Wells Fargo Fin'l Missouri Inc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005
Wells Fargo Fin'l Missouri Inc 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Wells Fargo Fin'l Missouri Inc 800 Walnut St, 6Th Floor, Mac F4031-061 Des Moines, IA 50309 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 6,157 |
| Total Mortgage Loan Application Amount | $686,104,000 |
| Average Mortgage Loan Application Amount | $102,235 |
| Highest Mortgage Loan Application Amount | $1,320,000 |
| Average Applicant Income | $89,411 |
| Highest Applicant Income | $720,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with Wells Fargo Fin'l Missouri Inc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Wells Fargo Fin'l Missouri Inc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down Wells Fargo Fin'l Missouri Inc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Wells Fargo Fin'l Missouri Inc serves its applicants.
Each category highlights the total number of mortgage applications processed by Wells Fargo Fin'l Missouri Inc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Wells Fargo Fin'l Missouri Inc's mortgage activity for 2005.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| St. Louis County Missouri | 1,316 | $ 177,030,000 | $ 134,000 | $ 69,000 |
| Jackson County Missouri | 760 | $ 78,474,000 | $ 103,000 | $ 61,000 |
| St. Charles County Missouri | 436 | $ 61,107,000 | $ 140,000 | $ 79,000 |
| St. Louis City County Missouri | 380 | $ 37,305,000 | $ 98,000 | $ 57,000 |
| Jefferson County Missouri | 308 | $ 38,111,000 | $ 123,000 | $ 77,000 |
| Clay County Missouri | 244 | $ 28,928,000 | $ 118,000 | $ 68,000 |
| Greene County Missouri | 236 | $ 21,800,000 | $ 92,000 | $ 51,000 |
| Jasper County Missouri | 160 | $ 14,923,000 | $ 93,000 | $ 60,000 |
| Buchanan County Missouri | 141 | $ 11,590,000 | $ 82,000 | $ 51,000 |
| St. Francois County Missouri | 131 | $ 12,982,000 | $ 99,000 | $ 67,000 |
| Cass County Missouri | 113 | $ 13,396,000 | $ 118,000 | $ 73,000 |
| Cape Girardeau County Missouri | 107 | $ 13,014,000 | $ 121,000 | $ 73,000 |
| Boone County Missouri | 103 | $ 14,437,000 | $ 140,000 | $ 61,000 |
| Scott County Missouri | 97 | $ 8,201,000 | $ 84,000 | $ 57,000 |
| Butler County Missouri | 86 | $ 6,713,000 | $ 78,000 | $ 55,000 |
| Platte County Missouri | 81 | $ 11,405,000 | $ 140,000 | $ 81,000 |
| Franklin County Missouri | 76 | $ 7,817,000 | $ 102,000 | $ 61,000 |
| Newton County Missouri | 66 | $ 6,688,000 | $ 101,000 | $ 67,000 |
| Lincoln County Missouri | 57 | $ 6,237,000 | $ 109,000 | $ 63,000 |
| Stoddard County Missouri | 56 | $ 4,365,000 | $ 77,000 | $ 61,000 |
| Christian County Missouri | 48 | $ 5,587,000 | $ 116,000 | $ 54,000 |
| Ray County Missouri | 45 | $ 4,419,000 | $ 98,000 | $ 69,000 |
| Lafayette County Missouri | 44 | $ 5,378,000 | $ 122,000 | $ 48,000 |
| Washington County Missouri | 36 | $ 2,960,000 | $ 82,000 | $ 44,000 |
| New Madrid County Missouri | 35 | $ 2,442,000 | $ 69,000 | $ 50,000 |
| Lawrence County Missouri | 34 | $ 2,914,000 | $ 85,000 | $ 50,000 |
| Andrew County Missouri | 30 | $ 2,955,000 | $ 98,000 | $ 59,000 |
| Cole County Missouri | 30 | $ 2,573,000 | $ 85,000 | $ 52,000 |
| Webster County Missouri | 29 | $ 2,875,000 | $ 99,000 | $ 66,000 |
| Taney County Missouri | 28 | $ 3,283,000 | $ 117,000 | $ 62,000 |
| Perry County Missouri | 27 | $ 3,131,000 | $ 115,000 | $ 57,000 |
| Johnson County Missouri | 25 | $ 3,036,000 | $ 121,000 | $ 70,000 |
| Ste. Genevieve County Missouri | 25 | $ 2,542,000 | $ 101,000 | $ 65,000 |
| Clinton County Missouri | 24 | $ 2,205,000 | $ 91,000 | $ 47,000 |
| Madison County Missouri | 24 | $ 2,419,000 | $ 100,000 | $ 55,000 |
| Mississippi County Missouri | 24 | $ 1,478,000 | $ 61,000 | $ 49,000 |
| Johnson County Kansas | 23 | $ 5,345,000 | $ 232,000 | $ 84,000 |
| Audrain County Missouri | 23 | $ 1,424,000 | $ 61,000 | $ 41,000 |
| Callaway County Missouri | 23 | $ 2,409,000 | $ 104,000 | $ 62,000 |
| Laclede County Missouri | 23 | $ 1,471,000 | $ 63,000 | $ 38,000 |
| Pulaski County Missouri | 21 | $ 1,409,000 | $ 67,000 | $ 58,000 |
| Warren County Missouri | 19 | $ 2,646,000 | $ 139,000 | $ 70,000 |
| Cherokee County Kansas | 18 | $ 1,186,000 | $ 65,000 | $ 52,000 |
| Wyandotte County Kansas | 18 | $ 1,519,000 | $ 84,000 | $ 56,000 |
| Marion County Missouri | 18 | $ 1,342,000 | $ 74,000 | $ 51,000 |
| Ripley County Missouri | 18 | $ 1,472,000 | $ 81,000 | $ 55,000 |
| Bollinger County Missouri | 17 | $ 1,518,000 | $ 89,000 | $ 65,000 |
| Iron County Missouri | 15 | $ 1,243,000 | $ 82,000 | $ 46,000 |
| Polk County Missouri | 15 | $ 1,088,000 | $ 72,000 | $ 45,000 |
| Randolph County Missouri | 15 | $ 1,193,000 | $ 79,000 | $ 48,000 |
| Barry County Missouri | 14 | $ 1,174,000 | $ 83,000 | $ 39,000 |
| Bourbon County Kansas | 13 | $ 979,000 | $ 75,000 | $ 56,000 |
| Stone County Missouri | 13 | $ 2,261,000 | $ 173,000 | $ 79,000 |
| Dallas County Missouri | 12 | $ 818,000 | $ 68,000 | $ 32,000 |
| Dunklin County Missouri | 12 | $ 619,000 | $ 51,000 | $ 40,000 |
| Pettis County Missouri | 12 | $ 944,000 | $ 78,000 | $ 62,000 |
| Vernon County Missouri | 12 | $ 1,063,000 | $ 88,000 | $ 61,000 |
| Carter County Missouri | 11 | $ 1,106,000 | $ 100,000 | $ 52,000 |
| Nodaway County Missouri | 11 | $ 901,000 | $ 81,000 | $ 42,000 |
| Pike County Missouri | 11 | $ 962,000 | $ 87,000 | $ 45,000 |
| Wayne County Missouri | 11 | $ 605,000 | $ 55,000 | $ 41,000 |
| Livingston County Missouri | 10 | $ 851,000 | $ 85,000 | $ 52,000 |
| Phelps County Missouri | 10 | $ 1,125,000 | $ 112,000 | $ 61,000 |
| Camden County Missouri | 9 | $ 1,389,000 | $ 154,000 | $ 59,000 |
| Crawford County Missouri | 9 | $ 927,000 | $ 103,000 | $ 50,000 |
| Linn County Missouri | 9 | $ 461,000 | $ 51,000 | $ 50,000 |
| Cedar County Missouri | 8 | $ 708,000 | $ 88,000 | $ 60,000 |
| McDonald County Missouri | 8 | $ 686,000 | $ 85,000 | $ 55,000 |
| Pemiscot County Missouri | 8 | $ 459,000 | $ 57,000 | $ 48,000 |
| Cooper County Missouri | 7 | $ 588,000 | $ 84,000 | $ 50,000 |
| DeKalb County Missouri | 7 | $ 549,000 | $ 78,000 | $ 68,000 |
| Gasconade County Missouri | 7 | $ 605,000 | $ 86,000 | $ 83,000 |
| Howard County Missouri | 7 | $ 727,000 | $ 103,000 | $ 69,000 |
| Lewis County Missouri | 7 | $ 272,000 | $ 38,000 | $ 56,000 |
| Reynolds County Missouri | 7 | $ 616,000 | $ 88,000 | $ 47,000 |
| Adair County Missouri | 6 | $ 418,000 | $ 69,000 | $ 69,000 |
| Caldwell County Missouri | 6 | $ 478,000 | $ 79,000 | $ 49,000 |
| Carroll County Missouri | 6 | $ 405,000 | $ 67,000 | $ 41,000 |
| Daviess County Missouri | 6 | $ 575,000 | $ 95,000 | $ 36,000 |
| Henry County Missouri | 6 | $ 316,000 | $ 52,000 | $ 49,000 |
| Moniteau County Missouri | 6 | $ 647,000 | $ 107,000 | $ 34,000 |
| Atchison County Kansas | 5 | $ 480,000 | $ 96,000 | $ 66,000 |
| Crawford County Kansas | 5 | $ 440,000 | $ 88,000 | $ 58,000 |
| Leavenworth County Kansas | 5 | $ 407,000 | $ 81,000 | $ 44,000 |
| Ralls County Missouri | 5 | $ 291,000 | $ 58,000 | $ 48,000 |
| Saline County Missouri | 5 | $ 361,000 | $ 72,000 | $ 50,000 |
| Sullivan County Missouri | 5 | $ 475,000 | $ 95,000 | $ 49,000 |
| Barton County Missouri | 4 | $ 253,000 | $ 63,000 | $ 42,000 |
| Bates County Missouri | 4 | $ 166,000 | $ 41,000 | $ 54,000 |
| Benton County Missouri | 4 | $ 353,000 | $ 88,000 | $ 49,000 |
| Gentry County Missouri | 4 | $ 213,000 | $ 53,000 | $ 34,000 |
| Holt County Missouri | 4 | $ 212,000 | $ 53,000 | $ 48,000 |
| Miller County Missouri | 4 | $ 307,000 | $ 76,000 | $ 51,000 |
| Morgan County Missouri | 4 | $ 688,000 | $ 172,000 | $ 80,000 |
| Osage County Missouri | 4 | $ 305,000 | $ 76,000 | $ 67,000 |
| Texas County Missouri | 4 | $ 288,000 | $ 72,000 | $ 34,000 |
| Alexander County Illinois | 3 | $ 109,000 | $ 36,000 | $ 42,000 |
| Doniphan County Kansas | 3 | $ 229,000 | $ 76,000 | $ 59,000 |
| Labette County Kansas | 3 | $ 241,000 | $ 80,000 | $ 49,000 |
| Neosho County Kansas | 3 | $ 197,000 | $ 65,000 | $ 35,000 |
| Atchison County Missouri | 3 | $ 176,000 | $ 58,000 | $ 43,000 |
| Grundy County Missouri | 3 | $ 110,000 | $ 36,000 | $ 35,000 |
| Montgomery County Missouri | 3 | $ 334,000 | $ 111,000 | $ 61,000 |
| Wright County Missouri | 3 | $ 271,000 | $ 90,000 | $ 71,000 |
| Randolph County Illinois | 2 | $ 213,000 | $ 106,000 | $ 64,000 |
| St. Clair County Illinois | 2 | $ 225,000 | $ 112,000 | $ 74,000 |
| Story County Iowa | 2 | $ 154,000 | $ 77,000 | $ 38,000 |
| Brown County Kansas | 2 | $ 86,000 | $ 43,000 | $ 48,000 |
| Montgomery County Kansas | 2 | $ 99,000 | $ 49,000 | $ 33,000 |
| Chariton County Missouri | 2 | $ 90,000 | $ 45,000 | $ 71,000 |
| Dade County Missouri | 2 | $ 128,000 | $ 64,000 | $ 46,000 |
| Macon County Missouri | 2 | $ 111,000 | $ 55,000 | $ 65,000 |
| Monroe County Missouri | 2 | $ 138,000 | $ 69,000 | $ 47,000 |
| Oregon County Missouri | 2 | $ 128,000 | $ 64,000 | $ 37,000 |
| Ozark County Missouri | 2 | $ 178,000 | $ 89,000 | $ 73,000 |
| St. Clair County Missouri | 2 | $ 173,000 | $ 86,000 | $ 38,000 |
| Craig County Oklahoma | 2 | $ 101,000 | $ 50,000 | $ 32,000 |
| Kenai Peninsula County Alaska | 1 | $ 35,000 | $ 35,000 | $ 31,000 |
| Denver County Colorado | 1 | $ 50,000 | $ 50,000 | $ 30,000 |
| Fairfield County Connecticut | 1 | $ 84,000 | $ 84,000 | $ 388,000 |
| Bay County Florida | 1 | $ 27,000 | $ 27,000 | $ 11,000 |
| Collier County Florida | 1 | $ 375,000 | $ 375,000 | $ 540,000 |
| Adams County Illinois | 1 | $ 30,000 | $ 30,000 | $ 62,000 |
| Franklin County Illinois | 1 | $ 56,000 | $ 56,000 | $ 62,000 |
| Jackson County Illinois | 1 | $ 60,000 | $ 60,000 | $ 52,000 |
| Johnson County Illinois | 1 | $ 90,000 | $ 90,000 | $ 80,000 |
| Monroe County Illinois | 1 | $ 159,000 | $ 159,000 | $ 63,000 |
| Saline County Illinois | 1 | $ 108,000 | $ 108,000 | $ 107,000 |
| Union County Illinois | 1 | $ 237,000 | $ 237,000 | $ 85,000 |
| Taylor County Iowa | 1 | $ 102,000 | $ 102,000 | $ 36,000 |
| Allen County Kansas | 1 | $ 48,000 | $ 48,000 | $ 29,000 |
| Douglas County Kansas | 1 | $ 153,000 | $ 153,000 | $ 77,000 |
| Franklin County Kansas | 1 | $ 155,000 | $ 155,000 | $ 85,000 |
| Linn County Kansas | 1 | $ 111,000 | $ 111,000 | $ 59,000 |
| Delta County Michigan | 1 | $ 95,000 | $ 95,000 | $ 92,000 |
| Clark County Missouri | 1 | $ 11,000 | $ 11,000 | $ 20,000 |
| Douglas County Missouri | 1 | $ 30,000 | $ 30,000 | $ 53,000 |
| Harrison County Missouri | 1 | $ 30,000 | $ 30,000 | $ 33,000 |
| Hickory County Missouri | 1 | $ 25,000 | $ 25,000 | $ 106,000 |
| Howell County Missouri | 1 | $ 109,000 | $ 109,000 | $ 45,000 |
| Knox County Missouri | 1 | $ 56,000 | $ 56,000 | $ 42,000 |
| Mercer County Missouri | 1 | $ 81,000 | $ 81,000 | $ 57,000 |
| Schuyler County Missouri | 1 | $ 200,000 | $ 200,000 | $ 54,000 |
| Shannon County Missouri | 1 | $ 117,000 | $ 117,000 | $ 50,000 |
| Shelby County Missouri | 1 | $ 43,000 | $ 43,000 | $ 34,000 |
| Delaware County Oklahoma | 1 | $ 145,000 | $ 145,000 | $ 78,000 |
| Ottawa County Oklahoma | 1 | $ 47,000 | $ 47,000 | $ 17,000 |
| Summit County Utah | 1 | $ 274,000 | $ 274,000 | $ 79,000 |
| Clark County Washington | 1 | $ 12,000 | $ 12,000 | $ 53,000 |
Mortgage Loan Application Detail Totals for Wells Fargo Fin'l Missouri Inc in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 5,357 | $641,519,000 | $104,818 | $1,320,000 | $105,818 | $720,000 |
| Home Improvement | 791 | $44,263,000 | $110,000 | $503,000 | $61,000 | $699,000 |
| Home Purchase | 9 | $322,000 | $35,000 | $100,000 | $51,000 | $106,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,865 | $553,895,000 | $103,916 | $930,000 | $101,250 | $720,000 |
| Black or African American | 821 | $78,623,000 | $77,666 | $710,000 | $58,333 | $259,000 |
| Not Provided | 228 | $26,349,000 | $103,000 | $1,320,000 | $60,666 | $300,000 |
| Hispanic | 115 | $11,914,000 | $89,000 | $370,000 | $43,000 | $328,000 |
| American Indian or Alaskan Native | 81 | $8,190,000 | $101,000 | $715,000 | $55,000 | $276,000 |
| Asian | 33 | $5,832,000 | $175,500 | $440,000 | $86,000 | $219,000 |
| Native Hawaiian or Other Pacific Islander | 14 | $1,301,000 | $92,000 | $194,000 | $60,000 | $101,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,157 | $686,104,000 | $101,916 | $1,320,000 | $100,583 | $720,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 2,408 | $242,258,000 | $68,700 | $750,000 | $80,100 | $699,000 |
| Loan Originated | 2,046 | $237,842,000 | $107,500 | $535,000 | $58,500 | $517,000 |
| Application Withdrawn By Applicant | 1,580 | $190,409,000 | $152,000 | $1,320,000 | $117,875 | $720,000 |
| Application Approved But Not Accepted | 123 | $15,595,000 | $87,500 | $450,000 | $46,500 | $240,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Wells Fargo Fin'l Missouri Inc's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Wells Fargo Fin'l Missouri Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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