Wells Fargo Fin'l Iowa 3, Inc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2004
Wells Fargo Fin'l Iowa 3, Inc 2004 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Wells Fargo Fin'l Iowa 3, Inc 800 Walnut St, 6Th Floor, Mac F4031-061 Des Moines, IA 50309 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,690 |
| Total Mortgage Loan Application Amount | $235,807,000 |
| Average Mortgage Loan Application Amount | $49,615 |
| Highest Mortgage Loan Application Amount | $1,000,000 |
| Average Applicant Income | $57,884 |
| Highest Applicant Income | $1,476,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2004 with Wells Fargo Fin'l Iowa 3, Inc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Wells Fargo Fin'l Iowa 3, Inc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2004 breaks down Wells Fargo Fin'l Iowa 3, Inc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Wells Fargo Fin'l Iowa 3, Inc serves its applicants.
Each category highlights the total number of mortgage applications processed by Wells Fargo Fin'l Iowa 3, Inc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Wells Fargo Fin'l Iowa 3, Inc's mortgage activity for 2004.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Polk County Iowa | 633 | $ 38,307,000 | $ 60,000 | $ 50,000 |
| Scott County Iowa | 494 | $ 43,131,000 | $ 87,000 | $ 62,000 |
| Linn County Iowa | 254 | $ 16,801,000 | $ 66,000 | $ 53,000 |
| Dubuque County Iowa | 193 | $ 13,902,000 | $ 72,000 | $ 57,000 |
| Black Hawk County Iowa | 153 | $ 8,328,000 | $ 54,000 | $ 52,000 |
| Pottawattamie County Iowa | 141 | $ 9,451,000 | $ 67,000 | $ 54,000 |
| Clinton County Iowa | 128 | $ 6,375,000 | $ 49,000 | $ 54,000 |
| Woodbury County Iowa | 116 | $ 5,421,000 | $ 46,000 | $ 48,000 |
| Johnson County Iowa | 82 | $ 8,188,000 | $ 99,000 | $ 78,000 |
| Muscatine County Iowa | 80 | $ 6,186,000 | $ 77,000 | $ 57,000 |
| Warren County Iowa | 77 | $ 5,091,000 | $ 66,000 | $ 59,000 |
| Dallas County Iowa | 75 | $ 6,426,000 | $ 85,000 | $ 53,000 |
| Cerro Gordo County Iowa | 47 | $ 2,205,000 | $ 46,000 | $ 43,000 |
| Des Moines County Iowa | 46 | $ 2,683,000 | $ 58,000 | $ 59,000 |
| Marshall County Iowa | 45 | $ 2,292,000 | $ 50,000 | $ 39,000 |
| Marion County Iowa | 43 | $ 3,351,000 | $ 77,000 | $ 57,000 |
| Lee County Iowa | 37 | $ 1,814,000 | $ 49,000 | $ 46,000 |
| Whiteside County Illinois | 36 | $ 1,194,000 | $ 33,000 | $ 52,000 |
| Cedar County Iowa | 36 | $ 2,453,000 | $ 68,000 | $ 55,000 |
| Story County Iowa | 36 | $ 2,767,000 | $ 76,000 | $ 72,000 |
| Harrison County Iowa | 33 | $ 1,015,000 | $ 30,000 | $ 54,000 |
| Wapello County Iowa | 30 | $ 1,453,000 | $ 48,000 | $ 39,000 |
| Jasper County Iowa | 29 | $ 1,602,000 | $ 55,000 | $ 48,000 |
| Jackson County Iowa | 28 | $ 1,564,000 | $ 55,000 | $ 58,000 |
| Henry County Iowa | 25 | $ 1,547,000 | $ 61,000 | $ 60,000 |
| Tama County Iowa | 24 | $ 1,152,000 | $ 48,000 | $ 50,000 |
| Rock Island County Illinois | 22 | $ 1,877,000 | $ 85,000 | $ 65,000 |
| Webster County Iowa | 21 | $ 917,000 | $ 43,000 | $ 42,000 |
| Madison County Iowa | 20 | $ 1,567,000 | $ 78,000 | $ 64,000 |
| Benton County Iowa | 19 | $ 1,438,000 | $ 75,000 | $ 45,000 |
| Butler County Iowa | 19 | $ 883,000 | $ 46,000 | $ 39,000 |
| Iowa County Iowa | 19 | $ 1,176,000 | $ 61,000 | $ 61,000 |
| Plymouth County Iowa | 19 | $ 937,000 | $ 49,000 | $ 57,000 |
| Washington County Iowa | 19 | $ 1,261,000 | $ 66,000 | $ 58,000 |
| Jo Daviess County Illinois | 16 | $ 944,000 | $ 59,000 | $ 53,000 |
| Boone County Iowa | 16 | $ 1,123,000 | $ 70,000 | $ 51,000 |
| Clay County Iowa | 16 | $ 717,000 | $ 44,000 | $ 57,000 |
| Hardin County Iowa | 16 | $ 736,000 | $ 46,000 | $ 46,000 |
| Mills County Iowa | 15 | $ 794,000 | $ 52,000 | $ 60,000 |
| Buchanan County Iowa | 14 | $ 726,000 | $ 51,000 | $ 46,000 |
| Greene County Iowa | 14 | $ 522,000 | $ 37,000 | $ 49,000 |
| Cass County Iowa | 13 | $ 457,000 | $ 35,000 | $ 43,000 |
| Clayton County Iowa | 13 | $ 515,000 | $ 39,000 | $ 47,000 |
| Floyd County Iowa | 13 | $ 549,000 | $ 42,000 | $ 47,000 |
| Guthrie County Iowa | 13 | $ 605,000 | $ 46,000 | $ 44,000 |
| Sioux County Iowa | 13 | $ 423,000 | $ 32,000 | $ 55,000 |
| Carroll County Illinois | 12 | $ 455,000 | $ 37,000 | $ 35,000 |
| Bremer County Iowa | 12 | $ 702,000 | $ 58,000 | $ 49,000 |
| Carroll County Iowa | 12 | $ 700,000 | $ 58,000 | $ 53,000 |
| Mahaska County Iowa | 12 | $ 413,000 | $ 34,000 | $ 36,000 |
| Appanoose County Iowa | 11 | $ 383,000 | $ 34,000 | $ 47,000 |
| Buena Vista County Iowa | 11 | $ 500,000 | $ 45,000 | $ 37,000 |
| Jones County Iowa | 11 | $ 612,000 | $ 55,000 | $ 47,000 |
| Keokuk County Iowa | 11 | $ 449,000 | $ 40,000 | $ 72,000 |
| Union County Iowa | 11 | $ 393,000 | $ 35,000 | $ 42,000 |
| Delaware County Iowa | 10 | $ 628,000 | $ 62,000 | $ 57,000 |
| Kossuth County Iowa | 10 | $ 396,000 | $ 39,000 | $ 50,000 |
| Palo Alto County Iowa | 10 | $ 461,000 | $ 46,000 | $ 37,000 |
| Poweshiek County Iowa | 10 | $ 472,000 | $ 47,000 | $ 57,000 |
| Dakota County Nebraska | 10 | $ 464,000 | $ 46,000 | $ 52,000 |
| Louisa County Iowa | 9 | $ 667,000 | $ 74,000 | $ 53,000 |
| Wright County Iowa | 9 | $ 334,000 | $ 37,000 | $ 45,000 |
| Henry County Illinois | 8 | $ 855,000 | $ 106,000 | $ 80,000 |
| Crawford County Iowa | 8 | $ 249,000 | $ 31,000 | $ 46,000 |
| Grundy County Iowa | 8 | $ 607,000 | $ 75,000 | $ 53,000 |
| Hamilton County Iowa | 8 | $ 408,000 | $ 51,000 | $ 38,000 |
| Humboldt County Iowa | 8 | $ 434,000 | $ 54,000 | $ 50,000 |
| Mitchell County Iowa | 8 | $ 506,000 | $ 63,000 | $ 116,000 |
| Monona County Iowa | 8 | $ 316,000 | $ 39,000 | $ 55,000 |
| Hancock County Illinois | 7 | $ 387,000 | $ 55,000 | $ 59,000 |
| Lee County Illinois | 7 | $ 516,000 | $ 73,000 | $ 60,000 |
| Chickasaw County Iowa | 7 | $ 402,000 | $ 57,000 | $ 58,000 |
| Dickinson County Iowa | 7 | $ 175,000 | $ 25,000 | $ 50,000 |
| O'Brien County Iowa | 7 | $ 334,000 | $ 47,000 | $ 56,000 |
| Winnebago County Iowa | 7 | $ 216,000 | $ 30,000 | $ 63,000 |
| Worth County Iowa | 7 | $ 560,000 | $ 80,000 | $ 49,000 |
| Fayette County Iowa | 6 | $ 304,000 | $ 50,000 | $ 48,000 |
| Lucas County Iowa | 6 | $ 197,000 | $ 32,000 | $ 63,000 |
| Mercer County Illinois | 5 | $ 544,000 | $ 108,000 | $ 53,000 |
| Calhoun County Iowa | 5 | $ 123,000 | $ 24,000 | $ 50,000 |
| Cherokee County Iowa | 5 | $ 147,000 | $ 29,000 | $ 71,000 |
| Clarke County Iowa | 5 | $ 670,000 | $ 134,000 | $ 113,000 |
| Franklin County Iowa | 5 | $ 123,000 | $ 24,000 | $ 40,000 |
| Howard County Iowa | 5 | $ 147,000 | $ 29,000 | $ 38,000 |
| Jefferson County Iowa | 5 | $ 65,000 | $ 13,000 | $ 47,000 |
| Page County Iowa | 5 | $ 347,000 | $ 69,000 | $ 75,000 |
| Sac County Iowa | 5 | $ 96,000 | $ 19,000 | $ 45,000 |
| Van Buren County Iowa | 5 | $ 300,000 | $ 60,000 | $ 47,000 |
| Grant County Wisconsin | 5 | $ 298,000 | $ 59,000 | $ 62,000 |
| Audubon County Iowa | 4 | $ 171,000 | $ 42,000 | $ 52,000 |
| Emmet County Iowa | 4 | $ 241,000 | $ 60,000 | $ 45,000 |
| Shelby County Iowa | 4 | $ 320,000 | $ 80,000 | $ 60,000 |
| Adair County Missouri | 4 | $ 154,000 | $ 38,000 | $ 36,000 |
| Douglas County Nebraska | 4 | $ 189,000 | $ 47,000 | $ 45,000 |
| Ogle County Illinois | 3 | $ 113,000 | $ 37,000 | $ 48,000 |
| Adair County Iowa | 3 | $ 199,000 | $ 66,000 | $ 37,000 |
| Adams County Iowa | 3 | $ 490,000 | $ 163,000 | $ 511,000 |
| Davis County Iowa | 3 | $ 409,000 | $ 136,000 | $ 41,000 |
| Decatur County Iowa | 3 | $ 75,000 | $ 25,000 | $ 49,000 |
| Monroe County Iowa | 3 | $ 187,000 | $ 62,000 | $ 59,000 |
| Union County South Dakota | 3 | $ 189,000 | $ 63,000 | $ 46,000 |
| Bureau County Illinois | 2 | $ 134,000 | $ 67,000 | $ 59,000 |
| Allamakee County Iowa | 2 | $ 125,000 | $ 62,000 | $ 91,000 |
| Hancock County Iowa | 2 | $ 55,000 | $ 27,000 | $ 55,000 |
| Ida County Iowa | 2 | $ 7,000 | $ 3,000 | $ 48,000 |
| Lyon County Iowa | 2 | $ 114,000 | $ 57,000 | $ 47,000 |
| Taylor County Iowa | 2 | $ 95,000 | $ 47,000 | $ 68,000 |
| Wayne County Iowa | 2 | $ 59,000 | $ 29,000 | $ 44,000 |
| Winneshiek County Iowa | 2 | $ 239,000 | $ 119,000 | $ 50,000 |
| Hennepin County Minnesota | 2 | $ 105,000 | $ 52,000 | $ 47,000 |
| Clark County Missouri | 2 | $ 56,000 | $ 28,000 | $ 74,000 |
| Putnam County Missouri | 2 | $ 110,000 | $ 55,000 | $ 44,000 |
| Dixon County Nebraska | 2 | $ 73,000 | $ 36,000 | $ 65,000 |
| Houston County Alabama | 1 | $ 30,000 | $ 30,000 | $ 72,000 |
| Tallapoosa County Alabama | 1 | $ 22,000 | $ 22,000 | $ 134,000 |
| Maricopa County Arizona | 1 | $ 20,000 | $ 20,000 | $ 36,000 |
| Alameda County California | 1 | $ 30,000 | $ 30,000 | $ 101,000 |
| San Diego County California | 1 | $ 310,000 | $ 310,000 | $ 73,000 |
| Marion County Florida | 1 | $ 3,000 | $ 3,000 | $ 75,000 |
| Forsyth County Georgia | 1 | $ 5,000 | $ 5,000 | $ 71,000 |
| Henderson County Illinois | 1 | $ 49,000 | $ 49,000 | $ 59,000 |
| Will County Illinois | 1 | $ 65,000 | $ 65,000 | $ 125,000 |
| Fremont County Iowa | 1 | $ 49,000 | $ 49,000 | $ 89,000 |
| Montgomery County Iowa | 1 | $ 97,000 | $ 97,000 | $ 53,000 |
| Osceola County Iowa | 1 | $ 8,000 | $ 8,000 | $ 48,000 |
| Pocahontas County Iowa | 1 | $ 15,000 | $ 15,000 | $ 65,000 |
| Ringgold County Iowa | 1 | $ 88,000 | $ 88,000 | $ 105,000 |
| Mercer County Kentucky | 1 | $ 10,000 | $ 10,000 | $ 50,000 |
| Faribault County Minnesota | 1 | $ 35,000 | $ 35,000 | $ 43,000 |
| Butler County Missouri | 1 | $ 130,000 | $ 130,000 | $ 67,000 |
| Mercer County Missouri | 1 | $ 70,000 | $ 70,000 | $ 19,000 |
| Miller County Missouri | 1 | $ 200,000 | $ 200,000 | $ 75,000 |
| Schuyler County Missouri | 1 | $ 40,000 | $ 40,000 | $ 92,000 |
| Cass County Nebraska | 1 | $ 86,000 | $ 86,000 | $ 90,000 |
| Hall County Nebraska | 1 | $ 15,000 | $ 15,000 | $ 73,000 |
| Lancaster County Nebraska | 1 | $ 180,000 | $ 180,000 | $ 110,000 |
| Sarpy County Nebraska | 1 | $ 3,000 | $ 3,000 | $ 81,000 |
| Morris County New Jersey | 1 | $ 55,000 | $ 55,000 | $ 42,000 |
| Lucas County Ohio | 1 | $ 3,000 | $ 3,000 | $ 50,000 |
| Clay County South Dakota | 1 | $ 10,000 | $ 10,000 | $ 35,000 |
| Walworth County South Dakota | 1 | $ 10,000 | $ 10,000 | $ 56,000 |
| Yankton County South Dakota | 1 | $ 5,000 | $ 5,000 | $ 67,000 |
| Green County Wisconsin | 1 | $ 25,000 | $ 25,000 | $ 78,000 |
| Lafayette County Wisconsin | 1 | $ 9,000 | $ 9,000 | $ 96,000 |
Mortgage Loan Application Detail Totals for Wells Fargo Fin'l Iowa 3, Inc in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,154 | $211,802,000 | $54,384 | $895,000 | $67,307 | $513,000 |
| Home Improvement | 458 | $17,514,000 | $33,375 | $420,000 | $53,500 | $656,000 |
| Home Purchase | 78 | $6,491,000 | $63,200 | $1,000,000 | $40,400 | $1,476,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,977 | $189,784,000 | $63,272 | $1,000,000 | $59,636 | $1,476,000 |
| Not Provided | 465 | $31,929,000 | $42,600 | $381,000 | $63,200 | $494,000 |
| Black or African American | 109 | $6,855,000 | $57,333 | $420,000 | $49,333 | $228,000 |
| Hispanic | 97 | $4,634,000 | $47,000 | $191,000 | $66,600 | $140,000 |
| Asian | 22 | $1,133,000 | $35,500 | $150,000 | $37,500 | $96,000 |
| Not applicable | 11 | $803,000 | $73,000 | $263,000 | $0 | $0 |
| American Indian or Alaskan Native | 8 | $562,000 | $70,000 | $181,000 | $81,000 | $197,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $107,000 | $107,000 | $107,000 | $61,000 | $61,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,690 | $235,807,000 | $43,733 | $1,000,000 | $60,666 | $1,476,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 1,503 | $78,956,000 | $32,500 | $1,000,000 | $58,500 | $1,476,000 |
| Loan Originated | 1,181 | $111,401,000 | $100,333 | $482,000 | $64,833 | $300,000 |
| Application Withdrawn By Applicant | 913 | $41,538,000 | $55,818 | $350,000 | $62,636 | $656,000 |
| Application Approved But Not Accepted | 82 | $3,109,000 | $47,500 | $258,000 | $45,500 | $133,000 |
| Loan Purchased By The Institution | 11 | $803,000 | $73,000 | $263,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Wells Fargo Fin'l Iowa 3, Inc's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Wells Fargo Fin'l Iowa 3, Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Iowa, download the full spreadsheet
with aggregated HMDA statistics today.