Washington Federal Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Washington Federal Bank 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Washington Federal Bank 425 Pike St Seattle, WA 98101 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 9,668 |
| Total Mortgage Loan Application Amount | $5,331,760,000 |
| Average Mortgage Loan Application Amount | $441,400 |
| Highest Mortgage Loan Application Amount | $74,005,000 |
| Average Applicant Income | $179,200 |
| Highest Applicant Income | $9,600,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Washington Federal Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Washington Federal Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Washington Federal Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Washington Federal Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Washington Federal Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Washington Federal Bank's mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| King County Washington | 1,217 | $ 919,455,000 | $ 755,000 | $ 249,000 |
| Maricopa County Arizona | 753 | $ 544,595,000 | $ 723,000 | $ 201,000 |
| Snohomish County Washington | 471 | $ 203,175,000 | $ 431,000 | $ 166,000 |
| Whatcom County Washington | 370 | $ 144,700,000 | $ 391,000 | $ 137,000 |
| Pima County Arizona | 369 | $ 178,365,000 | $ 483,000 | $ 187,000 |
| Clark County Nevada | 328 | $ 196,090,000 | $ 597,000 | $ 261,000 |
| Deschutes County Oregon | 262 | $ 115,590,000 | $ 441,000 | $ 171,000 |
| Pierce County Washington | 243 | $ 107,805,000 | $ 443,000 | $ 200,000 |
| Kitsap County Washington | 224 | $ 116,380,000 | $ 519,000 | $ 188,000 |
| Salt Lake County Utah | 216 | $ 268,610,000 | $ 1,243,000 | $ 241,000 |
| Skagit County Washington | 213 | $ 79,125,000 | $ 371,000 | $ 167,000 |
| Ada County Idaho | 205 | $ 149,555,000 | $ 729,000 | $ 199,000 |
| Clackamas County Oregon | 139 | $ 90,615,000 | $ 651,000 | $ 216,000 |
| Chelan County Washington | 128 | $ 95,450,000 | $ 745,000 | $ 268,000 |
| Grant County Washington | 127 | $ 35,775,000 | $ 281,000 | $ 152,000 |
| Thurston County Washington | 127 | $ 57,295,000 | $ 451,000 | $ 153,000 |
| Multnomah County Oregon | 124 | $ 87,100,000 | $ 702,000 | $ 207,000 |
| Island County Washington | 118 | $ 53,980,000 | $ 457,000 | $ 148,000 |
| Canyon County Idaho | 117 | $ 43,225,000 | $ 369,000 | $ 154,000 |
| Lane County Oregon | 115 | $ 41,125,000 | $ 357,000 | $ 134,000 |
| Marion County Oregon | 110 | $ 41,040,000 | $ 373,000 | $ 139,000 |
| San Juan County Washington | 108 | $ 55,350,000 | $ 512,000 | $ 236,000 |
| Washington County Oregon | 100 | $ 58,650,000 | $ 586,000 | $ 175,000 |
| Bernalillo County New Mexico | 92 | $ 57,800,000 | $ 628,000 | $ 219,000 |
| Yavapai County Arizona | 87 | $ 42,245,000 | $ 485,000 | $ 154,000 |
| Santa Fe County New Mexico | 86 | $ 49,250,000 | $ 572,000 | $ 224,000 |
| Clark County Washington | 85 | $ 49,425,000 | $ 581,000 | $ 193,000 |
| Polk County Oregon | 84 | $ 34,430,000 | $ 409,000 | $ 126,000 |
| Kittitas County Washington | 83 | $ 48,425,000 | $ 583,000 | $ 306,000 |
| Dona Ana County New Mexico | 79 | $ 23,675,000 | $ 299,000 | $ 113,000 |
| Spokane County Washington | 79 | $ 29,655,000 | $ 375,000 | $ 122,000 |
| Utah County Utah | 77 | $ 53,035,000 | $ 688,000 | $ 333,000 |
| Clallam County Washington | 74 | $ 25,650,000 | $ 346,000 | $ 149,000 |
| Yuma County Arizona | 72 | $ 24,420,000 | $ 339,000 | $ 97,000 |
| Lincoln County Oregon | 72 | $ 22,550,000 | $ 313,000 | $ 185,000 |
| Jackson County Oregon | 69 | $ 48,675,000 | $ 705,000 | $ 141,000 |
| Valley County Idaho | 68 | $ 29,510,000 | $ 433,000 | $ 195,000 |
| Navajo County Arizona | 65 | $ 26,575,000 | $ 408,000 | $ 171,000 |
| Pinal County Arizona | 62 | $ 25,200,000 | $ 406,000 | $ 148,000 |
| Gila County Arizona | 61 | $ 16,015,000 | $ 262,000 | $ 167,000 |
| Blaine County Idaho | 58 | $ 42,120,000 | $ 726,000 | $ 261,000 |
| Cochise County Arizona | 54 | $ 17,190,000 | $ 318,000 | $ 125,000 |
| Mason County Washington | 54 | $ 19,200,000 | $ 355,000 | $ 150,000 |
| Dallas County Texas | 53 | $ 50,825,000 | $ 958,000 | $ 527,000 |
| Benton County Oregon | 50 | $ 26,530,000 | $ 530,000 | $ 125,000 |
| Josephine County Oregon | 50 | $ 10,830,000 | $ 216,000 | $ 89,000 |
| Linn County Oregon | 50 | $ 15,710,000 | $ 314,000 | $ 126,000 |
| Crook County Oregon | 49 | $ 16,625,000 | $ 339,000 | $ 92,000 |
| Klamath County Oregon | 49 | $ 13,725,000 | $ 280,000 | $ 120,000 |
| Santa Cruz County Arizona | 47 | $ 9,065,000 | $ 192,000 | $ 104,000 |
| Denton County Texas | 46 | $ 32,740,000 | $ 711,000 | $ 276,000 |
| Stevens County Washington | 46 | $ 9,680,000 | $ 210,000 | $ 91,000 |
| Lewis County Washington | 45 | $ 14,025,000 | $ 311,000 | $ 110,000 |
| Bonner County Idaho | 43 | $ 16,875,000 | $ 392,000 | $ 235,000 |
| Douglas County Washington | 39 | $ 19,845,000 | $ 508,000 | $ 253,000 |
| Okanogan County Washington | 37 | $ 11,085,000 | $ 299,000 | $ 124,000 |
| Jefferson County Washington | 36 | $ 16,830,000 | $ 467,000 | $ 132,000 |
| Umatilla County Oregon | 35 | $ 5,125,000 | $ 146,000 | $ 141,000 |
| Collin County Texas | 35 | $ 19,205,000 | $ 548,000 | $ 233,000 |
| Coconino County Arizona | 33 | $ 22,105,000 | $ 669,000 | $ 168,000 |
| Twin Falls County Idaho | 33 | $ 6,155,000 | $ 186,000 | $ 79,000 |
| Tarrant County Texas | 33 | $ 35,995,000 | $ 1,090,000 | $ 354,000 |
| Colfax County New Mexico | 31 | $ 7,885,000 | $ 254,000 | $ 220,000 |
| Grays Harbor County Washington | 30 | $ 11,370,000 | $ 379,000 | $ 140,000 |
| Klickitat County Washington | 30 | $ 10,880,000 | $ 362,000 | $ 136,000 |
| Kootenai County Idaho | 29 | $ 16,985,000 | $ 585,000 | $ 153,000 |
| Washoe County Nevada | 28 | $ 27,420,000 | $ 979,000 | $ 172,000 |
| Pend Oreille County Washington | 27 | $ 5,385,000 | $ 199,000 | $ 83,000 |
| Washington County Utah | 26 | $ 13,360,000 | $ 513,000 | $ 254,000 |
| Cowlitz County Washington | 26 | $ 20,440,000 | $ 786,000 | $ 136,000 |
| San Juan County New Mexico | 25 | $ 4,885,000 | $ 195,000 | $ 133,000 |
| Bingham County Idaho | 24 | $ 5,540,000 | $ 230,000 | $ 97,000 |
| Walla Walla County Washington | 24 | $ 5,000,000 | $ 208,000 | $ 136,000 |
| Bannock County Idaho | 23 | $ 4,385,000 | $ 190,000 | $ 116,000 |
| Hood River County Oregon | 23 | $ 9,305,000 | $ 404,000 | $ 173,000 |
| Bonneville County Idaho | 22 | $ 5,720,000 | $ 260,000 | $ 147,000 |
| Yakima County Washington | 22 | $ 7,720,000 | $ 350,000 | $ 106,000 |
| Sandoval County New Mexico | 21 | $ 7,865,000 | $ 374,000 | $ 193,000 |
| Davis County Utah | 21 | $ 13,545,000 | $ 645,000 | $ 250,000 |
| Whitman County Washington | 21 | $ 5,545,000 | $ 264,000 | $ 136,000 |
| Lake County Oregon | 20 | $ 3,990,000 | $ 199,000 | $ 77,000 |
| Wasco County Oregon | 20 | $ 5,480,000 | $ 274,000 | $ 105,000 |
| Carbon County Utah | 19 | $ 3,585,000 | $ 188,000 | $ 108,000 |
| Summit County Utah | 19 | $ 14,645,000 | $ 770,000 | $ 304,000 |
| Owyhee County Idaho | 18 | $ 4,390,000 | $ 243,000 | $ 101,000 |
| Ferry County Washington | 18 | $ 2,590,000 | $ 143,000 | $ 92,000 |
| Chaves County New Mexico | 17 | $ 2,495,000 | $ 146,000 | $ 81,000 |
| Cache County Utah | 17 | $ 8,135,000 | $ 478,000 | $ 187,000 |
| Boise County Idaho | 16 | $ 5,920,000 | $ 370,000 | $ 185,000 |
| Gem County Idaho | 16 | $ 7,210,000 | $ 450,000 | $ 132,000 |
| Jerome County Idaho | 16 | $ 2,300,000 | $ 143,000 | $ 72,000 |
| Tillamook County Oregon | 16 | $ 4,690,000 | $ 293,000 | $ 151,000 |
| Wasatch County Utah | 16 | $ 16,870,000 | $ 1,054,000 | $ 605,000 |
| Weber County Utah | 16 | $ 6,500,000 | $ 406,000 | $ 141,000 |
| Fremont County Idaho | 15 | $ 5,255,000 | $ 350,000 | $ 136,000 |
| Lincoln County New Mexico | 15 | $ 2,605,000 | $ 173,000 | $ 97,000 |
| Box Elder County Utah | 13 | $ 3,455,000 | $ 265,000 | $ 94,000 |
| Payette County Idaho | 12 | $ 2,460,000 | $ 205,000 | $ 98,000 |
| Grant County New Mexico | 12 | $ 1,980,000 | $ 165,000 | $ 83,000 |
| Otero County New Mexico | 12 | $ 1,540,000 | $ 128,000 | $ 89,000 |
| Rio Arriba County New Mexico | 12 | $ 1,240,000 | $ 103,000 | $ 92,000 |
| Clatsop County Oregon | 12 | $ 5,980,000 | $ 498,000 | $ 217,000 |
| Malheur County Oregon | 12 | $ 3,130,000 | $ 260,000 | $ 96,000 |
| Yamhill County Oregon | 12 | $ 4,430,000 | $ 369,000 | $ 104,000 |
| Mohave County Arizona | 11 | $ 17,175,000 | $ 1,561,000 | $ 88,000 |
| Lincoln County Washington | 11 | $ 2,585,000 | $ 235,000 | $ 94,000 |
| Madison County Idaho | 10 | $ 4,180,000 | $ 418,000 | $ 183,000 |
| Lea County New Mexico | 10 | $ 1,160,000 | $ 116,000 | $ 98,000 |
| Coos County Oregon | 10 | $ 1,940,000 | $ 194,000 | $ 88,000 |
| Douglas County Oregon | 10 | $ 3,990,000 | $ 399,000 | $ 90,000 |
| Jefferson County Oregon | 10 | $ 3,630,000 | $ 363,000 | $ 325,000 |
| Benton County Washington | 10 | $ 4,520,000 | $ 452,000 | $ 109,000 |
| Franklin County Washington | 10 | $ 4,500,000 | $ 450,000 | $ 153,000 |
| Skamania County Washington | 10 | $ 3,760,000 | $ 376,000 | $ 146,000 |
| Gooding County Idaho | 9 | $ 1,345,000 | $ 149,000 | $ 144,000 |
| Travis County Texas | 9 | $ 8,595,000 | $ 955,000 | $ 342,000 |
| Asotin County Washington | 9 | $ 1,415,000 | $ 157,000 | $ 96,000 |
| Apache County Arizona | 8 | $ 2,400,000 | $ 300,000 | $ 286,000 |
| Shoshone County Idaho | 8 | $ 500,000 | $ 62,000 | $ 75,000 |
| Lyon County Nevada | 8 | $ 660,000 | $ 82,000 | $ 69,000 |
| Union County Oregon | 8 | $ 1,370,000 | $ 171,000 | $ 87,000 |
| Harris County Texas | 8 | $ 51,000,000 | $ 6,375,000 | $ 240,000 |
| Graham County Arizona | 7 | $ 2,545,000 | $ 363,000 | $ 81,000 |
| Teton County Idaho | 7 | $ 2,785,000 | $ 397,000 | $ 134,000 |
| Churchill County Nevada | 7 | $ 1,295,000 | $ 185,000 | $ 101,000 |
| McKinley County New Mexico | 7 | $ 665,000 | $ 95,000 | $ 116,000 |
| Taos County New Mexico | 7 | $ 4,595,000 | $ 656,000 | $ 335,000 |
| Elmore County Idaho | 6 | $ 1,720,000 | $ 286,000 | $ 143,000 |
| Jefferson County Idaho | 6 | $ 1,570,000 | $ 261,000 | $ 107,000 |
| Elko County Nevada | 6 | $ 1,810,000 | $ 301,000 | $ 111,000 |
| Los Alamos County New Mexico | 6 | $ 9,340,000 | $ 1,556,000 | $ 158,000 |
| Columbia County Oregon | 6 | $ 2,650,000 | $ 441,000 | $ 112,000 |
| Adams County Washington | 6 | $ 1,720,000 | $ 286,000 | $ 94,000 |
| Adams County Idaho | 5 | $ 1,865,000 | $ 373,000 | $ 92,000 |
| Custer County Idaho | 5 | $ 1,245,000 | $ 249,000 | $ 83,000 |
| Latah County Idaho | 5 | $ 1,375,000 | $ 275,000 | $ 256,000 |
| Kaufman County Texas | 5 | $ 675,000 | $ 135,000 | $ 77,000 |
| Morgan County Utah | 5 | $ 2,605,000 | $ 521,000 | $ 167,000 |
| Columbia County Washington | 5 | $ 485,000 | $ 97,000 | $ 132,000 |
| Humboldt County Nevada | 4 | $ 460,000 | $ 115,000 | $ 118,000 |
| White Pine County Nevada | 4 | $ 740,000 | $ 185,000 | $ 97,000 |
| Socorro County New Mexico | 4 | $ 390,000 | $ 97,000 | $ 293,000 |
| Curry County Oregon | 4 | $ 550,000 | $ 137,000 | $ 58,000 |
| El Paso County Texas | 4 | $ 710,000 | $ 177,000 | $ 1,602,000 |
| Grayson County Texas | 4 | $ 1,190,000 | $ 297,000 | $ 0 |
| Rockwall County Texas | 4 | $ 2,140,000 | $ 535,000 | $ 378,000 |
| Emery County Utah | 4 | $ 620,000 | $ 155,000 | $ 79,000 |
| Boundary County Idaho | 3 | $ 805,000 | $ 268,000 | $ 106,000 |
| Lemhi County Idaho | 3 | $ 1,105,000 | $ 368,000 | $ 1,278,000 |
| Oneida County Idaho | 3 | $ 695,000 | $ 231,000 | $ 60,000 |
| Curry County New Mexico | 3 | $ 225,000 | $ 75,000 | $ 60,000 |
| Eddy County New Mexico | 3 | $ 325,000 | $ 108,000 | $ 66,000 |
| Morrow County Oregon | 3 | $ 305,000 | $ 101,000 | $ 50,000 |
| Wallowa County Oregon | 3 | $ 235,000 | $ 78,000 | $ 55,000 |
| Ellis County Texas | 3 | $ 1,755,000 | $ 585,000 | $ 224,000 |
| Kendall County Texas | 3 | $ 2,585,000 | $ 861,000 | $ 1,565,000 |
| Tooele County Utah | 3 | $ 455,000 | $ 151,000 | $ 87,000 |
| Bear Lake County Idaho | 2 | $ 1,010,000 | $ 505,000 | $ 646,000 |
| Power County Idaho | 2 | $ 370,000 | $ 185,000 | $ 81,000 |
| Washington County Idaho | 2 | $ 700,000 | $ 350,000 | $ 90,000 |
| Roosevelt County New Mexico | 2 | $ 110,000 | $ 55,000 | $ 83,000 |
| San Miguel County New Mexico | 2 | $ 710,000 | $ 355,000 | $ 124,000 |
| Valencia County New Mexico | 2 | $ 540,000 | $ 270,000 | $ 67,000 |
| Bailey County Texas | 2 | $ 180,000 | $ 90,000 | $ 66,000 |
| Bexar County Texas | 2 | $ 8,020,000 | $ 4,010,000 | $ 93,000 |
| Galveston County Texas | 2 | $ 19,320,000 | $ 9,660,000 | $ 0 |
| Johnson County Texas | 2 | $ 1,000,000 | $ 500,000 | $ 83,000 |
| McLennan County Texas | 2 | $ 1,600,000 | $ 800,000 | $ 115,000 |
| Palo Pinto County Texas | 2 | $ 910,000 | $ 455,000 | $ 188,000 |
| Williamson County Texas | 2 | $ 7,330,000 | $ 3,665,000 | $ 113,000 |
| Greenlee County Arizona | 1 | $ 525,000 | $ 525,000 | $ 150,000 |
| La Paz County Arizona | 1 | $ 365,000 | $ 365,000 | $ 275,000 |
| Sacramento County California | 1 | $ 15,000 | $ 15,000 | $ 54,000 |
| Clayton County Georgia | 1 | $ 42,005,000 | $ 42,005,000 | $ 0 |
| Butte County Idaho | 1 | $ 155,000 | $ 155,000 | $ 41,000 |
| Camas County Idaho | 1 | $ 335,000 | $ 335,000 | $ 67,000 |
| Caribou County Idaho | 1 | $ 65,000 | $ 65,000 | $ 79,000 |
| Franklin County Idaho | 1 | $ 305,000 | $ 305,000 | $ 80,000 |
| Lincoln County Idaho | 1 | $ 45,000 | $ 45,000 | $ 20,000 |
| Nez Perce County Idaho | 1 | $ 105,000 | $ 105,000 | $ 88,000 |
| Carson City County Nevada | 1 | $ 895,000 | $ 895,000 | $ 0 |
| Douglas County Nevada | 1 | $ 645,000 | $ 645,000 | $ 0 |
| Sierra County New Mexico | 1 | $ 85,000 | $ 85,000 | $ 59,000 |
| Torrance County New Mexico | 1 | $ 45,000 | $ 45,000 | $ 84,000 |
| Wake County North Carolina | 1 | $ 24,055,000 | $ 24,055,000 | $ 0 |
| Baker County Oregon | 1 | $ 565,000 | $ 565,000 | $ 105,000 |
| Harney County Oregon | 1 | $ 55,000 | $ 55,000 | $ 117,000 |
| Pennington County South Dakota | 1 | $ 9,915,000 | $ 9,915,000 | $ 0 |
| Angelina County Texas | 1 | $ 205,000 | $ 205,000 | $ 90,000 |
| Bell County Texas | 1 | $ 2,405,000 | $ 2,405,000 | $ 0 |
| Burnet County Texas | 1 | $ 1,005,000 | $ 1,005,000 | $ 0 |
| Fort Bend County Texas | 1 | $ 1,265,000 | $ 1,265,000 | $ 0 |
| Henderson County Texas | 1 | $ 185,000 | $ 185,000 | $ 57,000 |
| Hunt County Texas | 1 | $ 155,000 | $ 155,000 | $ 39,000 |
| Lamar County Texas | 1 | $ 925,000 | $ 925,000 | $ 0 |
| Lee County Texas | 1 | $ 1,665,000 | $ 1,665,000 | $ 0 |
| Parker County Texas | 1 | $ 655,000 | $ 655,000 | $ 169,000 |
| Randall County Texas | 1 | $ 1,335,000 | $ 1,335,000 | $ 0 |
| Wichita County Texas | 1 | $ 3,725,000 | $ 3,725,000 | $ 0 |
| Wise County Texas | 1 | $ 1,655,000 | $ 1,655,000 | $ 0 |
| Wood County Texas | 1 | $ 95,000 | $ 95,000 | $ 40,000 |
| Duchesne County Utah | 1 | $ 365,000 | $ 365,000 | $ 91,000 |
Mortgage Loan Application Detail Totals for Washington Federal Bank in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 5,106 | $3,294,600,000 | $645,000 | $74,005,000 | $197,000 | $9,029,000 |
| Cash-out Refinancing | 1,893 | $1,212,635,000 | $640,000 | $30,005,000 | $180,000 | $9,600,000 |
| Other Purpose | 1,084 | $227,270,000 | $209,000 | $2,505,000 | $178,000 | $6,120,000 |
| Refinancing | 882 | $469,360,000 | $532,000 | $18,205,000 | $186,000 | $6,203,000 |
| Home Improvement | 703 | $127,895,000 | $181,000 | $1,695,000 | $155,000 | $2,251,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,670 | $2,427,740,000 | $428,000 | $4,255,000 | $186,000 | $9,029,000 |
| Not applicable | 1,776 | $1,977,460,000 | $1,113,000 | $74,005,000 | $0 | $0 |
| Not Provided | 991 | $443,795,000 | $447,000 | $3,505,000 | $204,000 | $9,600,000 |
| Hispanic | 627 | $185,735,000 | $296,000 | $2,265,000 | $145,000 | $6,120,000 |
| Asian | 408 | $210,460,000 | $515,000 | $2,885,000 | $224,000 | $4,979,000 |
| Black or African American | 91 | $43,805,000 | $481,000 | $2,805,000 | $264,000 | $2,079,000 |
| American Indian or Alaskan Native | 64 | $23,120,000 | $361,000 | $3,655,000 | $127,000 | $849,000 |
| Native Hawaiian or Other Pacific Islander | 30 | $11,360,000 | $378,000 | $1,305,000 | $189,000 | $424,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 9,668 | $5,331,760,000 | $551,000 | $74,005,000 | $188,000 | $9,600,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,380 | $2,625,920,000 | $599,000 | $74,005,000 | $191,000 | $6,203,000 |
| Application Withdrawn By Applicant | 1,678 | $699,780,000 | $417,000 | $3,505,000 | $207,000 | $9,029,000 |
| File Closed For Incompleteness | 1,352 | $662,120,000 | $489,000 | $3,005,000 | $212,000 | $9,600,000 |
| Loan Purchased By The Institution | 1,092 | $895,290,000 | $819,000 | $2,005,000 | $0 | $0 |
| Application Denied By Financial Institution | 1,073 | $417,295,000 | $388,000 | $4,155,000 | $111,000 | $1,303,000 |
| Application Approved But Not Accepted | 93 | $31,355,000 | $337,000 | $1,315,000 | $176,000 | $2,268,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 8,595 | $4,914,465,000 | $571,000 | $74,005,000 | $199,000 | $9,600,000 |
| Debt-To-Income Ratio | 627 | $271,065,000 | $432,000 | $4,155,000 | $92,000 | $1,303,000 |
| Credit History | 156 | $44,150,000 | $283,000 | $1,965,000 | $109,000 | $447,000 |
| Other | 154 | $62,960,000 | $408,000 | $3,655,000 | $181,000 | $1,178,000 |
| Collateral | 96 | $25,600,000 | $266,000 | $2,475,000 | $139,000 | $759,000 |
| Employment History | 21 | $7,235,000 | $344,000 | $805,000 | $95,000 | $379,000 |
| Unverifiable Information | 19 | $6,285,000 | $330,000 | $805,000 | $85,000 | $275,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Washington Federal Bank's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Washington Federal Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Washington, download the full spreadsheet
with aggregated HMDA statistics today.