Wells Fargo Fin'l Iowa 3, Inc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2003
Wells Fargo Fin'l Iowa 3, Inc 2003 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Wells Fargo Fin'l Iowa 3, Inc 800 Walnut St, 6Th Floor, Mac F4031-061 Des Moines, IA 50309 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,904 |
| Total Mortgage Loan Application Amount | $227,910,000 |
| Average Mortgage Loan Application Amount | $64,000 |
| Highest Mortgage Loan Application Amount | $709,000 |
| Average Applicant Income | $59,687 |
| Highest Applicant Income | $898,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2003 with Wells Fargo Fin'l Iowa 3, Inc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Wells Fargo Fin'l Iowa 3, Inc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2003 breaks down Wells Fargo Fin'l Iowa 3, Inc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Wells Fargo Fin'l Iowa 3, Inc serves its applicants.
Each category highlights the total number of mortgage applications processed by Wells Fargo Fin'l Iowa 3, Inc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Wells Fargo Fin'l Iowa 3, Inc's mortgage activity for 2003.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Polk County Iowa | 762 | $ 43,603,000 | $ 57,000 | $ 57,000 |
| Scott County Iowa | 567 | $ 39,908,000 | $ 70,000 | $ 54,000 |
| Linn County Iowa | 310 | $ 16,381,000 | $ 52,000 | $ 48,000 |
| Woodbury County Iowa | 173 | $ 7,803,000 | $ 45,000 | $ 59,000 |
| Black Hawk County Iowa | 155 | $ 10,056,000 | $ 64,000 | $ 60,000 |
| Pottawattamie County Iowa | 133 | $ 7,861,000 | $ 59,000 | $ 54,000 |
| Dubuque County Iowa | 112 | $ 11,499,000 | $ 102,000 | $ 66,000 |
| Clinton County Iowa | 111 | $ 6,807,000 | $ 61,000 | $ 50,000 |
| Dallas County Iowa | 101 | $ 5,142,000 | $ 50,000 | $ 53,000 |
| Muscatine County Iowa | 76 | $ 5,304,000 | $ 69,000 | $ 52,000 |
| Johnson County Iowa | 74 | $ 5,232,000 | $ 70,000 | $ 73,000 |
| Warren County Iowa | 61 | $ 3,512,000 | $ 57,000 | $ 64,000 |
| Marion County Iowa | 57 | $ 2,691,000 | $ 47,000 | $ 57,000 |
| Cerro Gordo County Iowa | 52 | $ 2,200,000 | $ 42,000 | $ 51,000 |
| Marshall County Iowa | 43 | $ 1,830,000 | $ 42,000 | $ 49,000 |
| Wapello County Iowa | 43 | $ 1,367,000 | $ 31,000 | $ 50,000 |
| Lee County Iowa | 40 | $ 2,115,000 | $ 52,000 | $ 55,000 |
| Whiteside County Illinois | 39 | $ 2,054,000 | $ 52,000 | $ 54,000 |
| Des Moines County Iowa | 38 | $ 1,944,000 | $ 51,000 | $ 50,000 |
| Story County Iowa | 37 | $ 1,888,000 | $ 51,000 | $ 63,000 |
| Benton County Iowa | 36 | $ 1,649,000 | $ 45,000 | $ 56,000 |
| Henry County Iowa | 32 | $ 1,749,000 | $ 54,000 | $ 64,000 |
| Webster County Iowa | 30 | $ 1,253,000 | $ 41,000 | $ 43,000 |
| Jasper County Iowa | 28 | $ 1,488,000 | $ 53,000 | $ 58,000 |
| Madison County Iowa | 24 | $ 1,727,000 | $ 71,000 | $ 56,000 |
| Boone County Iowa | 23 | $ 1,499,000 | $ 65,000 | $ 51,000 |
| Rock Island County Illinois | 22 | $ 2,064,000 | $ 93,000 | $ 76,000 |
| Plymouth County Iowa | 22 | $ 660,000 | $ 30,000 | $ 58,000 |
| Jackson County Iowa | 21 | $ 1,632,000 | $ 77,000 | $ 50,000 |
| Tama County Iowa | 20 | $ 801,000 | $ 40,000 | $ 47,000 |
| Cedar County Iowa | 19 | $ 1,116,000 | $ 58,000 | $ 63,000 |
| Poweshiek County Iowa | 18 | $ 757,000 | $ 42,000 | $ 49,000 |
| Buchanan County Iowa | 17 | $ 801,000 | $ 47,000 | $ 62,000 |
| Washington County Iowa | 16 | $ 719,000 | $ 44,000 | $ 52,000 |
| Bremer County Iowa | 15 | $ 902,000 | $ 60,000 | $ 61,000 |
| Butler County Iowa | 15 | $ 513,000 | $ 34,000 | $ 50,000 |
| Mahaska County Iowa | 15 | $ 550,000 | $ 36,000 | $ 62,000 |
| Union County Iowa | 15 | $ 786,000 | $ 52,000 | $ 52,000 |
| Buena Vista County Iowa | 14 | $ 557,000 | $ 39,000 | $ 49,000 |
| Carroll County Iowa | 14 | $ 769,000 | $ 54,000 | $ 43,000 |
| Dickinson County Iowa | 14 | $ 1,154,000 | $ 82,000 | $ 71,000 |
| Harrison County Iowa | 14 | $ 690,000 | $ 49,000 | $ 49,000 |
| Louisa County Iowa | 14 | $ 932,000 | $ 66,000 | $ 53,000 |
| Grundy County Iowa | 13 | $ 805,000 | $ 61,000 | $ 43,000 |
| Guthrie County Iowa | 13 | $ 824,000 | $ 63,000 | $ 49,000 |
| Iowa County Iowa | 13 | $ 976,000 | $ 75,000 | $ 65,000 |
| Cass County Iowa | 12 | $ 282,000 | $ 23,000 | $ 45,000 |
| Clay County Iowa | 12 | $ 730,000 | $ 60,000 | $ 47,000 |
| Wright County Iowa | 12 | $ 555,000 | $ 46,000 | $ 45,000 |
| Crawford County Iowa | 11 | $ 371,000 | $ 33,000 | $ 56,000 |
| Hamilton County Iowa | 11 | $ 346,000 | $ 31,000 | $ 58,000 |
| Jones County Iowa | 11 | $ 566,000 | $ 51,000 | $ 62,000 |
| Mills County Iowa | 11 | $ 570,000 | $ 51,000 | $ 70,000 |
| Floyd County Iowa | 10 | $ 387,000 | $ 38,000 | $ 45,000 |
| Greene County Iowa | 10 | $ 529,000 | $ 52,000 | $ 43,000 |
| Worth County Iowa | 10 | $ 271,000 | $ 27,000 | $ 44,000 |
| Adair County Missouri | 10 | $ 782,000 | $ 78,000 | $ 61,000 |
| Douglas County Nebraska | 10 | $ 923,000 | $ 92,000 | $ 72,000 |
| Hardin County Iowa | 9 | $ 369,000 | $ 41,000 | $ 61,000 |
| Keokuk County Iowa | 9 | $ 402,000 | $ 44,000 | $ 61,000 |
| Kossuth County Iowa | 9 | $ 460,000 | $ 51,000 | $ 47,000 |
| Lucas County Iowa | 9 | $ 399,000 | $ 44,000 | $ 36,000 |
| Union County South Dakota | 9 | $ 569,000 | $ 63,000 | $ 69,000 |
| Jo Daviess County Illinois | 8 | $ 273,000 | $ 34,000 | $ 68,000 |
| Clayton County Iowa | 8 | $ 593,000 | $ 74,000 | $ 67,000 |
| Davis County Iowa | 8 | $ 329,000 | $ 41,000 | $ 57,000 |
| Fayette County Iowa | 8 | $ 316,000 | $ 39,000 | $ 42,000 |
| Wayne County Iowa | 8 | $ 440,000 | $ 55,000 | $ 59,000 |
| Dakota County Nebraska | 8 | $ 325,000 | $ 40,000 | $ 71,000 |
| Carroll County Illinois | 7 | $ 370,000 | $ 52,000 | $ 76,000 |
| Hancock County Illinois | 7 | $ 405,000 | $ 57,000 | $ 64,000 |
| Lee County Illinois | 7 | $ 344,000 | $ 49,000 | $ 63,000 |
| Adair County Iowa | 7 | $ 405,000 | $ 57,000 | $ 58,000 |
| Delaware County Iowa | 7 | $ 628,000 | $ 89,000 | $ 66,000 |
| Franklin County Iowa | 7 | $ 363,000 | $ 51,000 | $ 47,000 |
| Howard County Iowa | 7 | $ 164,000 | $ 23,000 | $ 45,000 |
| Jefferson County Iowa | 7 | $ 358,000 | $ 51,000 | $ 70,000 |
| Palo Alto County Iowa | 7 | $ 271,000 | $ 38,000 | $ 42,000 |
| Clarke County Iowa | 6 | $ 457,000 | $ 76,000 | $ 56,000 |
| Monona County Iowa | 6 | $ 228,000 | $ 38,000 | $ 66,000 |
| Monroe County Iowa | 6 | $ 161,000 | $ 26,000 | $ 43,000 |
| Montgomery County Iowa | 6 | $ 183,000 | $ 30,000 | $ 45,000 |
| Henry County Illinois | 5 | $ 208,000 | $ 41,000 | $ 51,000 |
| Cherokee County Iowa | 5 | $ 275,000 | $ 55,000 | $ 47,000 |
| O'Brien County Iowa | 5 | $ 182,000 | $ 36,000 | $ 61,000 |
| Appanoose County Iowa | 4 | $ 237,000 | $ 59,000 | $ 71,000 |
| Chickasaw County Iowa | 4 | $ 269,000 | $ 67,000 | $ 77,000 |
| Decatur County Iowa | 4 | $ 164,000 | $ 41,000 | $ 48,000 |
| Emmet County Iowa | 4 | $ 95,000 | $ 23,000 | $ 38,000 |
| Hancock County Iowa | 4 | $ 196,000 | $ 49,000 | $ 54,000 |
| Lyon County Iowa | 4 | $ 148,000 | $ 37,000 | $ 49,000 |
| Mitchell County Iowa | 4 | $ 219,000 | $ 54,000 | $ 129,000 |
| Page County Iowa | 4 | $ 278,000 | $ 69,000 | $ 67,000 |
| Van Buren County Iowa | 4 | $ 211,000 | $ 52,000 | $ 45,000 |
| Grant County Wisconsin | 4 | $ 279,000 | $ 69,000 | $ 51,000 |
| Mercer County Illinois | 3 | $ 131,000 | $ 43,000 | $ 53,000 |
| Humboldt County Iowa | 3 | $ 183,000 | $ 61,000 | $ 36,000 |
| Pocahontas County Iowa | 3 | $ 94,000 | $ 31,000 | $ 50,000 |
| Sac County Iowa | 3 | $ 185,000 | $ 61,000 | $ 40,000 |
| Shelby County Iowa | 3 | $ 247,000 | $ 82,000 | $ 49,000 |
| Sioux County Iowa | 3 | $ 148,000 | $ 49,000 | $ 70,000 |
| Dixon County Nebraska | 3 | $ 202,000 | $ 67,000 | $ 61,000 |
| Osceola County Iowa | 2 | $ 25,000 | $ 12,000 | $ 58,000 |
| Taylor County Iowa | 2 | $ 143,000 | $ 71,000 | $ 45,000 |
| Johnson County Kansas | 2 | $ 89,000 | $ 44,000 | $ 61,000 |
| Cedar County Nebraska | 2 | $ 161,000 | $ 80,000 | $ 64,000 |
| Maricopa County Arizona | 1 | $ 50,000 | $ 50,000 | $ 64,000 |
| Pulaski County Arkansas | 1 | $ 43,000 | $ 43,000 | $ 92,000 |
| Riverside County California | 1 | $ 30,000 | $ 30,000 | $ 51,000 |
| Santa Clara County California | 1 | $ 250,000 | $ 250,000 | $ 192,000 |
| Pickens County Georgia | 1 | $ 10,000 | $ 10,000 | $ 25,000 |
| Bureau County Illinois | 1 | $ 99,000 | $ 99,000 | $ 89,000 |
| Cook County Illinois | 1 | $ 25,000 | $ 25,000 | $ 85,000 |
| Henderson County Illinois | 1 | $ 20,000 | $ 20,000 | $ 68,000 |
| Allamakee County Iowa | 1 | $ 40,000 | $ 40,000 | $ 96,000 |
| Calhoun County Iowa | 1 | $ 9,000 | $ 9,000 | $ 22,000 |
| Fremont County Iowa | 1 | $ 81,000 | $ 81,000 | $ 45,000 |
| Winnebago County Iowa | 1 | $ 50,000 | $ 50,000 | $ 85,000 |
| Winneshiek County Iowa | 1 | $ 122,000 | $ 122,000 | $ 51,000 |
| Buchanan County Missouri | 1 | $ 4,000 | $ 4,000 | $ 30,000 |
| Clark County Missouri | 1 | $ 42,000 | $ 42,000 | $ 34,000 |
| Harrison County Missouri | 1 | $ 24,000 | $ 24,000 | $ 40,000 |
| Knox County Missouri | 1 | $ 75,000 | $ 75,000 | $ 35,000 |
| Lewis County Missouri | 1 | $ 50,000 | $ 50,000 | $ 35,000 |
| Putnam County Missouri | 1 | $ 111,000 | $ 111,000 | $ 49,000 |
| Scotland County Missouri | 1 | $ 65,000 | $ 65,000 | $ 77,000 |
| Sullivan County Missouri | 1 | $ 54,000 | $ 54,000 | $ 52,000 |
| Cass County Nebraska | 1 | $ 61,000 | $ 61,000 | $ 44,000 |
| Cuming County Nebraska | 1 | $ 5,000 | $ 5,000 | $ 17,000 |
| Washington County Nebraska | 1 | $ 15,000 | $ 15,000 | $ 50,000 |
| Colfax County New Mexico | 1 | $ 105,000 | $ 105,000 | $ 30,000 |
| Clay County South Dakota | 1 | $ 62,000 | $ 62,000 | $ 62,000 |
| Lincoln County South Dakota | 1 | $ 175,000 | $ 175,000 | $ 63,000 |
| Beaver County Utah | 1 | $ 70,000 | $ 70,000 | $ 76,000 |
| Crawford County Wisconsin | 1 | $ 100,000 | $ 100,000 | $ 84,000 |
Mortgage Loan Application Detail Totals for Wells Fargo Fin'l Iowa 3, Inc in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 3,811 | $222,305,000 | $66,230 | $709,000 | $63,923 | $898,000 |
| Home Purchase (one-to-four family) | 93 | $5,605,000 | $54,333 | $350,000 | $41,333 | $138,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement (one-to-four family) | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,054 | $129,276,000 | $73,750 | $703,000 | $55,875 | $433,000 |
| Information not provided by applicant in mail or telephone application | 1,685 | $89,045,000 | $63,111 | $709,000 | $73,222 | $898,000 |
| Black | 73 | $4,570,000 | $115,333 | $276,000 | $66,666 | $400,000 |
| Hispanic | 61 | $3,040,000 | $47,000 | $272,000 | $51,500 | $240,000 |
| Asian or Pacific Islander | 22 | $1,405,000 | $63,000 | $151,000 | $51,000 | $102,000 |
| Other | 7 | $484,000 | $69,000 | $283,000 | $47,000 | $78,000 |
| American Indian or Alaskan Native | 2 | $90,000 | $45,000 | $80,000 | $95,000 | $100,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,904 | $227,910,000 | $66,076 | $709,000 | $63,538 | $898,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 1,405 | $66,376,000 | $67,250 | $500,000 | $70,250 | $898,000 |
| Application Denied By Financial Institution | 1,340 | $66,922,000 | $50,454 | $703,000 | $56,363 | $400,000 |
| Loan Originated | 1,141 | $93,949,000 | $83,666 | $709,000 | $59,666 | $433,000 |
| Application Approved But Not Accepted | 18 | $663,000 | $36,000 | $110,000 | $59,000 | $91,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Wells Fargo Fin'l Iowa 3, Inc's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Wells Fargo Fin'l Iowa 3, Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Iowa, download the full spreadsheet
with aggregated HMDA statistics today.