Wells Fargo Fin'l Cred Serv Ny
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
Wells Fargo Fin'l Cred Serv Ny 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Wells Fargo Fin'l Cred Serv Ny 800 Walnut St, 6Th Floor, Mac F4031-061 Des Moines, IA 50309 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 6,736 |
| Total Mortgage Loan Application Amount | $1,230,481,000 |
| Average Mortgage Loan Application Amount | $179,000 |
| Highest Mortgage Loan Application Amount | $1,950,000 |
| Average Applicant Income | $78,000 |
| Highest Applicant Income | $2,400,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with Wells Fargo Fin'l Cred Serv Ny. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Wells Fargo Fin'l Cred Serv Ny's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down Wells Fargo Fin'l Cred Serv Ny's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Wells Fargo Fin'l Cred Serv Ny serves its applicants.
Each category highlights the total number of mortgage applications processed by Wells Fargo Fin'l Cred Serv Ny, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Wells Fargo Fin'l Cred Serv Ny's mortgage activity for 2006.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Suffolk County New York | 626 | $ 157,540,000 | $ 251,000 | $ 100,000 |
| Kings County New York | 571 | $ 169,202,000 | $ 296,000 | $ 86,000 |
| Queens County New York | 549 | $ 145,588,000 | $ 265,000 | $ 79,000 |
| Monroe County New York | 541 | $ 54,329,000 | $ 100,000 | $ 58,000 |
| Nassau County New York | 507 | $ 144,902,000 | $ 285,000 | $ 105,000 |
| Erie County New York | 451 | $ 44,218,000 | $ 98,000 | $ 65,000 |
| Onondaga County New York | 320 | $ 31,472,000 | $ 98,000 | $ 61,000 |
| Richmond County New York | 319 | $ 82,151,000 | $ 257,000 | $ 89,000 |
| Orange County New York | 277 | $ 48,751,000 | $ 175,000 | $ 89,000 |
| Albany County New York | 184 | $ 23,314,000 | $ 126,000 | $ 64,000 |
| Saratoga County New York | 159 | $ 23,548,000 | $ 148,000 | $ 67,000 |
| Westchester County New York | 159 | $ 43,749,000 | $ 275,000 | $ 136,000 |
| Dutchess County New York | 153 | $ 25,621,000 | $ 167,000 | $ 81,000 |
| Bronx County New York | 150 | $ 37,261,000 | $ 248,000 | $ 80,000 |
| Schenectady County New York | 101 | $ 12,258,000 | $ 121,000 | $ 65,000 |
| Niagara County New York | 95 | $ 8,365,000 | $ 88,000 | $ 62,000 |
| Rensselaer County New York | 95 | $ 10,927,000 | $ 115,000 | $ 59,000 |
| Oswego County New York | 94 | $ 7,667,000 | $ 81,000 | $ 62,000 |
| Ulster County New York | 93 | $ 14,442,000 | $ 155,000 | $ 63,000 |
| Rockland County New York | 85 | $ 21,200,000 | $ 249,000 | $ 115,000 |
| Wayne County New York | 80 | $ 7,234,000 | $ 90,000 | $ 59,000 |
| Oneida County New York | 71 | $ 6,514,000 | $ 91,000 | $ 53,000 |
| Ontario County New York | 67 | $ 7,969,000 | $ 118,000 | $ 64,000 |
| Washington County New York | 65 | $ 6,747,000 | $ 103,000 | $ 58,000 |
| Warren County New York | 60 | $ 6,869,000 | $ 114,000 | $ 52,000 |
| Broome County New York | 56 | $ 4,308,000 | $ 76,000 | $ 61,000 |
| Chautauqua County New York | 44 | $ 3,338,000 | $ 75,000 | $ 61,000 |
| Fulton County New York | 42 | $ 3,745,000 | $ 89,000 | $ 53,000 |
| Cayuga County New York | 41 | $ 3,707,000 | $ 90,000 | $ 59,000 |
| Sullivan County New York | 37 | $ 4,519,000 | $ 122,000 | $ 72,000 |
| Madison County New York | 36 | $ 3,064,000 | $ 85,000 | $ 49,000 |
| Jefferson County New York | 34 | $ 3,380,000 | $ 99,000 | $ 57,000 |
| Montgomery County New York | 34 | $ 2,672,000 | $ 78,000 | $ 55,000 |
| Orleans County New York | 32 | $ 2,543,000 | $ 79,000 | $ 51,000 |
| Livingston County New York | 31 | $ 2,875,000 | $ 92,000 | $ 65,000 |
| Steuben County New York | 29 | $ 2,031,000 | $ 70,000 | $ 56,000 |
| Chemung County New York | 28 | $ 2,232,000 | $ 79,000 | $ 65,000 |
| Cattaraugus County New York | 27 | $ 2,218,000 | $ 82,000 | $ 60,000 |
| Putnam County New York | 27 | $ 5,770,000 | $ 213,000 | $ 100,000 |
| Genesee County New York | 26 | $ 2,250,000 | $ 86,000 | $ 60,000 |
| Greene County New York | 24 | $ 2,705,000 | $ 112,000 | $ 69,000 |
| Columbia County New York | 22 | $ 2,974,000 | $ 135,000 | $ 63,000 |
| Otsego County New York | 22 | $ 1,706,000 | $ 77,000 | $ 57,000 |
| New York County New York | 21 | $ 6,583,000 | $ 313,000 | $ 112,000 |
| Seneca County New York | 21 | $ 2,396,000 | $ 114,000 | $ 70,000 |
| Schoharie County New York | 20 | $ 2,314,000 | $ 115,000 | $ 64,000 |
| Cortland County New York | 18 | $ 1,183,000 | $ 65,000 | $ 64,000 |
| St. Lawrence County New York | 18 | $ 2,223,000 | $ 123,000 | $ 61,000 |
| Wyoming County New York | 17 | $ 2,048,000 | $ 120,000 | $ 62,000 |
| Clinton County New York | 16 | $ 1,847,000 | $ 115,000 | $ 73,000 |
| Herkimer County New York | 16 | $ 1,214,000 | $ 75,000 | $ 92,000 |
| Chenango County New York | 15 | $ 1,355,000 | $ 90,000 | $ 54,000 |
| Yates County New York | 14 | $ 1,717,000 | $ 122,000 | $ 62,000 |
| Delaware County New York | 13 | $ 1,156,000 | $ 88,000 | $ 49,000 |
| Franklin County New York | 13 | $ 1,101,000 | $ 84,000 | $ 51,000 |
| Allegany County New York | 12 | $ 824,000 | $ 68,000 | $ 50,000 |
| Tioga County New York | 9 | $ 632,000 | $ 70,000 | $ 60,000 |
| Tompkins County New York | 9 | $ 797,000 | $ 88,000 | $ 70,000 |
| Essex County New York | 8 | $ 915,000 | $ 114,000 | $ 86,000 |
| Lewis County New York | 8 | $ 734,000 | $ 91,000 | $ 50,000 |
| Schuyler County New York | 5 | $ 453,000 | $ 90,000 | $ 53,000 |
| Mohave County Arizona | 1 | $ 200,000 | $ 200,000 | $ 122,000 |
| Los Angeles County California | 1 | $ 249,000 | $ 249,000 | $ 137,000 |
| Brevard County Florida | 1 | $ 300,000 | $ 300,000 | $ 60,000 |
| Collier County Florida | 1 | $ 100,000 | $ 100,000 | $ 122,000 |
| Lake County Florida | 1 | $ 150,000 | $ 150,000 | $ 70,000 |
| Pasco County Florida | 1 | $ 354,000 | $ 354,000 | $ 105,000 |
| St. Lucie County Florida | 1 | $ 70,000 | $ 70,000 | $ 34,000 |
| Oxford County Maine | 1 | $ 53,000 | $ 53,000 | $ 126,000 |
| Baltimore County Maryland | 1 | $ 250,000 | $ 250,000 | $ 48,000 |
| Suffolk County Massachusetts | 1 | $ 150,000 | $ 150,000 | $ 41,000 |
| Burlington County New Jersey | 1 | $ 200,000 | $ 200,000 | $ 92,000 |
| Hamilton County New York | 1 | $ 70,000 | $ 70,000 | $ 58,000 |
| Delaware County Pennsylvania | 1 | $ 156,000 | $ 156,000 | $ 78,000 |
| Monroe County Pennsylvania | 1 | $ 143,000 | $ 143,000 | $ 81,000 |
| Pike County Pennsylvania | 1 | $ 153,000 | $ 153,000 | $ 97,000 |
| Washington County Rhode Island | 1 | $ 270,000 | $ 270,000 | $ 125,000 |
| Horry County South Carolina | 1 | $ 35,000 | $ 35,000 | $ 74,000 |
| Greensville County Virginia | 1 | $ 81,000 | $ 81,000 | $ 12,000 |
| Halifax County Virginia | 1 | $ 130,000 | $ 130,000 | $ 90,000 |
Mortgage Loan Application Detail Totals for Wells Fargo Fin'l Cred Serv Ny in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 5,146 | $926,837,000 | $180,000 | $1,950,000 | $77,000 | $2,400,000 |
| Home Improvement | 1,465 | $283,069,000 | $193,000 | $1,178,000 | $82,000 | $816,000 |
| Home Purchase | 125 | $20,575,000 | $164,000 | $700,000 | $75,000 | $281,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,126 | $644,007,000 | $156,000 | $1,950,000 | $76,000 | $2,400,000 |
| Black or African American | 1,399 | $317,548,000 | $226,000 | $1,130,000 | $77,000 | $804,000 |
| Hispanic | 577 | $134,871,000 | $233,000 | $1,170,000 | $82,000 | $816,000 |
| Not Provided | 371 | $74,249,000 | $200,000 | $1,178,000 | $85,000 | $500,000 |
| Asian | 162 | $39,802,000 | $245,000 | $789,000 | $94,000 | $368,000 |
| American Indian or Alaskan Native | 81 | $14,824,000 | $183,000 | $775,000 | $79,000 | $300,000 |
| Native Hawaiian or Other Pacific Islander | 20 | $5,180,000 | $259,000 | $800,000 | $86,000 | $160,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,736 | $1,230,481,000 | $182,000 | $1,950,000 | $78,000 | $2,400,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 2,761 | $505,986,000 | $183,000 | $1,178,000 | $70,000 | $804,000 |
| Application Withdrawn By Applicant | 2,422 | $430,584,000 | $177,000 | $1,950,000 | $85,000 | $2,400,000 |
| Loan Originated | 1,234 | $237,281,000 | $192,000 | $832,000 | $78,000 | $368,000 |
| File Closed For Incompleteness | 299 | $53,180,000 | $177,000 | $900,000 | $83,000 | $996,000 |
| Application Approved But Not Accepted | 20 | $3,450,000 | $172,000 | $542,000 | $95,000 | $416,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Wells Fargo Fin'l Cred Serv Ny's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Wells Fargo Fin'l Cred Serv Ny's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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