Wells Fargo Fin'l Minnesota
HMDA Loan Application Totals
and Mortgage Lending Details
for 2003
Wells Fargo Fin'l Minnesota 2003 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Wells Fargo Fin'l Minnesota 800 Walnut St, 6Th Floor, Mac F4031-061 Des Moines, IA 50309 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 9,236 |
| Total Mortgage Loan Application Amount | $561,076,000 |
| Average Mortgage Loan Application Amount | $75,062 |
| Highest Mortgage Loan Application Amount | $1,033,000 |
| Average Applicant Income | $86,187 |
| Highest Applicant Income | $912,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2003 with Wells Fargo Fin'l Minnesota. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Wells Fargo Fin'l Minnesota's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2003 breaks down Wells Fargo Fin'l Minnesota's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Wells Fargo Fin'l Minnesota serves its applicants.
Each category highlights the total number of mortgage applications processed by Wells Fargo Fin'l Minnesota, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Wells Fargo Fin'l Minnesota's mortgage activity for 2003.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Hennepin County Minnesota | 2,358 | $ 156,046,000 | $ 66,000 | $ 65,000 |
| Ramsey County Minnesota | 858 | $ 54,118,000 | $ 63,000 | $ 57,000 |
| Dakota County Minnesota | 762 | $ 57,352,000 | $ 75,000 | $ 78,000 |
| Anoka County Minnesota | 679 | $ 40,849,000 | $ 60,000 | $ 64,000 |
| Washington County Minnesota | 394 | $ 31,346,000 | $ 79,000 | $ 74,000 |
| Olmsted County Minnesota | 385 | $ 22,284,000 | $ 57,000 | $ 62,000 |
| St. Louis County Minnesota | 358 | $ 16,170,000 | $ 45,000 | $ 56,000 |
| Scott County Minnesota | 278 | $ 19,883,000 | $ 71,000 | $ 74,000 |
| Wright County Minnesota | 246 | $ 13,641,000 | $ 55,000 | $ 71,000 |
| Sherburne County Minnesota | 201 | $ 9,151,000 | $ 45,000 | $ 58,000 |
| Rice County Minnesota | 159 | $ 8,516,000 | $ 53,000 | $ 48,000 |
| Carver County Minnesota | 149 | $ 12,845,000 | $ 86,000 | $ 82,000 |
| Goodhue County Minnesota | 121 | $ 6,498,000 | $ 53,000 | $ 47,000 |
| Stearns County Minnesota | 115 | $ 5,494,000 | $ 47,000 | $ 62,000 |
| Blue Earth County Minnesota | 113 | $ 5,850,000 | $ 51,000 | $ 68,000 |
| Steele County Minnesota | 104 | $ 5,079,000 | $ 48,000 | $ 57,000 |
| Mower County Minnesota | 96 | $ 4,694,000 | $ 48,000 | $ 44,000 |
| Chisago County Minnesota | 84 | $ 5,690,000 | $ 67,000 | $ 66,000 |
| Winona County Minnesota | 83 | $ 4,653,000 | $ 56,000 | $ 71,000 |
| Isanti County Minnesota | 82 | $ 4,186,000 | $ 51,000 | $ 57,000 |
| Itasca County Minnesota | 79 | $ 3,527,000 | $ 44,000 | $ 47,000 |
| Crow Wing County Minnesota | 77 | $ 4,153,000 | $ 53,000 | $ 68,000 |
| Freeborn County Minnesota | 75 | $ 3,053,000 | $ 40,000 | $ 49,000 |
| Clay County Minnesota | 74 | $ 2,020,000 | $ 27,000 | $ 50,000 |
| Beltrami County Minnesota | 71 | $ 2,934,000 | $ 41,000 | $ 42,000 |
| Otter Tail County Minnesota | 67 | $ 3,463,000 | $ 51,000 | $ 53,000 |
| Dodge County Minnesota | 54 | $ 3,282,000 | $ 60,000 | $ 58,000 |
| Nicollet County Minnesota | 53 | $ 3,220,000 | $ 60,000 | $ 62,000 |
| Carlton County Minnesota | 52 | $ 3,102,000 | $ 59,000 | $ 72,000 |
| Benton County Minnesota | 50 | $ 2,787,000 | $ 55,000 | $ 87,000 |
| Meeker County Minnesota | 49 | $ 2,325,000 | $ 47,000 | $ 55,000 |
| Waseca County Minnesota | 49 | $ 1,896,000 | $ 38,000 | $ 54,000 |
| Wabasha County Minnesota | 48 | $ 2,639,000 | $ 54,000 | $ 64,000 |
| Mille Lacs County Minnesota | 42 | $ 1,548,000 | $ 36,000 | $ 67,000 |
| Becker County Minnesota | 41 | $ 1,136,000 | $ 27,000 | $ 44,000 |
| Morrison County Minnesota | 41 | $ 2,079,000 | $ 50,000 | $ 46,000 |
| McLeod County Minnesota | 37 | $ 1,421,000 | $ 38,000 | $ 52,000 |
| Douglas County Minnesota | 36 | $ 1,736,000 | $ 48,000 | $ 54,000 |
| Brown County Minnesota | 32 | $ 1,821,000 | $ 56,000 | $ 50,000 |
| Kandiyohi County Minnesota | 30 | $ 1,954,000 | $ 65,000 | $ 62,000 |
| Le Sueur County Minnesota | 30 | $ 1,833,000 | $ 61,000 | $ 58,000 |
| Faribault County Minnesota | 29 | $ 1,068,000 | $ 36,000 | $ 51,000 |
| Lake County Minnesota | 24 | $ 970,000 | $ 40,000 | $ 51,000 |
| Cass County Minnesota | 22 | $ 1,692,000 | $ 76,000 | $ 114,000 |
| Fillmore County Minnesota | 21 | $ 1,209,000 | $ 57,000 | $ 46,000 |
| Koochiching County Minnesota | 21 | $ 639,000 | $ 30,000 | $ 36,000 |
| Lyon County Minnesota | 21 | $ 1,271,000 | $ 60,000 | $ 48,000 |
| Sibley County Minnesota | 21 | $ 1,314,000 | $ 62,000 | $ 64,000 |
| Martin County Minnesota | 20 | $ 694,000 | $ 34,000 | $ 57,000 |
| Hubbard County Minnesota | 19 | $ 777,000 | $ 40,000 | $ 50,000 |
| Kanabec County Minnesota | 18 | $ 947,000 | $ 52,000 | $ 69,000 |
| Pennington County Minnesota | 17 | $ 461,000 | $ 27,000 | $ 45,000 |
| Aitkin County Minnesota | 14 | $ 541,000 | $ 38,000 | $ 50,000 |
| Clearwater County Minnesota | 14 | $ 531,000 | $ 37,000 | $ 45,000 |
| Houston County Minnesota | 14 | $ 674,000 | $ 48,000 | $ 44,000 |
| Todd County Minnesota | 14 | $ 516,000 | $ 36,000 | $ 93,000 |
| Watonwan County Minnesota | 14 | $ 594,000 | $ 42,000 | $ 64,000 |
| Nobles County Minnesota | 12 | $ 551,000 | $ 45,000 | $ 53,000 |
| Pine County Minnesota | 12 | $ 722,000 | $ 60,000 | $ 132,000 |
| Polk County Minnesota | 12 | $ 370,000 | $ 30,000 | $ 60,000 |
| Douglas County Wisconsin | 11 | $ 736,000 | $ 66,000 | $ 59,000 |
| Renville County Minnesota | 9 | $ 346,000 | $ 38,000 | $ 62,000 |
| St. Croix County Wisconsin | 9 | $ 608,000 | $ 67,000 | $ 159,000 |
| Redwood County Minnesota | 8 | $ 223,000 | $ 27,000 | $ 49,000 |
| Swift County Minnesota | 8 | $ 382,000 | $ 47,000 | $ 33,000 |
| Rock County Minnesota | 7 | $ 222,000 | $ 31,000 | $ 50,000 |
| Roseau County Minnesota | 7 | $ 298,000 | $ 42,000 | $ 61,000 |
| Jackson County Minnesota | 6 | $ 276,000 | $ 46,000 | $ 62,000 |
| Marshall County Minnesota | 6 | $ 293,000 | $ 48,000 | $ 115,000 |
| Pierce County Wisconsin | 6 | $ 851,000 | $ 141,000 | $ 88,000 |
| Chippewa County Minnesota | 5 | $ 151,000 | $ 30,000 | $ 81,000 |
| Cottonwood County Minnesota | 5 | $ 217,000 | $ 43,000 | $ 52,000 |
| Pope County Minnesota | 5 | $ 158,000 | $ 31,000 | $ 48,000 |
| Red Lake County Minnesota | 5 | $ 95,000 | $ 19,000 | $ 42,000 |
| Wilkin County Minnesota | 5 | $ 296,000 | $ 59,000 | $ 53,000 |
| Burnett County Wisconsin | 5 | $ 206,000 | $ 41,000 | $ 46,000 |
| Big Stone County Minnesota | 4 | $ 63,000 | $ 15,000 | $ 32,000 |
| Kittson County Minnesota | 4 | $ 237,000 | $ 59,000 | $ 79,000 |
| Murray County Minnesota | 4 | $ 118,000 | $ 29,000 | $ 55,000 |
| Norman County Minnesota | 4 | $ 170,000 | $ 42,000 | $ 30,000 |
| Maricopa County Arizona | 3 | $ 150,000 | $ 50,000 | $ 68,000 |
| Cook County Minnesota | 3 | $ 200,000 | $ 66,000 | $ 39,000 |
| Grant County Minnesota | 3 | $ 68,000 | $ 22,000 | $ 53,000 |
| Lac qui Parle County Minnesota | 3 | $ 75,000 | $ 25,000 | $ 33,000 |
| Lake of the Woods County Minnesota | 3 | $ 216,000 | $ 72,000 | $ 53,000 |
| Mahnomen County Minnesota | 3 | $ 67,000 | $ 22,000 | $ 50,000 |
| Stevens County Minnesota | 3 | $ 115,000 | $ 38,000 | $ 60,000 |
| Wadena County Minnesota | 3 | $ 82,000 | $ 27,000 | $ 74,000 |
| Yellow Medicine County Minnesota | 3 | $ 103,000 | $ 34,000 | $ 96,000 |
| Graham County Arizona | 2 | $ 50,000 | $ 25,000 | $ 75,000 |
| Worth County Iowa | 2 | $ 12,000 | $ 6,000 | $ 30,000 |
| St. Landry County Louisiana | 2 | $ 50,000 | $ 25,000 | $ 46,000 |
| Lincoln County Minnesota | 2 | $ 65,000 | $ 32,000 | $ 61,000 |
| Pipestone County Minnesota | 2 | $ 78,000 | $ 39,000 | $ 62,000 |
| Mohave County Arizona | 1 | $ 30,000 | $ 30,000 | $ 45,000 |
| Riverside County California | 1 | $ 100,000 | $ 100,000 | $ 267,000 |
| San Diego County California | 1 | $ 10,000 | $ 10,000 | $ 29,000 |
| Larimer County Colorado | 1 | $ 19,000 | $ 19,000 | $ 180,000 |
| Collier County Florida | 1 | $ 100,000 | $ 100,000 | $ 129,000 |
| Lee County Florida | 1 | $ 500,000 | $ 500,000 | $ 205,000 |
| Kendall County Illinois | 1 | $ 56,000 | $ 56,000 | $ 127,000 |
| LaSalle County Illinois | 1 | $ 80,000 | $ 80,000 | $ 66,000 |
| Spencer County Kentucky | 1 | $ 53,000 | $ 53,000 | $ 141,000 |
| Iron County Michigan | 1 | $ 10,000 | $ 10,000 | $ 50,000 |
| Oakland County Michigan | 1 | $ 50,000 | $ 50,000 | $ 43,000 |
| Cass County North Dakota | 1 | $ 20,000 | $ 20,000 | $ 54,000 |
| Grand Forks County North Dakota | 1 | $ 50,000 | $ 50,000 | $ 41,000 |
| Morton County North Dakota | 1 | $ 7,000 | $ 7,000 | $ 105,000 |
| Grant County South Dakota | 1 | $ 90,000 | $ 90,000 | $ 73,000 |
| Travis County Texas | 1 | $ 55,000 | $ 55,000 | $ 44,000 |
| Barron County Wisconsin | 1 | $ 225,000 | $ 225,000 | $ 70,000 |
| Bayfield County Wisconsin | 1 | $ 10,000 | $ 10,000 | $ 16,000 |
| Buffalo County Wisconsin | 1 | $ 30,000 | $ 30,000 | $ 56,000 |
| Crawford County Wisconsin | 1 | $ 40,000 | $ 40,000 | $ 50,000 |
| Green County Wisconsin | 1 | $ 50,000 | $ 50,000 | $ 118,000 |
| La Crosse County Wisconsin | 1 | $ 73,000 | $ 73,000 | $ 36,000 |
| Outagamie County Wisconsin | 1 | $ 40,000 | $ 40,000 | $ 0 |
| Polk County Wisconsin | 1 | $ 179,000 | $ 179,000 | $ 87,000 |
| Sawyer County Wisconsin | 1 | $ 107,000 | $ 107,000 | $ 45,000 |
Mortgage Loan Application Detail Totals for Wells Fargo Fin'l Minnesota in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 9,004 | $542,949,000 | $64,214 | $1,033,000 | $88,571 | $912,000 |
| Home Purchase (one-to-four family) | 232 | $18,127,000 | $151,000 | $500,000 | $69,500 | $720,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement (one-to-four family) | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Information not provided by applicant in mail or telephone application | 6,655 | $374,481,000 | $73,750 | $940,000 | $94,666 | $912,000 |
| White | 2,240 | $164,376,000 | $40,857 | $1,033,000 | $82,000 | $756,000 |
| Black | 120 | $8,410,000 | $88,000 | $286,000 | $49,000 | $157,000 |
| Hispanic | 97 | $6,415,000 | $38,000 | $439,000 | $45,500 | $178,000 |
| Asian or Pacific Islander | 76 | $4,568,000 | $66,000 | $204,000 | $47,000 | $298,000 |
| Other | 33 | $1,884,000 | $57,000 | $210,000 | $55,000 | $111,000 |
| American Indian or Alaskan Native | 15 | $942,000 | $65,500 | $244,000 | $46,500 | $102,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 9,236 | $561,076,000 | $64,428 | $1,033,000 | $88,714 | $912,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 4,250 | $207,804,000 | $44,111 | $865,000 | $80,777 | $912,000 |
| Application Denied By Financial Institution | 3,421 | $155,190,000 | $63,400 | $940,000 | $86,400 | $780,000 |
| Loan Originated | 1,541 | $197,137,000 | $93,666 | $1,033,000 | $59,333 | $554,000 |
| Application Approved But Not Accepted | 24 | $945,000 | $54,000 | $125,000 | $68,500 | $128,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Wells Fargo Fin'l Minnesota's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Wells Fargo Fin'l Minnesota's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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