Washington Federal Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018

Washington Federal Bank 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Washington Federal Bank
425 Pike St
Seattle, WA 98101
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 7,132
Total Mortgage Loan Application Amount $2,975,760,000
Average Mortgage Loan Application Amount $511,800
Highest Mortgage Loan Application Amount $33,305,000
Average Applicant Income $111,200
Highest Applicant Income $5,216,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with Washington Federal Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Washington Federal Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2018 breaks down Washington Federal Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Washington Federal Bank serves its applicants.

Each category highlights the total number of mortgage applications processed by Washington Federal Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Washington Federal Bank's mortgage activity for 2018.

Mortgage Loan Application Totals for Washington Federal Bank by County in 2018

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
King County Washington 965 $ 575,375,000 $ 596,000 $ 200,000
Maricopa County Arizona 434 $ 239,400,000 $ 551,000 $ 150,000
Snohomish County Washington 400 $ 156,320,000 $ 390,000 $ 137,000
Whatcom County Washington 325 $ 97,845,000 $ 301,000 $ 114,000
Pima County Arizona 305 $ 87,415,000 $ 286,000 $ 117,000
Deschutes County Oregon 221 $ 77,935,000 $ 352,000 $ 160,000
Clark County Nevada 194 $ 75,140,000 $ 387,000 $ 156,000
Pierce County Washington 191 $ 100,165,000 $ 524,000 $ 159,000
Salt Lake County Utah 184 $ 167,530,000 $ 910,000 $ 216,000
Skagit County Washington 163 $ 56,615,000 $ 347,000 $ 119,000
Ada County Idaho 155 $ 44,885,000 $ 289,000 $ 154,000
Kitsap County Washington 152 $ 61,350,000 $ 403,000 $ 149,000
Canyon County Idaho 120 $ 20,780,000 $ 173,000 $ 76,000
Chelan County Washington 110 $ 39,440,000 $ 358,000 $ 225,000
Island County Washington 105 $ 40,775,000 $ 388,000 $ 141,000
Lane County Oregon 92 $ 90,350,000 $ 982,000 $ 137,000
Multnomah County Oregon 88 $ 89,230,000 $ 1,013,000 $ 169,000
San Juan County Washington 86 $ 32,790,000 $ 381,000 $ 210,000
Grant County Washington 81 $ 18,775,000 $ 231,000 $ 136,000
Bernalillo County New Mexico 71 $ 35,275,000 $ 496,000 $ 182,000
Jackson County Oregon 68 $ 24,360,000 $ 358,000 $ 115,000
Josephine County Oregon 68 $ 11,910,000 $ 175,000 $ 64,000
Yavapai County Arizona 67 $ 22,825,000 $ 340,000 $ 126,000
Clallam County Washington 65 $ 19,835,000 $ 305,000 $ 112,000
Spokane County Washington 64 $ 16,710,000 $ 261,000 $ 102,000
Clackamas County Oregon 63 $ 29,995,000 $ 476,000 $ 179,000
Utah County Utah 61 $ 31,225,000 $ 511,000 $ 154,000
Benton County Oregon 60 $ 30,820,000 $ 513,000 $ 171,000
Washington County Oregon 60 $ 25,700,000 $ 428,000 $ 135,000
Thurston County Washington 57 $ 18,275,000 $ 320,000 $ 131,000
Klamath County Oregon 55 $ 11,625,000 $ 211,000 $ 90,000
Clark County Washington 54 $ 29,730,000 $ 550,000 $ 145,000
Kittitas County Washington 54 $ 23,940,000 $ 443,000 $ 189,000
Linn County Oregon 52 $ 29,120,000 $ 560,000 $ 73,000
Lincoln County Oregon 51 $ 18,325,000 $ 359,000 $ 102,000
Dona Ana County New Mexico 50 $ 11,730,000 $ 234,000 $ 118,000
Santa Fe County New Mexico 48 $ 21,870,000 $ 455,000 $ 181,000
Marion County Oregon 48 $ 18,560,000 $ 386,000 $ 119,000
Davis County Utah 46 $ 19,830,000 $ 431,000 $ 153,000
Gila County Arizona 45 $ 9,635,000 $ 214,000 $ 106,000
Stevens County Washington 45 $ 9,695,000 $ 215,000 $ 81,000
Yuma County Arizona 41 $ 8,125,000 $ 198,000 $ 68,000
Crook County Oregon 41 $ 11,955,000 $ 291,000 $ 115,000
Santa Cruz County Arizona 40 $ 5,340,000 $ 133,000 $ 54,000
Pinal County Arizona 39 $ 10,295,000 $ 263,000 $ 100,000
Bonneville County Idaho 39 $ 10,845,000 $ 278,000 $ 164,000
Walla Walla County Washington 37 $ 7,345,000 $ 198,000 $ 93,000
Cochise County Arizona 36 $ 6,410,000 $ 178,000 $ 46,000
Blaine County Idaho 36 $ 14,240,000 $ 395,000 $ 172,000
Mason County Washington 35 $ 8,595,000 $ 245,000 $ 135,000
Navajo County Arizona 33 $ 9,425,000 $ 285,000 $ 128,000
Dallas County Texas 33 $ 30,695,000 $ 930,000 $ 168,000
Polk County Oregon 32 $ 8,820,000 $ 275,000 $ 119,000
Valley County Idaho 29 $ 9,105,000 $ 313,000 $ 183,000
Douglas County Washington 29 $ 8,625,000 $ 297,000 $ 207,000
Twin Falls County Idaho 28 $ 3,450,000 $ 123,000 $ 54,000
Bingham County Idaho 27 $ 4,685,000 $ 173,000 $ 80,000
Lewis County Washington 27 $ 10,005,000 $ 370,000 $ 150,000
Madison County Idaho 26 $ 4,770,000 $ 183,000 $ 84,000
Weber County Utah 25 $ 8,425,000 $ 337,000 $ 108,000
Jefferson County Oregon 24 $ 4,410,000 $ 183,000 $ 95,000
Denton County Texas 23 $ 10,325,000 $ 448,000 $ 183,000
Yakima County Washington 23 $ 3,745,000 $ 162,000 $ 121,000
Jefferson County Washington 21 $ 5,395,000 $ 256,000 $ 120,000
Okanogan County Washington 21 $ 4,375,000 $ 208,000 $ 120,000
Fremont County Idaho 20 $ 5,840,000 $ 292,000 $ 207,000
Sandoval County New Mexico 20 $ 6,420,000 $ 321,000 $ 137,000
Umatilla County Oregon 20 $ 2,060,000 $ 103,000 $ 70,000
Cache County Utah 20 $ 6,300,000 $ 315,000 $ 136,000
Wasatch County Utah 20 $ 12,730,000 $ 636,000 $ 218,000
Chaves County New Mexico 19 $ 1,695,000 $ 89,000 $ 64,000
Rio Arriba County New Mexico 19 $ 3,765,000 $ 198,000 $ 91,000
Bonner County Idaho 18 $ 5,940,000 $ 330,000 $ 128,000
Lincoln County New Mexico 17 $ 2,615,000 $ 153,000 $ 65,000
Bannock County Idaho 16 $ 1,840,000 $ 115,000 $ 96,000
Colfax County New Mexico 16 $ 3,840,000 $ 240,000 $ 149,000
McKinley County New Mexico 16 $ 2,100,000 $ 131,000 $ 96,000
Summit County Utah 16 $ 9,640,000 $ 602,000 $ 255,000
Lemhi County Idaho 15 $ 3,915,000 $ 261,000 $ 266,000
Carbon County Utah 15 $ 1,645,000 $ 109,000 $ 102,000
Coconino County Arizona 14 $ 4,990,000 $ 356,000 $ 224,000
Washoe County Nevada 14 $ 8,650,000 $ 617,000 $ 262,000
San Juan County New Mexico 14 $ 2,640,000 $ 188,000 $ 122,000
Grays Harbor County Washington 14 $ 3,490,000 $ 249,000 $ 159,000
Payette County Idaho 13 $ 1,465,000 $ 112,000 $ 55,000
Gooding County Idaho 12 $ 1,350,000 $ 112,000 $ 59,000
Jerome County Idaho 12 $ 1,230,000 $ 102,000 $ 47,000
Elko County Nevada 12 $ 2,710,000 $ 225,000 $ 73,000
Washington County Utah 12 $ 5,820,000 $ 485,000 $ 147,000
Ferry County Washington 12 $ 1,640,000 $ 136,000 $ 79,000
Jefferson County Idaho 11 $ 2,255,000 $ 205,000 $ 143,000
Collin County Texas 11 $ 3,565,000 $ 324,000 $ 202,000
Tarrant County Texas 11 $ 3,225,000 $ 293,000 $ 94,000
White Pine County Nevada 10 $ 1,870,000 $ 187,000 $ 77,000
Box Elder County Utah 10 $ 3,800,000 $ 380,000 $ 106,000
Lincoln County Washington 10 $ 2,700,000 $ 270,000 $ 81,000
Pend Oreille County Washington 10 $ 1,970,000 $ 197,000 $ 536,000
Whitman County Washington 10 $ 1,750,000 $ 175,000 $ 79,000
Teton County Idaho 9 $ 2,555,000 $ 283,000 $ 66,000
Curry County New Mexico 9 $ 615,000 $ 68,000 $ 49,000
Columbia County Oregon 9 $ 3,825,000 $ 425,000 $ 179,000
Hood River County Oregon 9 $ 3,485,000 $ 387,000 $ 165,000
Asotin County Washington 9 $ 1,045,000 $ 116,000 $ 92,000
Gem County Idaho 8 $ 1,770,000 $ 221,000 $ 98,000
Wasco County Oregon 8 $ 2,000,000 $ 250,000 $ 76,000
Yamhill County Oregon 8 $ 14,150,000 $ 1,768,000 $ 74,000
Klickitat County Washington 8 $ 2,600,000 $ 325,000 $ 146,000
Kootenai County Idaho 7 $ 2,815,000 $ 402,000 $ 157,000
Lyon County Nevada 7 $ 1,085,000 $ 155,000 $ 98,000
Otero County New Mexico 7 $ 2,525,000 $ 360,000 $ 49,000
Tillamook County Oregon 7 $ 1,645,000 $ 235,000 $ 93,000
Union County Oregon 7 $ 1,045,000 $ 149,000 $ 74,000
Tooele County Utah 7 $ 2,065,000 $ 295,000 $ 91,000
Boise County Idaho 6 $ 1,380,000 $ 230,000 $ 184,000
Shoshone County Idaho 6 $ 570,000 $ 95,000 $ 200,000
Socorro County New Mexico 6 $ 1,230,000 $ 205,000 $ 118,000
Douglas County Oregon 6 $ 1,250,000 $ 208,000 $ 155,000
Rockwall County Texas 6 $ 1,990,000 $ 331,000 $ 137,000
Morgan County Utah 6 $ 3,310,000 $ 551,000 $ 273,000
Churchill County Nevada 5 $ 925,000 $ 185,000 $ 130,000
Lea County New Mexico 5 $ 325,000 $ 65,000 $ 99,000
Coos County Oregon 5 $ 1,155,000 $ 231,000 $ 52,000
Malheur County Oregon 5 $ 605,000 $ 121,000 $ 78,000
Travis County Texas 5 $ 3,555,000 $ 711,000 $ 215,000
Cowlitz County Washington 5 $ 1,195,000 $ 239,000 $ 78,000
Apache County Arizona 4 $ 830,000 $ 207,000 $ 136,000
Mohave County Arizona 4 $ 2,350,000 $ 587,000 $ 100,000
Eddy County New Mexico 4 $ 500,000 $ 125,000 $ 80,000
Clatsop County Oregon 4 $ 1,780,000 $ 445,000 $ 171,000
Benton County Washington 4 $ 1,300,000 $ 325,000 $ 82,000
Adams County Idaho 3 $ 545,000 $ 181,000 $ 73,000
Franklin County Idaho 3 $ 895,000 $ 298,000 $ 493,000
Owyhee County Idaho 3 $ 255,000 $ 85,000 $ 44,000
Power County Idaho 3 $ 185,000 $ 61,000 $ 157,000
San Miguel County New Mexico 3 $ 655,000 $ 218,000 $ 90,000
Lake County Oregon 3 $ 505,000 $ 168,000 $ 102,000
Columbia County Washington 3 $ 545,000 $ 181,000 $ 97,000
Franklin County Washington 3 $ 1,415,000 $ 471,000 $ 185,000
Cassia County Idaho 2 $ 90,000 $ 45,000 $ 109,000
Latah County Idaho 2 $ 4,160,000 $ 2,080,000 $ 75,000
Minidoka County Idaho 2 $ 260,000 $ 130,000 $ 33,000
Washington County Idaho 2 $ 120,000 $ 60,000 $ 59,000
Los Alamos County New Mexico 2 $ 130,000 $ 65,000 $ 119,000
Torrance County New Mexico 2 $ 70,000 $ 35,000 $ 35,000
Baker County Oregon 2 $ 320,000 $ 160,000 $ 49,000
Grant County Oregon 2 $ 540,000 $ 270,000 $ 40,000
El Paso County Texas 2 $ 8,310,000 $ 4,155,000 $ 0
Ellis County Texas 2 $ 880,000 $ 440,000 $ 97,000
Garza County Texas 2 $ 540,000 $ 270,000 $ 150,000
Hunt County Texas 2 $ 600,000 $ 300,000 $ 116,000
Kaufman County Texas 2 $ 560,000 $ 280,000 $ 94,000
Rich County Utah 2 $ 800,000 $ 400,000 $ 172,000
Pacific County Washington 2 $ 300,000 $ 150,000 $ 150,000
Skamania County Washington 2 $ 620,000 $ 310,000 $ 93,000
Graham County Arizona 1 $ 365,000 $ 365,000 $ 290,000
Los Angeles County California 1 $ 655,000 $ 655,000 $ 0
Bear Lake County Idaho 1 $ 155,000 $ 155,000 $ 32,000
Boundary County Idaho 1 $ 355,000 $ 355,000 $ 105,000
Custer County Idaho 1 $ 185,000 $ 185,000 $ 0
Elmore County Idaho 1 $ 35,000 $ 35,000 $ 21,000
Idaho County Idaho 1 $ 255,000 $ 255,000 $ 26,000
Lincoln County Idaho 1 $ 35,000 $ 35,000 $ 40,000
Nez Perce County Idaho 1 $ 185,000 $ 185,000 $ 51,000
Luna County New Mexico 1 $ 105,000 $ 105,000 $ 65,000
Sierra County New Mexico 1 $ 125,000 $ 125,000 $ 0
Valencia County New Mexico 1 $ 95,000 $ 95,000 $ 91,000
Morrow County Oregon 1 $ 75,000 $ 75,000 $ 30,000
Wallowa County Oregon 1 $ 105,000 $ 105,000 $ 0
Bexar County Texas 1 $ 675,000 $ 675,000 $ 250,000
Comal County Texas 1 $ 475,000 $ 475,000 $ 104,000
Cooke County Texas 1 $ 205,000 $ 205,000 $ 141,000
Galveston County Texas 1 $ 945,000 $ 945,000 $ 0
Gillespie County Texas 1 $ 605,000 $ 605,000 $ 0
Grayson County Texas 1 $ 175,000 $ 175,000 $ 164,000
Parker County Texas 1 $ 425,000 $ 425,000 $ 147,000
Emery County Utah 1 $ 355,000 $ 355,000 $ 212,000
Sanpete County Utah 1 $ 255,000 $ 255,000 $ 78,000
Adams County Washington 1 $ 165,000 $ 165,000 $ 89,000

Mortgage Loan Application Detail Totals for Washington Federal Bank in 2018

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 4,412 $2,261,500,000 $512,000 $33,305,000 $157,000 $5,216,000
Refinancing 1,425 $421,085,000 $295,000 $13,955,000 $128,000 $3,942,000
Other Purpose 824 $123,170,000 $149,000 $1,505,000 $126,000 $2,149,000
Home Improvement 411 $86,405,000 $210,000 $2,505,000 $145,000 $2,683,000
Cash-out Refinancing 60 $83,600,000 $1,393,000 $6,835,000 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 4,923 $1,744,715,000 $354,000 $3,705,000 $150,000 $5,216,000
Not Provided 668 $261,770,000 $391,000 $2,505,000 $164,000 $1,349,000
Hispanic 489 $96,615,000 $197,000 $1,095,000 $91,000 $586,000
Not applicable 488 $658,090,000 $1,348,000 $33,305,000 $0 $0
Asian 363 $147,115,000 $405,000 $2,275,000 $152,000 $2,095,000
Black or African American 73 $24,785,000 $339,000 $1,505,000 $138,000 $621,000
American Indian or Alaskan Native 73 $18,945,000 $259,000 $925,000 $101,000 $423,000
Native Hawaiian or Other Pacific Islander 18 $7,060,000 $392,000 $1,495,000 $117,000 $296,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 7,132 $2,975,760,000 $417,000 $33,305,000 $147,000 $5,216,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 3,647 $1,751,835,000 $480,000 $33,305,000 $154,000 $5,216,000
Application Denied By Financial Institution 1,405 $470,185,000 $334,000 $2,825,000 $108,000 $1,672,000
File Closed For Incompleteness 1,004 $399,990,000 $398,000 $2,505,000 $168,000 $5,148,000
Application Withdrawn By Applicant 1,003 $330,785,000 $329,000 $2,005,000 $181,000 $4,536,000
Application Approved But Not Accepted 73 $22,965,000 $314,000 $1,205,000 $180,000 $2,769,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 5,727 $2,505,575,000 $437,000 $33,305,000 $159,000 $5,216,000
Debt-To-Income Ratio 795 $275,765,000 $346,000 $2,105,000 $84,000 $500,000
Credit History 297 $82,275,000 $277,000 $1,805,000 $119,000 $1,672,000
Collateral 132 $35,860,000 $271,000 $1,735,000 $144,000 $968,000
Other 104 $39,510,000 $379,000 $2,825,000 $185,000 $1,073,000
Insufficient Cash (Downpayment, Closing Cost) 38 $24,500,000 $644,000 $2,095,000 $200,000 $837,000
Employment History 28 $8,010,000 $286,000 $1,505,000 $68,000 $408,000
Unverifiable Information 10 $4,210,000 $421,000 $855,000 $145,000 $413,000
Credit Application Incomplete 1 $55,000 $55,000 $55,000 $141,000 $141,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Washington Federal Bank's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Washington Federal Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Washington, download the full spreadsheet with aggregated HMDA statistics today.

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