Wells Fargo Fin'l Oklahoma,Inc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006

Wells Fargo Fin'l Oklahoma,Inc 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Wells Fargo Fin'l Oklahoma,Inc
800 Walnut St, 6Th Floor, Mac F4031-061
Des Moines, IA 50309
Tel #: available with data download
Federal Regulator * available with data download
Years 2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 3,087
Total Mortgage Loan Application Amount $257,104,000
Average Mortgage Loan Application Amount $70,666
Highest Mortgage Loan Application Amount $700,000
Average Applicant Income $56,333
Highest Applicant Income $1,800,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with Wells Fargo Fin'l Oklahoma,Inc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Wells Fargo Fin'l Oklahoma,Inc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2006 breaks down Wells Fargo Fin'l Oklahoma,Inc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Wells Fargo Fin'l Oklahoma,Inc serves its applicants.

Each category highlights the total number of mortgage applications processed by Wells Fargo Fin'l Oklahoma,Inc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Wells Fargo Fin'l Oklahoma,Inc's mortgage activity for 2006.

Mortgage Loan Application Totals for Wells Fargo Fin'l Oklahoma,Inc by County in 2006

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Oklahoma County Oklahoma 729 $ 63,143,000 $ 86,000 $ 59,000
Tulsa County Oklahoma 442 $ 40,823,000 $ 92,000 $ 59,000
Cleveland County Oklahoma 254 $ 23,141,000 $ 91,000 $ 64,000
Comanche County Oklahoma 148 $ 12,441,000 $ 84,000 $ 61,000
Muskogee County Oklahoma 115 $ 9,172,000 $ 79,000 $ 52,000
Canadian County Oklahoma 112 $ 10,158,000 $ 90,000 $ 65,000
Rogers County Oklahoma 78 $ 6,320,000 $ 81,000 $ 59,000
Wagoner County Oklahoma 69 $ 6,712,000 $ 97,000 $ 61,000
Pittsburg County Oklahoma 67 $ 4,261,000 $ 63,000 $ 51,000
Creek County Oklahoma 60 $ 4,415,000 $ 73,000 $ 57,000
Cherokee County Oklahoma 53 $ 4,055,000 $ 76,000 $ 55,000
McClain County Oklahoma 49 $ 5,372,000 $ 109,000 $ 78,000
Kay County Oklahoma 45 $ 3,624,000 $ 80,000 $ 58,000
Payne County Oklahoma 44 $ 2,906,000 $ 66,000 $ 57,000
Pottawatomie County Oklahoma 44 $ 3,237,000 $ 73,000 $ 54,000
Logan County Oklahoma 43 $ 3,311,000 $ 77,000 $ 46,000
Grady County Oklahoma 42 $ 4,340,000 $ 103,000 $ 61,000
Garfield County Oklahoma 40 $ 3,122,000 $ 78,000 $ 61,000
Carter County Oklahoma 38 $ 2,671,000 $ 70,000 $ 58,000
Le Flore County Oklahoma 37 $ 2,795,000 $ 75,000 $ 54,000
Osage County Oklahoma 36 $ 2,962,000 $ 82,000 $ 63,000
Okmulgee County Oklahoma 32 $ 2,317,000 $ 72,000 $ 57,000
Sequoyah County Oklahoma 31 $ 2,116,000 $ 68,000 $ 56,000
Washington County Oklahoma 31 $ 2,163,000 $ 69,000 $ 47,000
Bryan County Oklahoma 29 $ 2,446,000 $ 84,000 $ 63,000
Delaware County Oklahoma 23 $ 2,077,000 $ 90,000 $ 70,000
Lincoln County Oklahoma 22 $ 1,404,000 $ 63,000 $ 55,000
Mayes County Oklahoma 20 $ 2,083,000 $ 104,000 $ 65,000
Pawnee County Oklahoma 19 $ 1,414,000 $ 74,000 $ 53,000
McIntosh County Oklahoma 17 $ 1,327,000 $ 78,000 $ 43,000
Caddo County Oklahoma 16 $ 786,000 $ 49,000 $ 55,000
Garvin County Oklahoma 16 $ 1,210,000 $ 75,000 $ 63,000
Jackson County Oklahoma 16 $ 1,127,000 $ 70,000 $ 63,000
Stephens County Oklahoma 15 $ 1,269,000 $ 84,000 $ 51,000
Noble County Oklahoma 14 $ 1,202,000 $ 85,000 $ 58,000
Pontotoc County Oklahoma 14 $ 1,260,000 $ 90,000 $ 75,000
Seminole County Oklahoma 14 $ 796,000 $ 56,000 $ 45,000
Marshall County Oklahoma 13 $ 771,000 $ 59,000 $ 52,000
Ottawa County Oklahoma 12 $ 632,000 $ 52,000 $ 41,000
Craig County Oklahoma 11 $ 690,000 $ 62,000 $ 41,000
Woodward County Oklahoma 11 $ 604,000 $ 54,000 $ 70,000
Atoka County Oklahoma 10 $ 855,000 $ 85,000 $ 99,000
Custer County Oklahoma 10 $ 611,000 $ 61,000 $ 60,000
Latimer County Oklahoma 10 $ 579,000 $ 57,000 $ 56,000
Murray County Oklahoma 10 $ 735,000 $ 73,000 $ 56,000
Hughes County Oklahoma 9 $ 434,000 $ 48,000 $ 57,000
Kingfisher County Oklahoma 8 $ 641,000 $ 80,000 $ 60,000
Haskell County Oklahoma 7 $ 334,000 $ 47,000 $ 41,000
McCurtain County Oklahoma 7 $ 329,000 $ 47,000 $ 42,000
Adair County Oklahoma 6 $ 522,000 $ 87,000 $ 43,000
Beckham County Oklahoma 6 $ 478,000 $ 79,000 $ 59,000
Blaine County Oklahoma 6 $ 181,000 $ 30,000 $ 34,000
Cotton County Oklahoma 6 $ 219,000 $ 36,000 $ 53,000
Texas County Oklahoma 6 $ 627,000 $ 104,000 $ 68,000
Johnston County Oklahoma 5 $ 340,000 $ 68,000 $ 67,000
Nowata County Oklahoma 5 $ 435,000 $ 87,000 $ 57,000
Washita County Oklahoma 5 $ 203,000 $ 40,000 $ 58,000
Tillman County Oklahoma 4 $ 182,000 $ 45,000 $ 61,000
Alfalfa County Oklahoma 3 $ 138,000 $ 46,000 $ 32,000
Choctaw County Oklahoma 3 $ 254,000 $ 84,000 $ 62,000
Love County Oklahoma 3 $ 118,000 $ 39,000 $ 86,000
Major County Oklahoma 3 $ 169,000 $ 56,000 $ 63,000
Coal County Oklahoma 2 $ 69,000 $ 34,000 $ 46,000
Greer County Oklahoma 2 $ 27,000 $ 13,000 $ 60,000
Jefferson County Oklahoma 2 $ 142,000 $ 71,000 $ 86,000
Kiowa County Oklahoma 2 $ 91,000 $ 45,000 $ 30,000
Okfuskee County Oklahoma 2 $ 73,000 $ 36,000 $ 29,000
Pushmataha County Oklahoma 2 $ 81,000 $ 40,000 $ 30,000
Pima County Arizona 1 $ 35,000 $ 35,000 $ 70,000
Benton County Arkansas 1 $ 89,000 $ 89,000 $ 74,000
Pope County Arkansas 1 $ 60,000 $ 60,000 $ 47,000
Sebastian County Arkansas 1 $ 56,000 $ 56,000 $ 2,000
Humboldt County California 1 $ 268,000 $ 268,000 $ 54,000
Larimer County Colorado 1 $ 45,000 $ 45,000 $ 37,000
Routt County Colorado 1 $ 15,000 $ 15,000 $ 39,000
Polk County Iowa 1 $ 20,000 $ 20,000 $ 121,000
Cowley County Kansas 1 $ 90,000 $ 90,000 $ 92,000
Valencia County New Mexico 1 $ 25,000 $ 25,000 $ 139,000
Beaver County Oklahoma 1 $ 43,000 $ 43,000 $ 66,000
Dewey County Oklahoma 1 $ 44,000 $ 44,000 $ 32,000
Ellis County Oklahoma 1 $ 75,000 $ 75,000 $ 43,000
Grant County Oklahoma 1 $ 120,000 $ 120,000 $ 47,000
Harmon County Oklahoma 1 $ 22,000 $ 22,000 $ 91,000
Woods County Oklahoma 1 $ 52,000 $ 52,000 $ 38,000
Umatilla County Oregon 1 $ 19,000 $ 19,000 $ 113,000
Richland County South Carolina 1 $ 38,000 $ 38,000 $ 22,000
Sumter County South Carolina 1 $ 125,000 $ 125,000 $ 77,000
Johnson County Texas 1 $ 10,000 $ 10,000 $ 42,000
Lubbock County Texas 1 $ 50,000 $ 50,000 $ 48,000
Midland County Texas 1 $ 261,000 $ 261,000 $ 160,000

Mortgage Loan Application Detail Totals for Wells Fargo Fin'l Oklahoma,Inc in 2006

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 2,439 $228,553,000 $93,000 $650,000 $59,000 $325,000
Home Improvement 637 $27,714,000 $43,000 $700,000 $57,000 $1,800,000
Home Purchase 11 $837,000 $76,000 $268,000 $53,000 $93,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,332 $199,058,000 $85,000 $650,000 $60,000 $600,000
Black or African American 362 $28,214,000 $77,000 $700,000 $56,000 $1,800,000
American Indian or Alaskan Native 163 $12,412,000 $76,000 $404,000 $61,000 $293,000
Hispanic 141 $10,643,000 $75,000 $265,000 $50,000 $159,000
Not Provided 54 $3,579,000 $66,000 $295,000 $63,000 $164,000
Asian 27 $2,530,000 $93,000 $396,000 $59,000 $180,000
Native Hawaiian or Other Pacific Islander 8 $668,000 $83,000 $200,000 $69,000 $114,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,087 $257,104,000 $83,000 $700,000 $59,000 $1,800,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 1,432 $113,033,000 $78,000 $700,000 $55,000 $1,800,000
Application Withdrawn By Applicant 845 $70,669,000 $83,000 $650,000 $65,000 $600,000
Loan Originated 713 $65,145,000 $91,000 $395,000 $60,000 $239,000
File Closed For Incompleteness 76 $6,317,000 $83,000 $300,000 $56,000 $135,000
Application Approved But Not Accepted 21 $1,940,000 $92,000 $169,000 $62,000 $140,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Wells Fargo Fin'l Oklahoma,Inc's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Wells Fargo Fin'l Oklahoma,Inc's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Iowa, download the full spreadsheet with aggregated HMDA statistics today.

Download the Iowa Lender List