Wells Fargo Fin'l Ohio 1, Inc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2004
Wells Fargo Fin'l Ohio 1, Inc 2004 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Wells Fargo Fin'l Ohio 1, Inc 800 Walnut St, 6Th Floor, Mac F4031-061 Des Moines, IA 50309 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 6,956 |
| Total Mortgage Loan Application Amount | $577,410,000 |
| Average Mortgage Loan Application Amount | $52,631 |
| Highest Mortgage Loan Application Amount | $1,486,000 |
| Average Applicant Income | $45,000 |
| Highest Applicant Income | $1,200,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2004 with Wells Fargo Fin'l Ohio 1, Inc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Wells Fargo Fin'l Ohio 1, Inc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2004 breaks down Wells Fargo Fin'l Ohio 1, Inc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Wells Fargo Fin'l Ohio 1, Inc serves its applicants.
Each category highlights the total number of mortgage applications processed by Wells Fargo Fin'l Ohio 1, Inc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Wells Fargo Fin'l Ohio 1, Inc's mortgage activity for 2004.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Franklin County Ohio | 815 | $ 59,220,000 | $ 72,000 | $ 51,000 |
| Cuyahoga County Ohio | 600 | $ 55,551,000 | $ 92,000 | $ 68,000 |
| Hamilton County Ohio | 489 | $ 40,085,000 | $ 81,000 | $ 57,000 |
| Summit County Ohio | 469 | $ 45,554,000 | $ 97,000 | $ 68,000 |
| Montgomery County Ohio | 390 | $ 30,250,000 | $ 77,000 | $ 56,000 |
| Lucas County Ohio | 372 | $ 30,939,000 | $ 83,000 | $ 51,000 |
| Stark County Ohio | 238 | $ 19,407,000 | $ 81,000 | $ 61,000 |
| Trumbull County Ohio | 223 | $ 12,338,000 | $ 55,000 | $ 54,000 |
| Lorain County Ohio | 205 | $ 20,548,000 | $ 100,000 | $ 60,000 |
| Butler County Ohio | 202 | $ 19,444,000 | $ 96,000 | $ 62,000 |
| Mahoning County Ohio | 187 | $ 10,157,000 | $ 54,000 | $ 51,000 |
| Clark County Ohio | 166 | $ 14,581,000 | $ 87,000 | $ 55,000 |
| Lake County Ohio | 150 | $ 11,239,000 | $ 74,000 | $ 54,000 |
| Clermont County Ohio | 140 | $ 10,211,000 | $ 72,000 | $ 54,000 |
| Medina County Ohio | 130 | $ 14,937,000 | $ 114,000 | $ 67,000 |
| Portage County Ohio | 118 | $ 9,751,000 | $ 82,000 | $ 54,000 |
| Licking County Ohio | 109 | $ 8,907,000 | $ 81,000 | $ 53,000 |
| Warren County Ohio | 96 | $ 12,812,000 | $ 133,000 | $ 72,000 |
| Delaware County Ohio | 89 | $ 12,790,000 | $ 143,000 | $ 97,000 |
| Fairfield County Ohio | 82 | $ 8,240,000 | $ 100,000 | $ 61,000 |
| Wood County Ohio | 77 | $ 7,849,000 | $ 101,000 | $ 61,000 |
| Greene County Ohio | 74 | $ 7,195,000 | $ 97,000 | $ 58,000 |
| Ross County Ohio | 68 | $ 4,269,000 | $ 62,000 | $ 49,000 |
| Muskingum County Ohio | 67 | $ 3,559,000 | $ 53,000 | $ 42,000 |
| Columbiana County Ohio | 55 | $ 4,103,000 | $ 74,000 | $ 51,000 |
| Miami County Ohio | 55 | $ 4,888,000 | $ 88,000 | $ 59,000 |
| Scioto County Ohio | 54 | $ 3,681,000 | $ 68,000 | $ 52,000 |
| Geauga County Ohio | 51 | $ 7,382,000 | $ 144,000 | $ 73,000 |
| Wayne County Ohio | 51 | $ 4,096,000 | $ 80,000 | $ 48,000 |
| Ashtabula County Ohio | 49 | $ 2,537,000 | $ 51,000 | $ 49,000 |
| Brown County Ohio | 47 | $ 1,846,000 | $ 39,000 | $ 48,000 |
| Champaign County Ohio | 45 | $ 3,858,000 | $ 85,000 | $ 38,000 |
| Tuscarawas County Ohio | 41 | $ 2,656,000 | $ 64,000 | $ 61,000 |
| Logan County Ohio | 40 | $ 3,866,000 | $ 96,000 | $ 57,000 |
| Pickaway County Ohio | 36 | $ 3,253,000 | $ 90,000 | $ 63,000 |
| Union County Ohio | 36 | $ 4,673,000 | $ 129,000 | $ 64,000 |
| Erie County Ohio | 34 | $ 3,410,000 | $ 100,000 | $ 57,000 |
| Lawrence County Ohio | 31 | $ 2,013,000 | $ 64,000 | $ 42,000 |
| Washington County Ohio | 31 | $ 2,504,000 | $ 80,000 | $ 51,000 |
| Marion County Ohio | 29 | $ 1,106,000 | $ 38,000 | $ 84,000 |
| Richland County Ohio | 29 | $ 2,596,000 | $ 89,000 | $ 64,000 |
| Madison County Ohio | 28 | $ 2,389,000 | $ 85,000 | $ 66,000 |
| Clinton County Ohio | 27 | $ 2,425,000 | $ 89,000 | $ 47,000 |
| Jackson County Ohio | 27 | $ 1,677,000 | $ 62,000 | $ 58,000 |
| Preble County Ohio | 27 | $ 2,468,000 | $ 91,000 | $ 61,000 |
| Allen County Ohio | 26 | $ 1,449,000 | $ 55,000 | $ 56,000 |
| Sandusky County Ohio | 24 | $ 1,819,000 | $ 75,000 | $ 58,000 |
| Ottawa County Ohio | 23 | $ 1,929,000 | $ 83,000 | $ 45,000 |
| Perry County Ohio | 21 | $ 1,291,000 | $ 61,000 | $ 52,000 |
| Crawford County Ohio | 20 | $ 1,276,000 | $ 63,000 | $ 55,000 |
| Highland County Ohio | 20 | $ 1,107,000 | $ 55,000 | $ 40,000 |
| Athens County Ohio | 19 | $ 1,232,000 | $ 64,000 | $ 45,000 |
| Guernsey County Ohio | 18 | $ 1,161,000 | $ 64,000 | $ 46,000 |
| Morrow County Ohio | 17 | $ 1,466,000 | $ 86,000 | $ 75,000 |
| Fulton County Ohio | 16 | $ 1,156,000 | $ 72,000 | $ 60,000 |
| Hancock County Ohio | 16 | $ 626,000 | $ 39,000 | $ 60,000 |
| Hocking County Ohio | 16 | $ 1,297,000 | $ 81,000 | $ 44,000 |
| Knox County Ohio | 16 | $ 1,302,000 | $ 81,000 | $ 45,000 |
| Van Wert County Ohio | 16 | $ 510,000 | $ 31,000 | $ 52,000 |
| Fayette County Ohio | 15 | $ 787,000 | $ 52,000 | $ 56,000 |
| Auglaize County Ohio | 14 | $ 1,417,000 | $ 101,000 | $ 52,000 |
| Henry County Ohio | 14 | $ 1,310,000 | $ 93,000 | $ 49,000 |
| Pike County Ohio | 14 | $ 1,144,000 | $ 81,000 | $ 44,000 |
| Seneca County Ohio | 14 | $ 620,000 | $ 44,000 | $ 49,000 |
| Jefferson County Ohio | 13 | $ 531,000 | $ 40,000 | $ 48,000 |
| Monroe County Michigan | 12 | $ 1,498,000 | $ 124,000 | $ 91,000 |
| Carroll County Ohio | 12 | $ 980,000 | $ 81,000 | $ 62,000 |
| Defiance County Ohio | 12 | $ 974,000 | $ 81,000 | $ 49,000 |
| Huron County Ohio | 12 | $ 775,000 | $ 64,000 | $ 53,000 |
| Belmont County Ohio | 11 | $ 617,000 | $ 56,000 | $ 41,000 |
| Shelby County Ohio | 11 | $ 1,297,000 | $ 117,000 | $ 43,000 |
| Meigs County Ohio | 10 | $ 402,000 | $ 40,000 | $ 41,000 |
| Coshocton County Ohio | 9 | $ 473,000 | $ 52,000 | $ 39,000 |
| Gallia County Ohio | 9 | $ 1,267,000 | $ 140,000 | $ 81,000 |
| Paulding County Ohio | 9 | $ 413,000 | $ 45,000 | $ 39,000 |
| Monroe County Ohio | 8 | $ 483,000 | $ 60,000 | $ 54,000 |
| Vinton County Ohio | 8 | $ 539,000 | $ 67,000 | $ 34,000 |
| Adams County Ohio | 7 | $ 378,000 | $ 54,000 | $ 49,000 |
| Darke County Ohio | 7 | $ 661,000 | $ 94,000 | $ 59,000 |
| Hardin County Ohio | 7 | $ 643,000 | $ 91,000 | $ 55,000 |
| Morgan County Ohio | 7 | $ 500,000 | $ 71,000 | $ 40,000 |
| Putnam County Ohio | 7 | $ 387,000 | $ 55,000 | $ 49,000 |
| Holmes County Ohio | 6 | $ 545,000 | $ 90,000 | $ 53,000 |
| Kenton County Kentucky | 5 | $ 190,000 | $ 38,000 | $ 47,000 |
| Lenawee County Michigan | 5 | $ 637,000 | $ 127,000 | $ 58,000 |
| Ashland County Ohio | 5 | $ 365,000 | $ 73,000 | $ 55,000 |
| Williams County Ohio | 5 | $ 486,000 | $ 97,000 | $ 68,000 |
| Wyandot County Ohio | 5 | $ 291,000 | $ 58,000 | $ 28,000 |
| Washtenaw County Michigan | 4 | $ 334,000 | $ 83,000 | $ 82,000 |
| Mercer County Ohio | 4 | $ 129,000 | $ 32,000 | $ 68,000 |
| Noble County Ohio | 4 | $ 334,000 | $ 83,000 | $ 41,000 |
| Harrison County Ohio | 3 | $ 113,000 | $ 37,000 | $ 40,000 |
| Boone County Kentucky | 2 | $ 323,000 | $ 161,000 | $ 82,000 |
| Jerome County Idaho | 1 | $ 1,000 | $ 1,000 | $ 29,000 |
| Rock Island County Illinois | 1 | $ 66,000 | $ 66,000 | $ 46,000 |
| Dearborn County Indiana | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Tippecanoe County Indiana | 1 | $ 5,000 | $ 5,000 | $ 39,000 |
| Wayne County Indiana | 1 | $ 5,000 | $ 5,000 | $ 15,000 |
| Boyd County Kentucky | 1 | $ 52,000 | $ 52,000 | $ 62,000 |
| Greenup County Kentucky | 1 | $ 1,000 | $ 1,000 | $ 163,000 |
| Madison County Kentucky | 1 | $ 37,000 | $ 37,000 | $ 0 |
| Hillsdale County Michigan | 1 | $ 1,000 | $ 1,000 | $ 33,000 |
| Wayne County Michigan | 1 | $ 1,000 | $ 1,000 | $ 29,000 |
| Dakota County Minnesota | 1 | $ 81,000 | $ 81,000 | $ 26,000 |
| Polk County Minnesota | 1 | $ 1,000 | $ 1,000 | $ 58,000 |
| Johnson County Missouri | 1 | $ 2,000 | $ 2,000 | $ 50,000 |
| Caswell County North Carolina | 1 | $ 14,000 | $ 14,000 | $ 0 |
| Lincoln County Oregon | 1 | $ 40,000 | $ 40,000 | $ 16,000 |
| Mercer County Pennsylvania | 1 | $ 20,000 | $ 20,000 | $ 37,000 |
| Bexar County Texas | 1 | $ 60,000 | $ 60,000 | $ 58,000 |
| Suffolk County Virginia | 1 | $ 65,000 | $ 65,000 | $ 86,000 |
| Brooke County West Virginia | 1 | $ 89,000 | $ 89,000 | $ 27,000 |
Mortgage Loan Application Detail Totals for Wells Fargo Fin'l Ohio 1, Inc in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 6,147 | $530,466,000 | $49,636 | $1,486,000 | $39,545 | $1,200,000 |
| Home Improvement | 674 | $33,119,000 | $50,285 | $700,000 | $52,285 | $571,000 |
| Home Purchase | 135 | $13,825,000 | $102,000 | $480,000 | $54,000 | $359,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,656 | $389,581,000 | $61,000 | $1,486,000 | $50,444 | $1,200,000 |
| Not Provided | 1,250 | $107,339,000 | $57,750 | $768,000 | $55,000 | $726,000 |
| Black or African American | 804 | $61,349,000 | $80,000 | $740,000 | $82,000 | $360,000 |
| Not applicable | 113 | $8,888,000 | $73,250 | $251,000 | $0 | $0 |
| Hispanic | 86 | $6,468,000 | $73,000 | $349,000 | $59,500 | $195,000 |
| Asian | 20 | $2,063,000 | $103,000 | $328,000 | $79,000 | $294,000 |
| American Indian or Alaskan Native | 17 | $963,000 | $56,000 | $152,000 | $40,000 | $87,000 |
| Native Hawaiian or Other Pacific Islander | 10 | $759,000 | $75,000 | $306,000 | $81,000 | $276,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,956 | $577,410,000 | $49,928 | $1,486,000 | $43,428 | $1,200,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 2,849 | $165,514,000 | $45,090 | $1,486,000 | $53,636 | $1,200,000 |
| Loan Originated | 2,340 | $302,764,000 | $117,000 | $1,068,000 | $50,666 | $394,000 |
| Application Withdrawn By Applicant | 1,564 | $94,623,000 | $60,500 | $615,000 | $80,750 | $932,000 |
| Loan Purchased By The Institution | 113 | $8,888,000 | $73,250 | $251,000 | $0 | $0 |
| Application Approved But Not Accepted | 90 | $5,621,000 | $29,666 | $704,000 | $56,000 | $324,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Wells Fargo Fin'l Ohio 1, Inc's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Wells Fargo Fin'l Ohio 1, Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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