Wallick And Volk
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008
Wallick And Volk 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Wallick And Volk 222 East 18Th Cheyenne, WY 82001 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,222 |
| Total Mortgage Loan Application Amount | $538,304,000 |
| Average Mortgage Loan Application Amount | $191,666 |
| Highest Mortgage Loan Application Amount | $920,000 |
| Average Applicant Income | $62,666 |
| Highest Applicant Income | $1,040,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with Wallick And Volk. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Wallick And Volk's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2008 breaks down Wallick And Volk's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Wallick And Volk serves its applicants.
Each category highlights the total number of mortgage applications processed by Wallick And Volk, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Wallick And Volk's mortgage activity for 2008.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Laramie County Wyoming | 731 | $ 114,232,000 | $ 156,000 | $ 61,000 |
| Natrona County Wyoming | 392 | $ 49,402,000 | $ 126,000 | $ 54,000 |
| Coconino County Arizona | 239 | $ 60,627,000 | $ 253,000 | $ 79,000 |
| Imperial County California | 192 | $ 30,451,000 | $ 158,000 | $ 61,000 |
| McLennan County Texas | 189 | $ 22,452,000 | $ 118,000 | $ 61,000 |
| Maricopa County Arizona | 187 | $ 39,392,000 | $ 210,000 | $ 82,000 |
| Washoe County Nevada | 120 | $ 28,140,000 | $ 234,000 | $ 80,000 |
| Yavapai County Arizona | 118 | $ 20,847,000 | $ 176,000 | $ 54,000 |
| Brazos County Texas | 81 | $ 12,172,000 | $ 150,000 | $ 102,000 |
| Bernalillo County New Mexico | 80 | $ 14,552,000 | $ 181,000 | $ 64,000 |
| Victoria County Texas | 66 | $ 8,770,000 | $ 132,000 | $ 66,000 |
| Navajo County Arizona | 57 | $ 10,271,000 | $ 180,000 | $ 80,000 |
| Carbon County Wyoming | 50 | $ 6,787,000 | $ 135,000 | $ 50,000 |
| Pinal County Arizona | 46 | $ 6,786,000 | $ 147,000 | $ 62,000 |
| Sandoval County New Mexico | 43 | $ 7,960,000 | $ 185,000 | $ 63,000 |
| Mesa County Colorado | 36 | $ 6,563,000 | $ 182,000 | $ 64,000 |
| Valencia County New Mexico | 35 | $ 4,307,000 | $ 123,000 | $ 55,000 |
| Scotts Bluff County Nebraska | 30 | $ 2,902,000 | $ 96,000 | $ 55,000 |
| Elko County Nevada | 29 | $ 5,684,000 | $ 196,000 | $ 69,000 |
| Apache County Arizona | 26 | $ 5,838,000 | $ 224,000 | $ 110,000 |
| Campbell County Wyoming | 23 | $ 3,397,000 | $ 147,000 | $ 69,000 |
| Pima County Arizona | 22 | $ 3,595,000 | $ 163,000 | $ 54,000 |
| Clark County Nevada | 21 | $ 4,156,000 | $ 197,000 | $ 61,000 |
| Denver County Colorado | 16 | $ 2,338,000 | $ 146,000 | $ 79,000 |
| Albany County Wyoming | 16 | $ 2,760,000 | $ 172,000 | $ 114,000 |
| Weston County Wyoming | 16 | $ 1,619,000 | $ 101,000 | $ 54,000 |
| Riverside County California | 13 | $ 2,814,000 | $ 216,000 | $ 82,000 |
| Converse County Wyoming | 13 | $ 1,683,000 | $ 129,000 | $ 56,000 |
| Dallas County Texas | 12 | $ 1,092,000 | $ 91,000 | $ 35,000 |
| Mohave County Arizona | 11 | $ 1,458,000 | $ 132,000 | $ 49,000 |
| Washington County Texas | 11 | $ 1,502,000 | $ 136,000 | $ 46,000 |
| Bosque County Texas | 10 | $ 1,075,000 | $ 107,000 | $ 51,000 |
| Kane County Utah | 10 | $ 1,610,000 | $ 161,000 | $ 78,000 |
| Larimer County Colorado | 8 | $ 1,671,000 | $ 208,000 | $ 83,000 |
| Coryell County Texas | 8 | $ 695,000 | $ 86,000 | $ 49,000 |
| Rio Blanco County Colorado | 7 | $ 1,606,000 | $ 229,000 | $ 79,000 |
| Calhoun County Texas | 7 | $ 801,000 | $ 114,000 | $ 62,000 |
| Gila County Arizona | 6 | $ 959,000 | $ 159,000 | $ 47,000 |
| San Diego County California | 6 | $ 1,450,000 | $ 241,000 | $ 69,000 |
| Lyon County Nevada | 6 | $ 1,111,000 | $ 185,000 | $ 49,000 |
| El Paso County Colorado | 5 | $ 1,198,000 | $ 239,000 | $ 62,000 |
| Jefferson County Colorado | 5 | $ 730,000 | $ 146,000 | $ 55,000 |
| King County Washington | 5 | $ 1,255,000 | $ 251,000 | $ 31,000 |
| Fremont County Wyoming | 5 | $ 715,000 | $ 143,000 | $ 49,000 |
| Cochise County Arizona | 4 | $ 499,000 | $ 124,000 | $ 39,000 |
| Adams County Colorado | 4 | $ 1,020,000 | $ 255,000 | $ 115,000 |
| Garfield County Colorado | 4 | $ 926,000 | $ 231,000 | $ 58,000 |
| Weld County Colorado | 4 | $ 885,000 | $ 221,000 | $ 77,000 |
| Grant County New Mexico | 4 | $ 666,000 | $ 166,000 | $ 68,000 |
| Rio Arriba County New Mexico | 4 | $ 672,000 | $ 168,000 | $ 108,000 |
| San Juan County New Mexico | 4 | $ 837,000 | $ 209,000 | $ 63,000 |
| Limestone County Texas | 4 | $ 513,000 | $ 128,000 | $ 55,000 |
| Snohomish County Washington | 4 | $ 1,191,000 | $ 297,000 | $ 22,000 |
| Platte County Wyoming | 4 | $ 418,000 | $ 104,000 | $ 45,000 |
| Graham County Arizona | 3 | $ 454,000 | $ 151,000 | $ 26,000 |
| La Paz County Arizona | 3 | $ 335,000 | $ 111,000 | $ 68,000 |
| Moffat County Colorado | 3 | $ 757,000 | $ 252,000 | $ 69,000 |
| Carson City County Nevada | 3 | $ 531,000 | $ 177,000 | $ 49,000 |
| Nye County Nevada | 3 | $ 379,000 | $ 126,000 | $ 61,000 |
| Storey County Nevada | 3 | $ 767,000 | $ 255,000 | $ 69,000 |
| Santa Fe County New Mexico | 3 | $ 267,000 | $ 89,000 | $ 42,000 |
| Goliad County Texas | 3 | $ 614,000 | $ 204,000 | $ 63,000 |
| Pierce County Washington | 3 | $ 618,000 | $ 206,000 | $ 14,000 |
| Boulder County Colorado | 2 | $ 690,000 | $ 345,000 | $ 97,000 |
| Douglas County Colorado | 2 | $ 443,000 | $ 221,000 | $ 102,000 |
| Fremont County Colorado | 2 | $ 525,000 | $ 262,000 | $ 89,000 |
| Douglas County Nevada | 2 | $ 465,000 | $ 232,000 | $ 62,000 |
| Humboldt County Nevada | 2 | $ 269,000 | $ 134,000 | $ 65,000 |
| White Pine County Nevada | 2 | $ 183,000 | $ 91,000 | $ 46,000 |
| Cibola County New Mexico | 2 | $ 155,000 | $ 77,000 | $ 71,000 |
| Luna County New Mexico | 2 | $ 258,000 | $ 129,000 | $ 92,000 |
| Taos County New Mexico | 2 | $ 382,000 | $ 191,000 | $ 107,000 |
| Torrance County New Mexico | 2 | $ 127,000 | $ 63,000 | $ 24,000 |
| Denton County Texas | 2 | $ 612,000 | $ 306,000 | $ 98,000 |
| Hill County Texas | 2 | $ 152,000 | $ 76,000 | $ 42,000 |
| Navarro County Texas | 2 | $ 158,000 | $ 79,000 | $ 38,000 |
| Tarrant County Texas | 2 | $ 347,000 | $ 173,000 | $ 78,000 |
| Grand County Utah | 2 | $ 313,000 | $ 156,000 | $ 53,000 |
| Uintah County Utah | 2 | $ 381,000 | $ 190,000 | $ 39,000 |
| Utah County Utah | 2 | $ 390,000 | $ 195,000 | $ 77,000 |
| Crook County Wyoming | 2 | $ 368,000 | $ 184,000 | $ 37,000 |
| Goshen County Wyoming | 2 | $ 226,000 | $ 113,000 | $ 37,000 |
| Johnson County Wyoming | 2 | $ 420,000 | $ 210,000 | $ 67,000 |
| Park County Wyoming | 2 | $ 544,000 | $ 272,000 | $ 54,000 |
| Sweetwater County Wyoming | 2 | $ 386,000 | $ 193,000 | $ 92,000 |
| Contra Costa County California | 1 | $ 399,000 | $ 399,000 | $ 148,000 |
| Fresno County California | 1 | $ 292,000 | $ 292,000 | $ 240,000 |
| Kern County California | 1 | $ 40,000 | $ 40,000 | $ 13,000 |
| Lassen County California | 1 | $ 112,000 | $ 112,000 | $ 42,000 |
| Mono County California | 1 | $ 284,000 | $ 284,000 | $ 64,000 |
| Plumas County California | 1 | $ 361,000 | $ 361,000 | $ 78,000 |
| San Bernardino County California | 1 | $ 212,000 | $ 212,000 | $ 58,000 |
| San Luis Obispo County California | 1 | $ 551,000 | $ 551,000 | $ 107,000 |
| Sierra County California | 1 | $ 280,000 | $ 280,000 | $ 60,000 |
| Eagle County Colorado | 1 | $ 188,000 | $ 188,000 | $ 36,000 |
| Elbert County Colorado | 1 | $ 417,000 | $ 417,000 | $ 89,000 |
| La Plata County Colorado | 1 | $ 231,000 | $ 231,000 | $ 148,000 |
| Montezuma County Colorado | 1 | $ 176,000 | $ 176,000 | $ 356,000 |
| Montrose County Colorado | 1 | $ 115,000 | $ 115,000 | $ 38,000 |
| Park County Colorado | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Teller County Colorado | 1 | $ 181,000 | $ 181,000 | $ 91,000 |
| Kimball County Nebraska | 1 | $ 58,000 | $ 58,000 | $ 22,000 |
| Morrill County Nebraska | 1 | $ 65,000 | $ 65,000 | $ 52,000 |
| Pershing County Nevada | 1 | $ 100,000 | $ 100,000 | $ 49,000 |
| Eddy County New Mexico | 1 | $ 104,000 | $ 104,000 | $ 38,000 |
| Lincoln County New Mexico | 1 | $ 123,000 | $ 123,000 | $ 66,000 |
| San Miguel County New Mexico | 1 | $ 78,000 | $ 78,000 | $ 63,000 |
| Socorro County New Mexico | 1 | $ 86,000 | $ 86,000 | $ 20,000 |
| Bell County Texas | 1 | $ 128,000 | $ 128,000 | $ 63,000 |
| Bexar County Texas | 1 | $ 77,000 | $ 77,000 | $ 101,000 |
| Fort Bend County Texas | 1 | $ 65,000 | $ 65,000 | $ 20,000 |
| Freestone County Texas | 1 | $ 145,000 | $ 145,000 | $ 85,000 |
| Grimes County Texas | 1 | $ 190,000 | $ 190,000 | $ 87,000 |
| Hamilton County Texas | 1 | $ 125,000 | $ 125,000 | $ 150,000 |
| Henderson County Texas | 1 | $ 250,000 | $ 250,000 | $ 150,000 |
| Jackson County Texas | 1 | $ 204,000 | $ 204,000 | $ 99,000 |
| Lavaca County Texas | 1 | $ 57,000 | $ 57,000 | $ 46,000 |
| Randall County Texas | 1 | $ 126,000 | $ 126,000 | $ 62,000 |
| San Patricio County Texas | 1 | $ 129,000 | $ 129,000 | $ 73,000 |
| Travis County Texas | 1 | $ 162,000 | $ 162,000 | $ 59,000 |
| Van Zandt County Texas | 1 | $ 200,000 | $ 200,000 | $ 76,000 |
| Williamson County Texas | 1 | $ 113,000 | $ 113,000 | $ 42,000 |
| Garfield County Utah | 1 | $ 105,000 | $ 105,000 | $ 60,000 |
| San Juan County Utah | 1 | $ 233,000 | $ 233,000 | $ 64,000 |
| Pacific County Washington | 1 | $ 116,000 | $ 116,000 | $ 41,000 |
| Niobrara County Wyoming | 1 | $ 203,000 | $ 203,000 | $ 109,000 |
| Sheridan County Wyoming | 1 | $ 269,000 | $ 269,000 | $ 59,000 |
Mortgage Loan Application Detail Totals for Wallick And Volk in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,377 | $359,103,000 | $151,000 | $920,000 | $64,000 | $564,000 |
| Refinancing | 843 | $178,776,000 | $212,000 | $867,000 | $69,000 | $1,040,000 |
| Home Improvement | 2 | $425,000 | $212,000 | $240,000 | $55,000 | $67,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,273 | $382,114,000 | $168,000 | $867,000 | $68,000 | $1,040,000 |
| Hispanic | 463 | $66,721,000 | $144,000 | $417,000 | $55,000 | $350,000 |
| Not Provided | 384 | $74,565,000 | $194,000 | $920,000 | $64,000 | $480,000 |
| Black or African American | 46 | $6,092,000 | $132,000 | $354,000 | $54,000 | $130,000 |
| Native Hawaiian or Other Pacific Islander | 31 | $4,265,000 | $137,000 | $269,000 | $58,000 | $177,000 |
| Asian | 21 | $3,869,000 | $184,000 | $450,000 | $64,000 | $186,000 |
| American Indian or Alaskan Native | 4 | $678,000 | $169,000 | $270,000 | $50,000 | $58,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 1,646 | $268,419,000 | $163,000 | $458,000 | $58,000 | $489,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,238 | $204,085,000 | $164,000 | $920,000 | $79,000 | $1,040,000 |
| VA-guaranteed (Veterans Administration) | 337 | $65,655,000 | $194,000 | $450,000 | $49,000 | $166,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $145,000 | $145,000 | $145,000 | $56,000 | $56,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,543 | $408,323,000 | $160,000 | $867,000 | $65,000 | $1,040,000 |
| Application Withdrawn By Applicant | 569 | $109,562,000 | $192,000 | $920,000 | $64,000 | $324,000 |
| Application Denied By Financial Institution | 110 | $20,419,000 | $185,000 | $551,000 | $68,000 | $444,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 31 | $4,890,000 | $157,000 | $375,000 | $78,000 | $300,000 |
| Debt-To-Income Ratio | 29 | $6,125,000 | $211,000 | $417,000 | $70,000 | $444,000 |
| Credit History | 18 | $3,217,000 | $178,000 | $458,000 | $53,000 | $104,000 |
| Collateral | 16 | $3,007,000 | $187,000 | $551,000 | $68,000 | $117,000 |
| Employment History | 6 | $1,211,000 | $201,000 | $359,000 | $54,000 | $68,000 |
| Unverifiable Information | 4 | $860,000 | $215,000 | $355,000 | $65,000 | $83,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $285,000 | $142,000 | $170,000 | $46,000 | $55,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Wallick And Volk's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Wallick And Volk's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.