Washington Financial Group Inc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005
Washington Financial Group Inc 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Washington Financial Group Inc 351 Elliott Avenue West Suite 405 Seattle, WA 98119 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 2007 2006 2005 |
| Total Number of Mortgage Applications | 352 |
| Total Mortgage Loan Application Amount | $73,761,000 |
| Average Mortgage Loan Application Amount | $193,764 |
| Highest Mortgage Loan Application Amount | $972,000 |
| Average Applicant Income | $116,647 |
| Highest Applicant Income | $953,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with Washington Financial Group Inc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Washington Financial Group Inc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down Washington Financial Group Inc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Washington Financial Group Inc serves its applicants.
Each category highlights the total number of mortgage applications processed by Washington Financial Group Inc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Washington Financial Group Inc's mortgage activity for 2005.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| King County Washington | 173 | $ 41,739,000 | $ 241,000 | $ 100,000 |
| Snohomish County Washington | 45 | $ 8,815,000 | $ 195,000 | $ 115,000 |
| Pierce County Washington | 30 | $ 5,195,000 | $ 173,000 | $ 54,000 |
| Broward County Florida | 5 | $ 1,454,000 | $ 290,000 | $ 152,000 |
| Anchorage County Alaska | 4 | $ 659,000 | $ 164,000 | $ 86,000 |
| Los Angeles County California | 4 | $ 1,853,000 | $ 463,000 | $ 346,000 |
| Yamhill County Oregon | 4 | $ 361,000 | $ 90,000 | $ 62,000 |
| Kitsap County Washington | 4 | $ 720,000 | $ 180,000 | $ 55,000 |
| Thurston County Washington | 4 | $ 893,000 | $ 223,000 | $ 97,000 |
| Multnomah County Oregon | 3 | $ 318,000 | $ 106,000 | $ 68,000 |
| Clark County Washington | 3 | $ 483,000 | $ 161,000 | $ 60,000 |
| Skagit County Washington | 3 | $ 391,000 | $ 130,000 | $ 42,000 |
| Spokane County Washington | 3 | $ 372,000 | $ 124,000 | $ 111,000 |
| Stevens County Washington | 3 | $ 569,000 | $ 189,000 | $ 82,000 |
| Yakima County Washington | 3 | $ 463,000 | $ 154,000 | $ 63,000 |
| Orange County California | 2 | $ 809,000 | $ 404,000 | $ 121,000 |
| Mesa County Colorado | 2 | $ 140,000 | $ 70,000 | $ 54,000 |
| Ada County Idaho | 2 | $ 196,000 | $ 98,000 | $ 82,000 |
| Osceola County Michigan | 2 | $ 155,000 | $ 77,000 | $ 51,000 |
| Wayne County Michigan | 2 | $ 232,000 | $ 116,000 | $ 53,000 |
| Dakota County Minnesota | 2 | $ 276,000 | $ 138,000 | $ 60,000 |
| Clackamas County Oregon | 2 | $ 497,000 | $ 248,000 | $ 78,000 |
| Douglas County Oregon | 2 | $ 128,000 | $ 64,000 | $ 59,000 |
| Josephine County Oregon | 2 | $ 248,000 | $ 124,000 | $ 75,000 |
| Linn County Oregon | 2 | $ 105,000 | $ 52,000 | $ 42,000 |
| Marion County Oregon | 2 | $ 249,000 | $ 124,000 | $ 56,000 |
| Polk County Oregon | 2 | $ 209,000 | $ 104,000 | $ 69,000 |
| Clallam County Washington | 2 | $ 185,000 | $ 92,000 | $ 82,000 |
| Cowlitz County Washington | 2 | $ 200,000 | $ 100,000 | $ 136,000 |
| Island County Washington | 2 | $ 207,000 | $ 103,000 | $ 62,000 |
| Lewis County Washington | 2 | $ 180,000 | $ 90,000 | $ 61,000 |
| Whatcom County Washington | 2 | $ 274,000 | $ 137,000 | $ 55,000 |
| Matanuska-Susitna County Alaska | 1 | $ 250,000 | $ 250,000 | $ 185,000 |
| San Bernardino County California | 1 | $ 495,000 | $ 495,000 | $ 162,000 |
| Santa Clara County California | 1 | $ 224,000 | $ 224,000 | $ 150,000 |
| Boulder County Colorado | 1 | $ 212,000 | $ 212,000 | $ 29,000 |
| Denver County Colorado | 1 | $ 160,000 | $ 160,000 | $ 65,000 |
| Baker County Florida | 1 | $ 266,000 | $ 266,000 | $ 82,000 |
| Brevard County Florida | 1 | $ 203,000 | $ 203,000 | $ 74,000 |
| Charlotte County Florida | 1 | $ 184,000 | $ 184,000 | $ 30,000 |
| Duval County Florida | 1 | $ 144,000 | $ 144,000 | $ 73,000 |
| Hillsborough County Florida | 1 | $ 124,000 | $ 124,000 | $ 50,000 |
| Indian River County Florida | 1 | $ 209,000 | $ 209,000 | $ 67,000 |
| Lee County Florida | 1 | $ 50,000 | $ 50,000 | $ 129,000 |
| Miami-Dade County Florida | 1 | $ 220,000 | $ 220,000 | $ 57,000 |
| Seminole County Florida | 1 | $ 148,000 | $ 148,000 | $ 65,000 |
| Jackson County Michigan | 1 | $ 198,000 | $ 198,000 | $ 152,000 |
| Monroe County Michigan | 1 | $ 240,000 | $ 240,000 | $ 140,000 |
| Washtenaw County Michigan | 1 | $ 246,000 | $ 246,000 | $ 71,000 |
| Flathead County Montana | 1 | $ 144,000 | $ 144,000 | $ 286,000 |
| Clatsop County Oregon | 1 | $ 134,000 | $ 134,000 | $ 61,000 |
| Columbia County Oregon | 1 | $ 157,000 | $ 157,000 | $ 41,000 |
| Deschutes County Oregon | 1 | $ 455,000 | $ 455,000 | $ 147,000 |
| Lane County Oregon | 1 | $ 171,000 | $ 171,000 | $ 80,000 |
| Washington County Oregon | 1 | $ 125,000 | $ 125,000 | $ 114,000 |
| Douglas County Washington | 1 | $ 112,000 | $ 112,000 | $ 36,000 |
| Ferry County Washington | 1 | $ 145,000 | $ 145,000 | $ 57,000 |
| Grant County Washington | 1 | $ 109,000 | $ 109,000 | $ 48,000 |
| Mason County Washington | 1 | $ 61,000 | $ 61,000 | $ 367,000 |
Mortgage Loan Application Detail Totals for Washington Financial Group Inc in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 195 | $40,005,000 | $206,142 | $879,000 | $100,285 | $953,000 |
| Home Purchase | 157 | $33,756,000 | $185,100 | $972,000 | $128,100 | $396,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 263 | $54,596,000 | $197,111 | $972,000 | $103,666 | $953,000 |
| Not Provided | 42 | $8,767,000 | $149,400 | $640,000 | $78,000 | $296,000 |
| Hispanic | 14 | $2,520,000 | $139,000 | $370,000 | $65,000 | $166,000 |
| Black or African American | 12 | $3,474,000 | $241,750 | $800,000 | $180,750 | $286,000 |
| Asian | 10 | $2,239,000 | $223,500 | $371,000 | $138,500 | $198,000 |
| Native Hawaiian or Other Pacific Islander | 8 | $1,735,000 | $296,333 | $553,000 | $113,666 | $216,000 |
| American Indian or Alaskan Native | 3 | $430,000 | $170,000 | $250,000 | $123,000 | $185,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 352 | $73,761,000 | $182,300 | $972,000 | $117,200 | $953,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 316 | $66,024,000 | $190,600 | $972,000 | $123,400 | $953,000 |
| Application Withdrawn By Applicant | 19 | $4,187,000 | $267,750 | $700,000 | $111,250 | $234,000 |
| Application Denied By Financial Institution | 17 | $3,550,000 | $163,800 | $850,000 | $68,600 | $241,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 9 | $1,502,000 | $145,200 | $306,000 | $67,600 | $155,000 |
| Other | 4 | $1,426,000 | $293,000 | $850,000 | $97,500 | $241,000 |
| Unverifiable Information | 2 | $218,000 | $109,000 | $124,000 | $67,000 | $84,000 |
| Employment History | 1 | $200,000 | $200,000 | $200,000 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $204,000 | $204,000 | $204,000 | $78,000 | $78,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Washington Financial Group Inc's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Washington Financial Group Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Washington, download the full spreadsheet
with aggregated HMDA statistics today.