Wells Fargo Fin'l Oklahoma,Inc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008
Wells Fargo Fin'l Oklahoma,Inc 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Wells Fargo Fin'l Oklahoma,Inc 800 Walnut St, 6Th Floor, Mac F4031-061 Des Moines, IA 50309 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,026 |
| Total Mortgage Loan Application Amount | $189,342,000 |
| Average Mortgage Loan Application Amount | $85,333 |
| Highest Mortgage Loan Application Amount | $2,050,000 |
| Average Applicant Income | $61,666 |
| Highest Applicant Income | $522,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with Wells Fargo Fin'l Oklahoma,Inc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Wells Fargo Fin'l Oklahoma,Inc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2008 breaks down Wells Fargo Fin'l Oklahoma,Inc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Wells Fargo Fin'l Oklahoma,Inc serves its applicants.
Each category highlights the total number of mortgage applications processed by Wells Fargo Fin'l Oklahoma,Inc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Wells Fargo Fin'l Oklahoma,Inc's mortgage activity for 2008.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Oklahoma County Oklahoma | 385 | $ 36,223,000 | $ 94,000 | $ 63,000 |
| Tulsa County Oklahoma | 359 | $ 39,442,000 | $ 109,000 | $ 67,000 |
| Cleveland County Oklahoma | 115 | $ 10,976,000 | $ 95,000 | $ 73,000 |
| Comanche County Oklahoma | 106 | $ 9,869,000 | $ 93,000 | $ 67,000 |
| Wagoner County Oklahoma | 77 | $ 8,856,000 | $ 115,000 | $ 67,000 |
| Rogers County Oklahoma | 68 | $ 8,678,000 | $ 127,000 | $ 71,000 |
| Canadian County Oklahoma | 58 | $ 6,972,000 | $ 120,000 | $ 74,000 |
| Muskogee County Oklahoma | 49 | $ 4,106,000 | $ 83,000 | $ 64,000 |
| Creek County Oklahoma | 47 | $ 4,092,000 | $ 87,000 | $ 50,000 |
| Payne County Oklahoma | 41 | $ 3,477,000 | $ 84,000 | $ 62,000 |
| Osage County Oklahoma | 37 | $ 4,068,000 | $ 109,000 | $ 64,000 |
| Logan County Oklahoma | 34 | $ 3,157,000 | $ 92,000 | $ 68,000 |
| Kay County Oklahoma | 33 | $ 1,811,000 | $ 54,000 | $ 62,000 |
| Pittsburg County Oklahoma | 32 | $ 2,179,000 | $ 68,000 | $ 63,000 |
| Stephens County Oklahoma | 28 | $ 2,669,000 | $ 95,000 | $ 72,000 |
| Washington County Oklahoma | 25 | $ 1,407,000 | $ 56,000 | $ 49,000 |
| Cherokee County Oklahoma | 24 | $ 1,704,000 | $ 71,000 | $ 53,000 |
| Lincoln County Oklahoma | 23 | $ 1,719,000 | $ 74,000 | $ 53,000 |
| Garfield County Oklahoma | 22 | $ 1,323,000 | $ 60,000 | $ 53,000 |
| Pottawatomie County Oklahoma | 22 | $ 1,610,000 | $ 73,000 | $ 59,000 |
| Carter County Oklahoma | 21 | $ 1,670,000 | $ 79,000 | $ 54,000 |
| McClain County Oklahoma | 20 | $ 1,738,000 | $ 86,000 | $ 67,000 |
| Ottawa County Oklahoma | 20 | $ 1,239,000 | $ 61,000 | $ 48,000 |
| Bryan County Oklahoma | 19 | $ 1,717,000 | $ 90,000 | $ 75,000 |
| Delaware County Oklahoma | 19 | $ 2,031,000 | $ 106,000 | $ 48,000 |
| Mayes County Oklahoma | 19 | $ 2,218,000 | $ 116,000 | $ 45,000 |
| Okmulgee County Oklahoma | 19 | $ 1,751,000 | $ 92,000 | $ 68,000 |
| Garvin County Oklahoma | 18 | $ 1,345,000 | $ 74,000 | $ 67,000 |
| Jackson County Oklahoma | 17 | $ 1,835,000 | $ 107,000 | $ 69,000 |
| Caddo County Oklahoma | 16 | $ 1,318,000 | $ 82,000 | $ 66,000 |
| Grady County Oklahoma | 16 | $ 1,605,000 | $ 100,000 | $ 73,000 |
| Le Flore County Oklahoma | 16 | $ 1,398,000 | $ 87,000 | $ 44,000 |
| Kingfisher County Oklahoma | 13 | $ 1,027,000 | $ 79,000 | $ 71,000 |
| Pawnee County Oklahoma | 13 | $ 911,000 | $ 70,000 | $ 54,000 |
| Pontotoc County Oklahoma | 13 | $ 986,000 | $ 75,000 | $ 58,000 |
| Woodward County Oklahoma | 11 | $ 803,000 | $ 73,000 | $ 62,000 |
| McIntosh County Oklahoma | 10 | $ 696,000 | $ 69,000 | $ 54,000 |
| Seminole County Oklahoma | 10 | $ 710,000 | $ 71,000 | $ 71,000 |
| Adair County Oklahoma | 8 | $ 671,000 | $ 83,000 | $ 33,000 |
| Custer County Oklahoma | 8 | $ 697,000 | $ 87,000 | $ 80,000 |
| Marshall County Oklahoma | 8 | $ 485,000 | $ 60,000 | $ 51,000 |
| Sequoyah County Oklahoma | 8 | $ 309,000 | $ 38,000 | $ 35,000 |
| McCurtain County Oklahoma | 7 | $ 347,000 | $ 49,000 | $ 56,000 |
| Texas County Oklahoma | 7 | $ 432,000 | $ 61,000 | $ 113,000 |
| Beckham County Oklahoma | 6 | $ 485,000 | $ 80,000 | $ 66,000 |
| Murray County Oklahoma | 6 | $ 422,000 | $ 70,000 | $ 47,000 |
| Okfuskee County Oklahoma | 6 | $ 265,000 | $ 44,000 | $ 41,000 |
| Tillman County Oklahoma | 6 | $ 467,000 | $ 77,000 | $ 55,000 |
| Ellis County Oklahoma | 5 | $ 280,000 | $ 56,000 | $ 50,000 |
| Latimer County Oklahoma | 5 | $ 283,000 | $ 56,000 | $ 48,000 |
| Choctaw County Oklahoma | 4 | $ 239,000 | $ 59,000 | $ 49,000 |
| Craig County Oklahoma | 4 | $ 480,000 | $ 120,000 | $ 44,000 |
| Haskell County Oklahoma | 4 | $ 340,000 | $ 85,000 | $ 53,000 |
| Hughes County Oklahoma | 4 | $ 253,000 | $ 63,000 | $ 56,000 |
| Johnston County Oklahoma | 4 | $ 276,000 | $ 69,000 | $ 53,000 |
| Blaine County Oklahoma | 3 | $ 172,000 | $ 57,000 | $ 35,000 |
| Jefferson County Oklahoma | 3 | $ 127,000 | $ 42,000 | $ 33,000 |
| Kiowa County Oklahoma | 3 | $ 39,000 | $ 13,000 | $ 32,000 |
| Love County Oklahoma | 3 | $ 175,000 | $ 58,000 | $ 50,000 |
| Major County Oklahoma | 3 | $ 295,000 | $ 98,000 | $ 57,000 |
| Pushmataha County Oklahoma | 3 | $ 151,000 | $ 50,000 | $ 139,000 |
| Woods County Oklahoma | 3 | $ 187,000 | $ 62,000 | $ 23,000 |
| Atoka County Oklahoma | 2 | $ 204,000 | $ 102,000 | $ 44,000 |
| Coal County Oklahoma | 2 | $ 122,000 | $ 61,000 | $ 46,000 |
| Grant County Oklahoma | 2 | $ 98,000 | $ 49,000 | $ 40,000 |
| Greer County Oklahoma | 2 | $ 80,000 | $ 40,000 | $ 88,000 |
| Noble County Oklahoma | 2 | $ 221,000 | $ 110,000 | $ 56,000 |
| Nowata County Oklahoma | 2 | $ 265,000 | $ 132,000 | $ 86,000 |
| Washita County Oklahoma | 2 | $ 105,000 | $ 52,000 | $ 50,000 |
| Colbert County Alabama | 1 | $ 39,000 | $ 39,000 | $ 30,000 |
| Matanuska-Susitna County Alaska | 1 | $ 175,000 | $ 175,000 | $ 102,000 |
| San Bernardino County California | 1 | $ 30,000 | $ 30,000 | $ 48,000 |
| Mesa County Colorado | 1 | $ 60,000 | $ 60,000 | $ 31,000 |
| Miami-Dade County Florida | 1 | $ 20,000 | $ 20,000 | $ 94,000 |
| Clark County Kansas | 1 | $ 54,000 | $ 54,000 | $ 70,000 |
| Seward County Kansas | 1 | $ 100,000 | $ 100,000 | $ 40,000 |
| Rapides County Louisiana | 1 | $ 45,000 | $ 45,000 | $ 70,000 |
| Genesee County Michigan | 1 | $ 15,000 | $ 15,000 | $ 43,000 |
| Cotton County Oklahoma | 1 | $ 55,000 | $ 55,000 | $ 34,000 |
| Monroe County Tennessee | 1 | $ 53,000 | $ 53,000 | $ 61,000 |
| Aransas County Texas | 1 | $ 20,000 | $ 20,000 | $ 44,000 |
| Dallas County Texas | 1 | $ 124,000 | $ 124,000 | $ 30,000 |
| Hidalgo County Texas | 1 | $ 50,000 | $ 50,000 | $ 47,000 |
| Kaufman County Texas | 1 | $ 169,000 | $ 169,000 | $ 33,000 |
| Schleicher County Texas | 1 | $ 25,000 | $ 25,000 | $ 31,000 |
Mortgage Loan Application Detail Totals for Wells Fargo Fin'l Oklahoma,Inc in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,528 | $165,169,000 | $108,000 | $2,050,000 | $66,000 | $522,000 |
| Home Improvement | 489 | $23,258,000 | $47,000 | $750,000 | $57,000 | $499,000 |
| Home Purchase | 9 | $915,000 | $101,000 | $200,000 | $62,000 | $101,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,463 | $138,752,000 | $94,000 | $750,000 | $65,000 | $469,000 |
| Black or African American | 227 | $22,766,000 | $100,000 | $377,000 | $61,000 | $191,000 |
| American Indian or Alaskan Native | 122 | $8,842,000 | $72,000 | $253,000 | $56,000 | $198,000 |
| Hispanic | 104 | $7,807,000 | $75,000 | $274,000 | $58,000 | $499,000 |
| Not Provided | 84 | $8,814,000 | $104,000 | $2,050,000 | $65,000 | $522,000 |
| Asian | 18 | $1,817,000 | $100,000 | $230,000 | $61,000 | $120,000 |
| Native Hawaiian or Other Pacific Islander | 8 | $544,000 | $68,000 | $137,000 | $59,000 | $146,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,026 | $189,342,000 | $93,000 | $2,050,000 | $63,000 | $522,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 984 | $85,724,000 | $87,000 | $2,050,000 | $57,000 | $522,000 |
| Loan Originated | 407 | $44,997,000 | $110,000 | $503,000 | $70,000 | $179,000 |
| Application Withdrawn By Applicant | 402 | $36,447,000 | $90,000 | $456,000 | $70,000 | $360,000 |
| File Closed For Incompleteness | 227 | $21,290,000 | $93,000 | $750,000 | $69,000 | $499,000 |
| Application Approved But Not Accepted | 6 | $884,000 | $147,000 | $261,000 | $89,000 | $123,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Wells Fargo Fin'l Oklahoma,Inc's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Wells Fargo Fin'l Oklahoma,Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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