Washington Federal Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Washington Federal Bank 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Washington Federal Bank 425 Pike St Seattle, WA 98101 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 4,614 |
| Total Mortgage Loan Application Amount | $2,243,730,000 |
| Average Mortgage Loan Application Amount | $368,400 |
| Highest Mortgage Loan Application Amount | $8,505,000 |
| Average Applicant Income | $226,200 |
| Highest Applicant Income | $7,200,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Washington Federal Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Washington Federal Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Washington Federal Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Washington Federal Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Washington Federal Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Washington Federal Bank's mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| King County Washington | 451 | $ 373,465,000 | $ 828,000 | $ 322,000 |
| Maricopa County Arizona | 249 | $ 121,165,000 | $ 486,000 | $ 255,000 |
| Snohomish County Washington | 230 | $ 130,590,000 | $ 567,000 | $ 223,000 |
| Clark County Nevada | 162 | $ 104,180,000 | $ 643,000 | $ 292,000 |
| Pima County Arizona | 157 | $ 59,395,000 | $ 378,000 | $ 186,000 |
| Whatcom County Washington | 140 | $ 57,240,000 | $ 408,000 | $ 181,000 |
| Deschutes County Oregon | 129 | $ 76,845,000 | $ 595,000 | $ 296,000 |
| Salt Lake County Utah | 124 | $ 92,770,000 | $ 748,000 | $ 321,000 |
| Ada County Idaho | 116 | $ 49,010,000 | $ 422,000 | $ 230,000 |
| Pierce County Washington | 98 | $ 51,720,000 | $ 527,000 | $ 297,000 |
| Skagit County Washington | 94 | $ 30,680,000 | $ 326,000 | $ 185,000 |
| Thurston County Washington | 80 | $ 29,540,000 | $ 369,000 | $ 330,000 |
| Kitsap County Washington | 71 | $ 39,055,000 | $ 550,000 | $ 201,000 |
| Island County Washington | 65 | $ 36,655,000 | $ 563,000 | $ 205,000 |
| Lane County Oregon | 63 | $ 25,795,000 | $ 409,000 | $ 176,000 |
| Canyon County Idaho | 61 | $ 19,155,000 | $ 314,000 | $ 109,000 |
| Clark County Washington | 60 | $ 30,900,000 | $ 515,000 | $ 206,000 |
| Clackamas County Oregon | 59 | $ 46,655,000 | $ 790,000 | $ 246,000 |
| Chelan County Washington | 58 | $ 32,240,000 | $ 555,000 | $ 323,000 |
| Yuma County Arizona | 57 | $ 9,125,000 | $ 160,000 | $ 167,000 |
| Marion County Oregon | 56 | $ 17,520,000 | $ 312,000 | $ 130,000 |
| San Juan County Washington | 55 | $ 28,735,000 | $ 522,000 | $ 254,000 |
| Bernalillo County New Mexico | 54 | $ 27,370,000 | $ 506,000 | $ 204,000 |
| Valley County Idaho | 52 | $ 35,250,000 | $ 677,000 | $ 305,000 |
| Grant County Washington | 52 | $ 17,080,000 | $ 328,000 | $ 168,000 |
| Pinal County Arizona | 51 | $ 17,425,000 | $ 341,000 | $ 226,000 |
| Spokane County Washington | 45 | $ 14,435,000 | $ 320,000 | $ 174,000 |
| Washington County Oregon | 43 | $ 21,745,000 | $ 505,000 | $ 177,000 |
| Utah County Utah | 41 | $ 32,175,000 | $ 784,000 | $ 295,000 |
| Gila County Arizona | 39 | $ 11,185,000 | $ 286,000 | $ 130,000 |
| Klamath County Oregon | 39 | $ 9,455,000 | $ 242,000 | $ 135,000 |
| Kittitas County Washington | 38 | $ 24,610,000 | $ 647,000 | $ 344,000 |
| Cochise County Arizona | 37 | $ 4,085,000 | $ 110,000 | $ 76,000 |
| Yavapai County Arizona | 36 | $ 15,050,000 | $ 418,000 | $ 171,000 |
| Santa Cruz County Arizona | 35 | $ 6,285,000 | $ 179,000 | $ 82,000 |
| Chaves County New Mexico | 35 | $ 3,235,000 | $ 92,000 | $ 98,000 |
| Multnomah County Oregon | 35 | $ 19,865,000 | $ 567,000 | $ 251,000 |
| Polk County Oregon | 35 | $ 15,205,000 | $ 434,000 | $ 174,000 |
| Santa Fe County New Mexico | 34 | $ 22,390,000 | $ 658,000 | $ 200,000 |
| Mason County Washington | 33 | $ 14,125,000 | $ 428,000 | $ 263,000 |
| Lincoln County Oregon | 32 | $ 9,550,000 | $ 298,000 | $ 185,000 |
| Blaine County Idaho | 31 | $ 19,095,000 | $ 615,000 | $ 374,000 |
| Dona Ana County New Mexico | 31 | $ 6,195,000 | $ 199,000 | $ 110,000 |
| Okanogan County Washington | 30 | $ 9,450,000 | $ 315,000 | $ 165,000 |
| Sandoval County New Mexico | 29 | $ 9,605,000 | $ 331,000 | $ 146,000 |
| Benton County Oregon | 29 | $ 12,555,000 | $ 432,000 | $ 209,000 |
| Umatilla County Oregon | 29 | $ 4,775,000 | $ 164,000 | $ 81,000 |
| Jackson County Oregon | 26 | $ 11,770,000 | $ 452,000 | $ 212,000 |
| Lewis County Washington | 25 | $ 7,975,000 | $ 319,000 | $ 142,000 |
| Stevens County Washington | 25 | $ 4,465,000 | $ 178,000 | $ 102,000 |
| Bonner County Idaho | 23 | $ 8,265,000 | $ 359,000 | $ 484,000 |
| Davis County Utah | 22 | $ 14,620,000 | $ 664,000 | $ 242,000 |
| Clallam County Washington | 22 | $ 8,920,000 | $ 405,000 | $ 129,000 |
| Walla Walla County Washington | 22 | $ 4,600,000 | $ 209,000 | $ 165,000 |
| Josephine County Oregon | 21 | $ 4,185,000 | $ 199,000 | $ 95,000 |
| Linn County Oregon | 21 | $ 7,285,000 | $ 346,000 | $ 131,000 |
| Wasco County Oregon | 20 | $ 5,150,000 | $ 257,000 | $ 109,000 |
| Whitman County Washington | 20 | $ 4,930,000 | $ 246,000 | $ 121,000 |
| Twin Falls County Idaho | 19 | $ 2,855,000 | $ 150,000 | $ 101,000 |
| Crook County Oregon | 19 | $ 9,095,000 | $ 478,000 | $ 145,000 |
| Dallas County Texas | 19 | $ 10,455,000 | $ 550,000 | $ 289,000 |
| Summit County Utah | 19 | $ 21,335,000 | $ 1,122,000 | $ 370,000 |
| Navajo County Arizona | 17 | $ 5,975,000 | $ 351,000 | $ 214,000 |
| Lincoln County New Mexico | 17 | $ 3,095,000 | $ 182,000 | $ 126,000 |
| Wasatch County Utah | 17 | $ 22,025,000 | $ 1,295,000 | $ 495,000 |
| Klickitat County Washington | 17 | $ 6,765,000 | $ 397,000 | $ 146,000 |
| Cache County Utah | 16 | $ 4,680,000 | $ 292,000 | $ 192,000 |
| Washington County Utah | 16 | $ 13,770,000 | $ 860,000 | $ 419,000 |
| Elko County Nevada | 15 | $ 2,415,000 | $ 161,000 | $ 121,000 |
| Otero County New Mexico | 15 | $ 3,715,000 | $ 247,000 | $ 203,000 |
| Yakima County Washington | 15 | $ 7,715,000 | $ 514,000 | $ 273,000 |
| Coconino County Arizona | 14 | $ 8,050,000 | $ 575,000 | $ 492,000 |
| Lake County Oregon | 14 | $ 1,890,000 | $ 135,000 | $ 69,000 |
| Weber County Utah | 14 | $ 8,460,000 | $ 604,000 | $ 199,000 |
| Jefferson County Washington | 14 | $ 5,640,000 | $ 402,000 | $ 215,000 |
| Payette County Idaho | 13 | $ 1,625,000 | $ 125,000 | $ 58,000 |
| Denton County Texas | 13 | $ 11,825,000 | $ 909,000 | $ 276,000 |
| Douglas County Washington | 13 | $ 6,465,000 | $ 497,000 | $ 237,000 |
| Pend Oreille County Washington | 13 | $ 2,755,000 | $ 211,000 | $ 108,000 |
| Boise County Idaho | 12 | $ 4,830,000 | $ 402,000 | $ 275,000 |
| Grays Harbor County Washington | 12 | $ 3,800,000 | $ 316,000 | $ 174,000 |
| Bannock County Idaho | 11 | $ 1,765,000 | $ 160,000 | $ 102,000 |
| Jefferson County Idaho | 11 | $ 2,575,000 | $ 234,000 | $ 82,000 |
| Kootenai County Idaho | 11 | $ 6,245,000 | $ 567,000 | $ 207,000 |
| Yamhill County Oregon | 11 | $ 5,645,000 | $ 513,000 | $ 219,000 |
| Carbon County Utah | 11 | $ 3,185,000 | $ 289,000 | $ 125,000 |
| Lincoln County Washington | 11 | $ 3,265,000 | $ 296,000 | $ 124,000 |
| Bonneville County Idaho | 10 | $ 2,730,000 | $ 273,000 | $ 77,000 |
| McKinley County New Mexico | 10 | $ 1,490,000 | $ 149,000 | $ 95,000 |
| Rio Arriba County New Mexico | 10 | $ 1,660,000 | $ 166,000 | $ 116,000 |
| Hood River County Oregon | 10 | $ 6,470,000 | $ 647,000 | $ 248,000 |
| Malheur County Oregon | 10 | $ 1,070,000 | $ 107,000 | $ 102,000 |
| Cowlitz County Washington | 10 | $ 1,870,000 | $ 187,000 | $ 147,000 |
| Graham County Arizona | 9 | $ 1,275,000 | $ 141,000 | $ 200,000 |
| Jerome County Idaho | 9 | $ 1,375,000 | $ 152,000 | $ 65,000 |
| Tillamook County Oregon | 9 | $ 3,935,000 | $ 437,000 | $ 620,000 |
| Fremont County Idaho | 8 | $ 4,130,000 | $ 516,000 | $ 236,000 |
| Churchill County Nevada | 8 | $ 1,530,000 | $ 191,000 | $ 315,000 |
| Washoe County Nevada | 8 | $ 5,930,000 | $ 741,000 | $ 172,000 |
| Ferry County Washington | 8 | $ 1,770,000 | $ 221,000 | $ 136,000 |
| Mohave County Arizona | 7 | $ 2,385,000 | $ 340,000 | $ 870,000 |
| Adams County Idaho | 7 | $ 3,715,000 | $ 530,000 | $ 547,000 |
| Shoshone County Idaho | 7 | $ 915,000 | $ 130,000 | $ 93,000 |
| San Juan County New Mexico | 7 | $ 595,000 | $ 85,000 | $ 117,000 |
| Douglas County Oregon | 7 | $ 4,385,000 | $ 626,000 | $ 96,000 |
| Jefferson County Oregon | 7 | $ 1,885,000 | $ 269,000 | $ 311,000 |
| Collin County Texas | 7 | $ 3,525,000 | $ 503,000 | $ 218,000 |
| Skamania County Washington | 7 | $ 2,385,000 | $ 340,000 | $ 145,000 |
| Bingham County Idaho | 6 | $ 2,570,000 | $ 428,000 | $ 112,000 |
| Gooding County Idaho | 6 | $ 1,100,000 | $ 183,000 | $ 260,000 |
| Madison County Idaho | 6 | $ 1,560,000 | $ 260,000 | $ 229,000 |
| Owyhee County Idaho | 6 | $ 2,380,000 | $ 396,000 | $ 130,000 |
| Colfax County New Mexico | 6 | $ 1,820,000 | $ 303,000 | $ 252,000 |
| Curry County New Mexico | 6 | $ 470,000 | $ 78,000 | $ 66,000 |
| Valencia County New Mexico | 6 | $ 1,470,000 | $ 245,000 | $ 97,000 |
| Union County Oregon | 6 | $ 1,140,000 | $ 190,000 | $ 70,000 |
| El Paso County Texas | 6 | $ 1,220,000 | $ 203,000 | $ 125,000 |
| Benton County Washington | 6 | $ 3,120,000 | $ 520,000 | $ 160,000 |
| Apache County Arizona | 5 | $ 665,000 | $ 133,000 | $ 124,000 |
| Gem County Idaho | 5 | $ 2,145,000 | $ 429,000 | $ 170,000 |
| White Pine County Nevada | 5 | $ 545,000 | $ 109,000 | $ 36,000 |
| Clatsop County Oregon | 5 | $ 4,265,000 | $ 853,000 | $ 604,000 |
| Coos County Oregon | 5 | $ 1,875,000 | $ 375,000 | $ 127,000 |
| Teton County Idaho | 4 | $ 1,330,000 | $ 332,000 | $ 111,000 |
| Douglas County Nevada | 4 | $ 4,800,000 | $ 1,200,000 | $ 344,000 |
| Grant County New Mexico | 4 | $ 370,000 | $ 92,000 | $ 130,000 |
| Taos County New Mexico | 4 | $ 650,000 | $ 162,000 | $ 105,000 |
| Travis County Texas | 4 | $ 4,290,000 | $ 1,072,000 | $ 625,000 |
| Elmore County Idaho | 3 | $ 695,000 | $ 231,000 | $ 78,000 |
| Latah County Idaho | 3 | $ 1,115,000 | $ 371,000 | $ 137,000 |
| Torrance County New Mexico | 3 | $ 1,005,000 | $ 335,000 | $ 137,000 |
| Columbia County Oregon | 3 | $ 3,265,000 | $ 1,088,000 | $ 181,000 |
| Bexar County Texas | 3 | $ 685,000 | $ 228,000 | $ 103,000 |
| Tarrant County Texas | 3 | $ 455,000 | $ 151,000 | $ 53,000 |
| Bear Lake County Idaho | 2 | $ 320,000 | $ 160,000 | $ 279,000 |
| Camas County Idaho | 2 | $ 300,000 | $ 150,000 | $ 132,000 |
| Franklin County Idaho | 2 | $ 290,000 | $ 145,000 | $ 76,000 |
| Lincoln County Nevada | 2 | $ 650,000 | $ 325,000 | $ 150,000 |
| Lyon County Nevada | 2 | $ 70,000 | $ 35,000 | $ 41,000 |
| Mineral County Nevada | 2 | $ 40,000 | $ 20,000 | $ 44,000 |
| San Miguel County New Mexico | 2 | $ 510,000 | $ 255,000 | $ 121,000 |
| Parmer County Texas | 2 | $ 150,000 | $ 75,000 | $ 74,000 |
| Box Elder County Utah | 2 | $ 560,000 | $ 280,000 | $ 223,000 |
| Emery County Utah | 2 | $ 570,000 | $ 285,000 | $ 77,000 |
| Grand County Utah | 2 | $ 1,300,000 | $ 650,000 | $ 474,000 |
| Iron County Utah | 2 | $ 1,650,000 | $ 825,000 | $ 101,000 |
| Franklin County Washington | 2 | $ 580,000 | $ 290,000 | $ 118,000 |
| Wahkiakum County Washington | 2 | $ 580,000 | $ 290,000 | $ 90,000 |
| Santa Barbara County California | 1 | $ 2,445,000 | $ 2,445,000 | $ 0 |
| District of Columbia County District Of Columbia | 1 | $ 15,000 | $ 15,000 | $ 0 |
| Benewah County Idaho | 1 | $ 55,000 | $ 55,000 | $ 59,000 |
| Boundary County Idaho | 1 | $ 815,000 | $ 815,000 | $ 228,000 |
| Caribou County Idaho | 1 | $ 115,000 | $ 115,000 | $ 89,000 |
| Custer County Idaho | 1 | $ 75,000 | $ 75,000 | $ 132,000 |
| Idaho County Idaho | 1 | $ 425,000 | $ 425,000 | $ 172,000 |
| Lemhi County Idaho | 1 | $ 655,000 | $ 655,000 | $ 196,000 |
| Lincoln County Idaho | 1 | $ 205,000 | $ 205,000 | $ 62,000 |
| Nez Perce County Idaho | 1 | $ 125,000 | $ 125,000 | $ 144,000 |
| Washington County Idaho | 1 | $ 395,000 | $ 395,000 | $ 114,000 |
| Carson City County Nevada | 1 | $ 425,000 | $ 425,000 | $ 111,000 |
| Humboldt County Nevada | 1 | $ 65,000 | $ 65,000 | $ 116,000 |
| Eddy County New Mexico | 1 | $ 35,000 | $ 35,000 | $ 23,000 |
| Lea County New Mexico | 1 | $ 5,000 | $ 5,000 | $ 0 |
| Los Alamos County New Mexico | 1 | $ 505,000 | $ 505,000 | $ 309,000 |
| Mora County New Mexico | 1 | $ 405,000 | $ 405,000 | $ 104,000 |
| Roosevelt County New Mexico | 1 | $ 275,000 | $ 275,000 | $ 121,000 |
| Sierra County New Mexico | 1 | $ 55,000 | $ 55,000 | $ 99,000 |
| Baker County Oregon | 1 | $ 75,000 | $ 75,000 | $ 46,000 |
| Pennington County South Dakota | 1 | $ 5,000 | $ 5,000 | $ 0 |
| Bailey County Texas | 1 | $ 55,000 | $ 55,000 | $ 96,000 |
| Bell County Texas | 1 | $ 95,000 | $ 95,000 | $ 48,000 |
| Comal County Texas | 1 | $ 1,125,000 | $ 1,125,000 | $ 581,000 |
| Galveston County Texas | 1 | $ 705,000 | $ 705,000 | $ 0 |
| Grayson County Texas | 1 | $ 475,000 | $ 475,000 | $ 192,000 |
| Haskell County Texas | 1 | $ 45,000 | $ 45,000 | $ 33,000 |
| Johnson County Texas | 1 | $ 1,085,000 | $ 1,085,000 | $ 263,000 |
| Llano County Texas | 1 | $ 1,045,000 | $ 1,045,000 | $ 497,000 |
| Nueces County Texas | 1 | $ 745,000 | $ 745,000 | $ 384,000 |
| Palo Pinto County Texas | 1 | $ 955,000 | $ 955,000 | $ 0 |
| Parker County Texas | 1 | $ 335,000 | $ 335,000 | $ 190,000 |
| Rockwall County Texas | 1 | $ 705,000 | $ 705,000 | $ 84,000 |
| Wichita County Texas | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Williamson County Texas | 1 | $ 1,065,000 | $ 1,065,000 | $ 389,000 |
| Wood County Texas | 1 | $ 575,000 | $ 575,000 | $ 712,000 |
| Morgan County Utah | 1 | $ 25,000 | $ 25,000 | $ 26,000 |
| Rich County Utah | 1 | $ 375,000 | $ 375,000 | $ 0 |
| Tooele County Utah | 1 | $ 455,000 | $ 455,000 | $ 139,000 |
| Asotin County Washington | 1 | $ 85,000 | $ 85,000 | $ 159,000 |
| Garfield County Washington | 1 | $ 85,000 | $ 85,000 | $ 28,000 |
| Pacific County Washington | 1 | $ 45,000 | $ 45,000 | $ 130,000 |
Mortgage Loan Application Detail Totals for Washington Federal Bank in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,605 | $1,779,065,000 | $682,000 | $8,505,000 | $247,000 | $3,708,000 |
| Other Purpose | 855 | $143,505,000 | $167,000 | $1,505,000 | $211,000 | $6,982,000 |
| Home Improvement | 695 | $114,065,000 | $164,000 | $1,845,000 | $164,000 | $7,200,000 |
| Cash-out Refinancing | 356 | $171,060,000 | $480,000 | $3,005,000 | $221,000 | $3,223,000 |
| Refinancing | 103 | $36,035,000 | $349,000 | $2,255,000 | $288,000 | $4,068,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,923 | $1,390,855,000 | $475,000 | $8,305,000 | $226,000 | $7,200,000 |
| Not Provided | 563 | $314,165,000 | $558,000 | $8,005,000 | $286,000 | $4,068,000 |
| Hispanic | 447 | $124,115,000 | $277,000 | $3,925,000 | $137,000 | $1,667,000 |
| Not applicable | 302 | $195,940,000 | $648,000 | $8,505,000 | $0 | $0 |
| Asian | 254 | $163,660,000 | $644,000 | $4,605,000 | $260,000 | $1,911,000 |
| Black or African American | 62 | $30,540,000 | $492,000 | $1,745,000 | $261,000 | $3,446,000 |
| American Indian or Alaskan Native | 42 | $16,140,000 | $384,000 | $3,065,000 | $194,000 | $812,000 |
| Native Hawaiian or Other Pacific Islander | 16 | $6,900,000 | $431,000 | $1,425,000 | $197,000 | $788,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,614 | $2,243,730,000 | $486,000 | $8,505,000 | $227,000 | $7,200,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,942 | $988,730,000 | $509,000 | $8,505,000 | $248,000 | $4,762,000 |
| Application Withdrawn By Applicant | 1,102 | $506,330,000 | $459,000 | $3,925,000 | $241,000 | $7,200,000 |
| Application Denied By Financial Institution | 903 | $417,365,000 | $462,000 | $8,305,000 | $140,000 | $2,002,000 |
| File Closed For Incompleteness | 634 | $313,850,000 | $495,000 | $3,005,000 | $261,000 | $3,708,000 |
| Application Approved But Not Accepted | 33 | $17,455,000 | $528,000 | $1,955,000 | $227,000 | $1,401,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,711 | $1,826,365,000 | $492,000 | $8,505,000 | $248,000 | $7,200,000 |
| Debt-To-Income Ratio | 640 | $331,130,000 | $517,000 | $8,305,000 | $131,000 | $2,002,000 |
| Other | 121 | $44,455,000 | $367,000 | $3,835,000 | $212,000 | $1,128,000 |
| Credit History | 69 | $16,045,000 | $232,000 | $1,505,000 | $92,000 | $243,000 |
| Collateral | 55 | $18,065,000 | $328,000 | $2,005,000 | $179,000 | $555,000 |
| Unverifiable Information | 14 | $7,000,000 | $500,000 | $1,505,000 | $30,000 | $145,000 |
| Employment History | 3 | $275,000 | $91,000 | $205,000 | $26,000 | $38,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $395,000 | $395,000 | $395,000 | $146,000 | $146,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Washington Federal Bank's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Washington Federal Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Washington, download the full spreadsheet
with aggregated HMDA statistics today.