Wallick & Volk, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
Wallick & Volk, Inc. 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Wallick & Volk, Inc. 222 E. 18Th St. Cheyenne, WY 82001 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 6,934 |
| Total Mortgage Loan Application Amount | $1,433,870,000 |
| Average Mortgage Loan Application Amount | $227,000 |
| Highest Mortgage Loan Application Amount | $2,000,000 |
| Average Applicant Income | $85,666 |
| Highest Applicant Income | $985,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Wallick & Volk, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Wallick & Volk, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down Wallick & Volk, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Wallick & Volk, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Wallick & Volk, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Wallick & Volk, Inc.'s mortgage activity for 2015.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Maricopa County Arizona | 1,476 | $ 294,062,000 | $ 199,000 | $ 78,000 |
| Yavapai County Arizona | 755 | $ 145,698,000 | $ 192,000 | $ 74,000 |
| Laramie County Wyoming | 689 | $ 128,911,000 | $ 187,000 | $ 67,000 |
| Natrona County Wyoming | 528 | $ 92,161,000 | $ 174,000 | $ 67,000 |
| Imperial County California | 459 | $ 88,985,000 | $ 193,000 | $ 71,000 |
| Coconino County Arizona | 432 | $ 102,494,000 | $ 237,000 | $ 88,000 |
| McLennan County Texas | 357 | $ 54,051,000 | $ 151,000 | $ 77,000 |
| Bernalillo County New Mexico | 308 | $ 53,766,000 | $ 174,000 | $ 60,000 |
| San Diego County California | 281 | $ 99,300,000 | $ 353,000 | $ 98,000 |
| Victoria County Texas | 199 | $ 33,704,000 | $ 169,000 | $ 85,000 |
| Brazos County Texas | 167 | $ 30,352,000 | $ 181,000 | $ 84,000 |
| King County Washington | 125 | $ 51,091,000 | $ 408,000 | $ 141,000 |
| Pinal County Arizona | 109 | $ 17,362,000 | $ 159,000 | $ 61,000 |
| Sandoval County New Mexico | 73 | $ 13,296,000 | $ 182,000 | $ 70,000 |
| Contra Costa County California | 70 | $ 34,305,000 | $ 490,000 | $ 176,000 |
| San Luis Obispo County California | 63 | $ 22,357,000 | $ 354,000 | $ 117,000 |
| Snohomish County Washington | 63 | $ 17,750,000 | $ 281,000 | $ 120,000 |
| Carbon County Wyoming | 60 | $ 9,055,000 | $ 150,000 | $ 65,000 |
| Washington County Texas | 51 | $ 8,886,000 | $ 174,000 | $ 86,000 |
| Bexar County Texas | 43 | $ 6,315,000 | $ 146,000 | $ 65,000 |
| Riverside County California | 35 | $ 9,987,000 | $ 285,000 | $ 115,000 |
| Walker County Texas | 28 | $ 4,792,000 | $ 171,000 | $ 82,000 |
| Converse County Wyoming | 26 | $ 3,635,000 | $ 139,000 | $ 67,000 |
| Calhoun County Texas | 24 | $ 3,004,000 | $ 125,000 | $ 73,000 |
| Navajo County Arizona | 22 | $ 2,991,000 | $ 135,000 | $ 100,000 |
| Grimes County Texas | 21 | $ 3,568,000 | $ 169,000 | $ 80,000 |
| Montgomery County Texas | 21 | $ 3,283,000 | $ 156,000 | $ 55,000 |
| Pierce County Washington | 21 | $ 5,632,000 | $ 268,000 | $ 102,000 |
| Valencia County New Mexico | 19 | $ 2,287,000 | $ 120,000 | $ 58,000 |
| Santa Barbara County California | 16 | $ 4,265,000 | $ 266,000 | $ 76,000 |
| Grays Harbor County Washington | 16 | $ 2,350,000 | $ 146,000 | $ 79,000 |
| Alameda County California | 14 | $ 8,067,000 | $ 576,000 | $ 153,000 |
| Dallas County Texas | 14 | $ 3,886,000 | $ 277,000 | $ 170,000 |
| Mohave County Arizona | 13 | $ 2,181,000 | $ 167,000 | $ 108,000 |
| Los Angeles County California | 13 | $ 3,931,000 | $ 302,000 | $ 119,000 |
| Pima County Arizona | 12 | $ 2,072,000 | $ 172,000 | $ 92,000 |
| Coryell County Texas | 11 | $ 1,589,000 | $ 144,000 | $ 70,000 |
| Jackson County Texas | 10 | $ 1,063,000 | $ 106,000 | $ 72,000 |
| Goshen County Wyoming | 10 | $ 1,319,000 | $ 131,000 | $ 58,000 |
| Albany County Wyoming | 9 | $ 1,618,000 | $ 179,000 | $ 59,000 |
| Washakie County Wyoming | 9 | $ 865,000 | $ 96,000 | $ 54,000 |
| Gila County Arizona | 8 | $ 1,388,000 | $ 173,000 | $ 122,000 |
| Solano County California | 8 | $ 2,481,000 | $ 310,000 | $ 117,000 |
| Santa Clara County California | 7 | $ 4,108,000 | $ 586,000 | $ 262,000 |
| Larimer County Colorado | 7 | $ 1,832,000 | $ 261,000 | $ 109,000 |
| Bosque County Texas | 7 | $ 627,000 | $ 89,000 | $ 47,000 |
| Fremont County Wyoming | 7 | $ 1,305,000 | $ 186,000 | $ 71,000 |
| Platte County Wyoming | 7 | $ 1,202,000 | $ 171,000 | $ 85,000 |
| El Dorado County California | 6 | $ 2,068,000 | $ 344,000 | $ 174,000 |
| Bell County Texas | 6 | $ 1,022,000 | $ 170,000 | $ 56,000 |
| Denton County Texas | 6 | $ 1,378,000 | $ 229,000 | $ 106,000 |
| Sweetwater County Wyoming | 6 | $ 1,182,000 | $ 197,000 | $ 60,000 |
| Sacramento County California | 5 | $ 1,281,000 | $ 256,000 | $ 91,000 |
| El Paso County Colorado | 4 | $ 858,000 | $ 214,000 | $ 50,000 |
| Weld County Colorado | 4 | $ 932,000 | $ 233,000 | $ 80,000 |
| Torrance County New Mexico | 4 | $ 270,000 | $ 67,000 | $ 34,000 |
| Harris County Texas | 4 | $ 1,019,000 | $ 254,000 | $ 196,000 |
| Hidalgo County Texas | 4 | $ 602,000 | $ 150,000 | $ 65,000 |
| Williamson County Texas | 4 | $ 724,000 | $ 181,000 | $ 78,000 |
| Clallam County Washington | 4 | $ 617,000 | $ 154,000 | $ 57,000 |
| Kitsap County Washington | 4 | $ 1,671,000 | $ 417,000 | $ 99,000 |
| Orange County California | 3 | $ 1,675,000 | $ 558,000 | $ 142,000 |
| San Bernardino County California | 3 | $ 763,000 | $ 254,000 | $ 48,000 |
| San Joaquin County California | 3 | $ 660,000 | $ 220,000 | $ 96,000 |
| Curry County New Mexico | 3 | $ 388,000 | $ 129,000 | $ 55,000 |
| Aransas County Texas | 3 | $ 306,000 | $ 102,000 | $ 156,000 |
| DeWitt County Texas | 3 | $ 423,000 | $ 141,000 | $ 62,000 |
| Goliad County Texas | 3 | $ 763,000 | $ 254,000 | $ 93,000 |
| Hill County Texas | 3 | $ 274,000 | $ 91,000 | $ 73,000 |
| Madison County Texas | 3 | $ 548,000 | $ 182,000 | $ 68,000 |
| Matagorda County Texas | 3 | $ 329,000 | $ 109,000 | $ 80,000 |
| Tarrant County Texas | 3 | $ 466,000 | $ 155,000 | $ 85,000 |
| Travis County Texas | 3 | $ 538,000 | $ 179,000 | $ 75,000 |
| Skagit County Washington | 3 | $ 853,000 | $ 284,000 | $ 182,000 |
| Big Horn County Wyoming | 3 | $ 802,000 | $ 267,000 | $ 124,000 |
| Apache County Arizona | 2 | $ 330,000 | $ 165,000 | $ 97,000 |
| Butte County California | 2 | $ 210,000 | $ 105,000 | $ 33,000 |
| San Mateo County California | 2 | $ 1,020,000 | $ 510,000 | $ 212,000 |
| Arapahoe County Colorado | 2 | $ 506,000 | $ 253,000 | $ 63,000 |
| Boulder County Colorado | 2 | $ 544,000 | $ 272,000 | $ 117,000 |
| Jefferson County Colorado | 2 | $ 647,000 | $ 323,000 | $ 113,000 |
| Curry County Oregon | 2 | $ 182,000 | $ 91,000 | $ 112,000 |
| Cameron County Texas | 2 | $ 340,000 | $ 170,000 | $ 73,000 |
| Falls County Texas | 2 | $ 307,000 | $ 153,000 | $ 68,000 |
| Guadalupe County Texas | 2 | $ 586,000 | $ 293,000 | $ 97,000 |
| Hays County Texas | 2 | $ 243,000 | $ 121,000 | $ 80,000 |
| Kaufman County Texas | 2 | $ 384,000 | $ 192,000 | $ 67,000 |
| Kendall County Texas | 2 | $ 551,000 | $ 275,000 | $ 104,000 |
| Lavaca County Texas | 2 | $ 274,000 | $ 137,000 | $ 50,000 |
| Limestone County Texas | 2 | $ 126,000 | $ 63,000 | $ 45,000 |
| Polk County Texas | 2 | $ 316,000 | $ 158,000 | $ 125,000 |
| Robertson County Texas | 2 | $ 155,000 | $ 77,000 | $ 139,000 |
| Waller County Texas | 2 | $ 336,000 | $ 168,000 | $ 79,000 |
| Wharton County Texas | 2 | $ 250,000 | $ 125,000 | $ 292,000 |
| Benton County Washington | 2 | $ 402,000 | $ 201,000 | $ 149,000 |
| Grant County Washington | 2 | $ 340,000 | $ 170,000 | $ 61,000 |
| Whatcom County Washington | 2 | $ 558,000 | $ 279,000 | $ 118,000 |
| La Paz County Arizona | 1 | $ 191,000 | $ 191,000 | $ 82,000 |
| Santa Cruz County Arizona | 1 | $ 341,000 | $ 341,000 | $ 73,000 |
| Fresno County California | 1 | $ 300,000 | $ 300,000 | $ 140,000 |
| Merced County California | 1 | $ 160,000 | $ 160,000 | $ 55,000 |
| Placer County California | 1 | $ 469,000 | $ 469,000 | $ 166,000 |
| Santa Cruz County California | 1 | $ 460,000 | $ 460,000 | $ 105,000 |
| Ventura County California | 1 | $ 392,000 | $ 392,000 | $ 66,000 |
| Yolo County California | 1 | $ 206,000 | $ 206,000 | $ 83,000 |
| Broomfield County Colorado | 1 | $ 161,000 | $ 161,000 | $ 123,000 |
| Eagle County Colorado | 1 | $ 546,000 | $ 546,000 | $ 436,000 |
| La Plata County Colorado | 1 | $ 417,000 | $ 417,000 | $ 71,000 |
| Ouray County Colorado | 1 | $ 177,000 | $ 177,000 | $ 138,000 |
| Rio Blanco County Colorado | 1 | $ 75,000 | $ 75,000 | $ 70,000 |
| Cheyenne County Nebraska | 1 | $ 177,000 | $ 177,000 | $ 60,000 |
| Douglas County Nebraska | 1 | $ 234,000 | $ 234,000 | $ 133,000 |
| Kimball County Nebraska | 1 | $ 120,000 | $ 120,000 | $ 93,000 |
| Lancaster County Nebraska | 1 | $ 155,000 | $ 155,000 | $ 55,000 |
| Cibola County New Mexico | 1 | $ 47,000 | $ 47,000 | $ 22,000 |
| Eddy County New Mexico | 1 | $ 77,000 | $ 77,000 | $ 64,000 |
| Los Alamos County New Mexico | 1 | $ 165,000 | $ 165,000 | $ 77,000 |
| Santa Fe County New Mexico | 1 | $ 136,000 | $ 136,000 | $ 47,000 |
| Taos County New Mexico | 1 | $ 124,000 | $ 124,000 | $ 34,000 |
| Clackamas County Oregon | 1 | $ 597,000 | $ 597,000 | $ 209,000 |
| Washington County Oregon | 1 | $ 294,000 | $ 294,000 | $ 119,000 |
| Atascosa County Texas | 1 | $ 237,000 | $ 237,000 | $ 65,000 |
| Austin County Texas | 1 | $ 155,000 | $ 155,000 | $ 131,000 |
| Bee County Texas | 1 | $ 284,000 | $ 284,000 | $ 93,000 |
| Burleson County Texas | 1 | $ 100,000 | $ 100,000 | $ 70,000 |
| Comal County Texas | 1 | $ 340,000 | $ 340,000 | $ 147,000 |
| Ector County Texas | 1 | $ 75,000 | $ 75,000 | $ 39,000 |
| El Paso County Texas | 1 | $ 57,000 | $ 57,000 | $ 108,000 |
| Fort Bend County Texas | 1 | $ 178,000 | $ 178,000 | $ 76,000 |
| Gregg County Texas | 1 | $ 188,000 | $ 188,000 | $ 40,000 |
| Hardin County Texas | 1 | $ 136,000 | $ 136,000 | $ 67,000 |
| Medina County Texas | 1 | $ 239,000 | $ 239,000 | $ 637,000 |
| Midland County Texas | 1 | $ 215,000 | $ 215,000 | $ 68,000 |
| Milam County Texas | 1 | $ 199,000 | $ 199,000 | $ 53,000 |
| Presidio County Texas | 1 | $ 65,000 | $ 65,000 | $ 90,000 |
| Rockwall County Texas | 1 | $ 292,000 | $ 292,000 | $ 127,000 |
| Rusk County Texas | 1 | $ 108,000 | $ 108,000 | $ 75,000 |
| Sabine County Texas | 1 | $ 119,000 | $ 119,000 | $ 52,000 |
| San Augustine County Texas | 1 | $ 63,000 | $ 63,000 | $ 113,000 |
| San Jacinto County Texas | 1 | $ 184,000 | $ 184,000 | $ 87,000 |
| San Patricio County Texas | 1 | $ 139,000 | $ 139,000 | $ 40,000 |
| Scurry County Texas | 1 | $ 96,000 | $ 96,000 | $ 61,000 |
| Smith County Texas | 1 | $ 163,000 | $ 163,000 | $ 85,000 |
| Taylor County Texas | 1 | $ 172,000 | $ 172,000 | $ 55,000 |
| Tom Green County Texas | 1 | $ 156,000 | $ 156,000 | $ 77,000 |
| Van Zandt County Texas | 1 | $ 162,000 | $ 162,000 | $ 54,000 |
| Wilson County Texas | 1 | $ 186,000 | $ 186,000 | $ 122,000 |
| Wise County Texas | 1 | $ 293,000 | $ 293,000 | $ 217,000 |
| Wood County Texas | 1 | $ 107,000 | $ 107,000 | $ 156,000 |
| Island County Washington | 1 | $ 214,000 | $ 214,000 | $ 172,000 |
| Jefferson County Washington | 1 | $ 303,000 | $ 303,000 | $ 80,000 |
| Mason County Washington | 1 | $ 288,000 | $ 288,000 | $ 88,000 |
| Spokane County Washington | 1 | $ 121,000 | $ 121,000 | $ 0 |
| Thurston County Washington | 1 | $ 248,000 | $ 248,000 | $ 85,000 |
| Yakima County Washington | 1 | $ 266,000 | $ 266,000 | $ 125,000 |
| Campbell County Wyoming | 1 | $ 195,000 | $ 195,000 | $ 79,000 |
| Hot Springs County Wyoming | 1 | $ 150,000 | $ 150,000 | $ 42,000 |
| Lincoln County Wyoming | 1 | $ 215,000 | $ 215,000 | $ 62,000 |
| Niobrara County Wyoming | 1 | $ 193,000 | $ 193,000 | $ 121,000 |
| Teton County Wyoming | 1 | $ 357,000 | $ 357,000 | $ 85,000 |
Mortgage Loan Application Detail Totals for Wallick & Volk, Inc. in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 5,450 | $1,083,796,000 | $198,000 | $1,264,000 | $79,000 | $985,000 |
| Refinancing | 1,482 | $349,578,000 | $235,000 | $2,000,000 | $86,000 | $897,000 |
| Home Improvement | 2 | $496,000 | $248,000 | $349,000 | $92,000 | $93,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,784 | $986,281,000 | $206,000 | $2,000,000 | $83,000 | $985,000 |
| Hispanic | 1,245 | $242,787,000 | $195,000 | $840,000 | $68,000 | $618,000 |
| Not Provided | 602 | $130,188,000 | $216,000 | $873,000 | $84,000 | $804,000 |
| Black or African American | 145 | $30,770,000 | $212,000 | $663,000 | $73,000 | $230,000 |
| Asian | 127 | $37,753,000 | $297,000 | $1,264,000 | $101,000 | $366,000 |
| American Indian or Alaskan Native | 16 | $3,154,000 | $197,000 | $363,000 | $61,000 | $130,000 |
| Native Hawaiian or Other Pacific Islander | 14 | $2,880,000 | $205,000 | $525,000 | $80,000 | $166,000 |
| Not applicable | 1 | $57,000 | $57,000 | $57,000 | $182,000 | $182,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,497 | $749,644,000 | $214,000 | $2,000,000 | $97,000 | $985,000 |
| FHA-insured (Federal Housing Administration) | 2,415 | $453,729,000 | $187,000 | $626,000 | $61,000 | $637,000 |
| VA-guaranteed (Veterans Administration) | 804 | $193,487,000 | $240,000 | $709,000 | $73,000 | $290,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 218 | $37,010,000 | $169,000 | $357,000 | $55,000 | $131,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,438 | $1,120,807,000 | $206,000 | $2,000,000 | $80,000 | $985,000 |
| Application Withdrawn By Applicant | 816 | $173,500,000 | $212,000 | $1,500,000 | $85,000 | $816,000 |
| Application Denied By Financial Institution | 501 | $98,648,000 | $196,000 | $840,000 | $74,000 | $850,000 |
| Application Approved But Not Accepted | 162 | $36,251,000 | $223,000 | $687,000 | $78,000 | $436,000 |
| File Closed For Incompleteness | 17 | $4,664,000 | $274,000 | $709,000 | $139,000 | $840,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 137 | $28,640,000 | $209,000 | $840,000 | $85,000 | $593,000 |
| Debt-To-Income Ratio | 123 | $22,893,000 | $186,000 | $770,000 | $49,000 | $336,000 |
| Credit History | 78 | $15,221,000 | $195,000 | $611,000 | $75,000 | $804,000 |
| Other | 55 | $10,003,000 | $181,000 | $654,000 | $82,000 | $412,000 |
| Credit Application Incomplete | 41 | $9,061,000 | $221,000 | $497,000 | $93,000 | $430,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 28 | $5,506,000 | $196,000 | $470,000 | $67,000 | $204,000 |
| Unverifiable Information | 17 | $3,344,000 | $196,000 | $417,000 | $116,000 | $850,000 |
| Employment History | 12 | $2,285,000 | $190,000 | $261,000 | $50,000 | $84,000 |
| Mortgage Insurance Denied | 3 | $459,000 | $153,000 | $171,000 | $38,000 | $54,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Wallick & Volk, Inc.'s 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Wallick & Volk, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.