Wells Fargo Fin'l Louisiana 2004 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Wells Fargo Fin'l Louisiana 800 Walnut St, 6Th Floor, Mac F4031-061 Des Moines, IA 50309 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 3,802 |
| Total Mortgage Loan Application Amount | $404,296,000 |
| Average Mortgage Loan Application Amount | $80,416 |
| Highest Mortgage Loan Application Amount | $1,686,000 |
| Average Applicant Income | $57,666 |
| Highest Applicant Income | $624,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2004 with Wells Fargo Fin'l Louisiana. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Wells Fargo Fin'l Louisiana's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2004 breaks down Wells Fargo Fin'l Louisiana's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Wells Fargo Fin'l Louisiana serves its applicants.
Each category highlights the total number of mortgage applications processed by Wells Fargo Fin'l Louisiana, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Wells Fargo Fin'l Louisiana's mortgage activity for 2004.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| East Baton Rouge County Louisiana | 429 | $ 48,307,000 | $ 112,000 | $ 62,000 |
| Orleans County Louisiana | 372 | $ 41,182,000 | $ 110,000 | $ 56,000 |
| Jefferson County Louisiana | 305 | $ 36,459,000 | $ 119,000 | $ 65,000 |
| Caddo County Louisiana | 298 | $ 30,456,000 | $ 102,000 | $ 48,000 |
| Calcasieu County Louisiana | 248 | $ 23,485,000 | $ 94,000 | $ 56,000 |
| St. Tammany County Louisiana | 205 | $ 25,513,000 | $ 124,000 | $ 67,000 |
| Ouachita County Louisiana | 183 | $ 21,782,000 | $ 119,000 | $ 56,000 |
| Lafayette County Louisiana | 132 | $ 10,498,000 | $ 79,000 | $ 59,000 |
| Livingston County Louisiana | 132 | $ 15,333,000 | $ 116,000 | $ 59,000 |
| Terrebonne County Louisiana | 123 | $ 13,576,000 | $ 110,000 | $ 54,000 |
| Bossier County Louisiana | 108 | $ 11,441,000 | $ 105,000 | $ 45,000 |
| Lafourche County Louisiana | 104 | $ 9,840,000 | $ 94,000 | $ 56,000 |
| Ascension County Louisiana | 93 | $ 13,321,000 | $ 143,000 | $ 62,000 |
| Rapides County Louisiana | 87 | $ 10,530,000 | $ 121,000 | $ 72,000 |
| St. Bernard County Louisiana | 80 | $ 8,304,000 | $ 103,000 | $ 44,000 |
| Tangipahoa County Louisiana | 58 | $ 5,988,000 | $ 103,000 | $ 48,000 |
| St. John the Baptist County Louisiana | 53 | $ 5,860,000 | $ 110,000 | $ 52,000 |
| St. Charles County Louisiana | 50 | $ 5,947,000 | $ 118,000 | $ 59,000 |
| St. Landry County Louisiana | 45 | $ 2,669,000 | $ 59,000 | $ 42,000 |
| Vermilion County Louisiana | 44 | $ 5,329,000 | $ 121,000 | $ 61,000 |
| Iberia County Louisiana | 42 | $ 3,246,000 | $ 77,000 | $ 51,000 |
| Jefferson Davis County Louisiana | 39 | $ 2,738,000 | $ 70,000 | $ 44,000 |
| Acadia County Louisiana | 36 | $ 2,595,000 | $ 72,000 | $ 43,000 |
| Natchitoches County Louisiana | 28 | $ 4,212,000 | $ 150,000 | $ 76,000 |
| St. Martin County Louisiana | 27 | $ 1,735,000 | $ 64,000 | $ 49,000 |
| Lincoln County Louisiana | 25 | $ 3,004,000 | $ 120,000 | $ 71,000 |
| Webster County Louisiana | 25 | $ 1,958,000 | $ 78,000 | $ 46,000 |
| West Baton Rouge County Louisiana | 24 | $ 2,704,000 | $ 112,000 | $ 53,000 |
| Washington County Louisiana | 22 | $ 1,875,000 | $ 85,000 | $ 60,000 |
| Beauregard County Louisiana | 21 | $ 1,918,000 | $ 91,000 | $ 54,000 |
| Pointe Coupee County Louisiana | 21 | $ 2,316,000 | $ 110,000 | $ 51,000 |
| Vernon County Louisiana | 20 | $ 1,562,000 | $ 78,000 | $ 65,000 |
| Grant County Louisiana | 19 | $ 1,654,000 | $ 87,000 | $ 47,000 |
| Assumption County Louisiana | 18 | $ 1,577,000 | $ 87,000 | $ 42,000 |
| De Soto County Louisiana | 18 | $ 1,379,000 | $ 76,000 | $ 47,000 |
| East Feliciana County Louisiana | 18 | $ 1,767,000 | $ 98,000 | $ 50,000 |
| St. Mary County Louisiana | 17 | $ 995,000 | $ 58,000 | $ 38,000 |
| St. James County Louisiana | 16 | $ 2,013,000 | $ 125,000 | $ 68,000 |
| Allen County Louisiana | 14 | $ 779,000 | $ 55,000 | $ 53,000 |
| Evangeline County Louisiana | 14 | $ 1,301,000 | $ 92,000 | $ 55,000 |
| Iberville County Louisiana | 14 | $ 1,249,000 | $ 89,000 | $ 42,000 |
| Plaquemines County Louisiana | 14 | $ 1,241,000 | $ 88,000 | $ 46,000 |
| Richland County Louisiana | 13 | $ 1,721,000 | $ 132,000 | $ 69,000 |
| Sabine County Louisiana | 13 | $ 1,084,000 | $ 83,000 | $ 57,000 |
| Morehouse County Louisiana | 12 | $ 1,158,000 | $ 96,000 | $ 57,000 |
| Avoyelles County Louisiana | 10 | $ 1,238,000 | $ 123,000 | $ 62,000 |
| Jackson County Louisiana | 10 | $ 874,000 | $ 87,000 | $ 54,000 |
| Union County Louisiana | 10 | $ 895,000 | $ 89,000 | $ 46,000 |
| West Feliciana County Louisiana | 10 | $ 812,000 | $ 81,000 | $ 48,000 |
| Bienville County Louisiana | 8 | $ 471,000 | $ 58,000 | $ 39,000 |
| Cameron County Louisiana | 8 | $ 520,000 | $ 65,000 | $ 55,000 |
| Franklin County Louisiana | 8 | $ 966,000 | $ 120,000 | $ 38,000 |
| St. Helena County Louisiana | 8 | $ 917,000 | $ 114,000 | $ 46,000 |
| Winn County Louisiana | 8 | $ 293,000 | $ 36,000 | $ 30,000 |
| Claiborne County Louisiana | 6 | $ 807,000 | $ 134,000 | $ 61,000 |
| Caldwell County Louisiana | 5 | $ 569,000 | $ 113,000 | $ 69,000 |
| La Salle County Louisiana | 4 | $ 392,000 | $ 98,000 | $ 63,000 |
| Concordia County Louisiana | 3 | $ 66,000 | $ 22,000 | $ 46,000 |
| East Carroll County Louisiana | 3 | $ 255,000 | $ 85,000 | $ 51,000 |
| Tensas County Louisiana | 3 | $ 195,000 | $ 65,000 | $ 42,000 |
| Harris County Texas | 3 | $ 605,000 | $ 201,000 | $ 137,000 |
| Madison County Louisiana | 2 | $ 86,000 | $ 43,000 | $ 36,000 |
| Red River County Louisiana | 2 | $ 47,000 | $ 23,000 | $ 24,000 |
| Maricopa County Arizona | 1 | $ 24,000 | $ 24,000 | $ 0 |
| Bradley County Arkansas | 1 | $ 8,000 | $ 8,000 | $ 28,000 |
| Drew County Arkansas | 1 | $ 37,000 | $ 37,000 | $ 37,000 |
| Searcy County Arkansas | 1 | $ 9,000 | $ 9,000 | $ 56,000 |
| Duval County Florida | 1 | $ 10,000 | $ 10,000 | $ 38,000 |
| Houston County Georgia | 1 | $ 241,000 | $ 241,000 | $ 96,000 |
| Hennepin County Minnesota | 1 | $ 90,000 | $ 90,000 | $ 36,000 |
| McLeod County Minnesota | 1 | $ 15,000 | $ 15,000 | $ 77,000 |
| Pine County Minnesota | 1 | $ 25,000 | $ 25,000 | $ 45,000 |
| Ramsey County Minnesota | 1 | $ 50,000 | $ 50,000 | $ 70,000 |
| Wright County Minnesota | 1 | $ 90,000 | $ 90,000 | $ 106,000 |
| Jefferson County Mississippi | 1 | $ 88,000 | $ 88,000 | $ 55,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,202 | $357,762,000 | $105,333 | $1,686,000 | $68,166 | $624,000 |
| Home Improvement | 470 | $35,509,000 | $40,250 | $570,000 | $45,000 | $419,000 |
| Home Purchase | 130 | $11,025,000 | $86,000 | $585,000 | $51,500 | $210,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,174 | $250,786,000 | $122,000 | $1,686,000 | $81,600 | $624,000 |
| Black or African American | 1,330 | $123,099,000 | $64,500 | $900,000 | $43,500 | $253,000 |
| Not Provided | 166 | $17,810,000 | $74,000 | $925,000 | $46,000 | $300,000 |
| Hispanic | 54 | $6,671,000 | $123,000 | $747,000 | $67,000 | $600,000 |
| Not applicable | 44 | $2,217,000 | $37,500 | $111,000 | $0 | $0 |
| Asian | 14 | $1,430,000 | $102,000 | $221,000 | $52,000 | $126,000 |
| American Indian or Alaskan Native | 11 | $993,000 | $90,000 | $180,000 | $61,000 | $116,000 |
| Native Hawaiian or Other Pacific Islander | 9 | $1,290,000 | $143,000 | $570,000 | $88,000 | $288,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,802 | $404,296,000 | $92,750 | $1,686,000 | $60,875 | $624,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,596 | $184,829,000 | $115,000 | $654,000 | $57,000 | $419,000 |
| Application Denied By Financial Institution | 1,371 | $131,566,000 | $107,333 | $1,686,000 | $72,000 | $516,000 |
| Application Withdrawn By Applicant | 748 | $79,988,000 | $61,000 | $925,000 | $53,333 | $624,000 |
| Loan Purchased By The Institution | 44 | $2,217,000 | $37,500 | $111,000 | $0 | $0 |
| Application Approved But Not Accepted | 43 | $5,696,000 | $132,000 | $385,000 | $69,000 | $157,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Wells Fargo Fin'l Louisiana's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Wells Fargo Fin'l Louisiana's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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