Wells Fargo Bank South Dakota
HMDA Loan Application Totals
and Mortgage Lending Details
for 2003
Wells Fargo Bank South Dakota 2003 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Wells Fargo Bank South Dakota 4406 Piedras Dr W, A Sefcik, T5600-021 San Antonio, TX 78228 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2003 |
| Total Number of Mortgage Applications | 2,638 |
| Total Mortgage Loan Application Amount | $153,608,000 |
| Average Mortgage Loan Application Amount | $121,900 |
| Highest Mortgage Loan Application Amount | $1,295,000 |
| Average Applicant Income | $100,200 |
| Highest Applicant Income | $2,500,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2003 with Wells Fargo Bank South Dakota. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Wells Fargo Bank South Dakota's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2003 breaks down Wells Fargo Bank South Dakota's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Wells Fargo Bank South Dakota serves its applicants.
Each category highlights the total number of mortgage applications processed by Wells Fargo Bank South Dakota, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Wells Fargo Bank South Dakota's mortgage activity for 2003.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Minnehaha County South Dakota | 630 | $ 37,967,000 | $ 60,000 | $ 55,000 |
| Pennington County South Dakota | 192 | $ 14,296,000 | $ 74,000 | $ 62,000 |
| Brown County South Dakota | 165 | $ 9,092,000 | $ 55,000 | $ 53,000 |
| Codington County South Dakota | 152 | $ 8,986,000 | $ 59,000 | $ 58,000 |
| Lincoln County South Dakota | 134 | $ 9,674,000 | $ 72,000 | $ 72,000 |
| Davison County South Dakota | 124 | $ 5,778,000 | $ 46,000 | $ 74,000 |
| Meade County South Dakota | 103 | $ 6,268,000 | $ 60,000 | $ 50,000 |
| Lawrence County South Dakota | 98 | $ 6,128,000 | $ 62,000 | $ 61,000 |
| Beadle County South Dakota | 70 | $ 3,446,000 | $ 49,000 | $ 55,000 |
| Grant County South Dakota | 64 | $ 2,890,000 | $ 45,000 | $ 43,000 |
| Hughes County South Dakota | 62 | $ 4,355,000 | $ 70,000 | $ 71,000 |
| Brookings County South Dakota | 55 | $ 3,092,000 | $ 56,000 | $ 83,000 |
| Marshall County South Dakota | 50 | $ 2,898,000 | $ 57,000 | $ 48,000 |
| Fall River County South Dakota | 46 | $ 3,332,000 | $ 72,000 | $ 66,000 |
| Yankton County South Dakota | 44 | $ 1,669,000 | $ 37,000 | $ 53,000 |
| Kingsbury County South Dakota | 38 | $ 2,224,000 | $ 58,000 | $ 53,000 |
| Brule County South Dakota | 32 | $ 1,134,000 | $ 35,000 | $ 57,000 |
| Walworth County South Dakota | 31 | $ 1,493,000 | $ 48,000 | $ 51,000 |
| Roberts County South Dakota | 30 | $ 1,522,000 | $ 50,000 | $ 47,000 |
| Hamlin County South Dakota | 29 | $ 1,215,000 | $ 41,000 | $ 50,000 |
| Butte County South Dakota | 28 | $ 1,064,000 | $ 38,000 | $ 73,000 |
| Deuel County South Dakota | 26 | $ 880,000 | $ 33,000 | $ 46,000 |
| Lake County South Dakota | 26 | $ 1,058,000 | $ 40,000 | $ 67,000 |
| Clay County South Dakota | 19 | $ 1,354,000 | $ 71,000 | $ 76,000 |
| Turner County South Dakota | 19 | $ 1,160,000 | $ 61,000 | $ 43,000 |
| Stanley County South Dakota | 18 | $ 1,024,000 | $ 56,000 | $ 47,000 |
| Spink County South Dakota | 17 | $ 584,000 | $ 34,000 | $ 44,000 |
| Union County South Dakota | 17 | $ 833,000 | $ 49,000 | $ 59,000 |
| Big Stone County Minnesota | 14 | $ 680,000 | $ 48,000 | $ 46,000 |
| Custer County South Dakota | 14 | $ 1,183,000 | $ 84,000 | $ 60,000 |
| Lyman County South Dakota | 14 | $ 658,000 | $ 47,000 | $ 48,000 |
| Todd County South Dakota | 14 | $ 193,000 | $ 13,000 | $ 51,000 |
| Day County South Dakota | 12 | $ 412,000 | $ 34,000 | $ 39,000 |
| Lyon County Iowa | 11 | $ 452,000 | $ 41,000 | $ 42,000 |
| Hutchinson County South Dakota | 11 | $ 561,000 | $ 51,000 | $ 53,000 |
| McCook County South Dakota | 11 | $ 586,000 | $ 53,000 | $ 54,000 |
| Tripp County South Dakota | 11 | $ 562,000 | $ 51,000 | $ 52,000 |
| Bon Homme County South Dakota | 10 | $ 312,000 | $ 31,000 | $ 54,000 |
| Moody County South Dakota | 10 | $ 221,000 | $ 22,000 | $ 50,000 |
| Anoka County Minnesota | 9 | $ 615,000 | $ 68,000 | $ 63,000 |
| Hanson County South Dakota | 9 | $ 476,000 | $ 52,000 | $ 72,000 |
| Hennepin County Minnesota | 8 | $ 815,000 | $ 101,000 | $ 70,000 |
| Dewey County South Dakota | 7 | $ 255,000 | $ 36,000 | $ 46,000 |
| Faulk County South Dakota | 7 | $ 225,000 | $ 32,000 | $ 43,000 |
| Charles Mix County South Dakota | 6 | $ 246,000 | $ 41,000 | $ 47,000 |
| Douglas County South Dakota | 6 | $ 213,000 | $ 35,000 | $ 55,000 |
| Jerauld County South Dakota | 6 | $ 301,000 | $ 50,000 | $ 55,000 |
| Aurora County South Dakota | 5 | $ 174,000 | $ 34,000 | $ 86,000 |
| Edmunds County South Dakota | 5 | $ 436,000 | $ 87,000 | $ 152,000 |
| Miner County South Dakota | 5 | $ 149,000 | $ 29,000 | $ 39,000 |
| Sioux County Iowa | 4 | $ 247,000 | $ 61,000 | $ 72,000 |
| Rock County Minnesota | 4 | $ 184,000 | $ 46,000 | $ 79,000 |
| Gregory County South Dakota | 4 | $ 82,000 | $ 20,000 | $ 33,000 |
| Hand County South Dakota | 4 | $ 147,000 | $ 36,000 | $ 54,000 |
| Weston County Wyoming | 4 | $ 119,000 | $ 29,000 | $ 80,000 |
| Lac qui Parle County Minnesota | 3 | $ 79,000 | $ 26,000 | $ 48,000 |
| Traverse County Minnesota | 3 | $ 99,000 | $ 33,000 | $ 63,000 |
| Cedar County Nebraska | 3 | $ 136,000 | $ 45,000 | $ 48,000 |
| Douglas County Nebraska | 3 | $ 298,000 | $ 99,000 | $ 215,000 |
| Knox County Nebraska | 3 | $ 164,000 | $ 54,000 | $ 40,000 |
| Hyde County South Dakota | 3 | $ 149,000 | $ 49,000 | $ 48,000 |
| Sanborn County South Dakota | 3 | $ 62,000 | $ 20,000 | $ 19,000 |
| Crook County Wyoming | 3 | $ 231,000 | $ 77,000 | $ 62,000 |
| Riverside County California | 2 | $ 2,000,000 | $ 1,000,000 | $ 615,000 |
| Polk County Iowa | 2 | $ 420,000 | $ 210,000 | $ 168,000 |
| Woodbury County Iowa | 2 | $ 55,000 | $ 27,000 | $ 44,000 |
| Lincoln County Minnesota | 2 | $ 84,000 | $ 42,000 | $ 46,000 |
| Lyon County Minnesota | 2 | $ 147,000 | $ 73,000 | $ 423,000 |
| Nobles County Minnesota | 2 | $ 185,000 | $ 92,000 | $ 20,000 |
| Pipestone County Minnesota | 2 | $ 79,000 | $ 39,000 | $ 16,000 |
| Ramsey County Minnesota | 2 | $ 119,000 | $ 59,000 | $ 39,000 |
| Yellowstone County Montana | 2 | $ 61,000 | $ 30,000 | $ 33,000 |
| Dickey County North Dakota | 2 | $ 103,000 | $ 51,000 | $ 26,000 |
| Clark County South Dakota | 2 | $ 43,000 | $ 21,000 | $ 26,000 |
| Haakon County South Dakota | 2 | $ 88,000 | $ 44,000 | $ 103,000 |
| McPherson County South Dakota | 2 | $ 54,000 | $ 27,000 | $ 61,000 |
| Mellette County South Dakota | 2 | $ 44,000 | $ 22,000 | $ 23,000 |
| Potter County South Dakota | 2 | $ 75,000 | $ 37,000 | $ 70,000 |
| Shannon County South Dakota | 2 | $ 46,000 | $ 23,000 | $ 58,000 |
| Campbell County Wyoming | 2 | $ 95,000 | $ 47,000 | $ 106,000 |
| Summit County Colorado | 1 | $ 978,000 | $ 978,000 | $ 370,000 |
| Calhoun County Iowa | 1 | $ 67,000 | $ 67,000 | $ 49,000 |
| Linn County Iowa | 1 | $ 32,000 | $ 32,000 | $ 76,000 |
| Becker County Minnesota | 1 | $ 230,000 | $ 230,000 | $ 0 |
| Crow Wing County Minnesota | 1 | $ 40,000 | $ 40,000 | $ 106,000 |
| Faribault County Minnesota | 1 | $ 10,000 | $ 10,000 | $ 180,000 |
| Kandiyohi County Minnesota | 1 | $ 14,000 | $ 14,000 | $ 45,000 |
| Mille Lacs County Minnesota | 1 | $ 85,000 | $ 85,000 | $ 34,000 |
| Otter Tail County Minnesota | 1 | $ 51,000 | $ 51,000 | $ 37,000 |
| Scott County Minnesota | 1 | $ 29,000 | $ 29,000 | $ 62,000 |
| Washington County Minnesota | 1 | $ 80,000 | $ 80,000 | $ 194,000 |
| Wright County Minnesota | 1 | $ 89,000 | $ 89,000 | $ 84,000 |
| Buchanan County Missouri | 1 | $ 49,000 | $ 49,000 | $ 59,000 |
| Cascade County Montana | 1 | $ 28,000 | $ 28,000 | $ 23,000 |
| Adams County Nebraska | 1 | $ 118,000 | $ 118,000 | $ 163,000 |
| Logan County North Dakota | 1 | $ 15,000 | $ 15,000 | $ 86,000 |
| Tuscarawas County Ohio | 1 | $ 214,000 | $ 214,000 | $ 0 |
| Clackamas County Oregon | 1 | $ 43,000 | $ 43,000 | $ 63,000 |
| Bennett County South Dakota | 1 | $ 140,000 | $ 140,000 | $ 55,000 |
| Campbell County South Dakota | 1 | $ 48,000 | $ 48,000 | $ 150,000 |
| Corson County South Dakota | 1 | $ 25,000 | $ 25,000 | $ 30,000 |
| Harding County South Dakota | 1 | $ 55,000 | $ 55,000 | $ 37,000 |
| Jones County South Dakota | 1 | $ 28,000 | $ 28,000 | $ 63,000 |
| Perkins County South Dakota | 1 | $ 11,000 | $ 11,000 | $ 22,000 |
| Sully County South Dakota | 1 | $ 28,000 | $ 28,000 | $ 77,000 |
| Madison County Tennessee | 1 | $ 12,000 | $ 12,000 | $ 118,000 |
| Ashland County Wisconsin | 1 | $ 25,000 | $ 25,000 | $ 23,000 |
| Brown County Wisconsin | 1 | $ 50,000 | $ 50,000 | $ 300,000 |
| Milwaukee County Wisconsin | 1 | $ 15,000 | $ 15,000 | $ 22,000 |
| Walworth County Wisconsin | 1 | $ 40,000 | $ 40,000 | $ 131,000 |
| Converse County Wyoming | 1 | $ 42,000 | $ 42,000 | $ 76,000 |
| Sweetwater County Wyoming | 1 | $ 37,000 | $ 37,000 | $ 68,000 |
| Teton County Wyoming | 1 | $ 20,000 | $ 20,000 | $ 50,000 |
Mortgage Loan Application Detail Totals for Wells Fargo Bank South Dakota in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 1,799 | $119,958,000 | $213,166 | $1,000,000 | $157,250 | $2,500,000 |
| Home Improvement (one-to-four family) | 645 | $21,268,000 | $31,714 | $255,000 | $57,000 | $2,500,000 |
| Home Purchase (one-to-four family) | 178 | $8,127,000 | $31,500 | $522,000 | $90,000 | $803,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 16 | $4,255,000 | $208,333 | $1,295,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,344 | $135,542,000 | $204,307 | $1,000,000 | $154,000 | $2,500,000 |
| Information not provided by applicant in mail or telephone application | 213 | $10,979,000 | $40,000 | $520,000 | $58,833 | $737,000 |
| American Indian or Alaskan Native | 41 | $1,139,000 | $26,333 | $110,000 | $50,666 | $137,000 |
| Not applicable | 17 | $3,812,000 | $226,500 | $1,295,000 | $0 | $14,000 |
| Black | 7 | $413,000 | $40,500 | $147,000 | $38,000 | $81,000 |
| Other | 6 | $264,000 | $64,000 | $95,000 | $51,000 | $78,000 |
| Hispanic | 5 | $284,000 | $56,000 | $157,000 | $49,000 | $98,000 |
| Asian or Pacific Islander | 5 | $1,175,000 | $521,500 | $1,000,000 | $265,000 | $426,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,638 | $153,608,000 | $179,866 | $1,295,000 | $123,466 | $2,500,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,813 | $111,823,000 | $242,000 | $1,295,000 | $148,909 | $2,500,000 |
| Application Denied By Financial Institution | 583 | $30,751,000 | $35,181 | $260,000 | $64,727 | $500,000 |
| Application Approved But Not Accepted | 241 | $10,934,000 | $30,333 | $195,000 | $64,500 | $380,000 |
| Application Withdrawn By Applicant | 1 | $100,000 | $100,000 | $100,000 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 217 | $13,602,000 | $56,800 | $215,000 | $115,400 | $300,000 |
| Collateral | 137 | $7,133,000 | $39,000 | $257,000 | $60,571 | $155,000 |
| Debt-To-Income Ratio | 96 | $5,325,000 | $40,000 | $260,000 | $25,500 | $125,000 |
| Credit History | 92 | $2,581,000 | $24,600 | $132,000 | $44,200 | $500,000 |
| Credit Application Incomplete | 25 | $1,143,000 | $39,000 | $106,000 | $58,000 | $110,000 |
| Employment History | 10 | $420,000 | $42,500 | $132,000 | $40,000 | $58,000 |
| Unverifiable Information | 6 | $547,000 | $91,000 | $185,000 | $35,000 | $68,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Wells Fargo Bank South Dakota's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Wells Fargo Bank South Dakota's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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