Wallick and Volk, Inc. Mortgage Lending & HMDA Data, 2018

In 2018, Wallick and Volk, Inc. of Cheyenne, WY reported 5,637 mortgage applications totaling $1.2 billion, down 19% from 2017. The average application was for $213,245, and applicants reported an average income of $85,452. 78% of its applications resulted in an originated loan and 5% were denied. Its largest markets were Phoenix-Mesa-Scottsdale, AZ (1,048), Casper, WY (544) and Cheyenne, WY (428) (applications in parentheses).

Mortgage Company & Address Wallick and Volk, Inc.
222 E. 18th St.
Cheyenne, WY 82001
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 5,637
Total Mortgage Loan Application Amount $1,202,065,000
Average Mortgage Loan Application Amount $213,245
Highest Mortgage Loan Application Amount $1,515,000
Average Applicant Income $85,452
Highest Applicant Income $1,908,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Wallick and Volk, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Wallick and Volk, Inc. by County in 2018

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Maricopa, Arizona 937 $ 216,705,000 $ 231,275 $ 91,000
Natrona, Wyoming 544 $ 73,210,000 $ 134,577 $ 61,000
Laramie, Wyoming 428 $ 77,770,000 $ 181,705 $ 74,000
Yavapai, Arizona 399 $ 87,445,000 $ 219,160 $ 85,000
McLennan, Texas 371 $ 67,775,000 $ 182,681 $ 86,000
Imperial, California 340 $ 60,340,000 $ 177,470 $ 74,000
Bexar, Texas 297 $ 53,505,000 $ 180,151 $ 68,000
Bernalillo, New Mexico 291 $ 43,855,000 $ 150,704 $ 64,000
Coconino, Arizona 251 $ 68,805,000 $ 274,123 $ 107,000
Victoria, Texas 205 $ 35,735,000 $ 174,317 $ 87,000
San Diego, California 164 $ 61,480,000 $ 374,878 $ 102,000
Brazos, Texas 153 $ 30,835,000 $ 201,535 $ 87,000
Pinal, Arizona 111 $ 23,085,000 $ 207,972 $ 70,000
King, Washington 104 $ 52,820,000 $ 507,884 $ 170,000
Sandoval, New Mexico 69 $ 10,005,000 $ 145,000 $ 73,000
Dallas, Texas 64 $ 14,630,000 $ 228,593 $ 115,000
Snohomish, Washington 58 $ 21,060,000 $ 363,103 $ 113,000
Tarrant, Texas 52 $ 11,160,000 $ 214,615 $ 79,000
Carbon, Wyoming 40 $ 6,510,000 $ 162,750 $ 95,000
Contra Costa, California 34 $ 18,010,000 $ 529,705 $ 154,000
Walker, Texas 34 $ 6,280,000 $ 184,705 $ 94,000
Grays Harbor, Washington 33 $ 5,765,000 $ 174,696 $ 90,000
Grimes, Texas 30 $ 5,260,000 $ 175,333 $ 67,000
Collin, Texas 27 $ 7,405,000 $ 274,259 $ 122,000
Valencia, New Mexico 24 $ 3,190,000 $ 132,916 $ 55,000
Pierce, Washington 23 $ 5,995,000 $ 260,652 $ 88,000
Guadalupe, Texas 22 $ 4,320,000 $ 196,363 $ 68,000
Converse, Wyoming 22 $ 3,170,000 $ 144,090 $ 58,000
Riverside, California 21 $ 6,305,000 $ 300,238 $ 87,000
Los Angeles, California 20 $ 8,050,000 $ 402,500 $ 94,000
Denton, Texas 19 $ 5,265,000 $ 277,105 $ 115,000
Washington, Texas 18 $ 3,580,000 $ 198,888 $ 83,000
Alameda, California 17 $ 12,875,000 $ 757,352 $ 239,000
Calhoun, Texas 16 $ 2,100,000 $ 131,250 $ 77,000
Gila, Arizona 13 $ 2,255,000 $ 173,461 $ 114,000
Mohave, Arizona 12 $ 2,070,000 $ 172,500 $ 98,000
Navajo, Arizona 12 $ 2,350,000 $ 195,833 $ 86,000
Spokane, Washington 12 $ 3,060,000 $ 255,000 $ 119,000
Harris, Texas 11 $ 2,235,000 $ 203,181 $ 81,000
San Bernardino, California 10 $ 2,960,000 $ 296,000 $ 89,000
Comal, Texas 10 $ 2,850,000 $ 285,000 $ 119,000
Pacific, Washington 10 $ 1,030,000 $ 103,000 $ 36,000
Coryell, Texas 9 $ 1,185,000 $ 131,666 $ 67,000
Goliad, Texas 9 $ 1,925,000 $ 213,888 $ 94,000
Solano, California 8 $ 2,930,000 $ 366,250 $ 116,000
Santa Fe, New Mexico 8 $ 1,240,000 $ 155,000 $ 90,000
Jackson, Texas 8 $ 1,190,000 $ 148,750 $ 72,000
Wilson, Texas 8 $ 1,280,000 $ 160,000 $ 78,000
Albany, Wyoming 8 $ 1,420,000 $ 177,500 $ 101,000
DeWitt, Texas 7 $ 755,000 $ 107,857 $ 64,000
Washington, Oregon 6 $ 1,960,000 $ 326,666 $ 90,000
Bosque, Texas 6 $ 1,140,000 $ 190,000 $ 86,000
Hill, Texas 6 $ 910,000 $ 151,666 $ 94,000
Travis, Texas 6 $ 1,470,000 $ 245,000 $ 87,000
Uvalde, Texas 6 $ 1,020,000 $ 170,000 $ 107,000
Kitsap, Washington 6 $ 1,440,000 $ 240,000 $ 92,000
Sacramento, California 5 $ 1,275,000 $ 255,000 $ 110,000
Multnomah, Oregon 5 $ 1,315,000 $ 263,000 $ 81,000
Hidalgo, Texas 5 $ 665,000 $ 133,000 $ 52,000
Kaufman, Texas 5 $ 565,000 $ 113,000 $ 69,000
Goshen, Wyoming 5 $ 795,000 $ 159,000 $ 70,000
Platte, Wyoming 5 $ 745,000 $ 149,000 $ 62,000
Pima, Arizona 4 $ 810,000 $ 202,500 $ 100,000
El Paso, Colorado 4 $ 980,000 $ 245,000 $ 74,000
Torrance, New Mexico 4 $ 490,000 $ 122,500 $ 81,000
Montgomery, Texas 4 $ 1,010,000 $ 252,500 $ 98,000
Rockwall, Texas 4 $ 1,130,000 $ 282,500 $ 100,000
Skagit, Washington 4 $ 1,080,000 $ 270,000 $ 64,000
Ventura, California 3 $ 1,415,000 $ 471,666 $ 110,000
Boulder, Colorado 3 $ 1,605,000 $ 535,000 $ 132,000
Larimer, Colorado 3 $ 1,035,000 $ 345,000 $ 108,000
Weld, Colorado 3 $ 1,175,000 $ 391,666 $ 111,000
Kimball, Nebraska 3 $ 215,000 $ 71,666 $ 37,000
Atascosa, Texas 3 $ 485,000 $ 161,666 $ 48,000
Bandera, Texas 3 $ 1,025,000 $ 341,666 $ 107,000
Bell, Texas 3 $ 405,000 $ 135,000 $ 53,000
Falls, Texas 3 $ 315,000 $ 105,000 $ 74,000
Galveston, Texas 3 $ 435,000 $ 145,000 $ 252,000
Hood, Texas 3 $ 635,000 $ 211,666 $ 93,000
Hunt, Texas 3 $ 305,000 $ 101,666 $ 47,000
Kendall, Texas 3 $ 975,000 $ 325,000 $ 121,000
Medina, Texas 3 $ 715,000 $ 238,333 $ 62,000
Robertson, Texas 3 $ 635,000 $ 211,666 $ 89,000
Mason, Washington 3 $ 375,000 $ 125,000 $ 58,000
Fremont, Wyoming 3 $ 745,000 $ 248,333 $ 95,000
Washakie, Wyoming 3 $ 265,000 $ 88,333 $ 41,000
Apache, Arizona 2 $ 590,000 $ 295,000 $ 152,000
Yuma, Arizona 2 $ 730,000 $ 365,000 $ 99,000
Del Norte, California 2 $ 670,000 $ 335,000 $ 84,000
Monterey, California 2 $ 700,000 $ 350,000 $ 100,000
Orange, California 2 $ 1,500,000 $ 750,000 $ 105,000
San Joaquin, California 2 $ 590,000 $ 295,000 $ 240,000
San Mateo, California 2 $ 2,110,000 $ 1,055,000 $ 279,000
Stanislaus, California 2 $ 480,000 $ 240,000 $ 56,000
Colfax, New Mexico 2 $ 360,000 $ 180,000 $ 77,000
Curry, New Mexico 2 $ 90,000 $ 45,000 $ 24,000
Dona Ana, New Mexico 2 $ 370,000 $ 185,000 $ 53,000
Deschutes, Oregon 2 $ 1,350,000 $ 675,000 $ 245,000
Cooke, Texas 2 $ 390,000 $ 195,000 $ 88,000
Ellis, Texas 2 $ 390,000 $ 195,000 $ 65,000
Johnson, Texas 2 $ 380,000 $ 190,000 $ 62,000
Lampasas, Texas 2 $ 330,000 $ 165,000 $ 130,000
Madison, Texas 2 $ 530,000 $ 265,000 $ 73,000
Nueces, Texas 2 $ 340,000 $ 170,000 $ 70,000
Smith, Texas 2 $ 280,000 $ 140,000 $ 56,000
Williamson, Texas 2 $ 550,000 $ 275,000 $ 113,000
Wood, Texas 2 $ 350,000 $ 175,000 $ 160,000
Stevens, Washington 2 $ 440,000 $ 220,000 $ 90,000
Thurston, Washington 2 $ 480,000 $ 240,000 $ 123,000
Sublette, Wyoming 2 $ 350,000 $ 175,000 $ 56,000
Sweetwater, Wyoming 2 $ 230,000 $ 115,000 $ 86,000
Cochise, Arizona 1 $ 95,000 $ 95,000 $ 136,000
La Paz, Arizona 1 $ 535,000 $ 535,000 $ 230,000
Santa Cruz, Arizona 1 $ 155,000 $ 155,000 $ 75,000
El Dorado, California 1 $ 325,000 $ 325,000 $ 248,000
Fresno, California 1 $ 205,000 $ 205,000 $ 97,000
Merced, California 1 $ 245,000 $ 245,000 $ 136,000
Sonoma, California 1 $ 805,000 $ 805,000 $ 208,000
Yolo, California 1 $ 275,000 $ 275,000 $ 59,000
Jefferson, Colorado 1 $ 85,000 $ 85,000 $ 30,000
La Plata, Colorado 1 $ 215,000 $ 215,000 $ 201,000
Moffat, Colorado 1 $ 195,000 $ 195,000 $ 57,000
Cheyenne, Nebraska 1 $ 55,000 $ 55,000 $ 39,000
Douglas, Nebraska 1 $ 505,000 $ 505,000 $ 99,000
Cibola, New Mexico 1 $ 105,000 $ 105,000 $ 37,000
Grant, New Mexico 1 $ 225,000 $ 225,000 $ 60,000
San Miguel, New Mexico 1 $ 235,000 $ 235,000 $ 113,000
Socorro, New Mexico 1 $ 75,000 $ 75,000 $ 25,000
Taos, New Mexico 1 $ 275,000 $ 275,000 $ 102,000
Clackamas, Oregon 1 $ 355,000 $ 355,000 $ 62,000
Anderson, Texas 1 $ 125,000 $ 125,000 $ 76,000
Burnet, Texas 1 $ 255,000 $ 255,000 $ 384,000
Cameron, Texas 1 $ 125,000 $ 125,000 $ 68,000
Dimmit, Texas 1 $ 125,000 $ 125,000 $ 77,000
Ector, Texas 1 $ 265,000 $ 265,000 $ 111,000
Fayette, Texas 1 $ 365,000 $ 365,000 $ 108,000
Fort Bend, Texas 1 $ 255,000 $ 255,000 $ 94,000
Gonzales, Texas 1 $ 145,000 $ 145,000 $ 45,000
Hamilton, Texas 1 $ 95,000 $ 95,000 $ 27,000
Harrison, Texas 1 $ 175,000 $ 175,000 $ 149,000
Karnes, Texas 1 $ 225,000 $ 225,000 $ 57,000
Kerr, Texas 1 $ 115,000 $ 115,000 $ 31,000
Lavaca, Texas 1 $ 185,000 $ 185,000 $ 63,000
Live Oak, Texas 1 $ 115,000 $ 115,000 $ 63,000
Maverick, Texas 1 $ 255,000 $ 255,000 $ 122,000
Milam, Texas 1 $ 155,000 $ 155,000 $ 101,000
Refugio, Texas 1 $ 85,000 $ 85,000 $ 58,000
Rusk, Texas 1 $ 135,000 $ 135,000 $ 57,000
Shelby, Texas 1 $ 175,000 $ 175,000 $ 90,000
Wilbarger, Texas 1 $ 75,000 $ 75,000 $ 17,000
Adams, Washington 1 $ 75,000 $ 75,000 $ 38,000
Chelan, Washington 1 $ 185,000 $ 185,000 $ 72,000
Clallam, Washington 1 $ 185,000 $ 185,000 $ 43,000
Cowlitz, Washington 1 $ 315,000 $ 315,000 $ 90,000
Grant, Washington 1 $ 255,000 $ 255,000 $ 184,000
Park, Wyoming 1 $ 255,000 $ 255,000 $ 228,000
Weston, Wyoming 1 $ 55,000 $ 55,000 $ 25,000

Mortgage Loan Application Detail Totals for Wallick and Volk, Inc. in 2018

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 4,835 $997,475,000 $206,000 $1,355,000 $84,000 $1,908,000
Cash-out Refinancing 438 $108,490,000 $247,000 $1,005,000 $91,000 $609,000
Refinancing 316 $87,010,000 $275,000 $1,515,000 $103,000 $492,000
Other Purpose 44 $8,240,000 $187,000 $1,505,000 $68,000 $155,000
Not Applicable 4 $850,000 $212,000 $305,000 $40,000 $40,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,282 $701,220,000 $213,000 $1,515,000 $88,000 $1,533,000
Hispanic 1,255 $249,095,000 $198,000 $1,135,000 $73,000 $1,599,000
Not Provided 754 $167,450,000 $222,000 $1,145,000 $87,000 $1,908,000
Black or African American 168 $38,160,000 $227,000 $685,000 $85,000 $387,000
Asian 126 $35,050,000 $278,000 $1,005,000 $115,000 $430,000
American Indian or Alaskan Native 35 $7,155,000 $204,000 $655,000 $86,000 $242,000
Native Hawaiian or Other Pacific Islander 11 $2,505,000 $227,000 $465,000 $94,000 $214,000
Not applicable 6 $1,430,000 $238,000 $395,000 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,446 $731,230,000 $212,000 $1,515,000 $94,000 $1,908,000
FHA-insured (Federal Housing Administration) 1,530 $307,080,000 $200,000 $735,000 $68,000 $390,000
VA-guaranteed (Veterans Administration) 562 $145,960,000 $259,000 $1,005,000 $81,000 $346,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 99 $17,795,000 $179,000 $345,000 $59,000 $98,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 4,387 $934,375,000 $212,000 $1,515,000 $85,000 $1,599,000
Application Withdrawn By Applicant 916 $199,210,000 $217,000 $1,135,000 $93,000 $1,908,000
Application Denied By Financial Institution 301 $62,455,000 $207,000 $1,505,000 $67,000 $423,000
Application Approved But Not Accepted 21 $3,285,000 $156,000 $355,000 $76,000 $247,000
File Closed For Incompleteness 6 $1,310,000 $218,000 $535,000 $88,000 $172,000
Loan Purchased By The Institution 6 $1,430,000 $238,000 $395,000 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 5,336 $1,139,610,000 $213,000 $1,515,000 $86,000 $1,908,000
Debt-To-Income Ratio 96 $20,520,000 $213,000 $1,505,000 $47,000 $187,000
Collateral 79 $15,085,000 $190,000 $1,295,000 $77,000 $277,000
Credit History 49 $10,975,000 $223,000 $655,000 $83,000 $423,000
Other 22 $4,010,000 $182,000 $815,000 $81,000 $312,000
Credit Application Incomplete 18 $3,710,000 $206,000 $475,000 $74,000 $201,000
Insufficient Cash (Downpayment, Closing Cost) 17 $3,225,000 $189,000 $785,000 $71,000 $161,000
Unverifiable Information 11 $3,085,000 $280,000 $805,000 $62,000 $246,000
Employment History 9 $1,845,000 $205,000 $805,000 $46,000 $128,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Wallick and Volk, Inc.'s 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Wallick and Volk, Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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