Wallick & Volk, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018
Wallick & Volk, Inc. 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Wallick & Volk, Inc. 222 E. 18Th St. Cheyenne, WY 82001 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 5,637 |
| Total Mortgage Loan Application Amount | $1,202,065,000 |
| Average Mortgage Loan Application Amount | $225,400 |
| Highest Mortgage Loan Application Amount | $1,515,000 |
| Average Applicant Income | $77,200 |
| Highest Applicant Income | $1,908,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with Wallick & Volk, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Wallick & Volk, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down Wallick & Volk, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Wallick & Volk, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Wallick & Volk, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Wallick & Volk, Inc.'s mortgage activity for 2018.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Maricopa County Arizona | 937 | $ 216,705,000 | $ 231,000 | $ 91,000 |
| Natrona County Wyoming | 544 | $ 73,210,000 | $ 134,000 | $ 61,000 |
| Laramie County Wyoming | 428 | $ 77,770,000 | $ 181,000 | $ 74,000 |
| Yavapai County Arizona | 399 | $ 87,445,000 | $ 219,000 | $ 85,000 |
| McLennan County Texas | 371 | $ 67,775,000 | $ 182,000 | $ 86,000 |
| Imperial County California | 340 | $ 60,340,000 | $ 177,000 | $ 74,000 |
| Bexar County Texas | 297 | $ 53,505,000 | $ 180,000 | $ 68,000 |
| Bernalillo County New Mexico | 291 | $ 43,855,000 | $ 150,000 | $ 64,000 |
| Coconino County Arizona | 251 | $ 68,805,000 | $ 274,000 | $ 107,000 |
| Victoria County Texas | 205 | $ 35,735,000 | $ 174,000 | $ 87,000 |
| San Diego County California | 164 | $ 61,480,000 | $ 374,000 | $ 102,000 |
| Brazos County Texas | 153 | $ 30,835,000 | $ 201,000 | $ 87,000 |
| Pinal County Arizona | 111 | $ 23,085,000 | $ 207,000 | $ 70,000 |
| King County Washington | 104 | $ 52,820,000 | $ 507,000 | $ 170,000 |
| Sandoval County New Mexico | 69 | $ 10,005,000 | $ 145,000 | $ 73,000 |
| Dallas County Texas | 64 | $ 14,630,000 | $ 228,000 | $ 115,000 |
| Snohomish County Washington | 58 | $ 21,060,000 | $ 363,000 | $ 113,000 |
| Tarrant County Texas | 52 | $ 11,160,000 | $ 214,000 | $ 79,000 |
| Carbon County Wyoming | 40 | $ 6,510,000 | $ 162,000 | $ 95,000 |
| Contra Costa County California | 34 | $ 18,010,000 | $ 529,000 | $ 154,000 |
| Walker County Texas | 34 | $ 6,280,000 | $ 184,000 | $ 94,000 |
| Grays Harbor County Washington | 33 | $ 5,765,000 | $ 174,000 | $ 90,000 |
| Grimes County Texas | 30 | $ 5,260,000 | $ 175,000 | $ 67,000 |
| Collin County Texas | 27 | $ 7,405,000 | $ 274,000 | $ 122,000 |
| Valencia County New Mexico | 24 | $ 3,190,000 | $ 132,000 | $ 55,000 |
| Pierce County Washington | 23 | $ 5,995,000 | $ 260,000 | $ 88,000 |
| Guadalupe County Texas | 22 | $ 4,320,000 | $ 196,000 | $ 68,000 |
| Converse County Wyoming | 22 | $ 3,170,000 | $ 144,000 | $ 58,000 |
| Riverside County California | 21 | $ 6,305,000 | $ 300,000 | $ 87,000 |
| Los Angeles County California | 20 | $ 8,050,000 | $ 402,000 | $ 94,000 |
| Denton County Texas | 19 | $ 5,265,000 | $ 277,000 | $ 115,000 |
| Washington County Texas | 18 | $ 3,580,000 | $ 198,000 | $ 83,000 |
| Alameda County California | 17 | $ 12,875,000 | $ 757,000 | $ 239,000 |
| Calhoun County Texas | 16 | $ 2,100,000 | $ 131,000 | $ 77,000 |
| Gila County Arizona | 13 | $ 2,255,000 | $ 173,000 | $ 114,000 |
| Mohave County Arizona | 12 | $ 2,070,000 | $ 172,000 | $ 98,000 |
| Navajo County Arizona | 12 | $ 2,350,000 | $ 195,000 | $ 86,000 |
| Spokane County Washington | 12 | $ 3,060,000 | $ 255,000 | $ 119,000 |
| Harris County Texas | 11 | $ 2,235,000 | $ 203,000 | $ 81,000 |
| San Bernardino County California | 10 | $ 2,960,000 | $ 296,000 | $ 89,000 |
| Comal County Texas | 10 | $ 2,850,000 | $ 285,000 | $ 119,000 |
| Pacific County Washington | 10 | $ 1,030,000 | $ 103,000 | $ 36,000 |
| Coryell County Texas | 9 | $ 1,185,000 | $ 131,000 | $ 67,000 |
| Goliad County Texas | 9 | $ 1,925,000 | $ 213,000 | $ 94,000 |
| Solano County California | 8 | $ 2,930,000 | $ 366,000 | $ 116,000 |
| Santa Fe County New Mexico | 8 | $ 1,240,000 | $ 155,000 | $ 90,000 |
| Jackson County Texas | 8 | $ 1,190,000 | $ 148,000 | $ 72,000 |
| Wilson County Texas | 8 | $ 1,280,000 | $ 160,000 | $ 78,000 |
| Albany County Wyoming | 8 | $ 1,420,000 | $ 177,000 | $ 101,000 |
| DeWitt County Texas | 7 | $ 755,000 | $ 107,000 | $ 64,000 |
| Washington County Oregon | 6 | $ 1,960,000 | $ 326,000 | $ 90,000 |
| Bosque County Texas | 6 | $ 1,140,000 | $ 190,000 | $ 86,000 |
| Hill County Texas | 6 | $ 910,000 | $ 151,000 | $ 94,000 |
| Travis County Texas | 6 | $ 1,470,000 | $ 245,000 | $ 87,000 |
| Uvalde County Texas | 6 | $ 1,020,000 | $ 170,000 | $ 107,000 |
| Kitsap County Washington | 6 | $ 1,440,000 | $ 240,000 | $ 92,000 |
| Sacramento County California | 5 | $ 1,275,000 | $ 255,000 | $ 110,000 |
| Multnomah County Oregon | 5 | $ 1,315,000 | $ 263,000 | $ 81,000 |
| Hidalgo County Texas | 5 | $ 665,000 | $ 133,000 | $ 52,000 |
| Kaufman County Texas | 5 | $ 565,000 | $ 113,000 | $ 69,000 |
| Goshen County Wyoming | 5 | $ 795,000 | $ 159,000 | $ 70,000 |
| Platte County Wyoming | 5 | $ 745,000 | $ 149,000 | $ 62,000 |
| Pima County Arizona | 4 | $ 810,000 | $ 202,000 | $ 100,000 |
| El Paso County Colorado | 4 | $ 980,000 | $ 245,000 | $ 74,000 |
| Torrance County New Mexico | 4 | $ 490,000 | $ 122,000 | $ 81,000 |
| Montgomery County Texas | 4 | $ 1,010,000 | $ 252,000 | $ 98,000 |
| Rockwall County Texas | 4 | $ 1,130,000 | $ 282,000 | $ 100,000 |
| Skagit County Washington | 4 | $ 1,080,000 | $ 270,000 | $ 64,000 |
| Ventura County California | 3 | $ 1,415,000 | $ 471,000 | $ 110,000 |
| Boulder County Colorado | 3 | $ 1,605,000 | $ 535,000 | $ 132,000 |
| Larimer County Colorado | 3 | $ 1,035,000 | $ 345,000 | $ 108,000 |
| Weld County Colorado | 3 | $ 1,175,000 | $ 391,000 | $ 111,000 |
| Kimball County Nebraska | 3 | $ 215,000 | $ 71,000 | $ 37,000 |
| Atascosa County Texas | 3 | $ 485,000 | $ 161,000 | $ 48,000 |
| Bandera County Texas | 3 | $ 1,025,000 | $ 341,000 | $ 107,000 |
| Bell County Texas | 3 | $ 405,000 | $ 135,000 | $ 53,000 |
| Falls County Texas | 3 | $ 315,000 | $ 105,000 | $ 74,000 |
| Galveston County Texas | 3 | $ 435,000 | $ 145,000 | $ 252,000 |
| Hood County Texas | 3 | $ 635,000 | $ 211,000 | $ 93,000 |
| Hunt County Texas | 3 | $ 305,000 | $ 101,000 | $ 47,000 |
| Kendall County Texas | 3 | $ 975,000 | $ 325,000 | $ 121,000 |
| Medina County Texas | 3 | $ 715,000 | $ 238,000 | $ 62,000 |
| Robertson County Texas | 3 | $ 635,000 | $ 211,000 | $ 89,000 |
| Mason County Washington | 3 | $ 375,000 | $ 125,000 | $ 58,000 |
| Fremont County Wyoming | 3 | $ 745,000 | $ 248,000 | $ 95,000 |
| Washakie County Wyoming | 3 | $ 265,000 | $ 88,000 | $ 41,000 |
| Apache County Arizona | 2 | $ 590,000 | $ 295,000 | $ 152,000 |
| Yuma County Arizona | 2 | $ 730,000 | $ 365,000 | $ 99,000 |
| Del Norte County California | 2 | $ 670,000 | $ 335,000 | $ 84,000 |
| Monterey County California | 2 | $ 700,000 | $ 350,000 | $ 100,000 |
| Orange County California | 2 | $ 1,500,000 | $ 750,000 | $ 105,000 |
| San Joaquin County California | 2 | $ 590,000 | $ 295,000 | $ 240,000 |
| San Mateo County California | 2 | $ 2,110,000 | $ 1,055,000 | $ 279,000 |
| Stanislaus County California | 2 | $ 480,000 | $ 240,000 | $ 56,000 |
| Colfax County New Mexico | 2 | $ 360,000 | $ 180,000 | $ 77,000 |
| Curry County New Mexico | 2 | $ 90,000 | $ 45,000 | $ 24,000 |
| Dona Ana County New Mexico | 2 | $ 370,000 | $ 185,000 | $ 53,000 |
| Deschutes County Oregon | 2 | $ 1,350,000 | $ 675,000 | $ 245,000 |
| Cooke County Texas | 2 | $ 390,000 | $ 195,000 | $ 88,000 |
| Ellis County Texas | 2 | $ 390,000 | $ 195,000 | $ 65,000 |
| Johnson County Texas | 2 | $ 380,000 | $ 190,000 | $ 62,000 |
| Lampasas County Texas | 2 | $ 330,000 | $ 165,000 | $ 130,000 |
| Madison County Texas | 2 | $ 530,000 | $ 265,000 | $ 73,000 |
| Nueces County Texas | 2 | $ 340,000 | $ 170,000 | $ 70,000 |
| Smith County Texas | 2 | $ 280,000 | $ 140,000 | $ 56,000 |
| Williamson County Texas | 2 | $ 550,000 | $ 275,000 | $ 113,000 |
| Wood County Texas | 2 | $ 350,000 | $ 175,000 | $ 160,000 |
| Stevens County Washington | 2 | $ 440,000 | $ 220,000 | $ 90,000 |
| Thurston County Washington | 2 | $ 480,000 | $ 240,000 | $ 123,000 |
| Sublette County Wyoming | 2 | $ 350,000 | $ 175,000 | $ 56,000 |
| Sweetwater County Wyoming | 2 | $ 230,000 | $ 115,000 | $ 86,000 |
| Cochise County Arizona | 1 | $ 95,000 | $ 95,000 | $ 136,000 |
| La Paz County Arizona | 1 | $ 535,000 | $ 535,000 | $ 230,000 |
| Santa Cruz County Arizona | 1 | $ 155,000 | $ 155,000 | $ 75,000 |
| El Dorado County California | 1 | $ 325,000 | $ 325,000 | $ 248,000 |
| Fresno County California | 1 | $ 205,000 | $ 205,000 | $ 97,000 |
| Merced County California | 1 | $ 245,000 | $ 245,000 | $ 136,000 |
| Sonoma County California | 1 | $ 805,000 | $ 805,000 | $ 208,000 |
| Yolo County California | 1 | $ 275,000 | $ 275,000 | $ 59,000 |
| Jefferson County Colorado | 1 | $ 85,000 | $ 85,000 | $ 30,000 |
| La Plata County Colorado | 1 | $ 215,000 | $ 215,000 | $ 201,000 |
| Moffat County Colorado | 1 | $ 195,000 | $ 195,000 | $ 57,000 |
| Cheyenne County Nebraska | 1 | $ 55,000 | $ 55,000 | $ 39,000 |
| Douglas County Nebraska | 1 | $ 505,000 | $ 505,000 | $ 99,000 |
| Cibola County New Mexico | 1 | $ 105,000 | $ 105,000 | $ 37,000 |
| Grant County New Mexico | 1 | $ 225,000 | $ 225,000 | $ 60,000 |
| San Miguel County New Mexico | 1 | $ 235,000 | $ 235,000 | $ 113,000 |
| Socorro County New Mexico | 1 | $ 75,000 | $ 75,000 | $ 25,000 |
| Taos County New Mexico | 1 | $ 275,000 | $ 275,000 | $ 102,000 |
| Clackamas County Oregon | 1 | $ 355,000 | $ 355,000 | $ 62,000 |
| Anderson County Texas | 1 | $ 125,000 | $ 125,000 | $ 76,000 |
| Burnet County Texas | 1 | $ 255,000 | $ 255,000 | $ 384,000 |
| Cameron County Texas | 1 | $ 125,000 | $ 125,000 | $ 68,000 |
| Dimmit County Texas | 1 | $ 125,000 | $ 125,000 | $ 77,000 |
| Ector County Texas | 1 | $ 265,000 | $ 265,000 | $ 111,000 |
| Fayette County Texas | 1 | $ 365,000 | $ 365,000 | $ 108,000 |
| Fort Bend County Texas | 1 | $ 255,000 | $ 255,000 | $ 94,000 |
| Gonzales County Texas | 1 | $ 145,000 | $ 145,000 | $ 45,000 |
| Hamilton County Texas | 1 | $ 95,000 | $ 95,000 | $ 27,000 |
| Harrison County Texas | 1 | $ 175,000 | $ 175,000 | $ 149,000 |
| Karnes County Texas | 1 | $ 225,000 | $ 225,000 | $ 57,000 |
| Kerr County Texas | 1 | $ 115,000 | $ 115,000 | $ 31,000 |
| Lavaca County Texas | 1 | $ 185,000 | $ 185,000 | $ 63,000 |
| Live Oak County Texas | 1 | $ 115,000 | $ 115,000 | $ 63,000 |
| Maverick County Texas | 1 | $ 255,000 | $ 255,000 | $ 122,000 |
| Milam County Texas | 1 | $ 155,000 | $ 155,000 | $ 101,000 |
| Refugio County Texas | 1 | $ 85,000 | $ 85,000 | $ 58,000 |
| Rusk County Texas | 1 | $ 135,000 | $ 135,000 | $ 57,000 |
| Shelby County Texas | 1 | $ 175,000 | $ 175,000 | $ 90,000 |
| Wilbarger County Texas | 1 | $ 75,000 | $ 75,000 | $ 17,000 |
| Adams County Washington | 1 | $ 75,000 | $ 75,000 | $ 38,000 |
| Chelan County Washington | 1 | $ 185,000 | $ 185,000 | $ 72,000 |
| Clallam County Washington | 1 | $ 185,000 | $ 185,000 | $ 43,000 |
| Cowlitz County Washington | 1 | $ 315,000 | $ 315,000 | $ 90,000 |
| Grant County Washington | 1 | $ 255,000 | $ 255,000 | $ 184,000 |
| Park County Wyoming | 1 | $ 255,000 | $ 255,000 | $ 228,000 |
| Weston County Wyoming | 1 | $ 55,000 | $ 55,000 | $ 25,000 |
Mortgage Loan Application Detail Totals for Wallick & Volk, Inc. in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 4,835 | $997,475,000 | $206,000 | $1,355,000 | $84,000 | $1,908,000 |
| Cash-out Refinancing | 438 | $108,490,000 | $247,000 | $1,005,000 | $91,000 | $609,000 |
| Refinancing | 316 | $87,010,000 | $275,000 | $1,515,000 | $103,000 | $492,000 |
| Other Purpose | 44 | $8,240,000 | $187,000 | $1,505,000 | $68,000 | $155,000 |
| Not Applicable | 4 | $850,000 | $212,000 | $305,000 | $40,000 | $40,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,282 | $701,220,000 | $213,000 | $1,515,000 | $88,000 | $1,533,000 |
| Hispanic | 1,255 | $249,095,000 | $198,000 | $1,135,000 | $73,000 | $1,599,000 |
| Not Provided | 754 | $167,450,000 | $222,000 | $1,145,000 | $87,000 | $1,908,000 |
| Black or African American | 168 | $38,160,000 | $227,000 | $685,000 | $85,000 | $387,000 |
| Asian | 126 | $35,050,000 | $278,000 | $1,005,000 | $115,000 | $430,000 |
| American Indian or Alaskan Native | 35 | $7,155,000 | $204,000 | $655,000 | $86,000 | $242,000 |
| Native Hawaiian or Other Pacific Islander | 11 | $2,505,000 | $227,000 | $465,000 | $94,000 | $214,000 |
| Not applicable | 6 | $1,430,000 | $238,000 | $395,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,446 | $731,230,000 | $212,000 | $1,515,000 | $94,000 | $1,908,000 |
| FHA-insured (Federal Housing Administration) | 1,530 | $307,080,000 | $200,000 | $735,000 | $68,000 | $390,000 |
| VA-guaranteed (Veterans Administration) | 562 | $145,960,000 | $259,000 | $1,005,000 | $81,000 | $346,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 99 | $17,795,000 | $179,000 | $345,000 | $59,000 | $98,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,387 | $934,375,000 | $212,000 | $1,515,000 | $85,000 | $1,599,000 |
| Application Withdrawn By Applicant | 916 | $199,210,000 | $217,000 | $1,135,000 | $93,000 | $1,908,000 |
| Application Denied By Financial Institution | 301 | $62,455,000 | $207,000 | $1,505,000 | $67,000 | $423,000 |
| Application Approved But Not Accepted | 21 | $3,285,000 | $156,000 | $355,000 | $76,000 | $247,000 |
| File Closed For Incompleteness | 6 | $1,310,000 | $218,000 | $535,000 | $88,000 | $172,000 |
| Loan Purchased By The Institution | 6 | $1,430,000 | $238,000 | $395,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 5,336 | $1,139,610,000 | $213,000 | $1,515,000 | $86,000 | $1,908,000 |
| Debt-To-Income Ratio | 96 | $20,520,000 | $213,000 | $1,505,000 | $47,000 | $187,000 |
| Collateral | 79 | $15,085,000 | $190,000 | $1,295,000 | $77,000 | $277,000 |
| Credit History | 49 | $10,975,000 | $223,000 | $655,000 | $83,000 | $423,000 |
| Other | 22 | $4,010,000 | $182,000 | $815,000 | $81,000 | $312,000 |
| Credit Application Incomplete | 18 | $3,710,000 | $206,000 | $475,000 | $74,000 | $201,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 17 | $3,225,000 | $189,000 | $785,000 | $71,000 | $161,000 |
| Unverifiable Information | 11 | $3,085,000 | $280,000 | $805,000 | $62,000 | $246,000 |
| Employment History | 9 | $1,845,000 | $205,000 | $805,000 | $46,000 | $128,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Wallick & Volk, Inc.'s 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Wallick & Volk, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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