Wells Fargo Fin'l Kentucky Inc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005
Wells Fargo Fin'l Kentucky Inc 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Wells Fargo Fin'l Kentucky Inc 800 Walnut St, 6Th Floor, Mac F4031-061 Des Moines, IA 50309 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,868 |
| Total Mortgage Loan Application Amount | $295,735,000 |
| Average Mortgage Loan Application Amount | $83,500 |
| Highest Mortgage Loan Application Amount | $774,000 |
| Average Applicant Income | $71,000 |
| Highest Applicant Income | $778,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with Wells Fargo Fin'l Kentucky Inc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Wells Fargo Fin'l Kentucky Inc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down Wells Fargo Fin'l Kentucky Inc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Wells Fargo Fin'l Kentucky Inc serves its applicants.
Each category highlights the total number of mortgage applications processed by Wells Fargo Fin'l Kentucky Inc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Wells Fargo Fin'l Kentucky Inc's mortgage activity for 2005.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Jefferson County Kentucky | 887 | $ 93,062,000 | $ 104,000 | $ 58,000 |
| Fayette County Kentucky | 219 | $ 26,114,000 | $ 119,000 | $ 64,000 |
| Hardin County Kentucky | 119 | $ 12,603,000 | $ 105,000 | $ 62,000 |
| Bullitt County Kentucky | 116 | $ 12,162,000 | $ 104,000 | $ 54,000 |
| Daviess County Kentucky | 116 | $ 11,005,000 | $ 94,000 | $ 43,000 |
| Kenton County Kentucky | 98 | $ 12,352,000 | $ 126,000 | $ 65,000 |
| Warren County Kentucky | 94 | $ 10,344,000 | $ 110,000 | $ 52,000 |
| Boone County Kentucky | 80 | $ 10,818,000 | $ 135,000 | $ 64,000 |
| Oldham County Kentucky | 77 | $ 10,386,000 | $ 134,000 | $ 83,000 |
| Madison County Kentucky | 56 | $ 6,584,000 | $ 117,000 | $ 45,000 |
| Shelby County Kentucky | 49 | $ 5,127,000 | $ 104,000 | $ 49,000 |
| Franklin County Kentucky | 47 | $ 5,370,000 | $ 114,000 | $ 63,000 |
| Nelson County Kentucky | 40 | $ 3,600,000 | $ 90,000 | $ 64,000 |
| Meade County Kentucky | 35 | $ 3,345,000 | $ 95,000 | $ 67,000 |
| Scott County Kentucky | 35 | $ 3,649,000 | $ 104,000 | $ 65,000 |
| Campbell County Kentucky | 34 | $ 4,013,000 | $ 118,000 | $ 68,000 |
| Jessamine County Kentucky | 30 | $ 3,342,000 | $ 111,000 | $ 66,000 |
| Henderson County Kentucky | 29 | $ 2,877,000 | $ 99,000 | $ 58,000 |
| Hopkins County Kentucky | 29 | $ 2,024,000 | $ 69,000 | $ 45,000 |
| Henry County Kentucky | 28 | $ 2,208,000 | $ 78,000 | $ 40,000 |
| Clark County Kentucky | 27 | $ 3,422,000 | $ 126,000 | $ 73,000 |
| Spencer County Kentucky | 24 | $ 3,044,000 | $ 126,000 | $ 59,000 |
| Christian County Kentucky | 23 | $ 1,724,000 | $ 74,000 | $ 42,000 |
| Ohio County Kentucky | 22 | $ 1,589,000 | $ 72,000 | $ 48,000 |
| Hart County Kentucky | 20 | $ 1,521,000 | $ 76,000 | $ 51,000 |
| Logan County Kentucky | 20 | $ 1,794,000 | $ 89,000 | $ 49,000 |
| Montgomery County Kentucky | 20 | $ 1,812,000 | $ 90,000 | $ 51,000 |
| Barren County Kentucky | 19 | $ 1,696,000 | $ 89,000 | $ 44,000 |
| Garrard County Kentucky | 18 | $ 1,397,000 | $ 77,000 | $ 48,000 |
| Grant County Kentucky | 17 | $ 1,591,000 | $ 93,000 | $ 53,000 |
| Anderson County Kentucky | 16 | $ 2,214,000 | $ 138,000 | $ 49,000 |
| Edmonson County Kentucky | 16 | $ 1,319,000 | $ 82,000 | $ 50,000 |
| Trimble County Kentucky | 16 | $ 1,285,000 | $ 80,000 | $ 46,000 |
| McCracken County Kentucky | 15 | $ 1,352,000 | $ 90,000 | $ 57,000 |
| Greenup County Kentucky | 14 | $ 1,138,000 | $ 81,000 | $ 53,000 |
| Allen County Kentucky | 13 | $ 1,194,000 | $ 91,000 | $ 45,000 |
| Hancock County Kentucky | 13 | $ 1,059,000 | $ 81,000 | $ 59,000 |
| Bourbon County Kentucky | 12 | $ 1,048,000 | $ 87,000 | $ 128,000 |
| Boyd County Kentucky | 11 | $ 852,000 | $ 77,000 | $ 38,000 |
| Carroll County Kentucky | 11 | $ 648,000 | $ 58,000 | $ 47,000 |
| McLean County Kentucky | 11 | $ 1,117,000 | $ 101,000 | $ 59,000 |
| Mercer County Kentucky | 11 | $ 961,000 | $ 87,000 | $ 51,000 |
| Pulaski County Kentucky | 11 | $ 532,000 | $ 48,000 | $ 36,000 |
| Simpson County Kentucky | 11 | $ 671,000 | $ 61,000 | $ 45,000 |
| Woodford County Kentucky | 11 | $ 1,185,000 | $ 107,000 | $ 69,000 |
| Grayson County Kentucky | 10 | $ 778,000 | $ 77,000 | $ 54,000 |
| Muhlenberg County Kentucky | 10 | $ 805,000 | $ 80,000 | $ 50,000 |
| Breckinridge County Kentucky | 9 | $ 652,000 | $ 72,000 | $ 56,000 |
| Butler County Kentucky | 9 | $ 523,000 | $ 58,000 | $ 35,000 |
| Carter County Kentucky | 8 | $ 370,000 | $ 46,000 | $ 68,000 |
| Lawrence County Kentucky | 7 | $ 501,000 | $ 71,000 | $ 45,000 |
| Lincoln County Kentucky | 7 | $ 426,000 | $ 60,000 | $ 42,000 |
| Boyle County Kentucky | 6 | $ 494,000 | $ 82,000 | $ 57,000 |
| Estill County Kentucky | 6 | $ 652,000 | $ 108,000 | $ 58,000 |
| Gallatin County Kentucky | 6 | $ 588,000 | $ 98,000 | $ 46,000 |
| Harrison County Kentucky | 6 | $ 668,000 | $ 111,000 | $ 55,000 |
| Laurel County Kentucky | 6 | $ 648,000 | $ 108,000 | $ 52,000 |
| Marion County Kentucky | 6 | $ 495,000 | $ 82,000 | $ 43,000 |
| Mason County Kentucky | 6 | $ 416,000 | $ 69,000 | $ 67,000 |
| Menifee County Kentucky | 6 | $ 366,000 | $ 61,000 | $ 30,000 |
| Pendleton County Kentucky | 6 | $ 342,000 | $ 57,000 | $ 52,000 |
| Pike County Kentucky | 6 | $ 350,000 | $ 58,000 | $ 72,000 |
| Rowan County Kentucky | 6 | $ 260,000 | $ 43,000 | $ 51,000 |
| Bath County Kentucky | 5 | $ 282,000 | $ 56,000 | $ 35,000 |
| Graves County Kentucky | 5 | $ 407,000 | $ 81,000 | $ 45,000 |
| Marshall County Kentucky | 5 | $ 543,000 | $ 108,000 | $ 87,000 |
| Taylor County Kentucky | 5 | $ 517,000 | $ 103,000 | $ 55,000 |
| Todd County Kentucky | 5 | $ 244,000 | $ 48,000 | $ 58,000 |
| Green County Kentucky | 4 | $ 209,000 | $ 52,000 | $ 33,000 |
| Larue County Kentucky | 4 | $ 297,000 | $ 74,000 | $ 56,000 |
| Lee County Kentucky | 4 | $ 305,000 | $ 76,000 | $ 39,000 |
| Powell County Kentucky | 4 | $ 240,000 | $ 60,000 | $ 29,000 |
| Adair County Kentucky | 3 | $ 328,000 | $ 109,000 | $ 17,000 |
| Breathitt County Kentucky | 3 | $ 260,000 | $ 86,000 | $ 25,000 |
| Calloway County Kentucky | 3 | $ 154,000 | $ 51,000 | $ 31,000 |
| Clay County Kentucky | 3 | $ 426,000 | $ 142,000 | $ 147,000 |
| Johnson County Kentucky | 3 | $ 259,000 | $ 86,000 | $ 39,000 |
| Owen County Kentucky | 3 | $ 120,000 | $ 40,000 | $ 29,000 |
| Perry County Kentucky | 3 | $ 66,000 | $ 22,000 | $ 34,000 |
| Trigg County Kentucky | 3 | $ 378,000 | $ 126,000 | $ 73,000 |
| Union County Kentucky | 3 | $ 192,000 | $ 64,000 | $ 36,000 |
| Washington County Kentucky | 3 | $ 163,000 | $ 54,000 | $ 36,000 |
| Webster County Kentucky | 3 | $ 197,000 | $ 65,000 | $ 51,000 |
| Whitley County Kentucky | 3 | $ 172,000 | $ 57,000 | $ 35,000 |
| Bracken County Kentucky | 2 | $ 90,000 | $ 45,000 | $ 26,000 |
| Casey County Kentucky | 2 | $ 73,000 | $ 36,000 | $ 32,000 |
| Clinton County Kentucky | 2 | $ 121,000 | $ 60,000 | $ 52,000 |
| Floyd County Kentucky | 2 | $ 178,000 | $ 89,000 | $ 62,000 |
| Harlan County Kentucky | 2 | $ 83,000 | $ 41,000 | $ 31,000 |
| Letcher County Kentucky | 2 | $ 171,000 | $ 85,000 | $ 45,000 |
| Lewis County Kentucky | 2 | $ 19,000 | $ 9,000 | $ 40,000 |
| Metcalfe County Kentucky | 2 | $ 147,000 | $ 73,000 | $ 56,000 |
| Monroe County Kentucky | 2 | $ 75,000 | $ 37,000 | $ 50,000 |
| Wolfe County Kentucky | 2 | $ 144,000 | $ 72,000 | $ 50,000 |
| Bexar County Texas | 2 | $ 135,000 | $ 67,000 | $ 55,000 |
| Hartford County Connecticut | 1 | $ 69,000 | $ 69,000 | $ 70,000 |
| Clark County Indiana | 1 | $ 198,000 | $ 198,000 | $ 81,000 |
| Floyd County Indiana | 1 | $ 68,000 | $ 68,000 | $ 36,000 |
| Lake County Indiana | 1 | $ 375,000 | $ 375,000 | $ 778,000 |
| LaPorte County Indiana | 1 | $ 155,000 | $ 155,000 | $ 118,000 |
| Washington County Indiana | 1 | $ 41,000 | $ 41,000 | $ 50,000 |
| Ballard County Kentucky | 1 | $ 30,000 | $ 30,000 | $ 58,000 |
| Caldwell County Kentucky | 1 | $ 67,000 | $ 67,000 | $ 56,000 |
| Crittenden County Kentucky | 1 | $ 98,000 | $ 98,000 | $ 28,000 |
| Fleming County Kentucky | 1 | $ 50,000 | $ 50,000 | $ 67,000 |
| Knox County Kentucky | 1 | $ 10,000 | $ 10,000 | $ 22,000 |
| Lyon County Kentucky | 1 | $ 125,000 | $ 125,000 | $ 5,000 |
| Martin County Kentucky | 1 | $ 105,000 | $ 105,000 | $ 41,000 |
| Nicholas County Kentucky | 1 | $ 68,000 | $ 68,000 | $ 34,000 |
| Robertson County Kentucky | 1 | $ 135,000 | $ 135,000 | $ 55,000 |
| Rockcastle County Kentucky | 1 | $ 121,000 | $ 121,000 | $ 39,000 |
| Russell County Kentucky | 1 | $ 8,000 | $ 8,000 | $ 31,000 |
| Brown County Ohio | 1 | $ 118,000 | $ 118,000 | $ 45,000 |
| Montgomery County Ohio | 1 | $ 56,000 | $ 56,000 | $ 43,000 |
| Morrow County Ohio | 1 | $ 117,000 | $ 117,000 | $ 42,000 |
| Montgomery County Tennessee | 1 | $ 95,000 | $ 95,000 | $ 59,000 |
| Sumner County Tennessee | 1 | $ 107,000 | $ 107,000 | $ 62,000 |
| Bell County Texas | 1 | $ 40,000 | $ 40,000 | $ 69,000 |
Mortgage Loan Application Detail Totals for Wells Fargo Fin'l Kentucky Inc in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,532 | $278,760,000 | $97,333 | $774,000 | $85,166 | $778,000 |
| Home Improvement | 323 | $16,109,000 | $62,000 | $311,000 | $55,000 | $300,000 |
| Home Purchase | 13 | $866,000 | $63,500 | $159,000 | $44,500 | $66,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,355 | $246,522,000 | $116,666 | $694,000 | $101,000 | $778,000 |
| Black or African American | 333 | $32,360,000 | $65,250 | $340,000 | $50,750 | $384,000 |
| Not Provided | 116 | $9,679,000 | $62,000 | $252,000 | $49,500 | $120,000 |
| American Indian or Alaskan Native | 34 | $3,303,000 | $97,000 | $306,000 | $58,000 | $174,000 |
| Hispanic | 19 | $1,996,000 | $105,000 | $190,000 | $72,000 | $180,000 |
| Asian | 10 | $1,855,000 | $185,000 | $774,000 | $78,000 | $144,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $20,000 | $20,000 | $20,000 | $117,000 | $117,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,868 | $295,735,000 | $99,166 | $774,000 | $83,000 | $778,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 1,355 | $131,297,000 | $96,166 | $774,000 | $101,500 | $778,000 |
| Loan Originated | 887 | $95,687,000 | $112,000 | $415,000 | $49,000 | $325,000 |
| Application Withdrawn By Applicant | 612 | $67,399,000 | $104,250 | $638,000 | $58,250 | $331,000 |
| Application Approved But Not Accepted | 14 | $1,352,000 | $96,000 | $221,000 | $57,000 | $139,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Wells Fargo Fin'l Kentucky Inc's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Wells Fargo Fin'l Kentucky Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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