Wells Fargo Fin'l Illinois Inc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008
Wells Fargo Fin'l Illinois Inc 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Wells Fargo Fin'l Illinois Inc 800 Walnut St, 6Th Floor, Mac F4031-061 Des Moines, IA 50309 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 7,071 |
| Total Mortgage Loan Application Amount | $1,130,152,000 |
| Average Mortgage Loan Application Amount | $132,333 |
| Highest Mortgage Loan Application Amount | $1,076,000 |
| Average Applicant Income | $84,666 |
| Highest Applicant Income | $1,392,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with Wells Fargo Fin'l Illinois Inc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Wells Fargo Fin'l Illinois Inc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2008 breaks down Wells Fargo Fin'l Illinois Inc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Wells Fargo Fin'l Illinois Inc serves its applicants.
Each category highlights the total number of mortgage applications processed by Wells Fargo Fin'l Illinois Inc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Wells Fargo Fin'l Illinois Inc's mortgage activity for 2008.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cook County Illinois | 2,741 | $ 501,223,000 | $ 182,000 | $ 78,000 |
| Will County Illinois | 558 | $ 109,510,000 | $ 196,000 | $ 92,000 |
| Lake County Illinois | 400 | $ 82,369,000 | $ 205,000 | $ 92,000 |
| DuPage County Illinois | 341 | $ 70,966,000 | $ 208,000 | $ 96,000 |
| Kane County Illinois | 254 | $ 52,231,000 | $ 205,000 | $ 90,000 |
| McHenry County Illinois | 235 | $ 47,994,000 | $ 204,000 | $ 87,000 |
| St. Clair County Illinois | 229 | $ 22,510,000 | $ 98,000 | $ 62,000 |
| Madison County Illinois | 208 | $ 21,406,000 | $ 102,000 | $ 62,000 |
| Winnebago County Illinois | 163 | $ 17,100,000 | $ 104,000 | $ 64,000 |
| Rock Island County Illinois | 160 | $ 14,394,000 | $ 89,000 | $ 58,000 |
| Sangamon County Illinois | 104 | $ 9,992,000 | $ 96,000 | $ 65,000 |
| Peoria County Illinois | 103 | $ 10,583,000 | $ 102,000 | $ 62,000 |
| McLean County Illinois | 102 | $ 13,761,000 | $ 134,000 | $ 76,000 |
| Kendall County Illinois | 86 | $ 18,709,000 | $ 217,000 | $ 90,000 |
| Tazewell County Illinois | 79 | $ 8,771,000 | $ 111,000 | $ 62,000 |
| Champaign County Illinois | 68 | $ 7,244,000 | $ 106,000 | $ 60,000 |
| LaSalle County Illinois | 62 | $ 6,248,000 | $ 100,000 | $ 70,000 |
| DeKalb County Illinois | 60 | $ 9,742,000 | $ 162,000 | $ 69,000 |
| Henry County Illinois | 55 | $ 4,741,000 | $ 86,000 | $ 57,000 |
| Macon County Illinois | 53 | $ 3,789,000 | $ 71,000 | $ 57,000 |
| Kankakee County Illinois | 50 | $ 6,600,000 | $ 132,000 | $ 89,000 |
| Knox County Illinois | 44 | $ 3,201,000 | $ 72,000 | $ 55,000 |
| Vermilion County Illinois | 42 | $ 2,456,000 | $ 58,000 | $ 52,000 |
| Grundy County Illinois | 35 | $ 6,695,000 | $ 191,000 | $ 101,000 |
| Macoupin County Illinois | 34 | $ 3,475,000 | $ 102,000 | $ 54,000 |
| Woodford County Illinois | 30 | $ 4,136,000 | $ 137,000 | $ 56,000 |
| Ogle County Illinois | 28 | $ 3,052,000 | $ 109,000 | $ 57,000 |
| Fulton County Illinois | 27 | $ 2,024,000 | $ 74,000 | $ 64,000 |
| Whiteside County Illinois | 26 | $ 2,383,000 | $ 91,000 | $ 56,000 |
| Bureau County Illinois | 24 | $ 2,423,000 | $ 100,000 | $ 56,000 |
| Livingston County Illinois | 24 | $ 2,868,000 | $ 119,000 | $ 63,000 |
| Montgomery County Illinois | 23 | $ 1,647,000 | $ 71,000 | $ 43,000 |
| Boone County Illinois | 21 | $ 3,352,000 | $ 159,000 | $ 82,000 |
| Franklin County Illinois | 21 | $ 1,008,000 | $ 48,000 | $ 57,000 |
| Jackson County Illinois | 21 | $ 1,491,000 | $ 71,000 | $ 58,000 |
| Adams County Illinois | 20 | $ 1,474,000 | $ 73,000 | $ 52,000 |
| Stephenson County Illinois | 20 | $ 1,454,000 | $ 72,000 | $ 60,000 |
| Mercer County Illinois | 18 | $ 1,964,000 | $ 109,000 | $ 66,000 |
| Clinton County Illinois | 16 | $ 1,448,000 | $ 90,000 | $ 63,000 |
| Jefferson County Illinois | 16 | $ 1,252,000 | $ 78,000 | $ 61,000 |
| Marion County Illinois | 16 | $ 1,205,000 | $ 75,000 | $ 52,000 |
| Warren County Illinois | 16 | $ 1,013,000 | $ 63,000 | $ 53,000 |
| Christian County Illinois | 15 | $ 1,215,000 | $ 81,000 | $ 58,000 |
| Williamson County Illinois | 15 | $ 1,347,000 | $ 89,000 | $ 61,000 |
| Coles County Illinois | 14 | $ 1,180,000 | $ 84,000 | $ 52,000 |
| De Witt County Illinois | 14 | $ 1,193,000 | $ 85,000 | $ 66,000 |
| Iroquois County Illinois | 14 | $ 1,424,000 | $ 101,000 | $ 67,000 |
| Randolph County Illinois | 14 | $ 1,738,000 | $ 124,000 | $ 67,000 |
| Carroll County Illinois | 13 | $ 946,000 | $ 72,000 | $ 53,000 |
| Monroe County Illinois | 13 | $ 1,399,000 | $ 107,000 | $ 58,000 |
| Jersey County Illinois | 12 | $ 1,211,000 | $ 100,000 | $ 46,000 |
| Lee County Illinois | 12 | $ 1,386,000 | $ 115,000 | $ 71,000 |
| Jo Daviess County Illinois | 11 | $ 1,281,000 | $ 116,000 | $ 61,000 |
| Logan County Illinois | 11 | $ 763,000 | $ 69,000 | $ 57,000 |
| Piatt County Illinois | 11 | $ 759,000 | $ 69,000 | $ 61,000 |
| Douglas County Illinois | 10 | $ 831,000 | $ 83,000 | $ 43,000 |
| Morgan County Illinois | 10 | $ 812,000 | $ 81,000 | $ 77,000 |
| Moultrie County Illinois | 10 | $ 845,000 | $ 84,000 | $ 59,000 |
| Washington County Illinois | 10 | $ 1,003,000 | $ 100,000 | $ 69,000 |
| Wayne County Illinois | 10 | $ 609,000 | $ 60,000 | $ 74,000 |
| Johnson County Illinois | 9 | $ 679,000 | $ 75,000 | $ 52,000 |
| Saline County Illinois | 9 | $ 366,000 | $ 40,000 | $ 51,000 |
| Bond County Illinois | 8 | $ 1,201,000 | $ 150,000 | $ 73,000 |
| Hancock County Illinois | 7 | $ 529,000 | $ 75,000 | $ 60,000 |
| Mason County Illinois | 7 | $ 490,000 | $ 70,000 | $ 55,000 |
| McDonough County Illinois | 7 | $ 484,000 | $ 69,000 | $ 60,000 |
| Union County Illinois | 7 | $ 530,000 | $ 75,000 | $ 42,000 |
| Alexander County Illinois | 6 | $ 278,000 | $ 46,000 | $ 56,000 |
| Brown County Illinois | 6 | $ 674,000 | $ 112,000 | $ 80,000 |
| Cass County Illinois | 6 | $ 449,000 | $ 74,000 | $ 62,000 |
| Edgar County Illinois | 6 | $ 387,000 | $ 64,000 | $ 54,000 |
| Greene County Illinois | 6 | $ 454,000 | $ 75,000 | $ 40,000 |
| Perry County Illinois | 6 | $ 637,000 | $ 106,000 | $ 51,000 |
| Schuyler County Illinois | 6 | $ 630,000 | $ 105,000 | $ 80,000 |
| Shelby County Illinois | 6 | $ 242,000 | $ 40,000 | $ 39,000 |
| Clay County Illinois | 5 | $ 209,000 | $ 41,000 | $ 54,000 |
| Fayette County Illinois | 5 | $ 343,000 | $ 68,000 | $ 58,000 |
| Hamilton County Illinois | 5 | $ 280,000 | $ 56,000 | $ 37,000 |
| Henderson County Illinois | 5 | $ 264,000 | $ 52,000 | $ 57,000 |
| Lawrence County Illinois | 5 | $ 347,000 | $ 69,000 | $ 55,000 |
| Lee County Florida | 4 | $ 797,000 | $ 199,000 | $ 122,000 |
| Crawford County Illinois | 4 | $ 224,000 | $ 56,000 | $ 46,000 |
| Ford County Illinois | 4 | $ 291,000 | $ 72,000 | $ 70,000 |
| Pulaski County Illinois | 4 | $ 146,000 | $ 36,000 | $ 63,000 |
| Clark County Illinois | 3 | $ 166,000 | $ 55,000 | $ 57,000 |
| Effingham County Illinois | 3 | $ 140,000 | $ 46,000 | $ 40,000 |
| Marshall County Illinois | 3 | $ 263,000 | $ 87,000 | $ 59,000 |
| Massac County Illinois | 3 | $ 159,000 | $ 53,000 | $ 46,000 |
| Menard County Illinois | 3 | $ 379,000 | $ 126,000 | $ 70,000 |
| Pike County Illinois | 3 | $ 269,000 | $ 89,000 | $ 50,000 |
| Richland County Illinois | 3 | $ 270,000 | $ 90,000 | $ 57,000 |
| Lake County Indiana | 3 | $ 176,000 | $ 58,000 | $ 80,000 |
| Maricopa County Arizona | 2 | $ 663,000 | $ 331,000 | $ 122,000 |
| Pinellas County Florida | 2 | $ 631,000 | $ 315,000 | $ 125,000 |
| Cumberland County Illinois | 2 | $ 127,000 | $ 63,000 | $ 28,000 |
| Stark County Illinois | 2 | $ 139,000 | $ 69,000 | $ 57,000 |
| White County Illinois | 2 | $ 142,000 | $ 71,000 | $ 82,000 |
| Kalamazoo County Michigan | 2 | $ 218,000 | $ 109,000 | $ 76,000 |
| Van Buren County Michigan | 2 | $ 975,000 | $ 487,000 | $ 214,000 |
| Clark County Nevada | 2 | $ 415,000 | $ 207,000 | $ 50,000 |
| Salt Lake County Utah | 2 | $ 275,000 | $ 137,000 | $ 278,000 |
| Jefferson County Alabama | 1 | $ 250,000 | $ 250,000 | $ 107,000 |
| Valdez-Cordova County Alaska | 1 | $ 50,000 | $ 50,000 | $ 110,000 |
| Cochise County Arizona | 1 | $ 193,000 | $ 193,000 | $ 104,000 |
| Pinal County Arizona | 1 | $ 30,000 | $ 30,000 | $ 103,000 |
| Los Angeles County California | 1 | $ 65,000 | $ 65,000 | $ 112,000 |
| Sacramento County California | 1 | $ 100,000 | $ 100,000 | $ 34,000 |
| Santa Clara County California | 1 | $ 250,000 | $ 250,000 | $ 600,000 |
| Douglas County Colorado | 1 | $ 291,000 | $ 291,000 | $ 343,000 |
| Santa Rosa County Florida | 1 | $ 35,000 | $ 35,000 | $ 110,000 |
| Sarasota County Florida | 1 | $ 420,000 | $ 420,000 | $ 218,000 |
| Gwinnett County Georgia | 1 | $ 10,000 | $ 10,000 | $ 70,000 |
| Edwards County Illinois | 1 | $ 60,000 | $ 60,000 | $ 49,000 |
| Gallatin County Illinois | 1 | $ 105,000 | $ 105,000 | $ 62,000 |
| Hardin County Illinois | 1 | $ 70,000 | $ 70,000 | $ 44,000 |
| Jasper County Illinois | 1 | $ 69,000 | $ 69,000 | $ 50,000 |
| Putnam County Illinois | 1 | $ 147,000 | $ 147,000 | $ 44,000 |
| Scott County Illinois | 1 | $ 17,000 | $ 17,000 | $ 63,000 |
| Allen County Indiana | 1 | $ 81,000 | $ 81,000 | $ 35,000 |
| Marion County Indiana | 1 | $ 110,000 | $ 110,000 | $ 115,000 |
| Morgan County Indiana | 1 | $ 278,000 | $ 278,000 | $ 283,000 |
| Allegan County Michigan | 1 | $ 310,000 | $ 310,000 | $ 128,000 |
| Cass County Michigan | 1 | $ 117,000 | $ 117,000 | $ 137,000 |
| Macomb County Michigan | 1 | $ 129,000 | $ 129,000 | $ 38,000 |
| Curry County New Mexico | 1 | $ 60,000 | $ 60,000 | $ 84,000 |
| Durham County North Carolina | 1 | $ 160,000 | $ 160,000 | $ 78,000 |
| Indiana County Pennsylvania | 1 | $ 50,000 | $ 50,000 | $ 24,000 |
| Dorchester County South Carolina | 1 | $ 22,000 | $ 22,000 | $ 106,000 |
| Brazoria County Texas | 1 | $ 60,000 | $ 60,000 | $ 51,000 |
| Harris County Texas | 1 | $ 130,000 | $ 130,000 | $ 46,000 |
| Midland County Texas | 1 | $ 10,000 | $ 10,000 | $ 45,000 |
| San Patricio County Texas | 1 | $ 10,000 | $ 10,000 | $ 82,000 |
| Travis County Texas | 1 | $ 30,000 | $ 30,000 | $ 119,000 |
| Door County Wisconsin | 1 | $ 167,000 | $ 167,000 | $ 147,000 |
| Rock County Wisconsin | 1 | $ 82,000 | $ 82,000 | $ 113,000 |
Mortgage Loan Application Detail Totals for Wells Fargo Fin'l Illinois Inc in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 5,879 | $1,035,180,000 | $176,000 | $1,000,000 | $77,000 | $1,231,000 |
| Home Improvement | 1,159 | $90,216,000 | $77,000 | $1,076,000 | $72,000 | $1,392,000 |
| Home Purchase | 33 | $4,756,000 | $144,000 | $475,000 | $105,000 | $600,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,173 | $673,430,000 | $161,000 | $1,000,000 | $79,000 | $1,392,000 |
| Black or African American | 1,541 | $224,505,000 | $145,000 | $950,000 | $70,000 | $780,000 |
| Hispanic | 649 | $111,643,000 | $172,000 | $1,076,000 | $72,000 | $611,000 |
| Not Provided | 454 | $72,491,000 | $159,000 | $736,000 | $74,000 | $270,000 |
| Asian | 171 | $35,178,000 | $205,000 | $590,000 | $96,000 | $600,000 |
| American Indian or Alaskan Native | 70 | $10,212,000 | $145,000 | $778,000 | $72,000 | $241,000 |
| Native Hawaiian or Other Pacific Islander | 13 | $2,693,000 | $207,000 | $343,000 | $85,000 | $114,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,071 | $1,130,152,000 | $159,000 | $1,076,000 | $77,000 | $1,392,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 3,379 | $546,900,000 | $161,000 | $1,000,000 | $71,000 | $637,000 |
| Application Withdrawn By Applicant | 1,896 | $293,570,000 | $154,000 | $1,076,000 | $82,000 | $600,000 |
| Loan Originated | 1,139 | $189,039,000 | $165,000 | $830,000 | $78,000 | $607,000 |
| File Closed For Incompleteness | 618 | $93,898,000 | $151,000 | $765,000 | $88,000 | $1,392,000 |
| Application Approved But Not Accepted | 39 | $6,745,000 | $172,000 | $370,000 | $80,000 | $218,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Wells Fargo Fin'l Illinois Inc's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Wells Fargo Fin'l Illinois Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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