Washington Federal Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2011

Washington Federal Bank 2011 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Washington Federal Bank
425 Pike St
Seattle, WA 98101
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 5,785
Total Mortgage Loan Application Amount $1,724,869,000
Average Mortgage Loan Application Amount $316,333
Highest Mortgage Loan Application Amount $2,010,000
Average Applicant Income $129,666
Highest Applicant Income $9,999,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2011 with Washington Federal Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Washington Federal Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2011 breaks down Washington Federal Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Washington Federal Bank serves its applicants.

Each category highlights the total number of mortgage applications processed by Washington Federal Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Washington Federal Bank's mortgage activity for 2011.

Mortgage Loan Application Totals for Washington Federal Bank by County in 2011

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
King County Washington 978 $ 414,623,000 $ 423,000 $ 150,000
Snohomish County Washington 316 $ 88,896,000 $ 281,000 $ 106,000
Maricopa County Arizona 311 $ 81,808,000 $ 263,000 $ 211,000
Pima County Arizona 297 $ 74,523,000 $ 250,000 $ 124,000
Salt Lake County Utah 212 $ 58,933,000 $ 277,000 $ 110,000
Pierce County Washington 194 $ 47,591,000 $ 245,000 $ 109,000
Kitsap County Washington 133 $ 44,047,000 $ 331,000 $ 147,000
Whatcom County Washington 130 $ 31,742,000 $ 244,000 $ 85,000
Skagit County Washington 129 $ 34,493,000 $ 267,000 $ 94,000
Multnomah County Oregon 123 $ 49,546,000 $ 402,000 $ 165,000
Deschutes County Oregon 106 $ 26,548,000 $ 250,000 $ 115,000
Island County Washington 97 $ 24,729,000 $ 254,000 $ 144,000
Lane County Oregon 92 $ 23,131,000 $ 251,000 $ 100,000
Clark County Nevada 89 $ 27,477,000 $ 308,000 $ 176,000
Clackamas County Oregon 86 $ 35,156,000 $ 408,000 $ 122,000
Ada County Idaho 85 $ 22,946,000 $ 269,000 $ 125,000
Utah County Utah 84 $ 24,129,000 $ 287,000 $ 128,000
Dallas County Texas 83 $ 36,428,000 $ 438,000 $ 194,000
Washington County Oregon 72 $ 28,843,000 $ 400,000 $ 181,000
Thurston County Washington 66 $ 18,125,000 $ 274,000 $ 108,000
Marion County Oregon 54 $ 14,363,000 $ 265,000 $ 106,000
Bernalillo County New Mexico 53 $ 16,501,000 $ 311,000 $ 119,000
Clallam County Washington 53 $ 13,566,000 $ 255,000 $ 92,000
Collin County Texas 52 $ 16,787,000 $ 322,000 $ 300,000
San Juan County Washington 51 $ 17,290,000 $ 339,000 $ 149,000
Davis County Utah 46 $ 14,324,000 $ 311,000 $ 119,000
Benton County Oregon 45 $ 13,513,000 $ 300,000 $ 107,000
Pinal County Arizona 39 $ 4,189,000 $ 107,000 $ 108,000
Yavapai County Arizona 39 $ 7,375,000 $ 189,000 $ 109,000
Santa Fe County New Mexico 39 $ 15,412,000 $ 395,000 $ 209,000
Dona Ana County New Mexico 38 $ 7,992,000 $ 210,000 $ 132,000
Jackson County Oregon 38 $ 11,513,000 $ 302,000 $ 86,000
Denton County Texas 38 $ 15,367,000 $ 404,000 $ 292,000
El Paso County Texas 36 $ 6,570,000 $ 182,000 $ 124,000
McKinley County New Mexico 35 $ 4,312,000 $ 123,000 $ 78,000
Tarrant County Texas 35 $ 14,449,000 $ 412,000 $ 229,000
Lewis County Washington 35 $ 6,424,000 $ 183,000 $ 75,000
Cache County Utah 33 $ 7,034,000 $ 213,000 $ 99,000
Carbon County Utah 33 $ 6,047,000 $ 183,000 $ 84,000
Linn County Oregon 32 $ 6,224,000 $ 194,000 $ 63,000
Bonneville County Idaho 31 $ 5,086,000 $ 164,000 $ 100,000
Summit County Utah 31 $ 15,257,000 $ 492,000 $ 179,000
Chaves County New Mexico 30 $ 2,655,000 $ 88,000 $ 55,000
Jefferson County Washington 28 $ 7,078,000 $ 252,000 $ 143,000
Canyon County Idaho 27 $ 3,414,000 $ 126,000 $ 61,000
Madison County Idaho 27 $ 4,759,000 $ 176,000 $ 77,000
Eddy County New Mexico 26 $ 3,366,000 $ 129,000 $ 97,000
Clark County Washington 26 $ 8,956,000 $ 344,000 $ 158,000
San Juan County New Mexico 25 $ 5,652,000 $ 226,000 $ 76,000
Lincoln County Oregon 24 $ 5,828,000 $ 242,000 $ 74,000
Polk County Oregon 24 $ 5,558,000 $ 231,000 $ 86,000
Box Elder County Utah 22 $ 3,451,000 $ 156,000 $ 111,000
Twin Falls County Idaho 21 $ 2,525,000 $ 120,000 $ 52,000
Mason County Washington 21 $ 5,093,000 $ 242,000 $ 109,000
Weber County Utah 19 $ 5,169,000 $ 272,000 $ 146,000
Hood River County Oregon 16 $ 3,856,000 $ 241,000 $ 87,000
Wasatch County Utah 16 $ 5,917,000 $ 369,000 $ 121,000
Bannock County Idaho 15 $ 2,440,000 $ 162,000 $ 67,000
Sandoval County New Mexico 14 $ 4,601,000 $ 328,000 $ 139,000
Crook County Oregon 13 $ 3,240,000 $ 249,000 $ 83,000
Klamath County Oregon 12 $ 2,971,000 $ 247,000 $ 126,000
Emery County Utah 12 $ 2,732,000 $ 227,000 $ 106,000
Bingham County Idaho 11 $ 2,124,000 $ 193,000 $ 92,000
Santa Cruz County Arizona 10 $ 3,816,000 $ 381,000 $ 159,000
Jefferson County Idaho 10 $ 1,551,000 $ 155,000 $ 69,000
Jerome County Idaho 10 $ 1,501,000 $ 150,000 $ 75,000
Valley County Idaho 10 $ 1,897,000 $ 189,000 $ 164,000
Yamhill County Oregon 10 $ 2,793,000 $ 279,000 $ 85,000
Grays Harbor County Washington 10 $ 1,845,000 $ 184,000 $ 224,000
Wasco County Oregon 9 $ 1,716,000 $ 190,000 $ 58,000
Gooding County Idaho 8 $ 884,000 $ 110,000 $ 42,000
Otero County New Mexico 8 $ 1,151,000 $ 143,000 $ 62,000
Coos County Oregon 8 $ 1,218,000 $ 152,000 $ 48,000
Morgan County Utah 7 $ 3,214,000 $ 459,000 $ 151,000
Jefferson County Oregon 6 $ 958,000 $ 159,000 $ 55,000
Tooele County Utah 6 $ 865,000 $ 144,000 $ 92,000
Lincoln County New Mexico 5 $ 647,000 $ 129,000 $ 114,000
Douglas County Oregon 5 $ 972,000 $ 194,000 $ 79,000
Klickitat County Washington 5 $ 1,100,000 $ 220,000 $ 59,000
Skamania County Washington 5 $ 1,025,000 $ 205,000 $ 97,000
Mohave County Arizona 4 $ 494,000 $ 123,000 $ 109,000
Josephine County Oregon 4 $ 964,000 $ 241,000 $ 78,000
Rockwall County Texas 4 $ 1,931,000 $ 482,000 $ 201,000
Cowlitz County Washington 4 $ 1,165,000 $ 291,000 $ 64,000
Franklin County Idaho 3 $ 443,000 $ 147,000 $ 54,000
Minidoka County Idaho 3 $ 461,000 $ 153,000 $ 112,000
Teton County Idaho 3 $ 1,019,000 $ 339,000 $ 93,000
Valencia County New Mexico 3 $ 608,000 $ 202,000 $ 77,000
Kittitas County Washington 3 $ 1,650,000 $ 550,000 $ 251,000
Blaine County Idaho 2 $ 657,000 $ 328,000 $ 96,000
Boise County Idaho 2 $ 455,000 $ 227,000 $ 191,000
Fremont County Idaho 2 $ 611,000 $ 305,000 $ 463,000
Owyhee County Idaho 2 $ 213,000 $ 106,000 $ 85,000
Nye County Nevada 2 $ 110,000 $ 55,000 $ 84,000
Taos County New Mexico 2 $ 1,100,000 $ 550,000 $ 255,000
Columbia County Oregon 2 $ 504,000 $ 252,000 $ 54,000
Tillamook County Oregon 2 $ 743,000 $ 371,000 $ 150,000
Rich County Utah 2 $ 228,000 $ 114,000 $ 107,000
Navajo County Arizona 1 $ 110,000 $ 110,000 $ 29,000
Gem County Idaho 1 $ 50,000 $ 50,000 $ 267,000
Idaho County Idaho 1 $ 295,000 $ 295,000 $ 60,000
Cibola County New Mexico 1 $ 80,000 $ 80,000 $ 68,000
Rio Arriba County New Mexico 1 $ 450,000 $ 450,000 $ 68,000
San Miguel County New Mexico 1 $ 290,000 $ 290,000 $ 50,000
Clatsop County Oregon 1 $ 154,000 $ 154,000 $ 134,000
Cooke County Texas 1 $ 288,000 $ 288,000 $ 133,000
Ellis County Texas 1 $ 26,000 $ 26,000 $ 92,000
Duchesne County Utah 1 $ 350,000 $ 350,000 $ 126,000
Chelan County Washington 1 $ 610,000 $ 610,000 $ 354,000

Mortgage Loan Application Detail Totals for Washington Federal Bank in 2011

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 4,136 $1,227,736,000 $296,000 $2,010,000 $136,000 $9,999,000
Refinancing 1,293 $364,969,000 $282,000 $1,650,000 $121,000 $9,999,000
Home Improvement 356 $132,164,000 $371,000 $1,500,000 $132,000 $1,020,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 4,398 $1,330,071,000 $302,000 $2,010,000 $139,000 $9,999,000
Not Provided 405 $145,678,000 $359,000 $1,425,000 $157,000 $1,700,000
Asian 393 $112,407,000 $286,000 $1,800,000 $117,000 $1,627,000
Hispanic 273 $57,483,000 $210,000 $1,650,000 $99,000 $1,185,000
Not applicable 198 $47,919,000 $242,000 $1,121,000 $0 $106,000
Black or African American 55 $14,956,000 $271,000 $950,000 $178,000 $3,534,000
American Indian or Alaskan Native 47 $11,169,000 $237,000 $850,000 $114,000 $539,000
Native Hawaiian or Other Pacific Islander 16 $5,186,000 $324,000 $825,000 $152,000 $490,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 5,785 $1,724,869,000 $298,000 $2,010,000 $132,000 $9,999,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,865 $814,464,000 $284,000 $1,500,000 $130,000 $3,541,000
Application Denied By Financial Institution 1,209 $396,563,000 $328,000 $2,010,000 $139,000 $9,999,000
Application Withdrawn By Applicant 664 $193,537,000 $291,000 $1,650,000 $148,000 $9,999,000
File Closed For Incompleteness 437 $139,075,000 $318,000 $1,800,000 $125,000 $1,676,000
Application Approved But Not Accepted 351 $116,168,000 $330,000 $1,525,000 $137,000 $1,647,000
Preapproval Approved but not Accepted 154 $41,248,000 $267,000 $1,200,000 $100,000 $539,000
Preapproval Denied by Financial Institution 105 $23,814,000 $226,000 $1,045,000 $70,000 $418,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 427 $138,394,000 $324,000 $2,010,000 $91,000 $2,500,000
Other 379 $141,481,000 $373,000 $2,010,000 $192,000 $9,999,000
Credit History 155 $31,118,000 $200,000 $850,000 $109,000 $3,534,000
Collateral 148 $45,174,000 $305,000 $1,800,000 $136,000 $1,040,000
Insufficient Cash (Downpayment, Closing Cost) 144 $48,389,000 $336,000 $2,000,000 $131,000 $4,689,000
Employment History 39 $9,786,000 $250,000 $1,463,000 $92,000 $634,000
Unverifiable Information 17 $4,170,000 $245,000 $605,000 $216,000 $1,700,000
Credit Application Incomplete 5 $1,865,000 $373,000 $640,000 $171,000 $543,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Washington Federal Bank's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Washington Federal Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Washington, download the full spreadsheet with aggregated HMDA statistics today.

Download the Washington Lender List