Wells Fargo Bank Iowa, Na
HMDA Loan Application Totals
and Mortgage Lending Details
for 2003
Wells Fargo Bank Iowa, Na 2003 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Wells Fargo Bank Iowa, Na 4406 Piedras Dr W, A Sefcik, T5600-021 San Antonio, TX 78228 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2003 |
| Total Number of Mortgage Applications | 3,723 |
| Total Mortgage Loan Application Amount | $213,963,000 |
| Average Mortgage Loan Application Amount | $99,558 |
| Highest Mortgage Loan Application Amount | $3,000,000 |
| Average Applicant Income | $97,735 |
| Highest Applicant Income | $1,397,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2003 with Wells Fargo Bank Iowa, Na. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Wells Fargo Bank Iowa, Na's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2003 breaks down Wells Fargo Bank Iowa, Na's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Wells Fargo Bank Iowa, Na serves its applicants.
Each category highlights the total number of mortgage applications processed by Wells Fargo Bank Iowa, Na, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Wells Fargo Bank Iowa, Na's mortgage activity for 2003.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Polk County Iowa | 582 | $ 31,597,000 | $ 54,000 | $ 52,000 |
| Scott County Iowa | 494 | $ 32,391,000 | $ 65,000 | $ 43,000 |
| Linn County Iowa | 468 | $ 27,512,000 | $ 58,000 | $ 57,000 |
| Black Hawk County Iowa | 236 | $ 16,789,000 | $ 71,000 | $ 48,000 |
| Marion County Iowa | 167 | $ 8,480,000 | $ 50,000 | $ 55,000 |
| Dallas County Iowa | 155 | $ 11,027,000 | $ 71,000 | $ 61,000 |
| Woodbury County Iowa | 145 | $ 7,103,000 | $ 48,000 | $ 58,000 |
| Cerro Gordo County Iowa | 124 | $ 6,978,000 | $ 56,000 | $ 57,000 |
| Marshall County Iowa | 116 | $ 5,094,000 | $ 43,000 | $ 56,000 |
| Story County Iowa | 95 | $ 5,741,000 | $ 60,000 | $ 63,000 |
| Benton County Iowa | 93 | $ 5,064,000 | $ 54,000 | $ 61,000 |
| Webster County Iowa | 87 | $ 4,614,000 | $ 53,000 | $ 97,000 |
| Warren County Iowa | 73 | $ 3,315,000 | $ 45,000 | $ 59,000 |
| Rock Island County Illinois | 59 | $ 3,797,000 | $ 64,000 | $ 47,000 |
| Jasper County Iowa | 51 | $ 1,853,000 | $ 36,000 | $ 52,000 |
| Johnson County Iowa | 48 | $ 3,878,000 | $ 80,000 | $ 73,000 |
| Crawford County Iowa | 43 | $ 2,153,000 | $ 50,000 | $ 38,000 |
| Poweshiek County Iowa | 41 | $ 1,589,000 | $ 38,000 | $ 69,000 |
| Wapello County Iowa | 41 | $ 1,264,000 | $ 30,000 | $ 76,000 |
| Butler County Iowa | 26 | $ 1,498,000 | $ 57,000 | $ 45,000 |
| Greene County Iowa | 24 | $ 906,000 | $ 37,000 | $ 64,000 |
| Grundy County Iowa | 24 | $ 1,375,000 | $ 57,000 | $ 59,000 |
| Bremer County Iowa | 22 | $ 1,673,000 | $ 76,000 | $ 79,000 |
| Tama County Iowa | 22 | $ 1,138,000 | $ 51,000 | $ 49,000 |
| Wright County Iowa | 22 | $ 865,000 | $ 39,000 | $ 46,000 |
| Boone County Iowa | 21 | $ 1,109,000 | $ 52,000 | $ 45,000 |
| Plymouth County Iowa | 18 | $ 877,000 | $ 48,000 | $ 61,000 |
| Calhoun County Iowa | 14 | $ 608,000 | $ 43,000 | $ 49,000 |
| Cass County Iowa | 14 | $ 670,000 | $ 47,000 | $ 136,000 |
| Hamilton County Iowa | 14 | $ 803,000 | $ 57,000 | $ 62,000 |
| Mahaska County Iowa | 14 | $ 548,000 | $ 39,000 | $ 68,000 |
| Muscatine County Iowa | 14 | $ 1,340,000 | $ 95,000 | $ 45,000 |
| Buchanan County Iowa | 13 | $ 487,000 | $ 37,000 | $ 48,000 |
| Jones County Iowa | 13 | $ 649,000 | $ 49,000 | $ 51,000 |
| Madison County Iowa | 13 | $ 755,000 | $ 58,000 | $ 68,000 |
| Palo Alto County Iowa | 12 | $ 331,000 | $ 27,000 | $ 44,000 |
| Dakota County Nebraska | 12 | $ 898,000 | $ 74,000 | $ 26,000 |
| Hardin County Iowa | 11 | $ 277,000 | $ 25,000 | $ 50,000 |
| Union County South Dakota | 11 | $ 492,000 | $ 44,000 | $ 108,000 |
| Cedar County Iowa | 10 | $ 455,000 | $ 45,000 | $ 50,000 |
| Carroll County Iowa | 9 | $ 387,000 | $ 43,000 | $ 48,000 |
| Monona County Iowa | 9 | $ 362,000 | $ 40,000 | $ 36,000 |
| Monroe County Iowa | 9 | $ 299,000 | $ 33,000 | $ 55,000 |
| Clayton County Iowa | 8 | $ 505,000 | $ 63,000 | $ 109,000 |
| Floyd County Iowa | 8 | $ 601,000 | $ 75,000 | $ 55,000 |
| Guthrie County Iowa | 8 | $ 652,000 | $ 81,000 | $ 75,000 |
| Keokuk County Iowa | 8 | $ 237,000 | $ 29,000 | $ 54,000 |
| Lucas County Iowa | 8 | $ 365,000 | $ 45,000 | $ 42,000 |
| Clinton County Iowa | 7 | $ 349,000 | $ 49,000 | $ 71,000 |
| Hancock County Iowa | 7 | $ 218,000 | $ 31,000 | $ 35,000 |
| Dickinson County Iowa | 6 | $ 902,000 | $ 150,000 | $ 76,000 |
| Franklin County Iowa | 6 | $ 342,000 | $ 57,000 | $ 58,000 |
| Harrison County Iowa | 6 | $ 218,000 | $ 36,000 | $ 59,000 |
| Worth County Iowa | 6 | $ 219,000 | $ 36,000 | $ 37,000 |
| Henry County Illinois | 5 | $ 283,000 | $ 56,000 | $ 49,000 |
| Davis County Iowa | 5 | $ 82,000 | $ 16,000 | $ 58,000 |
| Des Moines County Iowa | 5 | $ 436,000 | $ 87,000 | $ 96,000 |
| Fayette County Iowa | 5 | $ 118,000 | $ 23,000 | $ 54,000 |
| Humboldt County Iowa | 5 | $ 289,000 | $ 57,000 | $ 54,000 |
| Adair County Iowa | 4 | $ 204,000 | $ 51,000 | $ 46,000 |
| Clarke County Iowa | 4 | $ 147,000 | $ 36,000 | $ 64,000 |
| Delaware County Iowa | 4 | $ 100,000 | $ 25,000 | $ 69,000 |
| Iowa County Iowa | 4 | $ 142,000 | $ 35,000 | $ 61,000 |
| Sac County Iowa | 4 | $ 58,000 | $ 14,000 | $ 31,000 |
| Washington County Iowa | 4 | $ 550,000 | $ 137,000 | $ 82,000 |
| Dubuque County Iowa | 3 | $ 73,000 | $ 24,000 | $ 46,000 |
| Jackson County Iowa | 3 | $ 172,000 | $ 57,000 | $ 37,000 |
| Pottawattamie County Iowa | 3 | $ 208,000 | $ 69,000 | $ 34,000 |
| Union County Iowa | 3 | $ 151,000 | $ 50,000 | $ 96,000 |
| Winnebago County Iowa | 3 | $ 505,000 | $ 168,000 | $ 26,000 |
| Itasca County Minnesota | 3 | $ 280,000 | $ 93,000 | $ 70,000 |
| Olmsted County Minnesota | 3 | $ 168,000 | $ 56,000 | $ 53,000 |
| Minnehaha County South Dakota | 3 | $ 53,000 | $ 17,000 | $ 57,000 |
| Riverside County California | 2 | $ 212,000 | $ 106,000 | $ 47,000 |
| Audubon County Iowa | 2 | $ 235,000 | $ 117,000 | $ 173,000 |
| Chickasaw County Iowa | 2 | $ 150,000 | $ 75,000 | $ 0 |
| Henry County Iowa | 2 | $ 35,000 | $ 17,000 | $ 45,000 |
| Howard County Iowa | 2 | $ 312,000 | $ 156,000 | $ 0 |
| Ida County Iowa | 2 | $ 84,000 | $ 42,000 | $ 91,000 |
| Jefferson County Iowa | 2 | $ 61,000 | $ 30,000 | $ 35,000 |
| Kossuth County Iowa | 2 | $ 51,000 | $ 25,000 | $ 30,000 |
| Mitchell County Iowa | 2 | $ 91,000 | $ 45,000 | $ 61,000 |
| Wayne County Iowa | 2 | $ 75,000 | $ 37,000 | $ 55,000 |
| Winneshiek County Iowa | 2 | $ 70,000 | $ 35,000 | $ 0 |
| Johnson County Kansas | 2 | $ 94,000 | $ 47,000 | $ 85,000 |
| Anoka County Minnesota | 2 | $ 154,000 | $ 77,000 | $ 72,000 |
| Morrison County Minnesota | 2 | $ 56,000 | $ 28,000 | $ 74,000 |
| Rice County Minnesota | 2 | $ 35,000 | $ 17,000 | $ 49,000 |
| St. Charles County Missouri | 2 | $ 76,000 | $ 38,000 | $ 132,000 |
| Dixon County Nebraska | 2 | $ 147,000 | $ 73,000 | $ 31,000 |
| Douglas County Nebraska | 2 | $ 83,000 | $ 41,000 | $ 125,000 |
| Lancaster County Nebraska | 2 | $ 40,000 | $ 20,000 | $ 57,000 |
| Baxter County Arkansas | 1 | $ 45,000 | $ 45,000 | $ 45,000 |
| Santa Clara County California | 1 | $ 130,000 | $ 130,000 | $ 138,000 |
| El Paso County Colorado | 1 | $ 135,000 | $ 135,000 | $ 59,000 |
| Jefferson County Colorado | 1 | $ 60,000 | $ 60,000 | $ 67,000 |
| Brevard County Florida | 1 | $ 44,000 | $ 44,000 | $ 576,000 |
| Miami-Dade County Florida | 1 | $ 400,000 | $ 400,000 | $ 120,000 |
| Sarasota County Florida | 1 | $ 1,495,000 | $ 1,495,000 | $ 1,397,000 |
| Canyon County Idaho | 1 | $ 50,000 | $ 50,000 | $ 176,000 |
| Cass County Illinois | 1 | $ 12,000 | $ 12,000 | $ 47,000 |
| Cook County Illinois | 1 | $ 292,000 | $ 292,000 | $ 158,000 |
| DuPage County Illinois | 1 | $ 40,000 | $ 40,000 | $ 120,000 |
| Lake County Illinois | 1 | $ 53,000 | $ 53,000 | $ 138,000 |
| Mercer County Illinois | 1 | $ 21,000 | $ 21,000 | $ 73,000 |
| Will County Illinois | 1 | $ 64,000 | $ 64,000 | $ 45,000 |
| Gibson County Indiana | 1 | $ 74,000 | $ 74,000 | $ 52,000 |
| Adams County Iowa | 1 | $ 35,000 | $ 35,000 | $ 20,000 |
| Allamakee County Iowa | 1 | $ 75,000 | $ 75,000 | $ 42,000 |
| Appanoose County Iowa | 1 | $ 10,000 | $ 10,000 | $ 85,000 |
| Decatur County Iowa | 1 | $ 74,000 | $ 74,000 | $ 74,000 |
| Mills County Iowa | 1 | $ 49,000 | $ 49,000 | $ 86,000 |
| Pocahontas County Iowa | 1 | $ 40,000 | $ 40,000 | $ 54,000 |
| Shelby County Iowa | 1 | $ 20,000 | $ 20,000 | $ 52,000 |
| Van Buren County Iowa | 1 | $ 12,000 | $ 12,000 | $ 60,000 |
| Blue Earth County Minnesota | 1 | $ 36,000 | $ 36,000 | $ 34,000 |
| Dakota County Minnesota | 1 | $ 8,000 | $ 8,000 | $ 12,000 |
| Freeborn County Minnesota | 1 | $ 57,000 | $ 57,000 | $ 64,000 |
| Hennepin County Minnesota | 1 | $ 150,000 | $ 150,000 | $ 125,000 |
| Otter Tail County Minnesota | 1 | $ 29,000 | $ 29,000 | $ 51,000 |
| Washington County Minnesota | 1 | $ 10,000 | $ 10,000 | $ 70,000 |
| Wright County Minnesota | 1 | $ 59,000 | $ 59,000 | $ 105,000 |
| Camden County Missouri | 1 | $ 99,000 | $ 99,000 | $ 62,000 |
| Cedar County Nebraska | 1 | $ 72,000 | $ 72,000 | $ 72,000 |
| Madison County Nebraska | 1 | $ 48,000 | $ 48,000 | $ 47,000 |
| Clark County Nevada | 1 | $ 5,000 | $ 5,000 | $ 28,000 |
| Washoe County Nevada | 1 | $ 134,000 | $ 134,000 | $ 46,000 |
| Wayne County New York | 1 | $ 31,000 | $ 31,000 | $ 50,000 |
| Warren County Ohio | 1 | $ 43,000 | $ 43,000 | $ 126,000 |
| Brown County South Dakota | 1 | $ 10,000 | $ 10,000 | $ 16,000 |
| Douglas County South Dakota | 1 | $ 27,000 | $ 27,000 | $ 60,000 |
| Harris County Texas | 1 | $ 62,000 | $ 62,000 | $ 25,000 |
| Dane County Wisconsin | 1 | $ 30,000 | $ 30,000 | $ 57,000 |
| Eau Claire County Wisconsin | 1 | $ 17,000 | $ 17,000 | $ 49,000 |
| La Crosse County Wisconsin | 1 | $ 46,000 | $ 46,000 | $ 45,000 |
| Pierce County Wisconsin | 1 | $ 15,000 | $ 15,000 | $ 70,000 |
Mortgage Loan Application Detail Totals for Wells Fargo Bank Iowa, Na in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 2,580 | $150,142,000 | $67,142 | $998,000 | $112,000 | $897,000 |
| Home Improvement (one-to-four family) | 837 | $27,502,000 | $30,111 | $231,000 | $63,333 | $650,000 |
| Home Purchase (one-to-four family) | 252 | $21,946,000 | $170,750 | $1,495,000 | $148,125 | $1,397,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 54 | $14,373,000 | $269,333 | $3,000,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,109 | $178,788,000 | $88,722 | $3,000,000 | $106,333 | $1,397,000 |
| Information not provided by applicant in mail or telephone application | 347 | $17,529,000 | $32,000 | $806,000 | $64,500 | $840,000 |
| Hispanic | 85 | $3,594,000 | $39,250 | $224,000 | $35,000 | $140,000 |
| Not applicable | 66 | $8,524,000 | $238,333 | $396,000 | $0 | $0 |
| Asian or Pacific Islander | 51 | $2,538,000 | $30,000 | $430,000 | $73,000 | $747,000 |
| Black | 51 | $2,338,000 | $46,500 | $135,000 | $43,000 | $112,000 |
| Other | 10 | $546,000 | $49,666 | $131,000 | $23,333 | $120,000 |
| American Indian or Alaskan Native | 4 | $106,000 | $26,000 | $38,000 | $54,000 | $94,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,723 | $213,963,000 | $87,052 | $3,000,000 | $101,105 | $1,397,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,342 | $145,560,000 | $132,666 | $3,000,000 | $119,250 | $1,397,000 |
| Application Denied By Financial Institution | 897 | $46,017,000 | $58,937 | $800,000 | $95,312 | $1,084,000 |
| Application Approved But Not Accepted | 481 | $22,094,000 | $53,571 | $806,000 | $76,142 | $345,000 |
| Application Withdrawn By Applicant | 3 | $292,000 | $82,500 | $206,000 | $26,000 | $45,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 289 | $17,762,000 | $56,000 | $800,000 | $55,500 | $1,084,000 |
| Collateral | 249 | $12,130,000 | $44,333 | $168,000 | $141,111 | $576,000 |
| Debt-To-Income Ratio | 164 | $9,379,000 | $66,333 | $455,000 | $31,166 | $218,000 |
| Credit History | 143 | $4,661,000 | $50,500 | $431,000 | $34,250 | $144,000 |
| Credit Application Incomplete | 35 | $1,461,000 | $42,000 | $172,000 | $62,500 | $225,000 |
| Unverifiable Information | 10 | $397,000 | $39,000 | $72,000 | $30,000 | $75,000 |
| Employment History | 7 | $227,000 | $32,000 | $60,000 | $59,000 | $109,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Wells Fargo Bank Iowa, Na's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Wells Fargo Bank Iowa, Na's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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