Wells Fargo Fin'l Alabama, Inc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2003
Wells Fargo Fin'l Alabama, Inc 2003 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Wells Fargo Fin'l Alabama, Inc 800 Walnut St, 6Th Floor, Mac F4031-061 Des Moines, IA 50309 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,136 |
| Total Mortgage Loan Application Amount | $305,376,000 |
| Average Mortgage Loan Application Amount | $73,750 |
| Highest Mortgage Loan Application Amount | $2,600,000 |
| Average Applicant Income | $68,375 |
| Highest Applicant Income | $1,000,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2003 with Wells Fargo Fin'l Alabama, Inc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Wells Fargo Fin'l Alabama, Inc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2003 breaks down Wells Fargo Fin'l Alabama, Inc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Wells Fargo Fin'l Alabama, Inc serves its applicants.
Each category highlights the total number of mortgage applications processed by Wells Fargo Fin'l Alabama, Inc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Wells Fargo Fin'l Alabama, Inc's mortgage activity for 2003.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Jefferson County Alabama | 830 | $ 55,138,000 | $ 66,000 | $ 55,000 |
| Mobile County Alabama | 383 | $ 30,473,000 | $ 79,000 | $ 79,000 |
| Montgomery County Alabama | 380 | $ 33,662,000 | $ 88,000 | $ 55,000 |
| Madison County Alabama | 167 | $ 14,540,000 | $ 87,000 | $ 58,000 |
| Baldwin County Alabama | 134 | $ 11,957,000 | $ 89,000 | $ 63,000 |
| Shelby County Alabama | 130 | $ 13,720,000 | $ 105,000 | $ 68,000 |
| Tuscaloosa County Alabama | 122 | $ 10,755,000 | $ 88,000 | $ 62,000 |
| Morgan County Alabama | 121 | $ 9,484,000 | $ 78,000 | $ 50,000 |
| Etowah County Alabama | 94 | $ 5,227,000 | $ 55,000 | $ 42,000 |
| Lauderdale County Alabama | 91 | $ 6,426,000 | $ 70,000 | $ 53,000 |
| Calhoun County Alabama | 90 | $ 4,293,000 | $ 47,000 | $ 43,000 |
| Cullman County Alabama | 86 | $ 5,703,000 | $ 66,000 | $ 44,000 |
| Limestone County Alabama | 82 | $ 6,604,000 | $ 80,000 | $ 63,000 |
| Houston County Alabama | 81 | $ 6,035,000 | $ 74,000 | $ 54,000 |
| Monroe County Alabama | 81 | $ 3,808,000 | $ 47,000 | $ 56,000 |
| Coffee County Alabama | 73 | $ 4,336,000 | $ 59,000 | $ 54,000 |
| Russell County Alabama | 70 | $ 4,319,000 | $ 61,000 | $ 52,000 |
| Colbert County Alabama | 68 | $ 4,631,000 | $ 68,000 | $ 55,000 |
| Elmore County Alabama | 68 | $ 6,937,000 | $ 102,000 | $ 62,000 |
| Lee County Alabama | 64 | $ 5,781,000 | $ 90,000 | $ 55,000 |
| Talladega County Alabama | 58 | $ 2,805,000 | $ 48,000 | $ 50,000 |
| St. Clair County Alabama | 54 | $ 3,964,000 | $ 73,000 | $ 51,000 |
| Autauga County Alabama | 53 | $ 4,529,000 | $ 85,000 | $ 52,000 |
| Marshall County Alabama | 46 | $ 2,786,000 | $ 60,000 | $ 37,000 |
| Blount County Alabama | 43 | $ 2,714,000 | $ 63,000 | $ 57,000 |
| Dale County Alabama | 43 | $ 2,700,000 | $ 62,000 | $ 49,000 |
| Muscogee County Georgia | 31 | $ 5,057,000 | $ 163,000 | $ 70,000 |
| Walker County Alabama | 29 | $ 1,475,000 | $ 50,000 | $ 47,000 |
| Tallapoosa County Alabama | 28 | $ 1,859,000 | $ 66,000 | $ 59,000 |
| Covington County Alabama | 27 | $ 1,416,000 | $ 52,000 | $ 74,000 |
| Escambia County Alabama | 27 | $ 1,670,000 | $ 61,000 | $ 53,000 |
| Lawrence County Alabama | 27 | $ 1,685,000 | $ 62,000 | $ 48,000 |
| Cherokee County Alabama | 26 | $ 1,465,000 | $ 56,000 | $ 46,000 |
| DeKalb County Alabama | 26 | $ 1,304,000 | $ 50,000 | $ 46,000 |
| Macon County Alabama | 25 | $ 1,694,000 | $ 67,000 | $ 39,000 |
| Dallas County Alabama | 24 | $ 1,678,000 | $ 69,000 | $ 54,000 |
| Chilton County Alabama | 23 | $ 1,532,000 | $ 66,000 | $ 56,000 |
| Geneva County Alabama | 23 | $ 1,351,000 | $ 58,000 | $ 52,000 |
| Clarke County Alabama | 20 | $ 833,000 | $ 41,000 | $ 54,000 |
| Butler County Alabama | 17 | $ 937,000 | $ 55,000 | $ 47,000 |
| Chambers County Alabama | 17 | $ 589,000 | $ 34,000 | $ 38,000 |
| Pike County Alabama | 17 | $ 1,358,000 | $ 79,000 | $ 51,000 |
| Jackson County Alabama | 16 | $ 1,340,000 | $ 83,000 | $ 61,000 |
| Henry County Alabama | 15 | $ 1,115,000 | $ 74,000 | $ 55,000 |
| Bibb County Alabama | 14 | $ 1,194,000 | $ 85,000 | $ 65,000 |
| Clay County Alabama | 14 | $ 570,000 | $ 40,000 | $ 46,000 |
| Conecuh County Alabama | 13 | $ 666,000 | $ 51,000 | $ 64,000 |
| Franklin County Alabama | 13 | $ 667,000 | $ 51,000 | $ 53,000 |
| Barbour County Alabama | 11 | $ 630,000 | $ 57,000 | $ 53,000 |
| Coosa County Alabama | 11 | $ 454,000 | $ 41,000 | $ 44,000 |
| Washington County Alabama | 11 | $ 689,000 | $ 62,000 | $ 72,000 |
| Lowndes County Alabama | 10 | $ 951,000 | $ 95,000 | $ 63,000 |
| Hale County Alabama | 8 | $ 648,000 | $ 81,000 | $ 52,000 |
| Cleburne County Alabama | 7 | $ 368,000 | $ 52,000 | $ 64,000 |
| Marengo County Alabama | 7 | $ 515,000 | $ 73,000 | $ 65,000 |
| Bullock County Alabama | 6 | $ 273,000 | $ 45,000 | $ 53,000 |
| Marion County Alabama | 6 | $ 442,000 | $ 73,000 | $ 46,000 |
| Randolph County Alabama | 6 | $ 389,000 | $ 64,000 | $ 46,000 |
| Fayette County Alabama | 5 | $ 433,000 | $ 86,000 | $ 43,000 |
| Wilcox County Alabama | 5 | $ 97,000 | $ 19,000 | $ 42,000 |
| Harris County Georgia | 5 | $ 326,000 | $ 65,000 | $ 76,000 |
| Crenshaw County Alabama | 4 | $ 160,000 | $ 40,000 | $ 38,000 |
| Sumter County Alabama | 4 | $ 244,000 | $ 61,000 | $ 58,000 |
| Winston County Alabama | 4 | $ 168,000 | $ 42,000 | $ 208,000 |
| Jackson County Florida | 4 | $ 292,000 | $ 73,000 | $ 61,000 |
| Lincoln County Tennessee | 4 | $ 742,000 | $ 185,000 | $ 82,000 |
| Greene County Alabama | 3 | $ 263,000 | $ 87,000 | $ 81,000 |
| Lamar County Alabama | 3 | $ 206,000 | $ 68,000 | $ 39,000 |
| Holmes County Florida | 3 | $ 202,000 | $ 67,000 | $ 76,000 |
| Walton County Florida | 3 | $ 773,000 | $ 257,000 | $ 74,000 |
| Choctaw County Alabama | 2 | $ 20,000 | $ 10,000 | $ 48,000 |
| Perry County Alabama | 2 | $ 61,000 | $ 30,000 | $ 37,000 |
| Giles County Tennessee | 2 | $ 165,000 | $ 82,000 | $ 54,000 |
| Pickens County Alabama | 1 | $ 115,000 | $ 115,000 | $ 32,000 |
| Duval County Florida | 1 | $ 5,000 | $ 5,000 | $ 134,000 |
| Escambia County Florida | 1 | $ 55,000 | $ 55,000 | $ 72,000 |
| Leon County Florida | 1 | $ 5,000 | $ 5,000 | $ 41,000 |
| DeKalb County Georgia | 1 | $ 137,000 | $ 137,000 | $ 90,000 |
| Early County Georgia | 1 | $ 130,000 | $ 130,000 | $ 53,000 |
| Fulton County Georgia | 1 | $ 85,000 | $ 85,000 | $ 60,000 |
| Liberty County Georgia | 1 | $ 59,000 | $ 59,000 | $ 85,000 |
| Meriwether County Georgia | 1 | $ 65,000 | $ 65,000 | $ 42,000 |
| Seminole County Georgia | 1 | $ 98,000 | $ 98,000 | $ 76,000 |
| Troup County Georgia | 1 | $ 84,000 | $ 84,000 | $ 30,000 |
| Polk County Iowa | 1 | $ 5,000 | $ 5,000 | $ 96,000 |
| Jackson County Mississippi | 1 | $ 30,000 | $ 30,000 | $ 48,000 |
| Hardin County Tennessee | 1 | $ 131,000 | $ 131,000 | $ 150,000 |
| Lawrence County Tennessee | 1 | $ 34,000 | $ 34,000 | $ 22,000 |
| McNairy County Tennessee | 1 | $ 45,000 | $ 45,000 | $ 59,000 |
Mortgage Loan Application Detail Totals for Wells Fargo Fin'l Alabama, Inc in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 4,040 | $299,891,000 | $89,600 | $2,600,000 | $73,200 | $1,000,000 |
| Home Purchase (one-to-four family) | 96 | $5,485,000 | $47,333 | $252,000 | $60,333 | $743,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement (one-to-four family) | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,649 | $135,498,000 | $167,500 | $2,600,000 | $67,750 | $743,000 |
| Black | 1,229 | $78,539,000 | $62,250 | $570,000 | $59,750 | $840,000 |
| Information not provided by applicant in mail or telephone application | 1,212 | $86,688,000 | $37,166 | $624,000 | $68,833 | $1,000,000 |
| Hispanic | 26 | $2,465,000 | $50,000 | $266,000 | $56,000 | $152,000 |
| Other | 16 | $1,881,000 | $103,000 | $374,000 | $95,000 | $202,000 |
| American Indian or Alaskan Native | 2 | $198,000 | $99,000 | $178,000 | $75,000 | $96,000 |
| Asian or Pacific Islander | 2 | $107,000 | $53,000 | $72,000 | $38,000 | $39,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,136 | $305,376,000 | $78,833 | $2,600,000 | $69,000 | $1,000,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,743 | $149,319,000 | $75,400 | $624,000 | $64,200 | $480,000 |
| Application Denied By Financial Institution | 1,730 | $108,041,000 | $152,000 | $2,600,000 | $79,000 | $840,000 |
| Application Withdrawn By Applicant | 626 | $45,120,000 | $51,800 | $1,090,000 | $60,000 | $1,000,000 |
| Application Approved But Not Accepted | 37 | $2,896,000 | $106,500 | $218,000 | $76,000 | $121,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Wells Fargo Fin'l Alabama, Inc's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Wells Fargo Fin'l Alabama, Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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