Webster Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2003
Webster Bank 2003 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Webster Bank 609 West Johnson Ave Cheshire, CT 06410 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2003 |
| Total Number of Mortgage Applications | 38,614 |
| Total Mortgage Loan Application Amount | $6,234,711,000 |
| Average Mortgage Loan Application Amount | $179,494 |
| Highest Mortgage Loan Application Amount | $5,000,000 |
| Average Applicant Income | $70,646 |
| Highest Applicant Income | $4,826,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2003 with Webster Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Webster Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2003 breaks down Webster Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Webster Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Webster Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Webster Bank's mortgage activity for 2003.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| HARTFORD, CT | 8,080 | $ 1,017,991,000 | $ 125,000 | $ 61,000 |
| CHICAGO, IL | 3,541 | $ 570,818,000 | $ 161,000 | $ 59,000 |
| NEW HAVEN-MERIDEN, CT | 2,801 | $ 406,962,000 | $ 145,000 | $ 68,000 |
| PHOENIX-MESA, AZ | 2,182 | $ 314,761,000 | $ 144,000 | $ 54,000 |
| BRIDGEPORT, CT | 1,867 | $ 306,060,000 | $ 163,000 | $ 75,000 |
| WATERBURY, CT | 1,443 | $ 164,617,000 | $ 114,000 | $ 55,000 |
| BOSTON, MA-NH | 1,138 | $ 269,159,000 | $ 236,000 | $ 102,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 661 | $ 127,689,000 | $ 193,000 | $ 70,000 |
| STAMFORD-NORWALK, CT | 602 | $ 214,538,000 | $ 356,000 | $ 158,000 |
| ATLANTA, GA | 578 | $ 99,891,000 | $ 172,000 | $ 69,000 |
| PORTLAND-VANCOUVER, OR-WA | 563 | $ 88,190,000 | $ 156,000 | $ 57,000 |
| DANBURY, CT | 552 | $ 121,282,000 | $ 219,000 | $ 103,000 |
| NEW LONDON-NORWICH, CT-RI | 531 | $ 86,520,000 | $ 162,000 | $ 78,000 |
| BURLINGTON, VT | 510 | $ 71,283,000 | $ 139,000 | $ 75,000 |
| GARY, IN | 488 | $ 52,762,000 | $ 108,000 | $ 53,000 |
| BREMERTON, WA | 390 | $ 56,238,000 | $ 144,000 | $ 59,000 |
| WORCESTER, MA-CT | 289 | $ 49,328,000 | $ 170,000 | $ 75,000 |
| NASSAU-SUFFOLK, NY | 273 | $ 164,234,000 | $ 601,000 | $ 350,000 |
| GREENVILLE-SPARTANBURG-ANDERSON, SC | 261 | $ 29,596,000 | $ 113,000 | $ 49,000 |
| PROVIDENCE-FALL RIVER-WARWICK, RI-MA | 238 | $ 37,016,000 | $ 155,000 | $ 65,000 |
| TACOMA, WA | 235 | $ 36,331,000 | $ 154,000 | $ 56,000 |
| PORTLAND, ME | 234 | $ 37,049,000 | $ 158,000 | $ 64,000 |
| NEW YORK, NY | 208 | $ 110,452,000 | $ 531,000 | $ 269,000 |
| AKRON, OH | 196 | $ 21,511,000 | $ 109,000 | $ 58,000 |
| ST. LOUIS, MO-IL | 195 | $ 26,585,000 | $ 136,000 | $ 64,000 |
| SALEM, OR | 157 | $ 20,434,000 | $ 130,000 | $ 63,000 |
| LOWELL, MA-NH | 153 | $ 29,144,000 | $ 190,000 | $ 54,000 |
| SPRINGFIELD, MA | 147 | $ 18,398,000 | $ 125,000 | $ 75,000 |
| MINNEAPOLIS-ST. PAUL, MN-WI | 145 | $ 35,638,000 | $ 245,000 | $ 51,000 |
| MANCHESTER, NH | 142 | $ 23,729,000 | $ 167,000 | $ 57,000 |
| TUCSON, AZ | 133 | $ 17,274,000 | $ 129,000 | $ 85,000 |
| PORTSMOUTH-ROCHESTER, NH-ME | 129 | $ 23,363,000 | $ 181,000 | $ 89,000 |
| YAKIMA, WA | 122 | $ 14,065,000 | $ 115,000 | $ 51,000 |
| GREENSBORO--WINSTON-SALEM--HIGH POINT, NC | 119 | $ 13,395,000 | $ 112,000 | $ 45,000 |
| BARNSTABLE-YARMOUTH, MA | 117 | $ 23,302,000 | $ 199,000 | $ 96,000 |
| SPOKANE, WA | 112 | $ 13,384,000 | $ 119,000 | $ 56,000 |
| CANTON-MASSILLON, OH | 110 | $ 10,898,000 | $ 99,000 | $ 48,000 |
| BALTIMORE, MD | 105 | $ 29,437,000 | $ 280,000 | $ 68,000 |
| DETROIT, MI | 105 | $ 14,544,000 | $ 138,000 | $ 64,000 |
| MISSOULA, MT | 101 | $ 15,970,000 | $ 158,000 | $ 98,000 |
| LOS ANGELES-LONG BEACH, CA | 96 | $ 41,213,000 | $ 429,000 | $ 82,000 |
| INDIANAPOLIS, IN | 94 | $ 11,351,000 | $ 120,000 | $ 64,000 |
| NASHUA, NH | 94 | $ 14,824,000 | $ 157,000 | $ 57,000 |
| DENVER, CO | 92 | $ 29,250,000 | $ 317,000 | $ 56,000 |
| BROCKTON, MA | 89 | $ 16,826,000 | $ 189,000 | $ 63,000 |
| NASHVILLE, TN | 89 | $ 14,676,000 | $ 164,000 | $ 82,000 |
| RICHLAND-KENNEWICK-PASCO, WA | 88 | $ 11,545,000 | $ 131,000 | $ 69,000 |
| LAWRENCE, MA-NH | 83 | $ 16,530,000 | $ 199,000 | $ 90,000 |
| ROCKFORD, IL | 83 | $ 7,569,000 | $ 91,000 | $ 44,000 |
| MELBOURNE-TITUSVILLE-PALM BAY, FL | 82 | $ 9,596,000 | $ 117,000 | $ 74,000 |
| SALT LAKE CITY-OGDEN, UT | 80 | $ 13,111,000 | $ 163,000 | $ 80,000 |
| BOISE CITY, ID | 75 | $ 9,231,000 | $ 123,000 | $ 65,000 |
| LAS VEGAS, NV-AZ | 75 | $ 14,470,000 | $ 192,000 | $ 121,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 75 | $ 9,526,000 | $ 127,000 | $ 73,000 |
| PHILADELPHIA, PA-NJ | 74 | $ 11,662,000 | $ 157,000 | $ 71,000 |
| OMAHA, NE-IA | 71 | $ 7,776,000 | $ 109,000 | $ 54,000 |
| CLEVELAND-LORAIN-ELYRIA, OH | 67 | $ 8,651,000 | $ 129,000 | $ 58,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 66 | $ 9,510,000 | $ 144,000 | $ 67,000 |
| SAN FRANCISCO, CA | 66 | $ 29,512,000 | $ 447,000 | $ 64,000 |
| SPRINGFIELD, MO | 66 | $ 6,661,000 | $ 100,000 | $ 47,000 |
| BUFFALO-NIAGARA FALLS, NY | 64 | $ 8,377,000 | $ 130,000 | $ 73,000 |
| OLYMPIA, WA | 63 | $ 8,825,000 | $ 140,000 | $ 69,000 |
| RALEIGH-DURHAM-CHAPEL HILL, NC | 63 | $ 7,868,000 | $ 124,000 | $ 58,000 |
| SAN JOSE, CA | 60 | $ 24,256,000 | $ 404,000 | $ 80,000 |
| TOPEKA, KS | 59 | $ 5,320,000 | $ 90,000 | $ 44,000 |
| CHARLOTTE-GASTONIA-ROCK HILL, NC-SC | 58 | $ 11,625,000 | $ 200,000 | $ 81,000 |
| OAKLAND, CA | 58 | $ 17,618,000 | $ 303,000 | $ 89,000 |
| NEW BEDFORD, MA | 52 | $ 9,160,000 | $ 176,000 | $ 66,000 |
| PUNTA GORDA, FL | 52 | $ 5,452,000 | $ 104,000 | $ 49,000 |
| COLUMBUS, OH | 50 | $ 5,895,000 | $ 117,000 | $ 55,000 |
| BILLINGS, MT | 48 | $ 4,865,000 | $ 101,000 | $ 60,000 |
| SAN DIEGO, CA | 47 | $ 15,820,000 | $ 336,000 | $ 114,000 |
| FITCHBURG-LEOMINSTER, MA | 46 | $ 7,630,000 | $ 165,000 | $ 92,000 |
| ALBUQUERQUE, NM | 38 | $ 5,945,000 | $ 156,000 | $ 80,000 |
| SARASOTA-BRADENTON, FL | 38 | $ 6,216,000 | $ 163,000 | $ 126,000 |
| COLUMBIA, SC | 36 | $ 4,010,000 | $ 111,000 | $ 60,000 |
| LANSING-EAST LANSING, MI | 36 | $ 4,600,000 | $ 127,000 | $ 79,000 |
| MONMOUTH-OCEAN, NJ | 36 | $ 11,358,000 | $ 315,000 | $ 164,000 |
| MIDDLESEX-SOMERSET-HUNTERDON, NJ | 33 | $ 8,965,000 | $ 271,000 | $ 131,000 |
| NEWARK, NJ | 33 | $ 12,037,000 | $ 364,000 | $ 105,000 |
| ROCHESTER, NY | 32 | $ 3,612,000 | $ 112,000 | $ 72,000 |
| VALLEJO-FAIRFIELD-NAPA, CA | 32 | $ 7,010,000 | $ 219,000 | $ 31,000 |
| ALBANY-SCHENECTADY-TROY, NY | 31 | $ 4,328,000 | $ 139,000 | $ 83,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 31 | $ 2,339,000 | $ 75,000 | $ 40,000 |
| MYRTLE BEACH, SC | 30 | $ 3,551,000 | $ 118,000 | $ 75,000 |
| TOLEDO, OH | 30 | $ 3,842,000 | $ 128,000 | $ 130,000 |
| DUTCHESS COUNTY, NY | 29 | $ 8,825,000 | $ 304,000 | $ 180,000 |
| ORANGE COUNTY, CA | 29 | $ 9,887,000 | $ 340,000 | $ 63,000 |
| WICHITA, KS | 29 | $ 2,549,000 | $ 87,000 | $ 45,000 |
| YOLO, CA | 27 | $ 6,549,000 | $ 242,000 | $ 21,000 |
| VENTURA, CA | 26 | $ 9,560,000 | $ 367,000 | $ 109,000 |
| KANKAKEE, IL | 25 | $ 2,778,000 | $ 111,000 | $ 49,000 |
| LEWISTON-AUBURN, ME | 25 | $ 2,959,000 | $ 118,000 | $ 64,000 |
| PITTSFIELD, MA | 25 | $ 2,506,000 | $ 100,000 | $ 43,000 |
| BERGEN-PASSAIC, NJ | 23 | $ 9,909,000 | $ 430,000 | $ 157,000 |
| DAYTONA BEACH, FL | 22 | $ 2,187,000 | $ 99,000 | $ 71,000 |
| COLUMBIA, MO | 21 | $ 2,298,000 | $ 109,000 | $ 43,000 |
| SACRAMENTO, CA | 21 | $ 5,004,000 | $ 238,000 | $ 42,000 |
| WEST PALM BEACH-BOCA RATON, FL | 20 | $ 6,490,000 | $ 324,000 | $ 148,000 |
| WASHINGTON, DC-MD-VA-WV | 19 | $ 7,641,000 | $ 402,000 | $ 33,000 |
| BELLINGHAM, WA | 18 | $ 2,921,000 | $ 162,000 | $ 92,000 |
| YOUNGSTOWN-WARREN, OH | 18 | $ 1,335,000 | $ 74,000 | $ 54,000 |
| HOUSTON, TX | 16 | $ 4,932,000 | $ 308,000 | $ 39,000 |
| NAPLES, FL | 16 | $ 4,236,000 | $ 264,000 | $ 159,000 |
| SOUTH BEND, IN | 16 | $ 1,385,000 | $ 86,000 | $ 39,000 |
| DALLAS, TX | 15 | $ 6,555,000 | $ 437,000 | $ 28,000 |
| FLAGSTAFF, AZ-UT | 15 | $ 2,105,000 | $ 140,000 | $ 58,000 |
| MACON, GA | 15 | $ 1,121,000 | $ 74,000 | $ 55,000 |
| RIVERSIDE-SAN BERNARDINO, CA | 15 | $ 2,496,000 | $ 166,000 | $ 102,000 |
| YORK, PA | 15 | $ 1,466,000 | $ 97,000 | $ 49,000 |
| COLORADO SPRINGS, CO | 13 | $ 2,284,000 | $ 175,000 | $ 64,000 |
| FORT LAUDERDALE, FL | 13 | $ 2,146,000 | $ 165,000 | $ 161,000 |
| HICKORY-MORGANTON-LENOIR, NC | 13 | $ 1,061,000 | $ 81,000 | $ 45,000 |
| RENO, NV | 13 | $ 2,350,000 | $ 180,000 | $ 79,000 |
| COLUMBUS, GA-AL | 12 | $ 2,251,000 | $ 187,000 | $ 94,000 |
| KANSAS CITY, MO-KS | 12 | $ 2,009,000 | $ 167,000 | $ 45,000 |
| ANN ARBOR, MI | 11 | $ 1,888,000 | $ 171,000 | $ 69,000 |
| GREELEY, CO | 11 | $ 1,848,000 | $ 168,000 | $ 80,000 |
| MILWAUKEE-WAUKESHA, WI | 11 | $ 2,599,000 | $ 236,000 | $ 137,000 |
| YUMA, AZ | 11 | $ 1,104,000 | $ 100,000 | $ 36,000 |
| AUSTIN-SAN MARCOS, TX | 10 | $ 4,024,000 | $ 402,000 | $ 13,000 |
| BOULDER-LONGMONT, CO | 10 | $ 3,259,000 | $ 325,000 | $ 80,000 |
| EUGENE-SPRINGFIELD, OR | 10 | $ 1,482,000 | $ 148,000 | $ 55,000 |
| FLORENCE, SC | 10 | $ 1,209,000 | $ 120,000 | $ 64,000 |
| KNOXVILLE, TN | 10 | $ 1,167,000 | $ 116,000 | $ 76,000 |
| NEWBURGH, NY-PA | 10 | $ 1,751,000 | $ 175,000 | $ 112,000 |
| ORLANDO, FL | 10 | $ 1,612,000 | $ 161,000 | $ 61,000 |
| SANTA ROSA, CA | 10 | $ 4,385,000 | $ 438,000 | $ 40,000 |
| SPRINGFIELD, IL | 10 | $ 1,115,000 | $ 111,000 | $ 74,000 |
| WILMINGTON, NC | 9 | $ 1,456,000 | $ 161,000 | $ 80,000 |
| LAKELAND-WINTER HAVEN, FL | 8 | $ 838,000 | $ 104,000 | $ 52,000 |
| MANSFIELD, OH | 8 | $ 742,000 | $ 92,000 | $ 57,000 |
| MIAMI, FL | 8 | $ 3,388,000 | $ 423,000 | $ 249,000 |
| OCALA, FL | 8 | $ 616,000 | $ 77,000 | $ 35,000 |
| PEORIA-PEKIN, IL | 8 | $ 751,000 | $ 93,000 | $ 44,000 |
| APPLETON-OSHKOSH-NEENAH, WI | 7 | $ 1,347,000 | $ 192,000 | $ 80,000 |
| CINCINNATI, OH-KY-IN | 7 | $ 1,093,000 | $ 156,000 | $ 79,000 |
| DES MOINES, IA | 7 | $ 1,175,000 | $ 167,000 | $ 69,000 |
| EVANSVILLE-HENDERSON, IN-KY | 7 | $ 575,000 | $ 82,000 | $ 44,000 |
| FORT COLLINS-LOVELAND, CO | 7 | $ 1,613,000 | $ 230,000 | $ 33,000 |
| GLENS FALLS, NY | 7 | $ 649,000 | $ 92,000 | $ 46,000 |
| GRAND RAPIDS-MUSKEGON-HOLLAND, MI | 7 | $ 901,000 | $ 128,000 | $ 59,000 |
| KALAMAZOO-BATTLE CREEK, MI | 7 | $ 722,000 | $ 103,000 | $ 62,000 |
| LAFAYETTE, IN | 7 | $ 656,000 | $ 93,000 | $ 37,000 |
| SYRACUSE, NY | 7 | $ 825,000 | $ 117,000 | $ 79,000 |
| CORVALLIS, OR | 6 | $ 753,000 | $ 125,000 | $ 63,000 |
| DAYTON-SPRINGFIELD, OH | 6 | $ 643,000 | $ 107,000 | $ 52,000 |
| FORT MYERS-CAPE CORAL, FL | 6 | $ 1,051,000 | $ 175,000 | $ 119,000 |
| HONOLULU, HI | 6 | $ 1,940,000 | $ 323,000 | $ 83,000 |
| LANCASTER, PA | 6 | $ 870,000 | $ 145,000 | $ 49,000 |
| OKLAHOMA CITY, OK | 6 | $ 952,000 | $ 158,000 | $ 78,000 |
| RACINE, WI | 6 | $ 602,000 | $ 100,000 | $ 31,000 |
| RICHMOND-PETERSBURG, VA | 6 | $ 1,567,000 | $ 261,000 | $ 66,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA | 5 | $ 468,000 | $ 93,000 | $ 53,000 |
| BANGOR, ME | 5 | $ 528,000 | $ 105,000 | $ 47,000 |
| BLOOMINGTON-NORMAL, IL | 5 | $ 700,000 | $ 140,000 | $ 86,000 |
| ELKHART-GOSHEN, IN | 5 | $ 425,000 | $ 85,000 | $ 45,000 |
| FORT WAYNE, IN | 5 | $ 386,000 | $ 77,000 | $ 74,000 |
| JACKSON, MI | 5 | $ 440,000 | $ 88,000 | $ 91,000 |
| LAWRENCE, KS | 5 | $ 603,000 | $ 120,000 | $ 41,000 |
| MEMPHIS, TN-AR-MS | 5 | $ 1,080,000 | $ 216,000 | $ 152,000 |
| NORFOLK-VIRGINIA BEACH-NEWPORT NEWS, VA-NC | 5 | $ 975,000 | $ 195,000 | $ 110,000 |
| PROVO-OREM, UT | 5 | $ 877,000 | $ 175,000 | $ 45,000 |
| READING, PA | 5 | $ 437,000 | $ 87,000 | $ 58,000 |
| SANTA BARBARA-SANTA MARIA-LOMPOC, CA | 5 | $ 1,881,000 | $ 376,000 | $ 13,000 |
| SANTA CRUZ-WATSONVILLE, CA | 5 | $ 2,482,000 | $ 496,000 | $ 0 |
| TULSA, OK | 5 | $ 486,000 | $ 97,000 | $ 45,000 |
| ATHENS, GA | 4 | $ 848,000 | $ 212,000 | $ 71,000 |
| ELMIRA, NY | 4 | $ 385,000 | $ 96,000 | $ 79,000 |
| SALINAS, CA | 4 | $ 1,573,000 | $ 393,000 | $ 68,000 |
| SAN LUIS OBISPO-ATASCADERO-PASO ROBLES, CA | 4 | $ 1,512,000 | $ 378,000 | $ 0 |
| STOCKTON-LODI, CA | 4 | $ 939,000 | $ 234,000 | $ 93,000 |
| BENTON HARBOR, MI | 3 | $ 625,000 | $ 208,000 | $ 150,000 |
| CHAMPAIGN-URBANA, IL | 3 | $ 233,000 | $ 77,000 | $ 61,000 |
| CHATTANOOGA, TN-GA | 3 | $ 242,000 | $ 80,000 | $ 45,000 |
| FLINT, MI | 3 | $ 265,000 | $ 88,000 | $ 49,000 |
| FRESNO, CA | 3 | $ 576,000 | $ 192,000 | $ 58,000 |
| GREAT FALLS, MT | 3 | $ 551,000 | $ 183,000 | $ 306,000 |
| HAGERSTOWN, MD | 3 | $ 279,000 | $ 93,000 | $ 56,000 |
| JACKSONVILLE, FL | 3 | $ 788,000 | $ 262,000 | $ 164,000 |
| JOHNSON CITY-KINGSPORT-BRISTOL, TN-VA | 3 | $ 234,000 | $ 78,000 | $ 44,000 |
| LIMA, OH | 3 | $ 429,000 | $ 143,000 | $ 81,000 |
| LINCOLN, NE | 3 | $ 240,000 | $ 80,000 | $ 89,000 |
| LOUISVILLE, KY-IN | 3 | $ 816,000 | $ 272,000 | $ 51,000 |
| PITTSBURGH, PA | 3 | $ 172,000 | $ 57,000 | $ 75,000 |
| UTICA-ROME, NY | 3 | $ 847,000 | $ 282,000 | $ 719,000 |
| ASHEVILLE, NC | 2 | $ 228,000 | $ 114,000 | $ 63,000 |
| ATLANTIC-CAPE MAY, NJ | 2 | $ 276,000 | $ 138,000 | $ 68,000 |
| DECATUR, IL | 2 | $ 173,000 | $ 86,000 | $ 144,000 |
| FORT PIERCE-PORT ST. LUCIE, FL | 2 | $ 399,000 | $ 199,000 | $ 87,000 |
| FORT WORTH-ARLINGTON, TX | 2 | $ 433,000 | $ 216,000 | $ 11,000 |
| HARRISBURG-LEBANON-CARLISLE, PA | 2 | $ 343,000 | $ 171,000 | $ 99,000 |
| JANESVILLE-BELOIT, WI | 2 | $ 114,000 | $ 57,000 | $ 29,000 |
| JERSEY CITY, NJ | 2 | $ 766,000 | $ 383,000 | $ 41,000 |
| JOPLIN, MO | 2 | $ 107,000 | $ 53,000 | $ 78,000 |
| KENOSHA, WI | 2 | $ 187,000 | $ 93,000 | $ 11,000 |
| KOKOMO, IN | 2 | $ 181,000 | $ 90,000 | $ 33,000 |
| PUEBLO, CO | 2 | $ 189,000 | $ 94,000 | $ 34,000 |
| ROANOKE, VA | 2 | $ 430,000 | $ 215,000 | $ 66,000 |
| SAN ANTONIO, TX | 2 | $ 902,000 | $ 451,000 | $ 0 |
| SAVANNAH, GA | 2 | $ 258,000 | $ 129,000 | $ 50,000 |
| WAUSAU, WI | 2 | $ 226,000 | $ 113,000 | $ 48,000 |
| ANCHORAGE, AK | 1 | $ 88,000 | $ 88,000 | $ 54,000 |
| AUGUSTA-AIKEN, GA-SC | 1 | $ 77,000 | $ 77,000 | $ 62,000 |
| BINGHAMTON, NY | 1 | $ 37,000 | $ 37,000 | $ 17,000 |
| CHARLESTON, WV | 1 | $ 66,000 | $ 66,000 | $ 43,000 |
| DECATUR, AL | 1 | $ 66,000 | $ 66,000 | $ 29,000 |
| DUBUQUE, IA | 1 | $ 94,000 | $ 94,000 | $ 45,000 |
| FAYETTEVILLE, NC | 1 | $ 87,000 | $ 87,000 | $ 92,000 |
| GAINESVILLE, FL | 1 | $ 139,000 | $ 139,000 | $ 116,000 |
| GOLDSBORO, NC | 1 | $ 31,000 | $ 31,000 | $ 44,000 |
| GRAND JUNCTION, CO | 1 | $ 85,000 | $ 85,000 | $ 35,000 |
| GREENVILLE, NC | 1 | $ 77,000 | $ 77,000 | $ 77,000 |
| JACKSONVILLE, NC | 1 | $ 86,000 | $ 86,000 | $ 23,000 |
| JAMESTOWN, NY | 1 | $ 134,000 | $ 134,000 | $ 50,000 |
| LAS CRUCES, NM | 1 | $ 120,000 | $ 120,000 | $ 84,000 |
| LYNCHBURG, VA | 1 | $ 101,000 | $ 101,000 | $ 42,000 |
| MADISON, WI | 1 | $ 167,000 | $ 167,000 | $ 81,000 |
| MERCED, CA | 1 | $ 151,000 | $ 151,000 | $ 69,000 |
| MODESTO, CA | 1 | $ 88,000 | $ 88,000 | $ 65,000 |
| ODESSA-MIDLAND, TX | 1 | $ 109,000 | $ 109,000 | $ 86,000 |
| PANAMA CITY, FL | 1 | $ 38,000 | $ 38,000 | $ 34,000 |
| POCATELLO, ID | 1 | $ 100,000 | $ 100,000 | $ 54,000 |
| REDDING, CA | 1 | $ 200,000 | $ 200,000 | $ 136,000 |
| ROCKY MOUNT, NC | 1 | $ 30,000 | $ 30,000 | $ 32,000 |
| SANTA FE, NM | 1 | $ 450,000 | $ 450,000 | $ 108,000 |
| SHERMAN-DENISON, TX | 1 | $ 371,000 | $ 371,000 | $ 0 |
| SUMTER, SC | 1 | $ 73,000 | $ 73,000 | $ 16,000 |
| TRENTON, NJ | 1 | $ 452,000 | $ 452,000 | $ 0 |
| VISALIA-TULARE-PORTERVILLE, CA | 1 | $ 161,000 | $ 161,000 | $ 79,000 |
| WILMINGTON-NEWARK, DE-MD | 1 | $ 334,000 | $ 334,000 | $ 0 |
| YUBA CITY, CA | 1 | $ 127,000 | $ 127,000 | $ 126,000 |
Mortgage Loan Application Detail Totals for Webster Bank in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 29,960 | $4,841,834,000 | $183,500 | $4,000,000 | $73,520 | $4,826,000 |
| Home Purchase (one-to-four family) | 7,627 | $1,354,620,000 | $201,697 | $5,000,000 | $69,116 | $4,725,000 |
| Home Improvement (one-to-four family) | 1,027 | $38,257,000 | $36,125 | $500,000 | $61,625 | $600,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 26,939 | $4,183,704,000 | $161,765 | $5,000,000 | $86,574 | $4,826,000 |
| Information not provided by applicant in mail or telephone application | 6,013 | $970,696,000 | $154,317 | $2,500,000 | $81,024 | $3,275,000 |
| Hispanic | 1,884 | $250,199,000 | $124,272 | $480,000 | $54,969 | $415,000 |
| Not applicable | 1,388 | $487,148,000 | $388,702 | $1,026,000 | $0 | $0 |
| Black | 1,309 | $158,421,000 | $136,866 | $3,000,000 | $63,266 | $2,141,000 |
| Asian or Pacific Islander | 762 | $135,723,000 | $184,419 | $3,000,000 | $93,935 | $2,196,000 |
| Other | 217 | $32,341,000 | $157,448 | $685,000 | $68,620 | $325,000 |
| American Indian or Alaskan Native | 102 | $16,479,000 | $189,045 | $1,650,000 | $82,454 | $1,068,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 35,671 | $5,846,811,000 | $184,791 | $5,000,000 | $75,291 | $4,826,000 |
| FHA-insured (Federal Housing Administration) | 2,877 | $377,818,000 | $119,041 | $441,000 | $37,291 | $1,254,000 |
| VA-guaranteed (Veterans Administration) | 66 | $10,082,000 | $142,357 | $240,000 | $43,642 | $100,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 27,806 | $4,254,801,000 | $151,840 | $3,495,000 | $80,818 | $4,826,000 |
| Application Approved But Not Accepted | 4,430 | $738,148,000 | $158,547 | $3,500,000 | $75,642 | $3,076,000 |
| Application Denied By Financial Institution | 3,461 | $499,926,000 | $176,875 | $3,000,000 | $77,525 | $2,490,000 |
| Loan Purchased By The Institution | 1,388 | $487,148,000 | $388,702 | $1,026,000 | $0 | $0 |
| File Closed For Incompleteness | 810 | $138,465,000 | $176,294 | $5,000,000 | $76,970 | $4,725,000 |
| Application Withdrawn By Applicant | 719 | $116,223,000 | $164,687 | $1,500,000 | $84,531 | $1,174,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 1,430 | $194,643,000 | $165,361 | $1,200,000 | $51,444 | $754,000 |
| Credit History | 1,076 | $146,589,000 | $146,294 | $1,025,000 | $76,117 | $900,000 |
| Collateral | 452 | $62,720,000 | $210,166 | $3,000,000 | $103,566 | $1,657,000 |
| Other | 272 | $49,829,000 | $224,533 | $2,335,000 | $131,966 | $2,490,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 88 | $21,909,000 | $227,590 | $2,400,000 | $91,727 | $732,000 |
| Unverifiable Information | 59 | $9,548,000 | $156,764 | $483,000 | $43,176 | $300,000 |
| Employment History | 49 | $7,735,000 | $159,500 | $910,000 | $37,062 | $157,000 |
| Mortgage Insurance Denied | 31 | $4,028,000 | $118,615 | $347,000 | $76,769 | $223,000 |
| Credit Application Incomplete | 4 | $2,925,000 | $731,000 | $2,500,000 | $227,000 | $594,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Webster Bank's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Webster Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.