Wallick and Volk, Inc. Mortgage Lending & HMDA Data, 2011

In 2011, Wallick and Volk, Inc. of Cheyenne, WY reported 5,366 mortgage applications totaling $878.0 million. The average application was for $163,624, and applicants reported an average income of $71,984. 80% of its applications resulted in an originated loan and 2% were denied. Its largest markets were Phoenix-Mesa-Glendale, AZ (807), Cheyenne, WY (634) and El Centro, CA (508) (applications in parentheses).

Mortgage Company & Address Wallick and Volk, Inc.
222 E. 18th St.
Cheyenne, WY 82001
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 5,366
Total Mortgage Loan Application Amount $878,009,000
Average Mortgage Loan Application Amount $163,624
Highest Mortgage Loan Application Amount $1,350,000
Average Applicant Income $71,984
Highest Applicant Income $1,272,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Wallick and Volk, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Wallick and Volk, Inc. by County in 2011

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Maricopa, Arizona 745 $ 113,136,000 $ 151,860 $ 84,000
Laramie, Wyoming 634 $ 107,714,000 $ 169,895 $ 65,000
Imperial, California 508 $ 69,728,000 $ 137,259 $ 58,000
Yavapai, Arizona 468 $ 70,715,000 $ 151,100 $ 75,000
Riverside, California 344 $ 51,461,000 $ 149,595 $ 54,000
Coconino, Arizona 315 $ 68,020,000 $ 215,936 $ 99,000
McLennan, Texas 309 $ 40,672,000 $ 131,624 $ 66,000
Natrona, Wyoming 302 $ 46,819,000 $ 155,029 $ 58,000
Bernalillo, New Mexico 210 $ 28,601,000 $ 136,195 $ 48,000
San Diego, California 185 $ 47,119,000 $ 254,697 $ 77,000
Victoria, Texas 154 $ 19,402,000 $ 125,987 $ 74,000
King, Washington 143 $ 43,499,000 $ 304,188 $ 119,000
Pima, Arizona 98 $ 13,936,000 $ 142,204 $ 81,000
Brazos, Texas 97 $ 14,735,000 $ 151,907 $ 77,000
Carbon, Wyoming 81 $ 11,207,000 $ 138,358 $ 56,000
Sandoval, New Mexico 73 $ 11,406,000 $ 156,246 $ 57,000
Navajo, Arizona 70 $ 8,908,000 $ 127,257 $ 69,000
Pinal, Arizona 62 $ 6,364,000 $ 102,645 $ 67,000
Los Angeles, California 55 $ 18,640,000 $ 338,909 $ 96,000
San Juan, New Mexico 54 $ 8,903,000 $ 164,870 $ 63,000
Washington, Texas 52 $ 7,152,000 $ 137,538 $ 61,000
Snohomish, Washington 40 $ 10,571,000 $ 264,275 $ 85,000
Valencia, New Mexico 38 $ 4,732,000 $ 124,526 $ 55,000
Pierce, Washington 25 $ 4,943,000 $ 197,720 $ 54,000
San Bernardino, California 19 $ 3,453,000 $ 181,736 $ 65,000
Converse, Wyoming 18 $ 2,541,000 $ 141,166 $ 56,000
Grays Harbor, Washington 17 $ 2,879,000 $ 169,352 $ 90,000
Calhoun, Texas 16 $ 1,917,000 $ 119,812 $ 65,000
Apache, Arizona 15 $ 2,333,000 $ 155,533 $ 96,000
Walker, Texas 15 $ 2,105,000 $ 140,333 $ 65,000
Orange, California 10 $ 2,478,000 $ 247,800 $ 87,000
Tulare, California 10 $ 1,514,000 $ 151,400 $ 80,000
Larimer, Colorado 9 $ 1,559,000 $ 173,222 $ 56,000
Scotts Bluff, Nebraska 7 $ 1,217,000 $ 173,857 $ 73,000
Mohave, Arizona 6 $ 896,000 $ 149,333 $ 90,000
Goliad, Texas 6 $ 834,000 $ 139,000 $ 64,000
Campbell, Wyoming 6 $ 1,293,000 $ 215,500 $ 66,000
Weld, Colorado 5 $ 922,000 $ 184,400 $ 76,000
Bell, Texas 5 $ 1,089,000 $ 217,800 $ 79,000
Coryell, Texas 5 $ 492,000 $ 98,400 $ 40,000
Sublette, Wyoming 5 $ 848,000 $ 169,600 $ 53,000
Gila, Arizona 4 $ 473,000 $ 118,250 $ 61,000
Rio Arriba, New Mexico 4 $ 572,000 $ 143,000 $ 54,000
Grimes, Texas 4 $ 451,000 $ 112,750 $ 33,000
Hill, Texas 4 $ 427,000 $ 106,750 $ 61,000
Nueces, Texas 4 $ 472,000 $ 118,000 $ 81,000
Douglas, Colorado 3 $ 758,000 $ 252,666 $ 76,000
Cibola, New Mexico 3 $ 287,000 $ 95,666 $ 38,000
DeWitt, Texas 3 $ 487,000 $ 162,333 $ 83,000
Harris, Texas 3 $ 292,000 $ 97,333 $ 66,000
Jackson, Texas 3 $ 462,000 $ 154,000 $ 71,000
Limestone, Texas 3 $ 224,000 $ 74,666 $ 44,000
Madison, Texas 3 $ 422,000 $ 140,666 $ 69,000
Williamson, Texas 3 $ 379,000 $ 126,333 $ 77,000
Albany, Wyoming 3 $ 706,000 $ 235,333 $ 407,000
Cochise, Arizona 2 $ 151,000 $ 75,500 $ 38,000
Yuma, Arizona 2 $ 208,000 $ 104,000 $ 60,000
El Dorado, California 2 $ 484,000 $ 242,000 $ 61,000
Ventura, California 2 $ 737,000 $ 368,500 $ 224,000
Denver, Colorado 2 $ 575,000 $ 287,500 $ 352,000
Jefferson, Colorado 2 $ 817,000 $ 408,500 $ 371,000
Mesa, Colorado 2 $ 177,000 $ 88,500 $ 40,000
Torrance, New Mexico 2 $ 196,000 $ 98,000 $ 58,000
Multnomah, Oregon 2 $ 752,000 $ 376,000 $ 183,000
Lavaca, Texas 2 $ 524,000 $ 262,000 $ 113,000
Robertson, Texas 2 $ 153,000 $ 76,500 $ 38,000
Travis, Texas 2 $ 611,000 $ 305,500 $ 122,000
Kitsap, Washington 2 $ 720,000 $ 360,000 $ 144,000
Thurston, Washington 2 $ 411,000 $ 205,500 $ 56,000
Whatcom, Washington 2 $ 330,000 $ 165,000 $ 53,000
Goshen, Wyoming 2 $ 179,000 $ 89,500 $ 79,000
Platte, Wyoming 2 $ 254,000 $ 127,000 $ 33,000
Sheridan, Wyoming 2 $ 233,000 $ 116,500 $ 53,000
Santa Cruz, Arizona 1 $ 40,000 $ 40,000 $ 59,000
Kern, California 1 $ 82,000 $ 82,000 $ 39,000
Merced, California 1 $ 111,000 $ 111,000 $ 36,000
Monterey, California 1 $ 333,000 $ 333,000 $ 107,000
Sacramento, California 1 $ 151,000 $ 151,000 $ 28,000
San Joaquin, California 1 $ 346,000 $ 346,000 $ 103,000
San Mateo, California 1 $ 360,000 $ 360,000 $ 147,000
Archuleta, Colorado 1 $ 70,000 $ 70,000 $ 115,000
Boulder, Colorado 1 $ 164,000 $ 164,000 $ 68,000
Dolores, Colorado 1 $ 168,000 $ 168,000 $ 148,000
La Plata, Colorado 1 $ 109,000 $ 109,000 $ 252,000
Kimball, Nebraska 1 $ 73,000 $ 73,000 $ 41,000
Curry, New Mexico 1 $ 144,000 $ 144,000 $ 74,000
Eddy, New Mexico 1 $ 171,000 $ 171,000 $ 64,000
Quay, New Mexico 1 $ 39,000 $ 39,000 $ 17,000
Santa Fe, New Mexico 1 $ 95,000 $ 95,000 $ 21,000
Socorro, New Mexico 1 $ 117,000 $ 117,000 $ 31,000
Taos, New Mexico 1 $ 191,000 $ 191,000 $ 59,000
Orange, North Carolina 1 $ 143,000 $ 143,000 $ 78,000
Washington, Oregon 1 $ 302,000 $ 302,000 $ 99,000
Aransas, Texas 1 $ 133,000 $ 133,000 $ 74,000
Austin, Texas 1 $ 161,000 $ 161,000 $ 65,000
Bee, Texas 1 $ 150,000 $ 150,000 $ 48,000
Bexar, Texas 1 $ 144,000 $ 144,000 $ 42,000
Bosque, Texas 1 $ 90,000 $ 90,000 $ 40,000
Burleson, Texas 1 $ 83,000 $ 83,000 $ 34,000
Collin, Texas 1 $ 190,000 $ 190,000 $ 116,000
Dallas, Texas 1 $ 106,000 $ 106,000 $ 88,000
Denton, Texas 1 $ 151,000 $ 151,000 $ 49,000
Erath, Texas 1 $ 149,000 $ 149,000 $ 62,000
Falls, Texas 1 $ 56,000 $ 56,000 $ 75,000
Fort Bend, Texas 1 $ 50,000 $ 50,000 $ 37,000
Jim Wells, Texas 1 $ 210,000 $ 210,000 $ 127,000
Parker, Texas 1 $ 66,000 $ 66,000 $ 21,000
Sutton, Texas 1 $ 137,000 $ 137,000 $ 75,000
Tarrant, Texas 1 $ 145,000 $ 145,000 $ 70,000
Val Verde, Texas 1 $ 97,000 $ 97,000 $ 112,000
Ferry, Washington 1 $ 88,000 $ 88,000 $ 200,000
Island, Washington 1 $ 85,000 $ 85,000 $ 59,000
Kittitas, Washington 1 $ 251,000 $ 251,000 $ 240,000
San Juan, Washington 1 $ 525,000 $ 525,000 $ 99,000
Skagit, Washington 1 $ 320,000 $ 320,000 $ 536,000
Fremont, Wyoming 1 $ 182,000 $ 182,000 $ 58,000
Johnson, Wyoming 1 $ 123,000 $ 123,000 $ 30,000
Niobrara, Wyoming 1 $ 171,000 $ 171,000 $ 26,000

Mortgage Loan Application Detail Totals for Wallick and Volk, Inc. in 2011

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 4,523 $703,609,000 $155,000 $888,000 $69,000 $1,272,000
Refinancing 842 $174,325,000 $207,000 $1,350,000 $88,000 $981,000
Home Improvement 1 $75,000 $75,000 $75,000 $85,000 $85,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,492 $583,132,000 $166,000 $717,000 $78,000 $1,272,000
Hispanic 1,382 $201,465,000 $145,000 $536,000 $53,000 $496,000
Not Provided 287 $56,731,000 $197,000 $1,350,000 $85,000 $857,000
Black or African American 85 $14,112,000 $166,000 $378,000 $59,000 $168,000
Asian 84 $16,123,000 $191,000 $460,000 $81,000 $315,000
Native Hawaiian or Other Pacific Islander 19 $3,882,000 $204,000 $888,000 $87,000 $274,000
American Indian or Alaskan Native 17 $2,564,000 $150,000 $237,000 $72,000 $143,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 2,363 $361,329,000 $152,000 $888,000 $58,000 $445,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,135 $361,667,000 $169,000 $1,350,000 $94,000 $1,272,000
VA-guaranteed (Veterans Administration) 557 $112,115,000 $201,000 $717,000 $60,000 $224,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 311 $42,898,000 $137,000 $255,000 $43,000 $99,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 4,300 $695,045,000 $161,000 $717,000 $72,000 $1,055,000
Application Withdrawn By Applicant 893 $156,436,000 $175,000 $1,350,000 $72,000 $857,000
Application Denied By Financial Institution 128 $19,278,000 $150,000 $888,000 $79,000 $1,272,000
Application Approved But Not Accepted 45 $7,250,000 $161,000 $468,000 $67,000 $341,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 35 $5,156,000 $147,000 $536,000 $58,000 $212,000
Credit History 28 $4,274,000 $152,000 $360,000 $81,000 $420,000
Collateral 23 $3,619,000 $157,000 $888,000 $93,000 $260,000
Other 16 $2,257,000 $141,000 $300,000 $68,000 $151,000
Employment History 6 $922,000 $153,000 $378,000 $58,000 $104,000
Unverifiable Information 5 $666,000 $133,000 $230,000 $51,000 $100,000
Insufficient Cash (Downpayment, Closing Cost) 4 $785,000 $196,000 $417,000 $348,000 $1,272,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Wallick and Volk, Inc.'s 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Wallick and Volk, Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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