | $ 95,000 | $ 35,000 |
| Tulsa County Oklahoma | 1 | $ 105,000 | $ 105,000 | $ 28,000 |
| Berkeley County South Carolina | 1 | $ 45,000 | $ 45,000 | $ 119,000 |
| Florence County South Carolina | 1 | $ 45,000 | $ 45,000 | $ 31,000 |
| Hampton County South Carolina | 1 | $ 95,000 | $ 95,000 | $ 36,000 |
| Oconee County South Carolina | 1 | $ 35,000 | $ 35,000 | $ 89,000 |
| Pickens County South Carolina | 1 | $ 65,000 | $ 65,000 | $ 54,000 |
| McMinn County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 52,000 |
| Morgan County Tennessee | 1 | $ 45,000 | $ 45,000 | $ 47,000 |
| Bastrop County Texas | 1 | $ 45,000 | $ 45,000 | $ 37,000 |
| Bowie County Texas | 1 | $ 25,000 | $ 25,000 | $ 163,000 |
| Cherokee County Texas | 1 | $ 35,000 | $ 35,000 | $ 33,000 |
| Denton County Texas | 1 | $ 145,000 | $ 145,000 | $ 74,000 |
| Ector County Texas | 1 | $ 35,000 | $ 35,000 | $ 51,000 |
| Fannin County Texas | 1 | $ 105,000 | $ 105,000 | $ 50,000 |
| Henderson County Texas | 1 | $ 45,000 | $ 45,000 | $ 26,000 |
| Liberty County Texas | 1 | $ 55,000 | $ 55,000 | $ 125,000 |
| Montgomery County Texas | 1 | $ 45,000 | $ 45,000 | $ 19,000 |
| Pecos County Texas | 1 | $ 145,000 | $ 145,000 | $ 125,000 |
| Potter County Texas | 1 | $ 45,000 | $ 45,000 | $ 45,000 |
| Tarrant County Texas | 1 | $ 375,000 | $ 375,000 | $ 232,000 |
| Victoria County Texas | 1 | $ 65,000 | $ 65,000 | $ 69,000 |
Mortgage Loan Application Detail Totals for Vision Bank in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 404 | $52,780,000 | $130,000 | $1,125,000 | $109,000 | $682,000 |
| Cash-out Refinancing | 98 | $11,150,000 | $113,000 | $545,000 | $93,000 | $587,000 |
| Refinancing | 75 | $10,675,000 | $142,000 | $1,425,000 | $105,000 | $592,000 |
| Home Improvement | 29 | $1,295,000 | $44,000 | $165,000 | $87,000 | $297,000 |
| Other Purpose | 24 | $1,590,000 | $66,000 | $145,000 | $78,000 | $227,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 451 | $55,085,000 | $122,000 | $855,000 | $108,000 | $682,000 |
| Not Provided | 58 | $6,400,000 | $110,000 | $355,000 | $89,000 | $581,000 |
| Not applicable | 50 | $7,990,000 | $159,000 | $1,425,000 | $0 | $0 |
| American Indian or Alaskan Native | 39 | $4,565,000 | $117,000 | $315,000 | $82,000 | $544,000 |
| Asian | 11 | $1,875,000 | $170,000 | $455,000 | $121,000 | $266,000 |
| Hispanic | 11 | $895,000 | $81,000 | $195,000 | $96,000 | $307,000 |
| Black or African American | 7 | $415,000 | $59,000 | $115,000 | $49,000 | $94,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $140,000 | $70,000 | $75,000 | $51,000 | $59,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 614 | $75,750,000 | $123,000 | $1,425,000 | $105,000 | $682,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 9 | $835,000 | $92,000 | $145,000 | $43,000 | $111,000 |
| FHA-insured (Federal Housing Administration) | 5 | $555,000 | $111,000 | $145,000 | $51,000 | $107,000 |
| VA-guaranteed (Veterans Administration) | 2 | $350,000 | $175,000 | $175,000 | $68,000 | $79,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 438 | $57,990,000 | $132,000 | $1,125,000 | $117,000 | $682,000 |
| Application Denied By Financial Institution | 68 | $8,520,000 | $125,000 | $1,425,000 | $65,000 | $431,000 |
| Application Approved But Not Accepted | 67 | $7,025,000 | $104,000 | $355,000 | $84,000 | $266,000 |
| Loan Purchased By The Institution | 40 | $2,400,000 | $60,000 | $215,000 | $82,000 | $544,000 |
| Application Withdrawn By Applicant | 17 | $1,555,000 | $91,000 | $225,000 | $73,000 | $123,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 562 | $68,970,000 | $122,000 | $1,125,000 | $109,000 | $682,000 |
| Credit History | 36 | $3,370,000 | $93,000 | $375,000 | $56,000 | $128,000 |
| Debt-To-Income Ratio | 28 | $4,860,000 | $173,000 | $1,425,000 | $78,000 | $431,000 |
| Other | 3 | $205,000 | $68,000 | $115,000 | $46,000 | $74,000 |
| Collateral | 1 | $85,000 | $85,000 | $85,000 | $35,000 | $35,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Vision Bank's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Vision Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Oklahoma, download the full spreadsheet
with aggregated HMDA statistics today.