Wells Fargo Fin'l Nebraska,Inc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2004

Wells Fargo Fin'l Nebraska,Inc 2004 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Wells Fargo Fin'l Nebraska,Inc
800 Walnut St, 6Th Floor, Mac F4031-061
Des Moines, IA 50309
Tel #: available with data download
Federal Regulator * available with data download
Years 2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,788
Total Mortgage Loan Application Amount $193,438,000
Average Mortgage Loan Application Amount $63,909
Highest Mortgage Loan Application Amount $1,300,000
Average Applicant Income $57,000
Highest Applicant Income $316,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2004 with Wells Fargo Fin'l Nebraska,Inc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Wells Fargo Fin'l Nebraska,Inc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2004 breaks down Wells Fargo Fin'l Nebraska,Inc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Wells Fargo Fin'l Nebraska,Inc serves its applicants.

Each category highlights the total number of mortgage applications processed by Wells Fargo Fin'l Nebraska,Inc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Wells Fargo Fin'l Nebraska,Inc's mortgage activity for 2004.

Mortgage Loan Application Totals for Wells Fargo Fin'l Nebraska,Inc by County in 2004

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Douglas County Nebraska 1,111 $ 79,406,000 $ 71,000 $ 51,000
Sarpy County Nebraska 423 $ 33,559,000 $ 79,000 $ 61,000
Lancaster County Nebraska 329 $ 24,043,000 $ 73,000 $ 52,000
Madison County Nebraska 94 $ 5,540,000 $ 58,000 $ 52,000
Dodge County Nebraska 71 $ 4,829,000 $ 68,000 $ 52,000
Cass County Nebraska 61 $ 5,237,000 $ 85,000 $ 68,000
Lincoln County Nebraska 60 $ 4,023,000 $ 67,000 $ 62,000
Hall County Nebraska 56 $ 2,765,000 $ 49,000 $ 45,000
Buffalo County Nebraska 33 $ 1,950,000 $ 59,000 $ 49,000
Washington County Nebraska 31 $ 3,531,000 $ 113,000 $ 79,000
Adams County Nebraska 28 $ 1,605,000 $ 57,000 $ 55,000
Saunders County Nebraska 26 $ 1,627,000 $ 62,000 $ 42,000
Pottawattamie County Iowa 25 $ 2,081,000 $ 83,000 $ 51,000
Platte County Nebraska 23 $ 719,000 $ 31,000 $ 63,000
Dawson County Nebraska 21 $ 846,000 $ 40,000 $ 53,000
Pierce County Nebraska 19 $ 1,569,000 $ 82,000 $ 100,000
Seward County Nebraska 19 $ 1,264,000 $ 66,000 $ 64,000
Wayne County Nebraska 19 $ 1,138,000 $ 59,000 $ 68,000
Otoe County Nebraska 17 $ 1,390,000 $ 81,000 $ 64,000
Saline County Nebraska 16 $ 906,000 $ 56,000 $ 47,000
Cuming County Nebraska 15 $ 554,000 $ 36,000 $ 53,000
Dakota County Nebraska 14 $ 972,000 $ 69,000 $ 57,000
Clay County Nebraska 12 $ 522,000 $ 43,000 $ 49,000
Hamilton County Nebraska 11 $ 497,000 $ 45,000 $ 39,000
Stanton County Nebraska 11 $ 500,000 $ 45,000 $ 54,000
Colfax County Nebraska 10 $ 425,000 $ 42,000 $ 52,000
Box Butte County Nebraska 9 $ 329,000 $ 36,000 $ 58,000
Cedar County Nebraska 8 $ 359,000 $ 44,000 $ 55,000
Holt County Nebraska 8 $ 560,000 $ 70,000 $ 63,000
Keith County Nebraska 8 $ 917,000 $ 114,000 $ 87,000
Red Willow County Nebraska 8 $ 426,000 $ 53,000 $ 60,000
Boone County Nebraska 7 $ 205,000 $ 29,000 $ 45,000
Butler County Nebraska 7 $ 704,000 $ 100,000 $ 54,000
Dixon County Nebraska 7 $ 517,000 $ 73,000 $ 46,000
Howard County Nebraska 7 $ 316,000 $ 45,000 $ 41,000
Polk County Nebraska 7 $ 143,000 $ 20,000 $ 34,000
Sherman County Nebraska 7 $ 387,000 $ 55,000 $ 34,000
York County Nebraska 7 $ 379,000 $ 54,000 $ 51,000
Harrison County Iowa 6 $ 165,000 $ 27,000 $ 84,000
Montgomery County Iowa 6 $ 530,000 $ 88,000 $ 61,000
Burt County Nebraska 6 $ 139,000 $ 23,000 $ 39,000
Chase County Nebraska 6 $ 348,000 $ 58,000 $ 34,000
Scotts Bluff County Nebraska 6 $ 301,000 $ 50,000 $ 60,000
Antelope County Nebraska 5 $ 84,000 $ 16,000 $ 139,000
Cherry County Nebraska 5 $ 251,000 $ 50,000 $ 46,000
Custer County Nebraska 5 $ 287,000 $ 57,000 $ 60,000
Morrill County Nebraska 5 $ 209,000 $ 41,000 $ 59,000
Nance County Nebraska 5 $ 153,000 $ 30,000 $ 52,000
Crawford County Iowa 4 $ 206,000 $ 51,000 $ 46,000
Cheyenne County Nebraska 4 $ 238,000 $ 59,000 $ 75,000
Dawes County Nebraska 4 $ 298,000 $ 74,000 $ 34,000
Furnas County Nebraska 4 $ 59,000 $ 14,000 $ 34,000
Gage County Nebraska 4 $ 157,000 $ 39,000 $ 37,000
Knox County Nebraska 4 $ 122,000 $ 30,000 $ 52,000
Perkins County Nebraska 4 $ 177,000 $ 44,000 $ 56,000
Phelps County Nebraska 4 $ 265,000 $ 66,000 $ 55,000
Brown County Nebraska 3 $ 180,000 $ 60,000 $ 54,000
Johnson County Nebraska 3 $ 55,000 $ 18,000 $ 41,000
Kearney County Nebraska 3 $ 263,000 $ 87,000 $ 58,000
Merrick County Nebraska 3 $ 138,000 $ 46,000 $ 36,000
Cass County Iowa 2 $ 90,000 $ 45,000 $ 31,000
Fremont County Iowa 2 $ 161,000 $ 80,000 $ 48,000
Mills County Iowa 2 $ 110,000 $ 55,000 $ 36,000
Decatur County Kansas 2 $ 107,000 $ 53,000 $ 65,000
Logan County Kansas 2 $ 141,000 $ 70,000 $ 60,000
Dundy County Nebraska 2 $ 51,000 $ 25,000 $ 38,000
Frontier County Nebraska 2 $ 91,000 $ 45,000 $ 35,000
Gosper County Nebraska 2 $ 85,000 $ 42,000 $ 36,000
Grant County Nebraska 2 $ 81,000 $ 40,000 $ 66,000
Hayes County Nebraska 2 $ 226,000 $ 113,000 $ 32,000
Nuckolls County Nebraska 2 $ 58,000 $ 29,000 $ 27,000
Pawnee County Nebraska 2 $ 36,000 $ 18,000 $ 59,000
Richardson County Nebraska 2 $ 87,000 $ 43,000 $ 59,000
Valley County Nebraska 2 $ 89,000 $ 44,000 $ 45,000
Logan County Colorado 1 $ 25,000 $ 25,000 $ 22,000
Yuma County Colorado 1 $ 35,000 $ 35,000 $ 95,000
Decatur County Iowa 1 $ 4,000 $ 4,000 $ 48,000
Dickinson County Iowa 1 $ 8,000 $ 8,000 $ 101,000
Page County Iowa 1 $ 39,000 $ 39,000 $ 55,000
Shelby County Iowa 1 $ 1,000 $ 1,000 $ 88,000
Woodbury County Iowa 1 $ 15,000 $ 15,000 $ 48,000
Marshall County Kansas 1 $ 100,000 $ 100,000 $ 70,000
Dakota County Minnesota 1 $ 68,000 $ 68,000 $ 83,000
Fillmore County Nebraska 1 $ 51,000 $ 51,000 $ 49,000
Hitchcock County Nebraska 1 $ 22,000 $ 22,000 $ 28,000
Nemaha County Nebraska 1 $ 63,000 $ 63,000 $ 33,000
Rock County Nebraska 1 $ 20,000 $ 20,000 $ 25,000
Thayer County Nebraska 1 $ 40,000 $ 40,000 $ 54,000
Bon Homme County South Dakota 1 $ 7,000 $ 7,000 $ 37,000
Yankton County South Dakota 1 $ 162,000 $ 162,000 $ 58,000

Mortgage Loan Application Detail Totals for Wells Fargo Fin'l Nebraska,Inc in 2004

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 2,445 $177,647,000 $88,000 $1,300,000 $63,600 $316,000
Home Improvement 279 $10,798,000 $29,000 $255,000 $57,500 $309,000
Home Purchase 64 $4,993,000 $51,250 $204,000 $48,500 $135,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,973 $138,495,000 $64,500 $499,000 $60,000 $312,000
Not Provided 504 $36,659,000 $66,666 $1,300,000 $63,333 $230,000
Black or African American 147 $7,882,000 $53,000 $226,000 $53,000 $159,000
Hispanic 131 $7,907,000 $56,500 $211,000 $40,000 $131,000
Asian 11 $578,000 $52,000 $140,000 $52,000 $120,000
Not applicable 11 $855,000 $77,000 $278,000 $0 $0
American Indian or Alaskan Native 7 $403,000 $57,000 $200,000 $50,000 $81,000
Native Hawaiian or Other Pacific Islander 4 $659,000 $164,000 $488,000 $103,000 $316,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,788 $193,438,000 $64,166 $1,300,000 $60,833 $316,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 1,207 $74,790,000 $61,000 $540,000 $57,500 $312,000
Loan Originated 818 $75,546,000 $80,333 $488,000 $60,333 $316,000
Application Withdrawn By Applicant 719 $41,166,000 $61,333 $1,300,000 $63,333 $309,000
Application Approved But Not Accepted 33 $1,081,000 $32,000 $146,000 $55,000 $125,000
Loan Purchased By The Institution 11 $855,000 $77,000 $278,000 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Wells Fargo Fin'l Nebraska,Inc's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Wells Fargo Fin'l Nebraska,Inc's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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