Washington Federal Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015

Washington Federal Bank 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Washington Federal Bank
425 Pike St
Seattle, WA 98101
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 6,782
Total Mortgage Loan Application Amount $2,564,291,000
Average Mortgage Loan Application Amount $367,666
Highest Mortgage Loan Application Amount $45,364,000
Average Applicant Income $116,333
Highest Applicant Income $9,824,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Washington Federal Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Washington Federal Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2015 breaks down Washington Federal Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Washington Federal Bank serves its applicants.

Each category highlights the total number of mortgage applications processed by Washington Federal Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Washington Federal Bank's mortgage activity for 2015.

Mortgage Loan Application Totals for Washington Federal Bank by County in 2015

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
King County Washington 1,034 $ 576,991,000 $ 558,000 $ 156,000
Snohomish County Washington 410 $ 144,452,000 $ 352,000 $ 98,000
Maricopa County Arizona 339 $ 128,391,000 $ 378,000 $ 143,000
Pima County Arizona 282 $ 73,871,000 $ 261,000 $ 103,000
Salt Lake County Utah 222 $ 77,370,000 $ 348,000 $ 111,000
Whatcom County Washington 195 $ 76,706,000 $ 393,000 $ 103,000
Pierce County Washington 174 $ 63,326,000 $ 363,000 $ 207,000
Deschutes County Oregon 137 $ 51,213,000 $ 373,000 $ 145,000
Skagit County Washington 137 $ 38,994,000 $ 284,000 $ 104,000
Clark County Nevada 123 $ 52,869,000 $ 429,000 $ 178,000
Ada County Idaho 107 $ 46,842,000 $ 437,000 $ 137,000
Kitsap County Washington 88 $ 34,363,000 $ 390,000 $ 134,000
Multnomah County Oregon 83 $ 73,929,000 $ 890,000 $ 88,000
Utah County Utah 82 $ 33,727,000 $ 411,000 $ 161,000
Island County Washington 70 $ 24,868,000 $ 355,000 $ 146,000
San Juan County Washington 69 $ 24,825,000 $ 359,000 $ 110,000
Dallas County Texas 67 $ 76,223,000 $ 1,137,000 $ 132,000
Bernalillo County New Mexico 61 $ 28,796,000 $ 472,000 $ 105,000
Clallam County Washington 61 $ 15,766,000 $ 258,000 $ 103,000
Santa Fe County New Mexico 59 $ 24,485,000 $ 415,000 $ 128,000
Clackamas County Oregon 58 $ 29,318,000 $ 505,000 $ 170,000
Lane County Oregon 56 $ 18,412,000 $ 328,000 $ 93,000
Canyon County Idaho 54 $ 11,335,000 $ 209,000 $ 75,000
Chelan County Washington 54 $ 16,445,000 $ 304,000 $ 106,000
Jackson County Oregon 50 $ 14,069,000 $ 281,000 $ 78,000
Summit County Utah 46 $ 23,052,000 $ 501,000 $ 188,000
Davis County Utah 42 $ 20,605,000 $ 490,000 $ 94,000
Washington County Oregon 41 $ 17,567,000 $ 428,000 $ 118,000
Clark County Washington 40 $ 16,306,000 $ 407,000 $ 88,000
Twin Falls County Idaho 37 $ 6,139,000 $ 165,000 $ 71,000
Dona Ana County New Mexico 35 $ 19,567,000 $ 559,000 $ 56,000
Benton County Oregon 35 $ 12,365,000 $ 353,000 $ 136,000
Thurston County Washington 35 $ 18,583,000 $ 530,000 $ 106,000
Marion County Oregon 34 $ 14,619,000 $ 429,000 $ 65,000
Chaves County New Mexico 33 $ 4,443,000 $ 134,000 $ 63,000
Yavapai County Arizona 31 $ 8,718,000 $ 281,000 $ 118,000
Cache County Utah 31 $ 9,080,000 $ 292,000 $ 118,000
Santa Cruz County Arizona 30 $ 3,061,000 $ 102,000 $ 44,000
Madison County Idaho 29 $ 11,777,000 $ 406,000 $ 98,000
Linn County Oregon 29 $ 8,028,000 $ 276,000 $ 74,000
Blaine County Idaho 28 $ 5,406,000 $ 193,000 $ 82,000
Grant County Washington 28 $ 7,800,000 $ 278,000 $ 84,000
Kittitas County Washington 28 $ 8,771,000 $ 313,000 $ 156,000
Navajo County Arizona 27 $ 4,804,000 $ 177,000 $ 69,000
Pinal County Arizona 27 $ 4,472,000 $ 165,000 $ 81,000
Grant County New Mexico 27 $ 3,775,000 $ 139,000 $ 63,000
San Juan County New Mexico 27 $ 6,861,000 $ 254,000 $ 124,000
Jefferson County Washington 27 $ 7,291,000 $ 270,000 $ 96,000
Cochise County Arizona 26 $ 2,586,000 $ 99,000 $ 41,000
Klamath County Oregon 26 $ 7,982,000 $ 307,000 $ 110,000
Wasatch County Utah 26 $ 10,318,000 $ 396,000 $ 250,000
Bonneville County Idaho 24 $ 4,952,000 $ 206,000 $ 78,000
Collin County Texas 23 $ 7,869,000 $ 342,000 $ 121,000
Travis County Texas 23 $ 17,035,000 $ 740,000 $ 13,000
Josephine County Oregon 22 $ 5,173,000 $ 235,000 $ 100,000
Denton County Texas 22 $ 7,333,000 $ 333,000 $ 142,000
Stevens County Washington 22 $ 3,198,000 $ 145,000 $ 85,000
Okanogan County Washington 21 $ 4,231,000 $ 201,000 $ 81,000
Weber County Utah 20 $ 9,366,000 $ 468,000 $ 116,000
Yuma County Arizona 18 $ 2,009,000 $ 111,000 $ 50,000
Lincoln County Oregon 18 $ 4,164,000 $ 231,000 $ 75,000
Wasco County Oregon 18 $ 3,225,000 $ 179,000 $ 62,000
Douglas County Washington 18 $ 3,682,000 $ 204,000 $ 56,000
Mason County Washington 17 $ 4,640,000 $ 272,000 $ 128,000
McKinley County New Mexico 16 $ 1,519,000 $ 94,000 $ 54,000
Tarrant County Texas 16 $ 6,802,000 $ 425,000 $ 145,000
Gila County Arizona 15 $ 2,085,000 $ 139,000 $ 63,000
Jefferson County Idaho 15 $ 3,120,000 $ 208,000 $ 67,000
Eddy County New Mexico 15 $ 2,199,000 $ 146,000 $ 92,000
Spokane County Washington 15 $ 3,704,000 $ 246,000 $ 71,000
Bingham County Idaho 14 $ 2,846,000 $ 203,000 $ 76,000
Bonner County Idaho 14 $ 3,345,000 $ 238,000 $ 87,000
Lincoln County New Mexico 14 $ 1,807,000 $ 129,000 $ 74,000
Crook County Oregon 14 $ 3,464,000 $ 247,000 $ 57,000
Carbon County Utah 14 $ 2,611,000 $ 186,000 $ 75,000
Lewis County Washington 14 $ 2,970,000 $ 212,000 $ 110,000
Whitman County Washington 14 $ 2,889,000 $ 206,000 $ 80,000
Bannock County Idaho 13 $ 1,384,000 $ 106,000 $ 70,000
Rio Arriba County New Mexico 13 $ 2,108,000 $ 162,000 $ 63,000
Hood River County Oregon 13 $ 4,759,000 $ 366,000 $ 134,000
Polk County Oregon 13 $ 5,697,000 $ 438,000 $ 103,000
Umatilla County Oregon 13 $ 1,665,000 $ 128,000 $ 50,000
Yamhill County Oregon 13 $ 8,483,000 $ 652,000 $ 126,000
Colfax County New Mexico 12 $ 2,668,000 $ 222,000 $ 87,000
Yakima County Washington 12 $ 2,556,000 $ 213,000 $ 147,000
Fremont County Idaho 11 $ 2,578,000 $ 234,000 $ 75,000
Lemhi County Idaho 11 $ 1,866,000 $ 169,000 $ 115,000
Klickitat County Washington 11 $ 2,568,000 $ 233,000 $ 94,000
Washoe County Nevada 10 $ 4,677,000 $ 467,000 $ 222,000
Lea County New Mexico 10 $ 1,216,000 $ 121,000 $ 66,000
Sandoval County New Mexico 10 $ 3,850,000 $ 385,000 $ 198,000
Jefferson County Oregon 10 $ 1,511,000 $ 151,000 $ 54,000
Box Elder County Utah 10 $ 1,885,000 $ 188,000 $ 77,000
Emery County Utah 10 $ 1,930,000 $ 193,000 $ 195,000
Washington County Utah 10 $ 3,852,000 $ 385,000 $ 208,000
Valley County Idaho 9 $ 3,134,000 $ 348,000 $ 146,000
Asotin County Washington 9 $ 1,130,000 $ 125,000 $ 59,000
Pend Oreille County Washington 9 $ 1,399,000 $ 155,000 $ 46,000
Jerome County Idaho 8 $ 950,000 $ 118,000 $ 66,000
Coos County Oregon 8 $ 3,791,000 $ 473,000 $ 161,000
Teton County Idaho 7 $ 2,033,000 $ 290,000 $ 113,000
Cowlitz County Washington 7 $ 2,850,000 $ 407,000 $ 62,000
Graham County Arizona 6 $ 1,130,000 $ 188,000 $ 71,000
Curry County New Mexico 6 $ 339,000 $ 56,000 $ 24,000
Otero County New Mexico 6 $ 943,000 $ 157,000 $ 119,000
Grays Harbor County Washington 6 $ 2,045,000 $ 340,000 $ 90,000
Gooding County Idaho 5 $ 378,000 $ 75,000 $ 66,000
Elko County Nevada 5 $ 1,026,000 $ 205,000 $ 53,000
Socorro County New Mexico 5 $ 420,000 $ 84,000 $ 43,000
Malheur County Oregon 5 $ 916,000 $ 183,000 $ 60,000
El Paso County Texas 5 $ 4,300,000 $ 860,000 $ 195,000
Tooele County Utah 5 $ 931,000 $ 186,000 $ 76,000
Union County Oregon 4 $ 566,000 $ 141,000 $ 47,000
Lincoln County Washington 4 $ 456,000 $ 114,000 $ 119,000
Walla Walla County Washington 4 $ 1,229,000 $ 307,000 $ 95,000
Caribou County Idaho 3 $ 458,000 $ 152,000 $ 47,000
Franklin County Idaho 3 $ 477,000 $ 159,000 $ 34,000
Kootenai County Idaho 3 $ 863,000 $ 287,000 $ 105,000
Minidoka County Idaho 3 $ 365,000 $ 121,000 $ 76,000
Payette County Idaho 3 $ 365,000 $ 121,000 $ 69,000
Shoshone County Idaho 3 $ 248,000 $ 82,000 $ 34,000
Churchill County Nevada 3 $ 428,000 $ 142,000 $ 57,000
Lyon County Nevada 3 $ 359,000 $ 119,000 $ 86,000
Torrance County New Mexico 3 $ 202,000 $ 67,000 $ 107,000
Lake County Oregon 3 $ 492,000 $ 164,000 $ 82,000
Hays County Texas 3 $ 1,189,000 $ 396,000 $ 75,000
Morgan County Utah 3 $ 1,636,000 $ 545,000 $ 119,000
Adams County Washington 3 $ 279,000 $ 93,000 $ 40,000
Ferry County Washington 3 $ 465,000 $ 155,000 $ 118,000
Apache County Arizona 2 $ 322,000 $ 161,000 $ 45,000
Coconino County Arizona 2 $ 805,000 $ 402,000 $ 160,000
Adams County Idaho 2 $ 140,000 $ 70,000 $ 29,000
Boundary County Idaho 2 $ 412,000 $ 206,000 $ 64,000
Clark County Idaho 2 $ 320,000 $ 160,000 $ 52,000
Latah County Idaho 2 $ 411,000 $ 205,000 $ 75,000
Nez Perce County Idaho 2 $ 1,028,000 $ 514,000 $ 203,000
Humboldt County Nevada 2 $ 230,000 $ 115,000 $ 69,000
White Pine County Nevada 2 $ 427,000 $ 213,000 $ 89,000
Roosevelt County New Mexico 2 $ 181,000 $ 90,000 $ 113,000
Baker County Oregon 2 $ 158,000 $ 79,000 $ 78,000
Clatsop County Oregon 2 $ 517,000 $ 258,000 $ 14,000
Columbia County Oregon 2 $ 385,000 $ 192,000 $ 124,000
Curry County Oregon 2 $ 436,000 $ 218,000 $ 181,000
Douglas County Oregon 2 $ 1,823,000 $ 911,000 $ 101,000
Parker County Texas 2 $ 3,585,000 $ 1,792,000 $ 0
Rockwall County Texas 2 $ 406,000 $ 203,000 $ 18,000
Benton County Washington 2 $ 7,051,000 $ 3,525,000 $ 0
Columbia County Washington 2 $ 307,000 $ 153,000 $ 72,000
Skamania County Washington 2 $ 506,000 $ 253,000 $ 70,000
La Paz County Arizona 1 $ 132,000 $ 132,000 $ 0
La Plata County Colorado 1 $ 1,100,000 $ 1,100,000 $ 1,135,000
Boise County Idaho 1 $ 300,000 $ 300,000 $ 76,000
Camas County Idaho 1 $ 22,000 $ 22,000 $ 20,000
Cassia County Idaho 1 $ 150,000 $ 150,000 $ 35,000
Owyhee County Idaho 1 $ 367,000 $ 367,000 $ 43,000
San Miguel County New Mexico 1 $ 111,000 $ 111,000 $ 22,000
Taos County New Mexico 1 $ 565,000 $ 565,000 $ 602,000
Harney County Oregon 1 $ 36,000 $ 36,000 $ 28,000
Morrow County Oregon 1 $ 300,000 $ 300,000 $ 58,000
Tillamook County Oregon 1 $ 496,000 $ 496,000 $ 602,000
Comal County Texas 1 $ 192,000 $ 192,000 $ 89,000
Cooke County Texas 1 $ 240,000 $ 240,000 $ 145,000
Ellis County Texas 1 $ 585,000 $ 585,000 $ 121,000
Grayson County Texas 1 $ 637,000 $ 637,000 $ 199,000
Hunt County Texas 1 $ 304,000 $ 304,000 $ 127,000
Williamson County Texas 1 $ 560,000 $ 560,000 $ 167,000
Iron County Utah 1 $ 300,000 $ 300,000 $ 0
Rich County Utah 1 $ 166,000 $ 166,000 $ 32,000
Garfield County Washington 1 $ 188,000 $ 188,000 $ 149,000

Mortgage Loan Application Detail Totals for Washington Federal Bank in 2015

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 5,279 $1,999,771,000 $378,000 $45,364,000 $118,000 $5,051,000
Refinancing 1,238 $473,423,000 $382,000 $5,700,000 $115,000 $9,824,000
Home Improvement 265 $91,097,000 $343,000 $3,600,000 $116,000 $1,059,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 4,710 $1,612,815,000 $342,000 $4,920,000 $133,000 $9,824,000
Hispanic 565 $99,890,000 $176,000 $850,000 $68,000 $385,000
Not applicable 556 $485,451,000 $873,000 $45,364,000 $12,000 $1,117,000
Asian 474 $154,678,000 $326,000 $4,000,000 $108,000 $821,000
Not Provided 351 $171,710,000 $489,000 $4,669,000 $165,000 $777,000
Black or African American 65 $19,397,000 $298,000 $800,000 $107,000 $400,000
American Indian or Alaskan Native 43 $15,216,000 $353,000 $2,250,000 $112,000 $540,000
Native Hawaiian or Other Pacific Islander 18 $5,134,000 $285,000 $655,000 $130,000 $643,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 6,782 $2,564,291,000 $378,000 $45,364,000 $117,000 $9,824,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 3,172 $1,349,384,000 $425,000 $45,364,000 $135,000 $9,824,000
File Closed For Incompleteness 1,532 $529,161,000 $345,000 $2,500,000 $123,000 $1,228,000
Application Denied By Financial Institution 1,403 $441,124,000 $314,000 $4,920,000 $93,000 $1,539,000
Application Withdrawn By Applicant 357 $98,283,000 $275,000 $2,430,000 $114,000 $1,937,000
Loan Purchased By The Institution 258 $120,452,000 $466,000 $1,392,000 $0 $0
Application Approved But Not Accepted 60 $25,887,000 $431,000 $2,000,000 $152,000 $787,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 725 $232,670,000 $320,000 $4,000,000 $73,000 $718,000
Credit History 328 $87,348,000 $266,000 $1,701,000 $102,000 $865,000
Other 137 $56,144,000 $409,000 $3,000,000 $154,000 $1,539,000
Collateral 122 $31,083,000 $254,000 $850,000 $97,000 $438,000
Insufficient Cash (Downpayment, Closing Cost) 46 $19,617,000 $426,000 $4,920,000 $137,000 $1,240,000
Employment History 35 $11,516,000 $329,000 $850,000 $91,000 $279,000
Unverifiable Information 9 $2,096,000 $232,000 $600,000 $55,000 $100,000
Credit Application Incomplete 1 $650,000 $650,000 $650,000 $650,000 $650,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Washington Federal Bank's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Washington Federal Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Washington, download the full spreadsheet with aggregated HMDA statistics today.

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