Washington Mutual Bank, Fsb
HMDA Loan Application Totals
and Mortgage Lending Details
for 2003
Washington Mutual Bank, Fsb 2003 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Washington Mutual Bank, Fsb 227 East Avenue Albion, NY 14411 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 8,670 |
| Total Mortgage Loan Application Amount | $1,106,586,000 |
| Average Mortgage Loan Application Amount | $146,478 |
| Highest Mortgage Loan Application Amount | $3,430,000 |
| Average Applicant Income | $72,652 |
| Highest Applicant Income | $3,000,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2003 with Washington Mutual Bank, Fsb. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Washington Mutual Bank, Fsb's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2003 breaks down Washington Mutual Bank, Fsb's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Washington Mutual Bank, Fsb serves its applicants.
Each category highlights the total number of mortgage applications processed by Washington Mutual Bank, Fsb, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Washington Mutual Bank, Fsb's mortgage activity for 2003.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Salt Lake County Utah | 2,002 | $ 273,520,000 | $ 136,000 | $ 78,000 |
| Kootenai County Idaho | 765 | $ 100,817,000 | $ 131,000 | $ 90,000 |
| Missoula County Montana | 690 | $ 93,219,000 | $ 135,000 | $ 118,000 |
| Ada County Idaho | 662 | $ 74,947,000 | $ 113,000 | $ 69,000 |
| Utah County Utah | 466 | $ 62,953,000 | $ 135,000 | $ 76,000 |
| Gallatin County Montana | 424 | $ 68,384,000 | $ 161,000 | $ 107,000 |
| Weber County Utah | 393 | $ 44,099,000 | $ 112,000 | $ 58,000 |
| Cache County Utah | 336 | $ 36,451,000 | $ 108,000 | $ 59,000 |
| Bonneville County Idaho | 264 | $ 25,919,000 | $ 98,000 | $ 63,000 |
| Box Elder County Utah | 253 | $ 22,878,000 | $ 90,000 | $ 56,000 |
| Davis County Utah | 214 | $ 27,830,000 | $ 130,000 | $ 77,000 |
| Ravalli County Montana | 198 | $ 26,996,000 | $ 136,000 | $ 64,000 |
| Canyon County Idaho | 177 | $ 16,773,000 | $ 94,000 | $ 82,000 |
| Summit County Utah | 157 | $ 36,557,000 | $ 232,000 | $ 199,000 |
| Latah County Idaho | 140 | $ 14,639,000 | $ 104,000 | $ 66,000 |
| Yellowstone County Montana | 113 | $ 11,154,000 | $ 98,000 | $ 49,000 |
| Bonner County Idaho | 109 | $ 15,331,000 | $ 140,000 | $ 102,000 |
| Cascade County Montana | 79 | $ 7,752,000 | $ 98,000 | $ 33,000 |
| Twin Falls County Idaho | 64 | $ 6,042,000 | $ 94,000 | $ 56,000 |
| Lewis and Clark County Montana | 61 | $ 5,928,000 | $ 97,000 | $ 38,000 |
| Jefferson County Idaho | 60 | $ 5,687,000 | $ 94,000 | $ 57,000 |
| Washington County Utah | 58 | $ 8,236,000 | $ 142,000 | $ 106,000 |
| Lake County Montana | 51 | $ 8,467,000 | $ 166,000 | $ 118,000 |
| Flathead County Montana | 48 | $ 8,123,000 | $ 169,000 | $ 170,000 |
| Spokane County Washington | 45 | $ 5,403,000 | $ 120,000 | $ 92,000 |
| Tooele County Utah | 43 | $ 5,604,000 | $ 130,000 | $ 80,000 |
| Bingham County Idaho | 35 | $ 3,671,000 | $ 104,000 | $ 54,000 |
| Wasatch County Utah | 35 | $ 6,861,000 | $ 196,000 | $ 125,000 |
| Park County Montana | 32 | $ 3,262,000 | $ 101,000 | $ 93,000 |
| Nez Perce County Idaho | 25 | $ 2,706,000 | $ 108,000 | $ 47,000 |
| Boise County Idaho | 24 | $ 2,246,000 | $ 93,000 | $ 57,000 |
| Lincoln County Montana | 22 | $ 2,296,000 | $ 104,000 | $ 36,000 |
| Silver Bow County Montana | 21 | $ 1,560,000 | $ 74,000 | $ 39,000 |
| Madison County Idaho | 20 | $ 2,505,000 | $ 125,000 | $ 69,000 |
| Stevens County Washington | 19 | $ 1,871,000 | $ 98,000 | $ 64,000 |
| Fremont County Idaho | 18 | $ 1,521,000 | $ 84,000 | $ 58,000 |
| Jefferson County Montana | 18 | $ 2,028,000 | $ 112,000 | $ 31,000 |
| Sanders County Montana | 18 | $ 2,752,000 | $ 152,000 | $ 102,000 |
| Gem County Idaho | 16 | $ 1,626,000 | $ 101,000 | $ 54,000 |
| Bannock County Idaho | 15 | $ 1,319,000 | $ 87,000 | $ 51,000 |
| Sanpete County Utah | 15 | $ 1,644,000 | $ 109,000 | $ 68,000 |
| Franklin County Idaho | 14 | $ 1,085,000 | $ 77,000 | $ 47,000 |
| Idaho County Idaho | 12 | $ 1,730,000 | $ 144,000 | $ 77,000 |
| Jerome County Idaho | 12 | $ 1,154,000 | $ 96,000 | $ 48,000 |
| Stillwater County Montana | 12 | $ 1,294,000 | $ 107,000 | $ 33,000 |
| Iron County Utah | 12 | $ 905,000 | $ 75,000 | $ 29,000 |
| Valley County Idaho | 11 | $ 1,334,000 | $ 121,000 | $ 145,000 |
| Carbon County Montana | 11 | $ 1,290,000 | $ 117,000 | $ 44,000 |
| Morgan County Utah | 11 | $ 1,753,000 | $ 159,000 | $ 60,000 |
| Blaine County Idaho | 10 | $ 1,547,000 | $ 154,000 | $ 130,000 |
| Boundary County Idaho | 10 | $ 1,884,000 | $ 188,000 | $ 125,000 |
| Gooding County Idaho | 10 | $ 923,000 | $ 92,000 | $ 52,000 |
| Minidoka County Idaho | 10 | $ 780,000 | $ 78,000 | $ 49,000 |
| Teton County Idaho | 10 | $ 1,506,000 | $ 150,000 | $ 52,000 |
| Dawson County Montana | 10 | $ 617,000 | $ 61,000 | $ 23,000 |
| Millard County Utah | 10 | $ 797,000 | $ 79,000 | $ 29,000 |
| Whitman County Washington | 10 | $ 1,045,000 | $ 104,000 | $ 61,000 |
| Cassia County Idaho | 9 | $ 934,000 | $ 103,000 | $ 98,000 |
| Elmore County Idaho | 8 | $ 655,000 | $ 81,000 | $ 63,000 |
| Owyhee County Idaho | 8 | $ 709,000 | $ 88,000 | $ 57,000 |
| Glacier County Montana | 8 | $ 594,000 | $ 74,000 | $ 70,000 |
| Juab County Utah | 8 | $ 916,000 | $ 114,000 | $ 42,000 |
| King County Washington | 8 | $ 3,675,000 | $ 459,000 | $ 377,000 |
| Benewah County Idaho | 7 | $ 700,000 | $ 100,000 | $ 45,000 |
| Custer County Idaho | 7 | $ 802,000 | $ 114,000 | $ 74,000 |
| Custer County Montana | 7 | $ 409,000 | $ 58,000 | $ 37,000 |
| Duchesne County Utah | 7 | $ 437,000 | $ 62,000 | $ 38,000 |
| Grand County Utah | 7 | $ 1,219,000 | $ 174,000 | $ 138,000 |
| Sevier County Utah | 7 | $ 723,000 | $ 103,000 | $ 32,000 |
| Lincoln County Idaho | 6 | $ 496,000 | $ 82,000 | $ 47,000 |
| Shoshone County Idaho | 6 | $ 267,000 | $ 44,000 | $ 31,000 |
| Big Horn County Montana | 6 | $ 405,000 | $ 67,000 | $ 34,000 |
| Madison County Montana | 6 | $ 1,209,000 | $ 201,000 | $ 97,000 |
| Mineral County Montana | 6 | $ 389,000 | $ 64,000 | $ 9,000 |
| Carbon County Utah | 6 | $ 844,000 | $ 140,000 | $ 66,000 |
| Bear Lake County Idaho | 5 | $ 311,000 | $ 62,000 | $ 68,000 |
| Beaverhead County Montana | 5 | $ 729,000 | $ 145,000 | $ 155,000 |
| Granite County Montana | 5 | $ 491,000 | $ 98,000 | $ 46,000 |
| Hill County Montana | 5 | $ 512,000 | $ 102,000 | $ 45,000 |
| Richland County Montana | 5 | $ 427,000 | $ 85,000 | $ 23,000 |
| Sweet Grass County Montana | 5 | $ 578,000 | $ 115,000 | $ 28,000 |
| Valley County Montana | 5 | $ 436,000 | $ 87,000 | $ 36,000 |
| Butte County Idaho | 4 | $ 261,000 | $ 65,000 | $ 53,000 |
| Payette County Idaho | 4 | $ 302,000 | $ 75,000 | $ 59,000 |
| Washington County Idaho | 4 | $ 417,000 | $ 104,000 | $ 31,000 |
| Broadwater County Montana | 4 | $ 388,000 | $ 97,000 | $ 70,000 |
| Pondera County Montana | 4 | $ 298,000 | $ 74,000 | $ 57,000 |
| Rich County Utah | 4 | $ 3,053,000 | $ 763,000 | $ 421,000 |
| Asotin County Washington | 4 | $ 340,000 | $ 85,000 | $ 71,000 |
| Benton County Washington | 4 | $ 506,000 | $ 126,000 | $ 60,000 |
| Pend Oreille County Washington | 4 | $ 554,000 | $ 138,000 | $ 89,000 |
| Adams County Idaho | 3 | $ 223,000 | $ 74,000 | $ 29,000 |
| Caribou County Idaho | 3 | $ 198,000 | $ 66,000 | $ 48,000 |
| Lemhi County Idaho | 3 | $ 301,000 | $ 100,000 | $ 91,000 |
| Lewis County Idaho | 3 | $ 274,000 | $ 91,000 | $ 68,000 |
| Deer Lodge County Montana | 3 | $ 191,000 | $ 63,000 | $ 56,000 |
| Teton County Montana | 3 | $ 223,000 | $ 74,000 | $ 17,000 |
| Kane County Utah | 3 | $ 284,000 | $ 94,000 | $ 65,000 |
| Clark County Washington | 3 | $ 247,000 | $ 82,000 | $ 51,000 |
| Los Angeles County California | 2 | $ 525,000 | $ 262,000 | $ 46,000 |
| San Diego County California | 2 | $ 170,000 | $ 85,000 | $ 57,000 |
| Oneida County Idaho | 2 | $ 168,000 | $ 84,000 | $ 46,000 |
| Fallon County Montana | 2 | $ 128,000 | $ 64,000 | $ 36,000 |
| Powell County Montana | 2 | $ 163,000 | $ 81,000 | $ 148,000 |
| Toole County Montana | 2 | $ 182,000 | $ 91,000 | $ 17,000 |
| Beaver County Utah | 2 | $ 173,000 | $ 86,000 | $ 22,000 |
| Garfield County Utah | 2 | $ 118,000 | $ 59,000 | $ 42,000 |
| San Juan County Utah | 2 | $ 217,000 | $ 108,000 | $ 38,000 |
| Uintah County Utah | 2 | $ 167,000 | $ 83,000 | $ 72,000 |
| Franklin County Washington | 2 | $ 277,000 | $ 138,000 | $ 104,000 |
| Kitsap County Washington | 2 | $ 386,000 | $ 193,000 | $ 50,000 |
| Lincoln County Washington | 2 | $ 173,000 | $ 86,000 | $ 49,000 |
| Mason County Washington | 2 | $ 147,000 | $ 73,000 | $ 202,000 |
| Whatcom County Washington | 2 | $ 184,000 | $ 92,000 | $ 96,000 |
| Maricopa County Arizona | 1 | $ 118,000 | $ 118,000 | $ 37,000 |
| Orange County California | 1 | $ 215,000 | $ 215,000 | $ 137,000 |
| San Francisco County California | 1 | $ 52,000 | $ 52,000 | $ 23,000 |
| San Luis Obispo County California | 1 | $ 117,000 | $ 117,000 | $ 70,000 |
| Summit County Colorado | 1 | $ 470,000 | $ 470,000 | $ 144,000 |
| Camas County Idaho | 1 | $ 122,000 | $ 122,000 | $ 63,000 |
| Clearwater County Idaho | 1 | $ 136,000 | $ 136,000 | $ 68,000 |
| Cook County Illinois | 1 | $ 135,000 | $ 135,000 | $ 19,000 |
| Kane County Illinois | 1 | $ 156,000 | $ 156,000 | $ 61,000 |
| Howard County Maryland | 1 | $ 76,000 | $ 76,000 | $ 384,000 |
| Queen Anne's County Maryland | 1 | $ 140,000 | $ 140,000 | $ 117,000 |
| Middlesex County Massachusetts | 1 | $ 170,000 | $ 170,000 | $ 0 |
| Blaine County Montana | 1 | $ 53,000 | $ 53,000 | $ 0 |
| Fergus County Montana | 1 | $ 68,000 | $ 68,000 | $ 43,000 |
| Golden Valley County Montana | 1 | $ 46,000 | $ 46,000 | $ 84,000 |
| McCone County Montana | 1 | $ 111,000 | $ 111,000 | $ 60,000 |
| Musselshell County Montana | 1 | $ 70,000 | $ 70,000 | $ 23,000 |
| Phillips County Montana | 1 | $ 70,000 | $ 70,000 | $ 71,000 |
| Roosevelt County Montana | 1 | $ 135,000 | $ 135,000 | $ 54,000 |
| Rosebud County Montana | 1 | $ 59,000 | $ 59,000 | $ 44,000 |
| Sheridan County Montana | 1 | $ 60,000 | $ 60,000 | $ 0 |
| Schenectady County New York | 1 | $ 164,000 | $ 164,000 | $ 108,000 |
| Clatsop County Oregon | 1 | $ 111,000 | $ 111,000 | $ 91,000 |
| Lane County Oregon | 1 | $ 102,000 | $ 102,000 | $ 40,000 |
| Marion County Oregon | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Berkeley County South Carolina | 1 | $ 164,000 | $ 164,000 | $ 0 |
| Davidson County Tennessee | 1 | $ 181,000 | $ 181,000 | $ 0 |
| Maury County Tennessee | 1 | $ 136,000 | $ 136,000 | $ 0 |
| Daggett County Utah | 1 | $ 83,000 | $ 83,000 | $ 45,000 |
| Emery County Utah | 1 | $ 81,000 | $ 81,000 | $ 68,000 |
| Piute County Utah | 1 | $ 78,000 | $ 78,000 | $ 0 |
| Ferry County Washington | 1 | $ 75,000 | $ 75,000 | $ 43,000 |
| Island County Washington | 1 | $ 710,000 | $ 710,000 | $ 408,000 |
| Lewis County Washington | 1 | $ 180,000 | $ 180,000 | $ 73,000 |
| Pierce County Washington | 1 | $ 115,000 | $ 115,000 | $ 60,000 |
| Snohomish County Washington | 1 | $ 126,000 | $ 126,000 | $ 83,000 |
| Thurston County Washington | 1 | $ 185,000 | $ 185,000 | $ 59,000 |
| Yakima County Washington | 1 | $ 90,000 | $ 90,000 | $ 61,000 |
Mortgage Loan Application Detail Totals for Washington Mutual Bank, Fsb in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 7,617 | $947,314,000 | $129,111 | $3,430,000 | $83,888 | $1,436,000 |
| Home Purchase (one-to-four family) | 1,004 | $157,739,000 | $192,272 | $2,000,000 | $66,272 | $3,000,000 |
| Home Improvement (one-to-four family) | 49 | $1,533,000 | $30,666 | $87,000 | $62,333 | $117,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 6,858 | $868,144,000 | $162,000 | $3,430,000 | $97,444 | $3,000,000 |
| Information not provided by applicant in mail or telephone application | 1,353 | $188,545,000 | $140,500 | $1,606,000 | $59,900 | $1,295,000 |
| Hispanic | 237 | $24,335,000 | $154,166 | $461,000 | $51,333 | $765,000 |
| Asian or Pacific Islander | 132 | $15,277,000 | $126,333 | $323,000 | $64,333 | $198,000 |
| Other | 33 | $4,162,000 | $124,000 | $280,000 | $50,666 | $100,000 |
| American Indian or Alaskan Native | 31 | $3,225,000 | $106,000 | $176,000 | $54,000 | $177,000 |
| Black | 26 | $2,898,000 | $120,250 | $270,000 | $41,000 | $103,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 8,506 | $1,091,304,000 | $161,285 | $3,430,000 | $74,714 | $3,000,000 |
| FHA-insured (Federal Housing Administration) | 100 | $8,205,000 | $80,500 | $164,000 | $37,000 | $143,000 |
| VA-guaranteed (Veterans Administration) | 64 | $7,077,000 | $145,000 | $224,000 | $9,000 | $84,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 6,502 | $810,695,000 | $145,333 | $1,690,000 | $59,111 | $1,436,000 |
| Application Denied By Financial Institution | 1,218 | $167,134,000 | $121,000 | $3,430,000 | $75,142 | $3,000,000 |
| Application Approved But Not Accepted | 545 | $71,906,000 | $187,000 | $2,060,000 | $99,800 | $1,000,000 |
| Application Withdrawn By Applicant | 310 | $44,298,000 | $172,181 | $1,606,000 | $77,090 | $1,020,000 |
| File Closed For Incompleteness | 95 | $12,553,000 | $104,000 | $686,000 | $60,250 | $396,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 362 | $44,322,000 | $139,600 | $3,430,000 | $90,000 | $988,000 |
| Unverifiable Information | 239 | $33,908,000 | $126,200 | $2,600,000 | $80,800 | $1,208,000 |
| Debt-To-Income Ratio | 199 | $27,358,000 | $137,400 | $1,250,000 | $48,800 | $641,000 |
| Credit Application Incomplete | 179 | $26,478,000 | $145,750 | $1,788,000 | $113,250 | $3,000,000 |
| Other | 141 | $18,422,000 | $128,750 | $465,000 | $78,500 | $800,000 |
| Collateral | 86 | $13,702,000 | $152,250 | $725,000 | $96,750 | $789,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 9 | $2,524,000 | $244,333 | $1,260,000 | $93,000 | $420,000 |
| Employment History | 3 | $420,000 | $135,000 | $155,000 | $51,500 | $60,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Washington Mutual Bank, Fsb's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Washington Mutual Bank, Fsb's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet
with aggregated HMDA statistics today.