Wells Fargo Fin'l Illinois Inc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005
Wells Fargo Fin'l Illinois Inc 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Wells Fargo Fin'l Illinois Inc 800 Walnut St, 6Th Floor, Mac F4031-061 Des Moines, IA 50309 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 15,941 |
| Total Mortgage Loan Application Amount | $2,436,220,000 |
| Average Mortgage Loan Application Amount | $78,750 |
| Highest Mortgage Loan Application Amount | $1,556,000 |
| Average Applicant Income | $85,964 |
| Highest Applicant Income | $3,000,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with Wells Fargo Fin'l Illinois Inc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Wells Fargo Fin'l Illinois Inc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down Wells Fargo Fin'l Illinois Inc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Wells Fargo Fin'l Illinois Inc serves its applicants.
Each category highlights the total number of mortgage applications processed by Wells Fargo Fin'l Illinois Inc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Wells Fargo Fin'l Illinois Inc's mortgage activity for 2005.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cook County Illinois | 6,303 | $ 1,026,809,000 | $ 162,000 | $ 74,000 |
| Will County Illinois | 1,389 | $ 258,737,000 | $ 186,000 | $ 79,000 |
| DuPage County Illinois | 1,019 | $ 212,644,000 | $ 208,000 | $ 85,000 |
| Lake County Illinois | 858 | $ 166,412,000 | $ 193,000 | $ 91,000 |
| Kane County Illinois | 725 | $ 133,329,000 | $ 183,000 | $ 81,000 |
| McHenry County Illinois | 588 | $ 115,633,000 | $ 196,000 | $ 80,000 |
| Madison County Illinois | 439 | $ 42,745,000 | $ 97,000 | $ 56,000 |
| St. Clair County Illinois | 431 | $ 46,314,000 | $ 107,000 | $ 67,000 |
| Winnebago County Illinois | 421 | $ 42,222,000 | $ 100,000 | $ 53,000 |
| Rock Island County Illinois | 357 | $ 29,872,000 | $ 83,000 | $ 45,000 |
| Sangamon County Illinois | 227 | $ 22,635,000 | $ 99,000 | $ 62,000 |
| Kendall County Illinois | 225 | $ 44,706,000 | $ 198,000 | $ 76,000 |
| Knox County Illinois | 223 | $ 14,891,000 | $ 66,000 | $ 44,000 |
| McLean County Illinois | 192 | $ 23,447,000 | $ 122,000 | $ 69,000 |
| Peoria County Illinois | 179 | $ 17,588,000 | $ 98,000 | $ 57,000 |
| DeKalb County Illinois | 157 | $ 22,693,000 | $ 144,000 | $ 62,000 |
| Tazewell County Illinois | 157 | $ 15,141,000 | $ 96,000 | $ 59,000 |
| LaSalle County Illinois | 133 | $ 18,175,000 | $ 136,000 | $ 72,000 |
| Henry County Illinois | 131 | $ 11,910,000 | $ 90,000 | $ 61,000 |
| Adams County Illinois | 117 | $ 8,706,000 | $ 74,000 | $ 42,000 |
| Grundy County Illinois | 102 | $ 14,561,000 | $ 142,000 | $ 74,000 |
| Kankakee County Illinois | 99 | $ 11,275,000 | $ 113,000 | $ 66,000 |
| Macon County Illinois | 91 | $ 6,506,000 | $ 71,000 | $ 57,000 |
| Champaign County Illinois | 83 | $ 7,845,000 | $ 94,000 | $ 59,000 |
| Boone County Illinois | 77 | $ 12,760,000 | $ 165,000 | $ 72,000 |
| Warren County Illinois | 70 | $ 4,717,000 | $ 67,000 | $ 46,000 |
| Vermilion County Illinois | 60 | $ 4,696,000 | $ 78,000 | $ 69,000 |
| Whiteside County Illinois | 50 | $ 4,130,000 | $ 82,000 | $ 49,000 |
| Ogle County Illinois | 47 | $ 6,274,000 | $ 133,000 | $ 53,000 |
| Monroe County Illinois | 45 | $ 6,910,000 | $ 153,000 | $ 69,000 |
| Woodford County Illinois | 45 | $ 4,717,000 | $ 104,000 | $ 63,000 |
| Fulton County Illinois | 41 | $ 2,879,000 | $ 70,000 | $ 49,000 |
| Macoupin County Illinois | 34 | $ 3,332,000 | $ 98,000 | $ 49,000 |
| Clinton County Illinois | 32 | $ 4,119,000 | $ 128,000 | $ 58,000 |
| Stephenson County Illinois | 31 | $ 2,981,000 | $ 96,000 | $ 54,000 |
| Williamson County Illinois | 31 | $ 2,227,000 | $ 71,000 | $ 50,000 |
| Christian County Illinois | 30 | $ 1,607,000 | $ 53,000 | $ 54,000 |
| Mercer County Illinois | 29 | $ 2,650,000 | $ 91,000 | $ 66,000 |
| Livingston County Illinois | 28 | $ 2,412,000 | $ 86,000 | $ 62,000 |
| Iroquois County Illinois | 26 | $ 2,462,000 | $ 94,000 | $ 59,000 |
| Randolph County Illinois | 25 | $ 2,327,000 | $ 93,000 | $ 60,000 |
| McDonough County Illinois | 24 | $ 1,495,000 | $ 62,000 | $ 48,000 |
| Bureau County Illinois | 23 | $ 1,972,000 | $ 85,000 | $ 55,000 |
| Ford County Illinois | 23 | $ 2,251,000 | $ 97,000 | $ 46,000 |
| Hancock County Illinois | 20 | $ 1,346,000 | $ 67,000 | $ 57,000 |
| Lee County Illinois | 20 | $ 2,014,000 | $ 100,000 | $ 56,000 |
| Logan County Illinois | 20 | $ 1,632,000 | $ 81,000 | $ 52,000 |
| Pike County Illinois | 19 | $ 1,399,000 | $ 73,000 | $ 53,000 |
| Franklin County Illinois | 18 | $ 1,216,000 | $ 67,000 | $ 52,000 |
| Jo Daviess County Illinois | 17 | $ 1,729,000 | $ 101,000 | $ 50,000 |
| Jersey County Illinois | 16 | $ 1,184,000 | $ 74,000 | $ 57,000 |
| Menard County Illinois | 16 | $ 1,880,000 | $ 117,000 | $ 63,000 |
| Bond County Illinois | 15 | $ 1,199,000 | $ 79,000 | $ 49,000 |
| Carroll County Illinois | 15 | $ 1,134,000 | $ 75,000 | $ 48,000 |
| Mason County Illinois | 15 | $ 946,000 | $ 63,000 | $ 61,000 |
| Piatt County Illinois | 15 | $ 1,376,000 | $ 91,000 | $ 47,000 |
| De Witt County Illinois | 14 | $ 1,273,000 | $ 90,000 | $ 51,000 |
| Jackson County Illinois | 13 | $ 1,128,000 | $ 86,000 | $ 51,000 |
| Lake County Indiana | 13 | $ 1,264,000 | $ 97,000 | $ 67,000 |
| Morgan County Illinois | 11 | $ 805,000 | $ 73,000 | $ 52,000 |
| Coles County Illinois | 10 | $ 560,000 | $ 56,000 | $ 67,000 |
| Douglas County Illinois | 10 | $ 684,000 | $ 68,000 | $ 48,000 |
| Marion County Illinois | 10 | $ 548,000 | $ 54,000 | $ 37,000 |
| Stark County Illinois | 9 | $ 509,000 | $ 56,000 | $ 65,000 |
| Union County Illinois | 9 | $ 997,000 | $ 110,000 | $ 55,000 |
| Scott County Iowa | 9 | $ 1,066,000 | $ 118,000 | $ 73,000 |
| St. Louis County Missouri | 9 | $ 1,097,000 | $ 121,000 | $ 75,000 |
| Jefferson County Illinois | 8 | $ 739,000 | $ 92,000 | $ 76,000 |
| Washington County Illinois | 8 | $ 719,000 | $ 89,000 | $ 70,000 |
| Cass County Illinois | 7 | $ 444,000 | $ 63,000 | $ 43,000 |
| Crawford County Illinois | 7 | $ 660,000 | $ 94,000 | $ 55,000 |
| Fayette County Illinois | 7 | $ 528,000 | $ 75,000 | $ 58,000 |
| Perry County Illinois | 7 | $ 538,000 | $ 76,000 | $ 70,000 |
| Alexander County Illinois | 6 | $ 518,000 | $ 86,000 | $ 72,000 |
| Johnson County Illinois | 6 | $ 595,000 | $ 99,000 | $ 44,000 |
| Massac County Illinois | 6 | $ 537,000 | $ 89,000 | $ 61,000 |
| Richland County Illinois | 6 | $ 508,000 | $ 84,000 | $ 71,000 |
| Schuyler County Illinois | 6 | $ 528,000 | $ 88,000 | $ 55,000 |
| Shelby County Illinois | 6 | $ 461,000 | $ 76,000 | $ 45,000 |
| Brown County Illinois | 5 | $ 265,000 | $ 53,000 | $ 43,000 |
| Henderson County Illinois | 5 | $ 281,000 | $ 56,000 | $ 21,000 |
| Putnam County Illinois | 5 | $ 324,000 | $ 64,000 | $ 62,000 |
| Marion County Missouri | 5 | $ 789,000 | $ 157,000 | $ 51,000 |
| Walworth County Wisconsin | 5 | $ 521,000 | $ 104,000 | $ 75,000 |
| Clark County Illinois | 4 | $ 338,000 | $ 84,000 | $ 62,000 |
| Lawrence County Illinois | 4 | $ 288,000 | $ 72,000 | $ 59,000 |
| Montgomery County Illinois | 4 | $ 220,000 | $ 55,000 | $ 49,000 |
| Pulaski County Illinois | 4 | $ 421,000 | $ 105,000 | $ 40,000 |
| Berrien County Michigan | 4 | $ 554,000 | $ 138,000 | $ 185,000 |
| Kenosha County Wisconsin | 4 | $ 1,016,000 | $ 254,000 | $ 138,000 |
| Jasper County Illinois | 3 | $ 71,000 | $ 23,000 | $ 44,000 |
| Marshall County Illinois | 3 | $ 267,000 | $ 89,000 | $ 58,000 |
| Wabash County Illinois | 3 | $ 146,000 | $ 48,000 | $ 35,000 |
| Wayne County Illinois | 3 | $ 245,000 | $ 81,000 | $ 88,000 |
| White County Indiana | 3 | $ 414,000 | $ 138,000 | $ 56,000 |
| Lewis County Missouri | 3 | $ 147,000 | $ 49,000 | $ 50,000 |
| Milwaukee County Wisconsin | 3 | $ 353,000 | $ 117,000 | $ 121,000 |
| Los Angeles County California | 2 | $ 270,000 | $ 135,000 | $ 55,000 |
| Clay County Illinois | 2 | $ 70,000 | $ 35,000 | $ 38,000 |
| Edgar County Illinois | 2 | $ 66,000 | $ 33,000 | $ 31,000 |
| Edwards County Illinois | 2 | $ 135,000 | $ 67,000 | $ 31,000 |
| Effingham County Illinois | 2 | $ 200,000 | $ 100,000 | $ 56,000 |
| Moultrie County Illinois | 2 | $ 138,000 | $ 69,000 | $ 48,000 |
| Scott County Illinois | 2 | $ 215,000 | $ 107,000 | $ 80,000 |
| White County Illinois | 2 | $ 162,000 | $ 81,000 | $ 41,000 |
| Elkhart County Indiana | 2 | $ 48,000 | $ 24,000 | $ 32,000 |
| Coffee County Alabama | 1 | $ 73,000 | $ 73,000 | $ 108,000 |
| Maricopa County Arizona | 1 | $ 155,000 | $ 155,000 | $ 125,000 |
| Arapahoe County Colorado | 1 | $ 40,000 | $ 40,000 | $ 58,000 |
| Kent County Delaware | 1 | $ 30,000 | $ 30,000 | $ 125,000 |
| Lee County Florida | 1 | $ 30,000 | $ 30,000 | $ 123,000 |
| Miami-Dade County Florida | 1 | $ 40,000 | $ 40,000 | $ 42,000 |
| Orange County Florida | 1 | $ 169,000 | $ 169,000 | $ 130,000 |
| Gallatin County Illinois | 1 | $ 124,000 | $ 124,000 | $ 62,000 |
| Hamilton County Illinois | 1 | $ 27,000 | $ 27,000 | $ 25,000 |
| Knox County Indiana | 1 | $ 15,000 | $ 15,000 | $ 21,000 |
| Clinton County Iowa | 1 | $ 95,000 | $ 95,000 | $ 64,000 |
| Delaware County Iowa | 1 | $ 45,000 | $ 45,000 | $ 43,000 |
| Muscatine County Iowa | 1 | $ 48,000 | $ 48,000 | $ 47,000 |
| Washington County Maine | 1 | $ 50,000 | $ 50,000 | $ 59,000 |
| Bristol County Massachusetts | 1 | $ 155,000 | $ 155,000 | $ 65,000 |
| Ottawa County Michigan | 1 | $ 280,000 | $ 280,000 | $ 164,000 |
| Lee County Mississippi | 1 | $ 72,000 | $ 72,000 | $ 77,000 |
| Knox County Missouri | 1 | $ 69,000 | $ 69,000 | $ 43,000 |
| Macon County Missouri | 1 | $ 128,000 | $ 128,000 | $ 50,000 |
| Shelby County Missouri | 1 | $ 90,000 | $ 90,000 | $ 51,000 |
| Warren County Missouri | 1 | $ 125,000 | $ 125,000 | $ 56,000 |
| Clark County Nevada | 1 | $ 10,000 | $ 10,000 | $ 80,000 |
| Valencia County New Mexico | 1 | $ 60,000 | $ 60,000 | $ 69,000 |
| Cumberland County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 142,000 |
| Montgomery County Ohio | 1 | $ 20,000 | $ 20,000 | $ 209,000 |
| Oklahoma County Oklahoma | 1 | $ 10,000 | $ 10,000 | $ 74,000 |
| Mercer County West Virginia | 1 | $ 52,000 | $ 52,000 | $ 78,000 |
| Door County Wisconsin | 1 | $ 160,000 | $ 160,000 | $ 133,000 |
| Iron County Wisconsin | 1 | $ 221,000 | $ 221,000 | $ 73,000 |
| Juneau County Wisconsin | 1 | $ 51,000 | $ 51,000 | $ 99,000 |
| Rock County Wisconsin | 1 | $ 90,000 | $ 90,000 | $ 76,000 |
| Vernon County Wisconsin | 1 | $ 97,000 | $ 97,000 | $ 50,000 |
| Waushara County Wisconsin | 1 | $ 75,000 | $ 75,000 | $ 166,000 |
Mortgage Loan Application Detail Totals for Wells Fargo Fin'l Illinois Inc in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 14,253 | $2,320,332,000 | $107,166 | $1,400,000 | $94,083 | $640,000 |
| Home Improvement | 1,661 | $113,178,000 | $52,416 | $1,556,000 | $71,833 | $3,000,000 |
| Home Purchase | 27 | $2,710,000 | $72,500 | $346,000 | $104,000 | $312,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 9,628 | $1,494,232,000 | $86,625 | $1,556,000 | $97,875 | $3,000,000 |
| Black or African American | 3,078 | $397,691,000 | $88,166 | $724,000 | $71,333 | $625,000 |
| Not Provided | 1,444 | $239,182,000 | $126,200 | $1,320,000 | $97,800 | $462,000 |
| Hispanic | 1,314 | $210,931,000 | $96,600 | $700,000 | $61,600 | $242,000 |
| Asian | 245 | $52,502,000 | $191,500 | $800,000 | $104,500 | $214,000 |
| American Indian or Alaskan Native | 146 | $23,101,000 | $253,250 | $990,000 | $114,500 | $210,000 |
| Native Hawaiian or Other Pacific Islander | 86 | $18,581,000 | $216,000 | $617,000 | $85,000 | $344,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 15,941 | $2,436,220,000 | $85,190 | $1,556,000 | $92,857 | $3,000,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 8,951 | $1,366,195,000 | $80,578 | $1,556,000 | $91,263 | $3,000,000 |
| Loan Originated | 3,476 | $535,372,000 | $181,750 | $967,000 | $116,750 | $640,000 |
| Application Withdrawn By Applicant | 2,999 | $454,780,000 | $114,222 | $928,000 | $85,444 | $625,000 |
| Application Approved But Not Accepted | 515 | $79,873,000 | $155,000 | $1,400,000 | $75,000 | $500,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Wells Fargo Fin'l Illinois Inc's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Wells Fargo Fin'l Illinois Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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