Wallick And Volk
HMDA Loan Application Totals
and Mortgage Lending Details
for 2003
Wallick And Volk 2003 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Wallick And Volk 222 East 18Th Cheyenne, WY 82001 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,409 |
| Total Mortgage Loan Application Amount | $551,600,000 |
| Average Mortgage Loan Application Amount | $121,125 |
| Highest Mortgage Loan Application Amount | $990,000 |
| Average Applicant Income | $57,708 |
| Highest Applicant Income | $704,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2003 with Wallick And Volk. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Wallick And Volk's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2003 breaks down Wallick And Volk's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Wallick And Volk serves its applicants.
Each category highlights the total number of mortgage applications processed by Wallick And Volk, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Wallick And Volk's mortgage activity for 2003.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Maricopa County Arizona | 570 | $ 67,504,000 | $ 118,000 | $ 44,000 |
| Pima County Arizona | 507 | $ 62,868,000 | $ 124,000 | $ 45,000 |
| Coconino County Arizona | 494 | $ 71,651,000 | $ 145,000 | $ 61,000 |
| Bernalillo County New Mexico | 412 | $ 56,337,000 | $ 136,000 | $ 61,000 |
| Yavapai County Arizona | 366 | $ 41,850,000 | $ 114,000 | $ 46,000 |
| Laramie County Wyoming | 319 | $ 36,424,000 | $ 114,000 | $ 50,000 |
| Mesa County Colorado | 241 | $ 27,189,000 | $ 112,000 | $ 41,000 |
| Davis County Utah | 162 | $ 23,873,000 | $ 147,000 | $ 40,000 |
| Larimer County Colorado | 148 | $ 23,574,000 | $ 159,000 | $ 42,000 |
| Campbell County Wyoming | 134 | $ 13,741,000 | $ 102,000 | $ 52,000 |
| Gila County Arizona | 118 | $ 7,906,000 | $ 67,000 | $ 39,000 |
| Weber County Utah | 107 | $ 12,319,000 | $ 115,000 | $ 58,000 |
| Natrona County Wyoming | 90 | $ 7,440,000 | $ 82,000 | $ 42,000 |
| Denver County Colorado | 76 | $ 13,476,000 | $ 177,000 | $ 58,000 |
| Jefferson County Colorado | 68 | $ 10,946,000 | $ 160,000 | $ 47,000 |
| Sandoval County New Mexico | 68 | $ 9,221,000 | $ 135,000 | $ 58,000 |
| Sheridan County Wyoming | 43 | $ 4,165,000 | $ 96,000 | $ 49,000 |
| Pinal County Arizona | 37 | $ 4,161,000 | $ 112,000 | $ 59,000 |
| Weld County Colorado | 26 | $ 3,419,000 | $ 131,000 | $ 43,000 |
| Scotts Bluff County Nebraska | 26 | $ 2,020,000 | $ 77,000 | $ 46,000 |
| Adams County Colorado | 24 | $ 4,204,000 | $ 175,000 | $ 57,000 |
| Arapahoe County Colorado | 24 | $ 3,558,000 | $ 148,000 | $ 75,000 |
| Santa Cruz County Arizona | 22 | $ 2,300,000 | $ 104,000 | $ 46,000 |
| Graham County Arizona | 20 | $ 1,943,000 | $ 97,000 | $ 41,000 |
| Boulder County Colorado | 19 | $ 3,303,000 | $ 173,000 | $ 101,000 |
| Converse County Wyoming | 19 | $ 1,527,000 | $ 80,000 | $ 37,000 |
| Park County Colorado | 18 | $ 2,557,000 | $ 142,000 | $ 52,000 |
| Garfield County Colorado | 14 | $ 2,267,000 | $ 161,000 | $ 60,000 |
| San Juan County New Mexico | 14 | $ 1,347,000 | $ 96,000 | $ 52,000 |
| Delta County Colorado | 13 | $ 1,732,000 | $ 133,000 | $ 29,000 |
| Navajo County Arizona | 12 | $ 1,115,000 | $ 92,000 | $ 65,000 |
| Douglas County Colorado | 12 | $ 2,216,000 | $ 184,000 | $ 34,000 |
| Weston County Wyoming | 12 | $ 1,023,000 | $ 85,000 | $ 57,000 |
| Apache County Arizona | 10 | $ 944,000 | $ 94,000 | $ 61,000 |
| El Paso County Colorado | 10 | $ 1,890,000 | $ 189,000 | $ 114,000 |
| Clark County Nevada | 10 | $ 1,591,000 | $ 159,000 | $ 61,000 |
| Valencia County New Mexico | 10 | $ 1,105,000 | $ 110,000 | $ 40,000 |
| Cochise County Arizona | 9 | $ 970,000 | $ 107,000 | $ 83,000 |
| Salt Lake County Utah | 9 | $ 1,116,000 | $ 124,000 | $ 39,000 |
| Goshen County Wyoming | 8 | $ 631,000 | $ 78,000 | $ 50,000 |
| Johnson County Wyoming | 8 | $ 922,000 | $ 115,000 | $ 44,000 |
| Washoe County Nevada | 7 | $ 1,165,000 | $ 166,000 | $ 72,000 |
| Grand County Colorado | 5 | $ 889,000 | $ 177,000 | $ 103,000 |
| Moffat County Colorado | 5 | $ 526,000 | $ 105,000 | $ 59,000 |
| Montrose County Colorado | 5 | $ 442,000 | $ 88,000 | $ 56,000 |
| Santa Fe County New Mexico | 5 | $ 549,000 | $ 109,000 | $ 50,000 |
| Box Elder County Utah | 4 | $ 408,000 | $ 102,000 | $ 34,000 |
| Mohave County Arizona | 3 | $ 359,000 | $ 119,000 | $ 68,000 |
| Clear Creek County Colorado | 3 | $ 393,000 | $ 131,000 | $ 20,000 |
| Summit County Colorado | 3 | $ 998,000 | $ 332,000 | $ 152,000 |
| Utah County Utah | 3 | $ 376,000 | $ 125,000 | $ 25,000 |
| Albany County Wyoming | 3 | $ 331,000 | $ 110,000 | $ 36,000 |
| Crook County Wyoming | 3 | $ 374,000 | $ 124,000 | $ 41,000 |
| Sublette County Wyoming | 3 | $ 374,000 | $ 124,000 | $ 66,000 |
| Eagle County Colorado | 2 | $ 420,000 | $ 210,000 | $ 51,000 |
| Douglas County Nevada | 2 | $ 310,000 | $ 155,000 | $ 47,000 |
| Dona Ana County New Mexico | 2 | $ 164,000 | $ 82,000 | $ 98,000 |
| Socorro County New Mexico | 2 | $ 188,000 | $ 94,000 | $ 57,000 |
| Grant County Oregon | 2 | $ 450,000 | $ 225,000 | $ 142,000 |
| Kane County Utah | 2 | $ 167,000 | $ 83,000 | $ 23,000 |
| Washington County Utah | 2 | $ 509,000 | $ 254,000 | $ 285,000 |
| Hot Springs County Wyoming | 2 | $ 239,000 | $ 119,000 | $ 69,000 |
| Yuma County Arizona | 1 | $ 132,000 | $ 132,000 | $ 41,000 |
| Archuleta County Colorado | 1 | $ 147,000 | $ 147,000 | $ 46,000 |
| Crowley County Colorado | 1 | $ 100,000 | $ 100,000 | $ 76,000 |
| Rio Blanco County Colorado | 1 | $ 115,000 | $ 115,000 | $ 56,000 |
| Routt County Colorado | 1 | $ 192,000 | $ 192,000 | $ 0 |
| Teller County Colorado | 1 | $ 151,000 | $ 151,000 | $ 27,000 |
| Franklin County Idaho | 1 | $ 124,000 | $ 124,000 | $ 44,000 |
| Latah County Idaho | 1 | $ 109,000 | $ 109,000 | $ 43,000 |
| Madison County Idaho | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Hennepin County Minnesota | 1 | $ 120,000 | $ 120,000 | $ 36,000 |
| Gallatin County Montana | 1 | $ 93,000 | $ 93,000 | $ 18,000 |
| Stillwater County Montana | 1 | $ 113,000 | $ 113,000 | $ 65,000 |
| Box Butte County Nebraska | 1 | $ 114,000 | $ 114,000 | $ 68,000 |
| Sioux County Nebraska | 1 | $ 91,000 | $ 91,000 | $ 32,000 |
| Cibola County New Mexico | 1 | $ 74,000 | $ 74,000 | $ 38,000 |
| Colfax County New Mexico | 1 | $ 107,000 | $ 107,000 | $ 67,000 |
| Otero County New Mexico | 1 | $ 135,000 | $ 135,000 | $ 74,000 |
| Roger Mills County Oklahoma | 1 | $ 110,000 | $ 110,000 | $ 56,000 |
| Lawrence County South Dakota | 1 | $ 114,000 | $ 114,000 | $ 136,000 |
| Pennington County South Dakota | 1 | $ 90,000 | $ 90,000 | $ 54,000 |
| Grand County Utah | 1 | $ 116,000 | $ 116,000 | $ 61,000 |
| Big Horn County Wyoming | 1 | $ 120,000 | $ 120,000 | $ 81,000 |
| Fremont County Wyoming | 1 | $ 90,000 | $ 90,000 | $ 31,000 |
| Lincoln County Wyoming | 1 | $ 75,000 | $ 75,000 | $ 52,000 |
| Niobrara County Wyoming | 1 | $ 93,000 | $ 93,000 | $ 86,000 |
| Park County Wyoming | 1 | $ 125,000 | $ 125,000 | $ 88,000 |
| Platte County Wyoming | 1 | $ 53,000 | $ 53,000 | $ 38,000 |
| Teton County Wyoming | 1 | $ 45,000 | $ 45,000 | $ 55,000 |
Mortgage Loan Application Detail Totals for Wallick And Volk in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 2,215 | $284,662,000 | $126,916 | $828,000 | $48,916 | $650,000 |
| Home Purchase (one-to-four family) | 2,192 | $266,854,000 | $130,000 | $990,000 | $73,900 | $704,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 1 | $66,000 | $66,000 | $66,000 | $0 | $0 |
| Home Improvement (one-to-four family) | 1 | $18,000 | $18,000 | $18,000 | $59,000 | $59,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,605 | $456,362,000 | $134,000 | $990,000 | $64,357 | $704,000 |
| Hispanic | 569 | $64,360,000 | $114,500 | $368,000 | $44,833 | $244,000 |
| Information not provided by applicant in mail or telephone application | 101 | $13,435,000 | $132,250 | $650,000 | $60,000 | $445,000 |
| Black | 63 | $8,285,000 | $118,333 | $549,000 | $44,333 | $135,000 |
| Asian or Pacific Islander | 35 | $4,602,000 | $131,200 | $280,000 | $60,400 | $300,000 |
| American Indian or Alaskan Native | 19 | $2,079,000 | $118,250 | $206,000 | $34,500 | $178,000 |
| Other | 17 | $2,477,000 | $147,400 | $224,000 | $61,200 | $160,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,150 | $397,591,000 | $133,500 | $990,000 | $69,642 | $704,000 |
| FHA-insured (Federal Housing Administration) | 1,037 | $122,489,000 | $117,125 | $237,000 | $39,250 | $204,000 |
| VA-guaranteed (Veterans Administration) | 215 | $30,569,000 | $141,571 | $240,000 | $33,285 | $125,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 7 | $951,000 | $136,000 | $173,000 | $44,666 | $91,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,592 | $453,668,000 | $127,916 | $990,000 | $61,083 | $704,000 |
| Application Withdrawn By Applicant | 705 | $85,842,000 | $145,545 | $630,000 | $59,272 | $333,000 |
| Application Denied By Financial Institution | 112 | $12,090,000 | $123,857 | $625,000 | $50,142 | $240,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 55 | $5,506,000 | $114,142 | $205,000 | $42,285 | $86,000 |
| Collateral | 17 | $1,193,000 | $71,333 | $125,000 | $53,000 | $126,000 |
| Other | 15 | $1,989,000 | $119,500 | $492,000 | $61,000 | $240,000 |
| Debt-To-Income Ratio | 11 | $1,852,000 | $151,000 | $625,000 | $36,750 | $92,000 |
| Employment History | 7 | $779,000 | $127,666 | $156,000 | $44,000 | $60,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $663,000 | $163,000 | $214,000 | $79,500 | $128,000 |
| Unverifiable Information | 2 | $108,000 | $54,000 | $94,000 | $12,000 | $25,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Wallick And Volk's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Wallick And Volk's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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