Voyager Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2004
Voyager Bank 2004 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Voyager Bank 775 Prairie Center Drive Eden Prairie, MN 55344 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,762 |
| Total Mortgage Loan Application Amount | $509,493,000 |
| Average Mortgage Loan Application Amount | $176,421 |
| Highest Mortgage Loan Application Amount | $3,200,000 |
| Average Applicant Income | $136,157 |
| Highest Applicant Income | $953,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2004 with Voyager Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Voyager Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2004 breaks down Voyager Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Voyager Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Voyager Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Voyager Bank's mortgage activity for 2004.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Hennepin County Minnesota | 567 | $ 114,727,000 | $ 202,000 | $ 59,000 |
| Ramsey County Minnesota | 283 | $ 50,218,000 | $ 177,000 | $ 56,000 |
| Anoka County Minnesota | 275 | $ 50,017,000 | $ 181,000 | $ 58,000 |
| Washington County Minnesota | 251 | $ 51,983,000 | $ 207,000 | $ 80,000 |
| Dakota County Minnesota | 189 | $ 37,769,000 | $ 199,000 | $ 68,000 |
| Scott County Minnesota | 126 | $ 24,273,000 | $ 192,000 | $ 65,000 |
| Blue Earth County Minnesota | 96 | $ 20,165,000 | $ 210,000 | $ 44,000 |
| Sherburne County Minnesota | 87 | $ 17,959,000 | $ 206,000 | $ 56,000 |
| Wright County Minnesota | 66 | $ 12,166,000 | $ 184,000 | $ 59,000 |
| Crow Wing County Minnesota | 60 | $ 10,711,000 | $ 178,000 | $ 54,000 |
| Stearns County Minnesota | 51 | $ 7,996,000 | $ 156,000 | $ 46,000 |
| Chisago County Minnesota | 48 | $ 9,456,000 | $ 197,000 | $ 59,000 |
| Carver County Minnesota | 46 | $ 8,955,000 | $ 194,000 | $ 82,000 |
| St. Louis County Minnesota | 46 | $ 4,635,000 | $ 100,000 | $ 58,000 |
| Nicollet County Minnesota | 35 | $ 5,876,000 | $ 167,000 | $ 42,000 |
| Chippewa County Minnesota | 25 | $ 1,944,000 | $ 77,000 | $ 34,000 |
| Kandiyohi County Minnesota | 24 | $ 4,003,000 | $ 166,000 | $ 94,000 |
| Itasca County Minnesota | 23 | $ 4,482,000 | $ 194,000 | $ 52,000 |
| Isanti County Minnesota | 22 | $ 3,526,000 | $ 160,000 | $ 54,000 |
| Redwood County Minnesota | 22 | $ 2,122,000 | $ 96,000 | $ 50,000 |
| Olmsted County Minnesota | 19 | $ 3,750,000 | $ 197,000 | $ 58,000 |
| Benton County Minnesota | 17 | $ 2,417,000 | $ 142,000 | $ 54,000 |
| Cass County Minnesota | 17 | $ 3,103,000 | $ 182,000 | $ 83,000 |
| Mille Lacs County Minnesota | 16 | $ 2,881,000 | $ 180,000 | $ 72,000 |
| Sawyer County Wisconsin | 14 | $ 2,995,000 | $ 213,000 | $ 148,000 |
| Big Stone County Minnesota | 13 | $ 1,211,000 | $ 93,000 | $ 56,000 |
| Rice County Minnesota | 13 | $ 2,262,000 | $ 174,000 | $ 90,000 |
| St. Croix County Wisconsin | 13 | $ 2,851,000 | $ 219,000 | $ 112,000 |
| Otter Tail County Minnesota | 12 | $ 2,121,000 | $ 176,000 | $ 106,000 |
| Le Sueur County Minnesota | 11 | $ 1,596,000 | $ 145,000 | $ 88,000 |
| Rock County Minnesota | 11 | $ 1,239,000 | $ 112,000 | $ 96,000 |
| Morrison County Minnesota | 10 | $ 1,280,000 | $ 128,000 | $ 54,000 |
| Goodhue County Minnesota | 9 | $ 1,636,000 | $ 181,000 | $ 94,000 |
| Lac qui Parle County Minnesota | 9 | $ 757,000 | $ 84,000 | $ 73,000 |
| Grant County South Dakota | 9 | $ 816,000 | $ 90,000 | $ 43,000 |
| Burnett County Wisconsin | 9 | $ 791,000 | $ 87,000 | $ 70,000 |
| Polk County Wisconsin | 9 | $ 1,800,000 | $ 200,000 | $ 78,000 |
| Washburn County Wisconsin | 9 | $ 1,814,000 | $ 201,000 | $ 168,000 |
| Maricopa County Arizona | 7 | $ 968,000 | $ 138,000 | $ 147,000 |
| Hubbard County Minnesota | 7 | $ 966,000 | $ 138,000 | $ 80,000 |
| Murray County Minnesota | 7 | $ 709,000 | $ 101,000 | $ 68,000 |
| Roseau County Minnesota | 7 | $ 1,100,000 | $ 157,000 | $ 58,000 |
| Aitkin County Minnesota | 6 | $ 1,062,000 | $ 177,000 | $ 119,000 |
| Clay County Minnesota | 6 | $ 577,000 | $ 96,000 | $ 142,000 |
| McLeod County Minnesota | 6 | $ 945,000 | $ 157,000 | $ 51,000 |
| Waseca County Minnesota | 6 | $ 718,000 | $ 119,000 | $ 23,000 |
| Douglas County Minnesota | 5 | $ 797,000 | $ 159,000 | $ 66,000 |
| Faribault County Minnesota | 5 | $ 475,000 | $ 95,000 | $ 35,000 |
| Kanabec County Minnesota | 5 | $ 877,000 | $ 175,000 | $ 63,000 |
| Steele County Minnesota | 5 | $ 981,000 | $ 196,000 | $ 80,000 |
| Swift County Minnesota | 5 | $ 425,000 | $ 85,000 | $ 41,000 |
| Cass County North Dakota | 5 | $ 573,000 | $ 114,000 | $ 55,000 |
| Becker County Minnesota | 4 | $ 463,000 | $ 115,000 | $ 95,000 |
| Freeborn County Minnesota | 4 | $ 400,000 | $ 100,000 | $ 24,000 |
| Pierce County Wisconsin | 4 | $ 695,000 | $ 173,000 | $ 74,000 |
| Johnson County Iowa | 3 | $ 401,000 | $ 133,000 | $ 72,000 |
| Carlton County Minnesota | 3 | $ 420,000 | $ 140,000 | $ 51,000 |
| Martin County Minnesota | 3 | $ 189,000 | $ 63,000 | $ 27,000 |
| Sibley County Minnesota | 3 | $ 522,000 | $ 174,000 | $ 47,000 |
| Roberts County South Dakota | 3 | $ 259,000 | $ 86,000 | $ 109,000 |
| Barron County Wisconsin | 3 | $ 702,000 | $ 234,000 | $ 162,000 |
| Bayfield County Wisconsin | 3 | $ 496,000 | $ 165,000 | $ 59,000 |
| Douglas County Wisconsin | 3 | $ 332,000 | $ 110,000 | $ 61,000 |
| Eau Claire County Wisconsin | 3 | $ 718,000 | $ 239,000 | $ 86,000 |
| Waukesha County Wisconsin | 3 | $ 590,000 | $ 196,000 | $ 73,000 |
| Mohave County Arizona | 2 | $ 394,000 | $ 197,000 | $ 60,000 |
| Washtenaw County Michigan | 2 | $ 365,000 | $ 182,000 | $ 104,000 |
| Brown County Minnesota | 2 | $ 237,000 | $ 118,000 | $ 63,000 |
| Dodge County Minnesota | 2 | $ 220,000 | $ 110,000 | $ 60,000 |
| Lake County Minnesota | 2 | $ 460,000 | $ 230,000 | $ 141,000 |
| Lincoln County Minnesota | 2 | $ 176,000 | $ 88,000 | $ 69,000 |
| Pine County Minnesota | 2 | $ 312,000 | $ 156,000 | $ 30,000 |
| Pope County Minnesota | 2 | $ 297,000 | $ 148,000 | $ 54,000 |
| Renville County Minnesota | 2 | $ 219,000 | $ 109,000 | $ 58,000 |
| Todd County Minnesota | 2 | $ 168,000 | $ 84,000 | $ 37,000 |
| Wabasha County Minnesota | 2 | $ 263,000 | $ 131,000 | $ 53,000 |
| Wadena County Minnesota | 2 | $ 270,000 | $ 135,000 | $ 63,000 |
| Yellow Medicine County Minnesota | 2 | $ 210,000 | $ 105,000 | $ 53,000 |
| Burleigh County North Dakota | 2 | $ 215,000 | $ 107,000 | $ 49,000 |
| Dane County Wisconsin | 2 | $ 278,000 | $ 139,000 | $ 65,000 |
| Grant County Wisconsin | 2 | $ 648,000 | $ 324,000 | $ 0 |
| Milwaukee County Wisconsin | 2 | $ 298,000 | $ 149,000 | $ 70,000 |
| Pinal County Arizona | 1 | $ 115,000 | $ 115,000 | $ 124,000 |
| Placer County California | 1 | $ 475,000 | $ 475,000 | $ 953,000 |
| El Paso County Colorado | 1 | $ 214,000 | $ 214,000 | $ 151,000 |
| Collier County Florida | 1 | $ 36,000 | $ 36,000 | $ 159,000 |
| Hillsborough County Florida | 1 | $ 570,000 | $ 570,000 | $ 150,000 |
| Miami-Dade County Florida | 1 | $ 316,000 | $ 316,000 | $ 119,000 |
| Orange County Florida | 1 | $ 133,000 | $ 133,000 | $ 612,000 |
| Clarke County Iowa | 1 | $ 133,000 | $ 133,000 | $ 47,000 |
| Kossuth County Iowa | 1 | $ 119,000 | $ 119,000 | $ 97,000 |
| Marshall County Iowa | 1 | $ 170,000 | $ 170,000 | $ 93,000 |
| Polk County Iowa | 1 | $ 86,000 | $ 86,000 | $ 54,000 |
| Beltrami County Minnesota | 1 | $ 100,000 | $ 100,000 | $ 100,000 |
| Clearwater County Minnesota | 1 | $ 170,000 | $ 170,000 | $ 84,000 |
| Cottonwood County Minnesota | 1 | $ 122,000 | $ 122,000 | $ 49,000 |
| Fillmore County Minnesota | 1 | $ 94,000 | $ 94,000 | $ 56,000 |
| Grant County Minnesota | 1 | $ 66,000 | $ 66,000 | $ 36,000 |
| Lake of the Woods County Minnesota | 1 | $ 55,000 | $ 55,000 | $ 36,000 |
| Lyon County Minnesota | 1 | $ 122,000 | $ 122,000 | $ 73,000 |
| Marshall County Minnesota | 1 | $ 107,000 | $ 107,000 | $ 69,000 |
| Meeker County Minnesota | 1 | $ 157,000 | $ 157,000 | $ 70,000 |
| Mower County Minnesota | 1 | $ 40,000 | $ 40,000 | $ 17,000 |
| Polk County Minnesota | 1 | $ 28,000 | $ 28,000 | $ 25,000 |
| Stevens County Minnesota | 1 | $ 520,000 | $ 520,000 | $ 55,000 |
| Watonwan County Minnesota | 1 | $ 44,000 | $ 44,000 | $ 35,000 |
| Wilkin County Minnesota | 1 | $ 56,000 | $ 56,000 | $ 29,000 |
| Winona County Minnesota | 1 | $ 280,000 | $ 280,000 | $ 250,000 |
| Carbon County Montana | 1 | $ 112,000 | $ 112,000 | $ 32,000 |
| Codington County South Dakota | 1 | $ 253,000 | $ 253,000 | $ 60,000 |
| Day County South Dakota | 1 | $ 145,000 | $ 145,000 | $ 51,000 |
| Williamson County Tennessee | 1 | $ 214,000 | $ 214,000 | $ 82,000 |
| Brown County Wisconsin | 1 | $ 164,000 | $ 164,000 | $ 55,000 |
| Jackson County Wisconsin | 1 | $ 220,000 | $ 220,000 | $ 0 |
| Jefferson County Wisconsin | 1 | $ 1,120,000 | $ 1,120,000 | $ 0 |
| Kenosha County Wisconsin | 1 | $ 190,000 | $ 190,000 | $ 64,000 |
| Marathon County Wisconsin | 1 | $ 75,000 | $ 75,000 | $ 39,000 |
| Menominee County Wisconsin | 1 | $ 175,000 | $ 175,000 | $ 73,000 |
| Ozaukee County Wisconsin | 1 | $ 110,000 | $ 110,000 | $ 25,000 |
| Rock County Wisconsin | 1 | $ 342,000 | $ 342,000 | $ 0 |
| Rusk County Wisconsin | 1 | $ 150,000 | $ 150,000 | $ 73,000 |
| Trempealeau County Wisconsin | 1 | $ 247,000 | $ 247,000 | $ 133,000 |
| Walworth County Wisconsin | 1 | $ 135,000 | $ 135,000 | $ 84,000 |
| Waupaca County Wisconsin | 1 | $ 820,000 | $ 820,000 | $ 0 |
Mortgage Loan Application Detail Totals for Voyager Bank in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,606 | $292,044,000 | $153,571 | $3,200,000 | $80,428 | $797,000 |
| Home Purchase | 1,096 | $209,475,000 | $204,700 | $1,150,000 | $191,800 | $953,000 |
| Home Improvement | 60 | $7,974,000 | $115,000 | $340,000 | $53,000 | $263,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,459 | $443,203,000 | $189,636 | $999,000 | $181,090 | $953,000 |
| Not Provided | 108 | $20,103,000 | $191,333 | $1,329,000 | $82,000 | $201,000 |
| Asian | 64 | $11,935,000 | $186,000 | $400,000 | $52,000 | $168,000 |
| Not applicable | 47 | $20,645,000 | $475,500 | $3,200,000 | $0 | $0 |
| Hispanic | 34 | $5,659,000 | $150,000 | $320,000 | $57,500 | $176,000 |
| Black or African American | 32 | $5,461,000 | $191,500 | $308,000 | $68,500 | $102,000 |
| Native Hawaiian or Other Pacific Islander | 11 | $1,706,000 | $155,000 | $251,000 | $63,000 | $124,000 |
| American Indian or Alaskan Native | 7 | $781,000 | $111,000 | $210,000 | $57,000 | $85,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,590 | $484,201,000 | $196,333 | $3,200,000 | $170,916 | $953,000 |
| FHA-insured (Federal Housing Administration) | 156 | $22,963,000 | $119,666 | $268,000 | $47,666 | $156,000 |
| VA-guaranteed (Veterans Administration) | 14 | $2,110,000 | $192,000 | $241,000 | $90,500 | $127,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2 | $219,000 | $109,000 | $119,000 | $39,000 | $50,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,456 | $456,309,000 | $196,750 | $3,200,000 | $171,750 | $953,000 |
| Application Approved But Not Accepted | 123 | $21,420,000 | $143,666 | $470,000 | $63,000 | $600,000 |
| Application Denied By Financial Institution | 112 | $18,873,000 | $168,000 | $450,000 | $78,666 | $797,000 |
| Application Withdrawn By Applicant | 70 | $12,691,000 | $135,500 | $821,000 | $48,000 | $147,000 |
| File Closed For Incompleteness | 1 | $200,000 | $200,000 | $200,000 | $60,000 | $60,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 1 | $50,000 | $50,000 | $50,000 | $12,000 | $12,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Voyager Bank's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Voyager Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Minnesota, download the full spreadsheet
with aggregated HMDA statistics today.