Wells Fargo Fin'l Illinois Inc 2003 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Wells Fargo Fin'l Illinois Inc 800 Walnut St, 6Th Floor, Mac F4031-061 Des Moines, IA 50309 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 6,493 |
| Total Mortgage Loan Application Amount | $585,775,000 |
| Average Mortgage Loan Application Amount | $69,062 |
| Highest Mortgage Loan Application Amount | $1,200,000 |
| Average Applicant Income | $63,687 |
| Highest Applicant Income | $919,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2003 with Wells Fargo Fin'l Illinois Inc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Wells Fargo Fin'l Illinois Inc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2003 breaks down Wells Fargo Fin'l Illinois Inc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Wells Fargo Fin'l Illinois Inc serves its applicants.
Each category highlights the total number of mortgage applications processed by Wells Fargo Fin'l Illinois Inc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Wells Fargo Fin'l Illinois Inc's mortgage activity for 2003.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cook County Illinois | 1,965 | $ 191,996,000 | $ 97,000 | $ 69,000 |
| Will County Illinois | 447 | $ 49,915,000 | $ 111,000 | $ 87,000 |
| DuPage County Illinois | 408 | $ 55,956,000 | $ 137,000 | $ 79,000 |
| Lake County Illinois | 352 | $ 36,010,000 | $ 102,000 | $ 91,000 |
| Kane County Illinois | 350 | $ 41,555,000 | $ 118,000 | $ 75,000 |
| St. Clair County Illinois | 263 | $ 18,522,000 | $ 70,000 | $ 55,000 |
| Rock Island County Illinois | 261 | $ 15,624,000 | $ 59,000 | $ 73,000 |
| Madison County Illinois | 234 | $ 15,300,000 | $ 65,000 | $ 58,000 |
| McHenry County Illinois | 215 | $ 24,309,000 | $ 113,000 | $ 85,000 |
| Winnebago County Illinois | 191 | $ 13,091,000 | $ 68,000 | $ 54,000 |
| Knox County Illinois | 166 | $ 7,853,000 | $ 47,000 | $ 44,000 |
| Peoria County Illinois | 147 | $ 11,358,000 | $ 77,000 | $ 63,000 |
| McLean County Illinois | 109 | $ 8,030,000 | $ 73,000 | $ 70,000 |
| Sangamon County Illinois | 109 | $ 8,134,000 | $ 74,000 | $ 73,000 |
| Henry County Illinois | 95 | $ 6,524,000 | $ 68,000 | $ 55,000 |
| Tazewell County Illinois | 94 | $ 7,526,000 | $ 80,000 | $ 56,000 |
| Kendall County Illinois | 76 | $ 8,762,000 | $ 115,000 | $ 69,000 |
| Adams County Illinois | 72 | $ 5,494,000 | $ 76,000 | $ 63,000 |
| Macon County Illinois | 64 | $ 3,861,000 | $ 60,000 | $ 53,000 |
| DeKalb County Illinois | 56 | $ 5,039,000 | $ 89,000 | $ 89,000 |
| LaSalle County Illinois | 53 | $ 4,229,000 | $ 79,000 | $ 64,000 |
| Fulton County Illinois | 47 | $ 2,222,000 | $ 47,000 | $ 65,000 |
| Warren County Illinois | 47 | $ 2,063,000 | $ 43,000 | $ 41,000 |
| Ogle County Illinois | 41 | $ 3,270,000 | $ 79,000 | $ 47,000 |
| Kankakee County Illinois | 37 | $ 2,849,000 | $ 77,000 | $ 66,000 |
| Boone County Illinois | 33 | $ 2,561,000 | $ 77,000 | $ 54,000 |
| Macoupin County Illinois | 33 | $ 1,666,000 | $ 50,000 | $ 54,000 |
| Whiteside County Illinois | 33 | $ 1,970,000 | $ 59,000 | $ 48,000 |
| Mercer County Illinois | 30 | $ 1,546,000 | $ 51,000 | $ 52,000 |
| Clinton County Illinois | 21 | $ 1,668,000 | $ 79,000 | $ 63,000 |
| Marion County Missouri | 19 | $ 1,331,000 | $ 70,000 | $ 51,000 |
| Champaign County Illinois | 18 | $ 938,000 | $ 52,000 | $ 62,000 |
| Logan County Illinois | 18 | $ 655,000 | $ 36,000 | $ 54,000 |
| Grundy County Illinois | 15 | $ 1,315,000 | $ 87,000 | $ 80,000 |
| Pike County Illinois | 15 | $ 869,000 | $ 57,000 | $ 56,000 |
| Vermilion County Illinois | 15 | $ 667,000 | $ 44,000 | $ 54,000 |
| St. Louis County Missouri | 14 | $ 1,655,000 | $ 118,000 | $ 75,000 |
| Jersey County Illinois | 13 | $ 1,202,000 | $ 92,000 | $ 62,000 |
| Monroe County Illinois | 13 | $ 1,561,000 | $ 120,000 | $ 83,000 |
| Randolph County Illinois | 12 | $ 586,000 | $ 48,000 | $ 53,000 |
| Stephenson County Illinois | 12 | $ 431,000 | $ 35,000 | $ 44,000 |
| Lee County Illinois | 11 | $ 513,000 | $ 46,000 | $ 31,000 |
| Woodford County Illinois | 11 | $ 843,000 | $ 76,000 | $ 56,000 |
| Livingston County Illinois | 10 | $ 722,000 | $ 72,000 | $ 62,000 |
| Williamson County Illinois | 10 | $ 422,000 | $ 42,000 | $ 49,000 |
| Lake County Indiana | 10 | $ 524,000 | $ 52,000 | $ 48,000 |
| Carroll County Illinois | 8 | $ 562,000 | $ 70,000 | $ 54,000 |
| Jo Daviess County Illinois | 8 | $ 676,000 | $ 84,000 | $ 37,000 |
| McDonough County Illinois | 8 | $ 219,000 | $ 27,000 | $ 39,000 |
| Ralls County Missouri | 8 | $ 585,000 | $ 73,000 | $ 53,000 |
| Bond County Illinois | 7 | $ 450,000 | $ 64,000 | $ 46,000 |
| Christian County Illinois | 7 | $ 561,000 | $ 80,000 | $ 74,000 |
| Coles County Illinois | 7 | $ 292,000 | $ 41,000 | $ 52,000 |
| Jefferson County Illinois | 7 | $ 447,000 | $ 63,000 | $ 64,000 |
| Morgan County Illinois | 7 | $ 468,000 | $ 66,000 | $ 57,000 |
| Bureau County Illinois | 6 | $ 259,000 | $ 43,000 | $ 63,000 |
| Franklin County Illinois | 6 | $ 228,000 | $ 38,000 | $ 38,000 |
| Iroquois County Illinois | 6 | $ 456,000 | $ 76,000 | $ 72,000 |
| Mason County Illinois | 6 | $ 265,000 | $ 44,000 | $ 58,000 |
| Montgomery County Illinois | 6 | $ 388,000 | $ 64,000 | $ 50,000 |
| De Witt County Illinois | 5 | $ 170,000 | $ 34,000 | $ 55,000 |
| Marshall County Illinois | 5 | $ 277,000 | $ 55,000 | $ 39,000 |
| St. Louis City County Missouri | 5 | $ 328,000 | $ 65,000 | $ 101,000 |
| Brown County Illinois | 4 | $ 165,000 | $ 41,000 | $ 40,000 |
| Ford County Illinois | 4 | $ 79,000 | $ 19,000 | $ 49,000 |
| Hancock County Illinois | 4 | $ 226,000 | $ 56,000 | $ 53,000 |
| Marion County Illinois | 4 | $ 122,000 | $ 30,000 | $ 61,000 |
| Menard County Illinois | 4 | $ 322,000 | $ 80,000 | $ 44,000 |
| Perry County Illinois | 4 | $ 143,000 | $ 35,000 | $ 32,000 |
| Shelby County Illinois | 4 | $ 104,000 | $ 26,000 | $ 49,000 |
| Lewis County Missouri | 4 | $ 139,000 | $ 34,000 | $ 51,000 |
| Pike County Missouri | 4 | $ 354,000 | $ 88,000 | $ 54,000 |
| Kenosha County Wisconsin | 4 | $ 125,000 | $ 31,000 | $ 78,000 |
| Rock County Wisconsin | 4 | $ 201,000 | $ 50,000 | $ 46,000 |
| Alexander County Illinois | 3 | $ 173,000 | $ 57,000 | $ 72,000 |
| Douglas County Illinois | 3 | $ 156,000 | $ 52,000 | $ 43,000 |
| Greene County Illinois | 3 | $ 107,000 | $ 35,000 | $ 47,000 |
| Piatt County Illinois | 3 | $ 109,000 | $ 36,000 | $ 62,000 |
| Richland County Illinois | 3 | $ 68,000 | $ 22,000 | $ 38,000 |
| Stark County Illinois | 3 | $ 139,000 | $ 46,000 | $ 27,000 |
| Scott County Iowa | 3 | $ 366,000 | $ 122,000 | $ 58,000 |
| Monroe County Missouri | 3 | $ 191,000 | $ 63,000 | $ 35,000 |
| Clark County Illinois | 2 | $ 20,000 | $ 10,000 | $ 161,000 |
| Crawford County Illinois | 2 | $ 80,000 | $ 40,000 | $ 50,000 |
| Cumberland County Illinois | 2 | $ 65,000 | $ 32,000 | $ 58,000 |
| Fayette County Illinois | 2 | $ 36,000 | $ 18,000 | $ 67,000 |
| Jackson County Illinois | 2 | $ 74,000 | $ 37,000 | $ 59,000 |
| Lawrence County Illinois | 2 | $ 15,000 | $ 7,000 | $ 15,000 |
| Moultrie County Illinois | 2 | $ 126,000 | $ 63,000 | $ 53,000 |
| Schuyler County Illinois | 2 | $ 96,000 | $ 48,000 | $ 46,000 |
| Scott County Illinois | 2 | $ 180,000 | $ 90,000 | $ 80,000 |
| Union County Illinois | 2 | $ 175,000 | $ 87,000 | $ 29,000 |
| Washington County Illinois | 2 | $ 123,000 | $ 61,000 | $ 51,000 |
| Anchorage County Alaska | 1 | $ 15,000 | $ 15,000 | $ 88,000 |
| Baxter County Arkansas | 1 | $ 84,000 | $ 84,000 | $ 123,000 |
| San Bernardino County California | 1 | $ 35,000 | $ 35,000 | $ 44,000 |
| Denver County Colorado | 1 | $ 134,000 | $ 134,000 | $ 36,000 |
| DeKalb County Georgia | 1 | $ 20,000 | $ 20,000 | $ 42,000 |
| Canyon County Idaho | 1 | $ 20,000 | $ 20,000 | $ 70,000 |
| Cass County Illinois | 1 | $ 20,000 | $ 20,000 | $ 34,000 |
| Effingham County Illinois | 1 | $ 32,000 | $ 32,000 | $ 60,000 |
| Johnson County Illinois | 1 | $ 10,000 | $ 10,000 | $ 69,000 |
| Putnam County Illinois | 1 | $ 108,000 | $ 108,000 | $ 50,000 |
| Saline County Illinois | 1 | $ 15,000 | $ 15,000 | $ 97,000 |
| Wayne County Illinois | 1 | $ 6,000 | $ 6,000 | $ 25,000 |
| Linn County Iowa | 1 | $ 200,000 | $ 200,000 | $ 71,000 |
| Muscatine County Iowa | 1 | $ 7,000 | $ 7,000 | $ 28,000 |
| Adair County Missouri | 1 | $ 53,000 | $ 53,000 | $ 68,000 |
| Clark County Missouri | 1 | $ 153,000 | $ 153,000 | $ 95,000 |
| Franklin County Missouri | 1 | $ 90,000 | $ 90,000 | $ 87,000 |
| Knox County Missouri | 1 | $ 82,000 | $ 82,000 | $ 89,000 |
| Shelby County Missouri | 1 | $ 20,000 | $ 20,000 | $ 30,000 |
| St. Charles County Missouri | 1 | $ 224,000 | $ 224,000 | $ 120,000 |
| Douglas County Nebraska | 1 | $ 30,000 | $ 30,000 | $ 49,000 |
| Franklin County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 107,000 |
| Deschutes County Oregon | 1 | $ 50,000 | $ 50,000 | $ 81,000 |
| Adams County Wisconsin | 1 | $ 25,000 | $ 25,000 | $ 40,000 |
| Milwaukee County Wisconsin | 1 | $ 12,000 | $ 12,000 | $ 12,000 |
| Vernon County Wisconsin | 1 | $ 88,000 | $ 88,000 | $ 44,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 6,414 | $577,987,000 | $67,461 | $1,200,000 | $61,384 | $919,000 |
| Home Purchase (one-to-four family) | 79 | $7,788,000 | $76,000 | $500,000 | $73,666 | $324,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement (one-to-four family) | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Information not provided by applicant in mail or telephone application | 3,077 | $256,622,000 | $60,636 | $1,200,000 | $64,363 | $919,000 |
| White | 2,459 | $243,210,000 | $93,625 | $944,000 | $62,250 | $864,000 |
| Black | 577 | $48,460,000 | $60,333 | $599,000 | $74,333 | $624,000 |
| Hispanic | 281 | $26,850,000 | $63,000 | $600,000 | $50,000 | $840,000 |
| Other | 54 | $5,754,000 | $62,000 | $322,000 | $39,666 | $178,000 |
| Asian or Pacific Islander | 43 | $4,524,000 | $105,000 | $428,000 | $91,000 | $230,000 |
| American Indian or Alaskan Native | 2 | $355,000 | $177,000 | $195,000 | $84,000 | $103,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,493 | $585,775,000 | $68,714 | $1,200,000 | $65,714 | $919,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 2,634 | $185,178,000 | $46,300 | $1,200,000 | $63,800 | $840,000 |
| Loan Originated | 2,192 | $279,538,000 | $111,500 | $944,000 | $57,333 | $555,000 |
| Application Withdrawn By Applicant | 1,631 | $118,458,000 | $83,125 | $935,000 | $66,750 | $919,000 |
| Application Approved But Not Accepted | 36 | $2,601,000 | $72,000 | $599,000 | $83,000 | $190,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Wells Fargo Fin'l Illinois Inc's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Wells Fargo Fin'l Illinois Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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