Wells Fargo Fin'l Iowa 3, Inc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005
Wells Fargo Fin'l Iowa 3, Inc 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Wells Fargo Fin'l Iowa 3, Inc 800 Walnut St, 6Th Floor, Mac F4031-061 Des Moines, IA 50309 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,377 |
| Total Mortgage Loan Application Amount | $420,233,000 |
| Average Mortgage Loan Application Amount | $73,700 |
| Highest Mortgage Loan Application Amount | $576,000 |
| Average Applicant Income | $64,950 |
| Highest Applicant Income | $674,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with Wells Fargo Fin'l Iowa 3, Inc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Wells Fargo Fin'l Iowa 3, Inc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down Wells Fargo Fin'l Iowa 3, Inc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Wells Fargo Fin'l Iowa 3, Inc serves its applicants.
Each category highlights the total number of mortgage applications processed by Wells Fargo Fin'l Iowa 3, Inc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Wells Fargo Fin'l Iowa 3, Inc's mortgage activity for 2005.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Polk County Iowa | 788 | $ 77,786,000 | $ 98,000 | $ 59,000 |
| Scott County Iowa | 678 | $ 76,455,000 | $ 112,000 | $ 56,000 |
| Linn County Iowa | 234 | $ 20,720,000 | $ 88,000 | $ 65,000 |
| Dubuque County Iowa | 204 | $ 23,425,000 | $ 114,000 | $ 72,000 |
| Black Hawk County Iowa | 195 | $ 16,300,000 | $ 83,000 | $ 44,000 |
| Pottawattamie County Iowa | 168 | $ 14,708,000 | $ 87,000 | $ 47,000 |
| Clinton County Iowa | 130 | $ 11,125,000 | $ 85,000 | $ 50,000 |
| Muscatine County Iowa | 115 | $ 11,843,000 | $ 102,000 | $ 57,000 |
| Woodbury County Iowa | 103 | $ 8,029,000 | $ 77,000 | $ 42,000 |
| Johnson County Iowa | 94 | $ 12,949,000 | $ 137,000 | $ 70,000 |
| Dallas County Iowa | 92 | $ 10,818,000 | $ 117,000 | $ 65,000 |
| Warren County Iowa | 77 | $ 7,982,000 | $ 103,000 | $ 61,000 |
| Rock Island County Illinois | 63 | $ 6,244,000 | $ 99,000 | $ 59,000 |
| Cerro Gordo County Iowa | 56 | $ 4,323,000 | $ 77,000 | $ 51,000 |
| Story County Iowa | 56 | $ 5,919,000 | $ 105,000 | $ 77,000 |
| Marshall County Iowa | 55 | $ 3,833,000 | $ 69,000 | $ 99,000 |
| Webster County Iowa | 51 | $ 4,074,000 | $ 79,000 | $ 54,000 |
| Marion County Iowa | 47 | $ 3,488,000 | $ 74,000 | $ 50,000 |
| Des Moines County Iowa | 37 | $ 2,950,000 | $ 79,000 | $ 69,000 |
| Benton County Iowa | 36 | $ 2,743,000 | $ 76,000 | $ 48,000 |
| Madison County Iowa | 36 | $ 4,237,000 | $ 117,000 | $ 69,000 |
| Cedar County Iowa | 33 | $ 3,684,000 | $ 111,000 | $ 58,000 |
| Jasper County Iowa | 33 | $ 2,640,000 | $ 80,000 | $ 50,000 |
| Lee County Iowa | 31 | $ 2,494,000 | $ 80,000 | $ 60,000 |
| Whiteside County Illinois | 30 | $ 2,860,000 | $ 95,000 | $ 63,000 |
| Boone County Iowa | 29 | $ 2,291,000 | $ 79,000 | $ 91,000 |
| Wapello County Iowa | 29 | $ 1,856,000 | $ 64,000 | $ 56,000 |
| Jackson County Iowa | 27 | $ 2,809,000 | $ 104,000 | $ 60,000 |
| Harrison County Iowa | 23 | $ 2,023,000 | $ 87,000 | $ 63,000 |
| Bremer County Iowa | 21 | $ 1,837,000 | $ 87,000 | $ 145,000 |
| Buchanan County Iowa | 20 | $ 1,707,000 | $ 85,000 | $ 59,000 |
| Henry County Iowa | 20 | $ 1,762,000 | $ 88,000 | $ 57,000 |
| Jones County Iowa | 20 | $ 2,276,000 | $ 113,000 | $ 57,000 |
| Washington County Iowa | 20 | $ 1,712,000 | $ 85,000 | $ 52,000 |
| Wright County Iowa | 19 | $ 1,175,000 | $ 61,000 | $ 48,000 |
| Butler County Iowa | 18 | $ 1,572,000 | $ 87,000 | $ 44,000 |
| Delaware County Iowa | 18 | $ 1,290,000 | $ 71,000 | $ 51,000 |
| Iowa County Iowa | 18 | $ 1,865,000 | $ 103,000 | $ 66,000 |
| Tama County Iowa | 18 | $ 1,421,000 | $ 78,000 | $ 52,000 |
| Cass County Iowa | 17 | $ 940,000 | $ 55,000 | $ 53,000 |
| Hamilton County Iowa | 17 | $ 1,838,000 | $ 108,000 | $ 61,000 |
| Hardin County Iowa | 17 | $ 1,310,000 | $ 77,000 | $ 52,000 |
| Keokuk County Iowa | 17 | $ 975,000 | $ 57,000 | $ 58,000 |
| Louisa County Iowa | 17 | $ 1,611,000 | $ 94,000 | $ 61,000 |
| Mahaska County Iowa | 17 | $ 1,369,000 | $ 80,000 | $ 53,000 |
| Jo Daviess County Illinois | 16 | $ 1,489,000 | $ 93,000 | $ 54,000 |
| Clay County Iowa | 16 | $ 1,591,000 | $ 99,000 | $ 44,000 |
| Hancock County Iowa | 16 | $ 1,034,000 | $ 64,000 | $ 59,000 |
| Mills County Iowa | 16 | $ 1,409,000 | $ 88,000 | $ 66,000 |
| Carroll County Iowa | 15 | $ 1,165,000 | $ 77,000 | $ 45,000 |
| Poweshiek County Iowa | 15 | $ 1,641,000 | $ 109,000 | $ 56,000 |
| Adair County Iowa | 14 | $ 880,000 | $ 62,000 | $ 53,000 |
| Floyd County Iowa | 14 | $ 964,000 | $ 68,000 | $ 42,000 |
| Fayette County Iowa | 13 | $ 976,000 | $ 75,000 | $ 51,000 |
| Plymouth County Iowa | 13 | $ 1,589,000 | $ 122,000 | $ 63,000 |
| Henry County Illinois | 12 | $ 1,897,000 | $ 158,000 | $ 110,000 |
| Clayton County Iowa | 12 | $ 1,059,000 | $ 88,000 | $ 69,000 |
| Greene County Iowa | 12 | $ 740,000 | $ 61,000 | $ 49,000 |
| Grundy County Iowa | 12 | $ 1,548,000 | $ 129,000 | $ 79,000 |
| Guthrie County Iowa | 12 | $ 849,000 | $ 70,000 | $ 52,000 |
| Carroll County Illinois | 11 | $ 807,000 | $ 73,000 | $ 45,000 |
| Crawford County Iowa | 11 | $ 597,000 | $ 54,000 | $ 45,000 |
| Franklin County Iowa | 11 | $ 763,000 | $ 69,000 | $ 46,000 |
| Sioux County Iowa | 11 | $ 847,000 | $ 77,000 | $ 54,000 |
| Decatur County Iowa | 10 | $ 815,000 | $ 81,000 | $ 52,000 |
| Humboldt County Iowa | 10 | $ 748,000 | $ 74,000 | $ 71,000 |
| Jefferson County Iowa | 10 | $ 1,217,000 | $ 121,000 | $ 129,000 |
| Dakota County Nebraska | 10 | $ 779,000 | $ 77,000 | $ 62,000 |
| Calhoun County Iowa | 9 | $ 477,000 | $ 53,000 | $ 53,000 |
| Chickasaw County Iowa | 9 | $ 970,000 | $ 107,000 | $ 83,000 |
| Davis County Iowa | 9 | $ 718,000 | $ 79,000 | $ 58,000 |
| Dickinson County Iowa | 9 | $ 1,054,000 | $ 117,000 | $ 53,000 |
| Worth County Iowa | 9 | $ 814,000 | $ 90,000 | $ 45,000 |
| Appanoose County Iowa | 8 | $ 636,000 | $ 79,000 | $ 41,000 |
| Buena Vista County Iowa | 8 | $ 608,000 | $ 76,000 | $ 69,000 |
| Kossuth County Iowa | 8 | $ 463,000 | $ 57,000 | $ 43,000 |
| Montgomery County Iowa | 8 | $ 513,000 | $ 64,000 | $ 43,000 |
| Shelby County Iowa | 8 | $ 1,029,000 | $ 128,000 | $ 55,000 |
| Clarke County Iowa | 7 | $ 645,000 | $ 92,000 | $ 43,000 |
| Winnebago County Iowa | 7 | $ 545,000 | $ 77,000 | $ 66,000 |
| Winneshiek County Iowa | 7 | $ 364,000 | $ 52,000 | $ 40,000 |
| Mercer County Illinois | 6 | $ 543,000 | $ 90,000 | $ 52,000 |
| Allamakee County Iowa | 6 | $ 651,000 | $ 108,000 | $ 44,000 |
| Lucas County Iowa | 6 | $ 415,000 | $ 69,000 | $ 62,000 |
| Monona County Iowa | 6 | $ 575,000 | $ 95,000 | $ 50,000 |
| Palo Alto County Iowa | 6 | $ 317,000 | $ 52,000 | $ 41,000 |
| Van Buren County Iowa | 6 | $ 472,000 | $ 78,000 | $ 51,000 |
| Hancock County Illinois | 5 | $ 313,000 | $ 62,000 | $ 36,000 |
| Howard County Iowa | 5 | $ 400,000 | $ 80,000 | $ 47,000 |
| Pocahontas County Iowa | 5 | $ 280,000 | $ 56,000 | $ 53,000 |
| Ringgold County Iowa | 5 | $ 372,000 | $ 74,000 | $ 55,000 |
| Union County Iowa | 5 | $ 326,000 | $ 65,000 | $ 59,000 |
| Lee County Illinois | 4 | $ 396,000 | $ 99,000 | $ 63,000 |
| Lyon County Iowa | 4 | $ 221,000 | $ 55,000 | $ 53,000 |
| Mitchell County Iowa | 4 | $ 202,000 | $ 50,000 | $ 55,000 |
| O'Brien County Iowa | 4 | $ 254,000 | $ 63,000 | $ 57,000 |
| Osceola County Iowa | 4 | $ 771,000 | $ 192,000 | $ 67,000 |
| Page County Iowa | 4 | $ 381,000 | $ 95,000 | $ 56,000 |
| Henderson County Illinois | 3 | $ 351,000 | $ 117,000 | $ 60,000 |
| Audubon County Iowa | 3 | $ 228,000 | $ 76,000 | $ 45,000 |
| Emmet County Iowa | 3 | $ 131,000 | $ 43,000 | $ 17,000 |
| Fremont County Iowa | 3 | $ 240,000 | $ 80,000 | $ 51,000 |
| Ida County Iowa | 3 | $ 134,000 | $ 44,000 | $ 53,000 |
| Douglas County Nebraska | 3 | $ 236,000 | $ 78,000 | $ 53,000 |
| Yankton County South Dakota | 3 | $ 270,000 | $ 90,000 | $ 49,000 |
| Camden County Georgia | 2 | $ 226,000 | $ 113,000 | $ 131,000 |
| Knox County Illinois | 2 | $ 78,000 | $ 39,000 | $ 45,000 |
| Peoria County Illinois | 2 | $ 301,000 | $ 150,000 | $ 67,000 |
| Wayne County Iowa | 2 | $ 111,000 | $ 55,000 | $ 26,000 |
| Union County South Dakota | 2 | $ 147,000 | $ 73,000 | $ 55,000 |
| Grant County Wisconsin | 2 | $ 300,000 | $ 150,000 | $ 61,000 |
| Alameda County California | 1 | $ 325,000 | $ 325,000 | $ 97,000 |
| Adams County Colorado | 1 | $ 35,000 | $ 35,000 | $ 71,000 |
| Ada County Idaho | 1 | $ 7,000 | $ 7,000 | $ 42,000 |
| Winnebago County Illinois | 1 | $ 44,000 | $ 44,000 | $ 92,000 |
| Adams County Iowa | 1 | $ 25,000 | $ 25,000 | $ 36,000 |
| Monroe County Iowa | 1 | $ 107,000 | $ 107,000 | $ 49,000 |
| Taylor County Iowa | 1 | $ 66,000 | $ 66,000 | $ 80,000 |
| Freeborn County Minnesota | 1 | $ 11,000 | $ 11,000 | $ 58,000 |
| Pine County Minnesota | 1 | $ 15,000 | $ 15,000 | $ 21,000 |
| Wright County Minnesota | 1 | $ 35,000 | $ 35,000 | $ 45,000 |
| Adair County Missouri | 1 | $ 80,000 | $ 80,000 | $ 55,000 |
| Dixon County Nebraska | 1 | $ 67,000 | $ 67,000 | $ 47,000 |
| Bexar County Texas | 1 | $ 39,000 | $ 39,000 | $ 45,000 |
| Cameron County Texas | 1 | $ 70,000 | $ 70,000 | $ 50,000 |
| Montgomery County Texas | 1 | $ 38,000 | $ 38,000 | $ 132,000 |
| Walla Walla County Washington | 1 | $ 75,000 | $ 75,000 | $ 47,000 |
| Green Lake County Wisconsin | 1 | $ 44,000 | $ 44,000 | $ 69,000 |
Mortgage Loan Application Detail Totals for Wells Fargo Fin'l Iowa 3, Inc in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,750 | $388,739,000 | $69,727 | $576,000 | $63,000 | $540,000 |
| Home Improvement | 582 | $29,350,000 | $93,000 | $350,000 | $63,857 | $674,000 |
| Home Purchase | 45 | $2,144,000 | $28,000 | $248,000 | $79,500 | $120,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,841 | $370,484,000 | $72,909 | $576,000 | $59,636 | $540,000 |
| Not Provided | 189 | $19,140,000 | $88,666 | $520,000 | $99,000 | $674,000 |
| Black or African American | 148 | $13,872,000 | $146,750 | $385,000 | $71,250 | $328,000 |
| Hispanic | 115 | $8,498,000 | $72,000 | $226,000 | $40,500 | $240,000 |
| American Indian or Alaskan Native | 45 | $4,335,000 | $92,000 | $206,000 | $52,333 | $114,000 |
| Asian | 36 | $3,511,000 | $74,000 | $278,000 | $57,000 | $165,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $393,000 | $131,000 | $225,000 | $60,000 | $79,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,377 | $420,233,000 | $90,153 | $576,000 | $65,461 | $674,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 1,865 | $168,639,000 | $57,300 | $530,000 | $60,400 | $674,000 |
| Loan Originated | 1,249 | $125,339,000 | $81,600 | $503,000 | $65,800 | $454,000 |
| Application Withdrawn By Applicant | 1,182 | $117,463,000 | $122,000 | $520,000 | $74,444 | $540,000 |
| Application Approved But Not Accepted | 81 | $8,792,000 | $98,250 | $576,000 | $51,500 | $295,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Wells Fargo Fin'l Iowa 3, Inc's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Wells Fargo Fin'l Iowa 3, Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Iowa, download the full spreadsheet
with aggregated HMDA statistics today.