Washington Federal S&L
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010
Washington Federal S&L 2010 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Washington Federal S&L 425 Pike Street Seattle, WA 98101 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 5,999 |
| Total Mortgage Loan Application Amount | $1,906,269,000 |
| Average Mortgage Loan Application Amount | $324,333 |
| Highest Mortgage Loan Application Amount | $3,800,000 |
| Average Applicant Income | $128,333 |
| Highest Applicant Income | $6,000,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2010 with Washington Federal S&L. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Washington Federal S&L's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2010 breaks down Washington Federal S&L's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Washington Federal S&L serves its applicants.
Each category highlights the total number of mortgage applications processed by Washington Federal S&L, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Washington Federal S&L's mortgage activity for 2010.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| King County Washington | 999 | $ 409,050,000 | $ 409,000 | $ 147,000 |
| Snohomish County Washington | 329 | $ 101,539,000 | $ 308,000 | $ 120,000 |
| Maricopa County Arizona | 310 | $ 83,499,000 | $ 269,000 | $ 180,000 |
| Pima County Arizona | 235 | $ 76,446,000 | $ 325,000 | $ 139,000 |
| Pierce County Washington | 227 | $ 67,534,000 | $ 297,000 | $ 141,000 |
| Salt Lake County Utah | 210 | $ 64,601,000 | $ 307,000 | $ 134,000 |
| Kitsap County Washington | 183 | $ 61,423,000 | $ 335,000 | $ 137,000 |
| Skagit County Washington | 162 | $ 43,345,000 | $ 267,000 | $ 102,000 |
| Multnomah County Oregon | 131 | $ 58,709,000 | $ 448,000 | $ 131,000 |
| Clark County Nevada | 130 | $ 47,539,000 | $ 365,000 | $ 213,000 |
| Thurston County Washington | 116 | $ 33,066,000 | $ 285,000 | $ 111,000 |
| Deschutes County Oregon | 114 | $ 40,515,000 | $ 355,000 | $ 141,000 |
| Whatcom County Washington | 108 | $ 28,489,000 | $ 263,000 | $ 98,000 |
| Clackamas County Oregon | 101 | $ 43,740,000 | $ 433,000 | $ 158,000 |
| Ada County Idaho | 94 | $ 24,415,000 | $ 259,000 | $ 120,000 |
| Clallam County Washington | 92 | $ 23,818,000 | $ 258,000 | $ 76,000 |
| Lane County Oregon | 84 | $ 27,362,000 | $ 325,000 | $ 109,000 |
| Island County Washington | 82 | $ 26,595,000 | $ 324,000 | $ 113,000 |
| San Juan County Washington | 79 | $ 28,239,000 | $ 357,000 | $ 188,000 |
| Dallas County Texas | 74 | $ 34,707,000 | $ 469,000 | $ 209,000 |
| Bernalillo County New Mexico | 71 | $ 21,182,000 | $ 298,000 | $ 167,000 |
| Washington County Oregon | 63 | $ 20,376,000 | $ 323,000 | $ 109,000 |
| Marion County Oregon | 61 | $ 22,335,000 | $ 366,000 | $ 93,000 |
| Collin County Texas | 55 | $ 19,614,000 | $ 356,000 | $ 153,000 |
| Jackson County Oregon | 51 | $ 15,382,000 | $ 301,000 | $ 103,000 |
| Clark County Washington | 49 | $ 19,732,000 | $ 402,000 | $ 197,000 |
| Benton County Oregon | 46 | $ 13,097,000 | $ 284,000 | $ 94,000 |
| Utah County Utah | 46 | $ 15,973,000 | $ 347,000 | $ 141,000 |
| Pinal County Arizona | 44 | $ 5,034,000 | $ 114,000 | $ 94,000 |
| Davis County Utah | 41 | $ 16,312,000 | $ 397,000 | $ 119,000 |
| Jefferson County Washington | 41 | $ 11,529,000 | $ 281,000 | $ 89,000 |
| McKinley County New Mexico | 40 | $ 4,764,000 | $ 119,000 | $ 72,000 |
| Cache County Utah | 38 | $ 7,964,000 | $ 209,000 | $ 90,000 |
| El Paso County Texas | 37 | $ 6,130,000 | $ 165,000 | $ 86,000 |
| Tarrant County Texas | 37 | $ 13,577,000 | $ 366,000 | $ 140,000 |
| Lewis County Washington | 37 | $ 10,063,000 | $ 271,000 | $ 77,000 |
| Canyon County Idaho | 36 | $ 4,884,000 | $ 135,000 | $ 61,000 |
| Chaves County New Mexico | 34 | $ 3,013,000 | $ 88,000 | $ 54,000 |
| Twin Falls County Idaho | 33 | $ 6,294,000 | $ 190,000 | $ 81,000 |
| Lincoln County New Mexico | 33 | $ 4,324,000 | $ 131,000 | $ 57,000 |
| Madison County Idaho | 31 | $ 4,394,000 | $ 141,000 | $ 282,000 |
| Lincoln County Oregon | 30 | $ 6,347,000 | $ 211,000 | $ 81,000 |
| Sandoval County New Mexico | 29 | $ 9,880,000 | $ 340,000 | $ 153,000 |
| Mason County Washington | 29 | $ 6,600,000 | $ 227,000 | $ 97,000 |
| San Juan County New Mexico | 28 | $ 6,899,000 | $ 246,000 | $ 128,000 |
| Carbon County Utah | 27 | $ 5,436,000 | $ 201,000 | $ 97,000 |
| Linn County Oregon | 26 | $ 5,777,000 | $ 222,000 | $ 66,000 |
| Denton County Texas | 26 | $ 8,940,000 | $ 343,000 | $ 177,000 |
| Yamhill County Oregon | 25 | $ 8,550,000 | $ 342,000 | $ 88,000 |
| Weber County Utah | 25 | $ 8,261,000 | $ 330,000 | $ 160,000 |
| Bonneville County Idaho | 23 | $ 4,451,000 | $ 193,000 | $ 83,000 |
| Yavapai County Arizona | 22 | $ 5,202,000 | $ 236,000 | $ 194,000 |
| Santa Fe County New Mexico | 22 | $ 11,081,000 | $ 503,000 | $ 206,000 |
| Summit County Utah | 22 | $ 7,743,000 | $ 351,000 | $ 310,000 |
| Jerome County Idaho | 20 | $ 2,475,000 | $ 123,000 | $ 59,000 |
| Eddy County New Mexico | 17 | $ 2,325,000 | $ 136,000 | $ 69,000 |
| Wasatch County Utah | 17 | $ 7,288,000 | $ 428,000 | $ 212,000 |
| Cowlitz County Washington | 16 | $ 4,643,000 | $ 290,000 | $ 96,000 |
| Douglas County Oregon | 14 | $ 3,641,000 | $ 260,000 | $ 88,000 |
| Hood River County Oregon | 14 | $ 4,311,000 | $ 307,000 | $ 89,000 |
| Polk County Oregon | 14 | $ 5,302,000 | $ 378,000 | $ 340,000 |
| Bannock County Idaho | 13 | $ 1,353,000 | $ 104,000 | $ 77,000 |
| Bingham County Idaho | 12 | $ 1,856,000 | $ 154,000 | $ 52,000 |
| Dona Ana County New Mexico | 12 | $ 2,601,000 | $ 216,000 | $ 86,000 |
| Crook County Oregon | 12 | $ 2,137,000 | $ 178,000 | $ 69,000 |
| Josephine County Oregon | 12 | $ 2,930,000 | $ 244,000 | $ 63,000 |
| Klamath County Oregon | 12 | $ 2,239,000 | $ 186,000 | $ 64,000 |
| Kittitas County Washington | 12 | $ 5,366,000 | $ 447,000 | $ 222,000 |
| Jefferson County Idaho | 11 | $ 2,051,000 | $ 186,000 | $ 83,000 |
| Morgan County Utah | 10 | $ 4,358,000 | $ 435,000 | $ 151,000 |
| Klickitat County Washington | 9 | $ 2,570,000 | $ 285,000 | $ 100,000 |
| Box Elder County Utah | 8 | $ 1,218,000 | $ 152,000 | $ 82,000 |
| Santa Cruz County Arizona | 7 | $ 2,125,000 | $ 303,000 | $ 180,000 |
| Jefferson County Oregon | 7 | $ 1,265,000 | $ 180,000 | $ 63,000 |
| Wasco County Oregon | 7 | $ 1,434,000 | $ 204,000 | $ 72,000 |
| Emery County Utah | 7 | $ 1,033,000 | $ 147,000 | $ 78,000 |
| Gooding County Idaho | 6 | $ 1,063,000 | $ 177,000 | $ 62,000 |
| Teton County Idaho | 6 | $ 2,000,000 | $ 333,000 | $ 300,000 |
| Valley County Idaho | 6 | $ 1,481,000 | $ 246,000 | $ 122,000 |
| Tooele County Utah | 6 | $ 1,198,000 | $ 199,000 | $ 68,000 |
| Rockwall County Texas | 5 | $ 1,780,000 | $ 356,000 | $ 190,000 |
| Grays Harbor County Washington | 5 | $ 1,154,000 | $ 230,000 | $ 70,000 |
| Fremont County Idaho | 4 | $ 738,000 | $ 184,000 | $ 76,000 |
| Otero County New Mexico | 4 | $ 381,000 | $ 95,000 | $ 63,000 |
| Valencia County New Mexico | 4 | $ 568,000 | $ 142,000 | $ 59,000 |
| Columbia County Oregon | 4 | $ 951,000 | $ 237,000 | $ 52,000 |
| Chelan County Washington | 4 | $ 2,202,000 | $ 550,000 | $ 467,000 |
| Minidoka County Idaho | 3 | $ 400,000 | $ 133,000 | $ 110,000 |
| Rich County Utah | 3 | $ 494,000 | $ 164,000 | $ 165,000 |
| Coconino County Arizona | 2 | $ 440,000 | $ 220,000 | $ 81,000 |
| Mohave County Arizona | 2 | $ 194,000 | $ 97,000 | $ 33,000 |
| Adams County Idaho | 2 | $ 330,000 | $ 165,000 | $ 152,000 |
| Blaine County Idaho | 2 | $ 1,060,000 | $ 530,000 | $ 270,000 |
| Boise County Idaho | 2 | $ 355,000 | $ 177,000 | $ 70,000 |
| Cassia County Idaho | 2 | $ 538,000 | $ 269,000 | $ 90,000 |
| Franklin County Idaho | 2 | $ 292,000 | $ 146,000 | $ 59,000 |
| Gem County Idaho | 2 | $ 101,000 | $ 50,000 | $ 175,000 |
| Clatsop County Oregon | 2 | $ 716,000 | $ 358,000 | $ 158,000 |
| Coos County Oregon | 2 | $ 265,000 | $ 132,000 | $ 70,000 |
| Tillamook County Oregon | 2 | $ 434,000 | $ 217,000 | $ 93,000 |
| Ellis County Texas | 2 | $ 275,000 | $ 137,000 | $ 94,000 |
| Bear Lake County Idaho | 1 | $ 165,000 | $ 165,000 | $ 140,000 |
| Lincoln County Idaho | 1 | $ 118,000 | $ 118,000 | $ 47,000 |
| Owyhee County Idaho | 1 | $ 58,000 | $ 58,000 | $ 29,000 |
| Washington County Idaho | 1 | $ 296,000 | $ 296,000 | $ 108,000 |
| Nye County Nevada | 1 | $ 173,000 | $ 173,000 | $ 81,000 |
| Cooke County Texas | 1 | $ 320,000 | $ 320,000 | $ 117,000 |
| Parker County Texas | 1 | $ 600,000 | $ 600,000 | $ 177,000 |
| Douglas County Washington | 1 | $ 295,000 | $ 295,000 | $ 694,000 |
| Okanogan County Washington | 1 | $ 242,000 | $ 242,000 | $ 150,000 |
| Pacific County Washington | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Skamania County Washington | 1 | $ 345,000 | $ 345,000 | $ 77,000 |
Mortgage Loan Application Detail Totals for Washington Federal S&L in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,991 | $1,255,677,000 | $314,000 | $2,300,000 | $138,000 | $6,000,000 |
| Refinancing | 1,662 | $533,265,000 | $320,000 | $3,800,000 | $122,000 | $2,201,000 |
| Home Improvement | 346 | $117,327,000 | $339,000 | $1,600,000 | $125,000 | $921,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,656 | $1,470,536,000 | $315,000 | $2,500,000 | $138,000 | $4,454,000 |
| Not Provided | 437 | $153,445,000 | $351,000 | $1,755,000 | $159,000 | $6,000,000 |
| Asian | 382 | $117,602,000 | $307,000 | $2,600,000 | $129,000 | $2,460,000 |
| Hispanic | 230 | $48,675,000 | $211,000 | $904,000 | $86,000 | $487,000 |
| Not applicable | 176 | $84,713,000 | $481,000 | $3,800,000 | $0 | $0 |
| Black or African American | 58 | $16,019,000 | $276,000 | $750,000 | $145,000 | $1,771,000 |
| American Indian or Alaskan Native | 33 | $6,259,000 | $189,000 | $509,000 | $86,000 | $277,000 |
| Native Hawaiian or Other Pacific Islander | 27 | $9,020,000 | $334,000 | $692,000 | $127,000 | $337,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,998 | $1,906,009,000 | $317,000 | $3,800,000 | $133,000 | $6,000,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $260,000 | $260,000 | $260,000 | $62,000 | $62,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,787 | $830,101,000 | $297,000 | $3,800,000 | $128,000 | $1,637,000 |
| Application Denied By Financial Institution | 1,402 | $490,082,000 | $349,000 | $2,600,000 | $138,000 | $6,000,000 |
| Application Withdrawn By Applicant | 671 | $206,396,000 | $307,000 | $3,400,000 | $140,000 | $3,946,000 |
| File Closed For Incompleteness | 356 | $121,564,000 | $341,000 | $1,709,000 | $138,000 | $3,344,000 |
| Preapproval Approved but not Accepted | 322 | $104,254,000 | $323,000 | $1,300,000 | $123,000 | $1,547,000 |
| Preapproval Denied by Financial Institution | 309 | $101,294,000 | $327,000 | $1,300,000 | $128,000 | $3,508,000 |
| Application Approved But Not Accepted | 152 | $52,578,000 | $345,000 | $1,400,000 | $153,000 | $751,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 615 | $241,474,000 | $392,000 | $2,300,000 | $172,000 | $2,460,000 |
| Debt-To-Income Ratio | 532 | $181,199,000 | $340,000 | $2,600,000 | $101,000 | $6,000,000 |
| Credit History | 182 | $41,305,000 | $226,000 | $900,000 | $107,000 | $1,594,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 158 | $53,693,000 | $339,000 | $1,400,000 | $111,000 | $3,508,000 |
| Collateral | 156 | $53,073,000 | $340,000 | $1,250,000 | $185,000 | $4,454,000 |
| Employment History | 38 | $11,319,000 | $297,000 | $939,000 | $105,000 | $432,000 |
| Unverifiable Information | 18 | $4,808,000 | $267,000 | $600,000 | $84,000 | $191,000 |
| Credit Application Incomplete | 9 | $3,454,000 | $383,000 | $750,000 | $153,000 | $600,000 |
| Mortgage Insurance Denied | 3 | $1,051,000 | $350,000 | $500,000 | $77,000 | $116,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Washington Federal S&L's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Washington Federal S&L's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Washington, download the full spreadsheet
with aggregated HMDA statistics today.