Wells Fargo Fin'l Sys Virginia
HMDA Loan Application Totals
and Mortgage Lending Details
for 2004
Wells Fargo Fin'l Sys Virginia 2004 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Wells Fargo Fin'l Sys Virginia 800 Walnut St, 6Th Floor, Mac F4031-061 Des Moines, IA 50309 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 4,035 |
| Total Mortgage Loan Application Amount | $479,196,000 |
| Average Mortgage Loan Application Amount | $77,318 |
| Highest Mortgage Loan Application Amount | $1,170,000 |
| Average Applicant Income | $113,409 |
| Highest Applicant Income | $600,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2004 with Wells Fargo Fin'l Sys Virginia. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Wells Fargo Fin'l Sys Virginia's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2004 breaks down Wells Fargo Fin'l Sys Virginia's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Wells Fargo Fin'l Sys Virginia serves its applicants.
Each category highlights the total number of mortgage applications processed by Wells Fargo Fin'l Sys Virginia, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Wells Fargo Fin'l Sys Virginia's mortgage activity for 2004.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Fairfax County Virginia | 348 | $ 67,685,000 | $ 194,000 | $ 94,000 |
| Prince William County Virginia | 330 | $ 54,439,000 | $ 164,000 | $ 81,000 |
| Spotsylvania County Virginia | 246 | $ 32,567,000 | $ 132,000 | $ 76,000 |
| Virginia Beach County Virginia | 237 | $ 19,522,000 | $ 82,000 | $ 66,000 |
| Chesterfield County Virginia | 200 | $ 18,828,000 | $ 94,000 | $ 58,000 |
| Stafford County Virginia | 198 | $ 33,935,000 | $ 171,000 | $ 91,000 |
| Henrico County Virginia | 167 | $ 14,765,000 | $ 88,000 | $ 57,000 |
| Loudoun County Virginia | 139 | $ 26,810,000 | $ 192,000 | $ 87,000 |
| Chesapeake County Virginia | 136 | $ 12,599,000 | $ 92,000 | $ 77,000 |
| Hampton County Virginia | 103 | $ 9,126,000 | $ 88,000 | $ 55,000 |
| Newport News County Virginia | 96 | $ 8,149,000 | $ 84,000 | $ 57,000 |
| Roanoke City County Virginia | 88 | $ 6,175,000 | $ 70,000 | $ 39,000 |
| Norfolk County Virginia | 87 | $ 5,933,000 | $ 68,000 | $ 56,000 |
| Richmond City County Virginia | 84 | $ 6,574,000 | $ 78,000 | $ 49,000 |
| Albemarle County Virginia | 79 | $ 13,736,000 | $ 173,000 | $ 60,000 |
| Portsmouth County Virginia | 64 | $ 4,825,000 | $ 75,000 | $ 51,000 |
| Hanover County Virginia | 61 | $ 5,732,000 | $ 93,000 | $ 67,000 |
| Roanoke County Virginia | 60 | $ 6,444,000 | $ 107,000 | $ 53,000 |
| Orange County Virginia | 43 | $ 3,836,000 | $ 89,000 | $ 55,000 |
| Caroline County Virginia | 41 | $ 4,274,000 | $ 104,000 | $ 56,000 |
| Alexandria County Virginia | 40 | $ 6,995,000 | $ 174,000 | $ 75,000 |
| Suffolk County Virginia | 37 | $ 3,801,000 | $ 102,000 | $ 62,000 |
| Arlington County Virginia | 36 | $ 5,151,000 | $ 143,000 | $ 74,000 |
| Fauquier County Virginia | 35 | $ 6,415,000 | $ 183,000 | $ 92,000 |
| Louisa County Virginia | 35 | $ 2,955,000 | $ 84,000 | $ 51,000 |
| Bedford County Virginia | 33 | $ 2,599,000 | $ 78,000 | $ 44,000 |
| Fluvanna County Virginia | 32 | $ 3,645,000 | $ 113,000 | $ 51,000 |
| Franklin County Virginia | 32 | $ 2,158,000 | $ 67,000 | $ 54,000 |
| King George County Virginia | 32 | $ 3,764,000 | $ 117,000 | $ 67,000 |
| Manassas County Virginia | 32 | $ 5,386,000 | $ 168,000 | $ 68,000 |
| Petersburg County Virginia | 32 | $ 2,127,000 | $ 66,000 | $ 46,000 |
| Montgomery County Virginia | 31 | $ 2,300,000 | $ 74,000 | $ 51,000 |
| Pittsylvania County Virginia | 31 | $ 2,174,000 | $ 70,000 | $ 49,000 |
| Frederick County Virginia | 26 | $ 2,874,000 | $ 110,000 | $ 65,000 |
| Augusta County Virginia | 25 | $ 2,174,000 | $ 86,000 | $ 56,000 |
| Botetourt County Virginia | 25 | $ 2,356,000 | $ 94,000 | $ 65,000 |
| James City County Virginia | 25 | $ 3,215,000 | $ 128,000 | $ 88,000 |
| York County Virginia | 24 | $ 2,913,000 | $ 121,000 | $ 73,000 |
| Danville County Virginia | 22 | $ 1,165,000 | $ 52,000 | $ 57,000 |
| Culpeper County Virginia | 21 | $ 2,981,000 | $ 141,000 | $ 67,000 |
| Isle of Wight County Virginia | 21 | $ 2,539,000 | $ 120,000 | $ 70,000 |
| Campbell County Virginia | 20 | $ 1,686,000 | $ 84,000 | $ 41,000 |
| Charlottesville County Virginia | 20 | $ 1,998,000 | $ 99,000 | $ 47,000 |
| Henry County Virginia | 20 | $ 1,326,000 | $ 66,000 | $ 47,000 |
| Lynchburg County Virginia | 18 | $ 1,165,000 | $ 64,000 | $ 37,000 |
| Greene County Virginia | 17 | $ 2,418,000 | $ 142,000 | $ 64,000 |
| Washington County Virginia | 17 | $ 1,335,000 | $ 78,000 | $ 61,000 |
| Warren County Virginia | 16 | $ 1,885,000 | $ 117,000 | $ 67,000 |
| Powhatan County Virginia | 15 | $ 1,204,000 | $ 80,000 | $ 70,000 |
| Shenandoah County Virginia | 15 | $ 1,803,000 | $ 120,000 | $ 50,000 |
| Floyd County Virginia | 14 | $ 1,246,000 | $ 89,000 | $ 44,000 |
| Manassas Park County Virginia | 14 | $ 2,492,000 | $ 178,000 | $ 85,000 |
| Fredericksburg County Virginia | 13 | $ 790,000 | $ 60,000 | $ 53,000 |
| Gloucester County Virginia | 13 | $ 873,000 | $ 67,000 | $ 62,000 |
| Goochland County Virginia | 13 | $ 1,205,000 | $ 92,000 | $ 70,000 |
| Salem County Virginia | 12 | $ 828,000 | $ 69,000 | $ 53,000 |
| Carroll County Virginia | 11 | $ 852,000 | $ 77,000 | $ 35,000 |
| Page County Virginia | 11 | $ 1,061,000 | $ 96,000 | $ 49,000 |
| Prince George County Virginia | 11 | $ 2,242,000 | $ 203,000 | $ 97,000 |
| Rockingham County Virginia | 11 | $ 1,133,000 | $ 103,000 | $ 51,000 |
| Accomack County Virginia | 10 | $ 633,000 | $ 63,000 | $ 54,000 |
| King William County Virginia | 10 | $ 1,177,000 | $ 117,000 | $ 54,000 |
| Pulaski County Virginia | 10 | $ 614,000 | $ 61,000 | $ 63,000 |
| Wise County Virginia | 10 | $ 480,000 | $ 48,000 | $ 51,000 |
| Prince George's County Maryland | 9 | $ 1,302,000 | $ 144,000 | $ 85,000 |
| Dinwiddie County Virginia | 9 | $ 392,000 | $ 43,000 | $ 50,000 |
| Halifax County Virginia | 9 | $ 614,000 | $ 68,000 | $ 43,000 |
| Smyth County Virginia | 9 | $ 421,000 | $ 46,000 | $ 37,000 |
| Alleghany County Virginia | 8 | $ 367,000 | $ 45,000 | $ 54,000 |
| Cumberland County Virginia | 8 | $ 669,000 | $ 83,000 | $ 58,000 |
| Hopewell County Virginia | 8 | $ 643,000 | $ 80,000 | $ 49,000 |
| Staunton County Virginia | 8 | $ 637,000 | $ 79,000 | $ 56,000 |
| Winchester County Virginia | 8 | $ 588,000 | $ 73,000 | $ 70,000 |
| Amelia County Virginia | 7 | $ 653,000 | $ 93,000 | $ 49,000 |
| Bristol County Virginia | 7 | $ 249,000 | $ 35,000 | $ 47,000 |
| Clarke County Virginia | 7 | $ 1,409,000 | $ 201,000 | $ 84,000 |
| Nelson County Virginia | 7 | $ 473,000 | $ 67,000 | $ 42,000 |
| Waynesboro County Virginia | 7 | $ 700,000 | $ 100,000 | $ 50,000 |
| Westmoreland County Virginia | 7 | $ 949,000 | $ 135,000 | $ 71,000 |
| Wythe County Virginia | 7 | $ 235,000 | $ 33,000 | $ 36,000 |
| Grayson County Virginia | 6 | $ 429,000 | $ 71,000 | $ 44,000 |
| Scott County Virginia | 6 | $ 388,000 | $ 64,000 | $ 42,000 |
| Dare County North Carolina | 5 | $ 520,000 | $ 104,000 | $ 111,000 |
| Fairfax City County Virginia | 5 | $ 438,000 | $ 87,000 | $ 57,000 |
| Martinsville County Virginia | 5 | $ 260,000 | $ 52,000 | $ 30,000 |
| New Kent County Virginia | 5 | $ 483,000 | $ 96,000 | $ 76,000 |
| Southampton County Virginia | 5 | $ 413,000 | $ 82,000 | $ 60,000 |
| Amherst County Virginia | 4 | $ 393,000 | $ 98,000 | $ 52,000 |
| Charles City County Virginia | 4 | $ 269,000 | $ 67,000 | $ 65,000 |
| Giles County Virginia | 4 | $ 71,000 | $ 17,000 | $ 22,000 |
| Harrisonburg County Virginia | 4 | $ 380,000 | $ 95,000 | $ 60,000 |
| Mecklenburg County Virginia | 4 | $ 240,000 | $ 60,000 | $ 39,000 |
| Northumberland County Virginia | 4 | $ 435,000 | $ 108,000 | $ 92,000 |
| Patrick County Virginia | 4 | $ 488,000 | $ 122,000 | $ 53,000 |
| Radford County Virginia | 4 | $ 604,000 | $ 151,000 | $ 38,000 |
| Charles County Maryland | 3 | $ 608,000 | $ 202,000 | $ 84,000 |
| Currituck County North Carolina | 3 | $ 284,000 | $ 94,000 | $ 74,000 |
| Covington County Virginia | 3 | $ 195,000 | $ 65,000 | $ 47,000 |
| Falls Church County Virginia | 3 | $ 701,000 | $ 233,000 | $ 68,000 |
| Madison County Virginia | 3 | $ 122,000 | $ 40,000 | $ 52,000 |
| Mathews County Virginia | 3 | $ 95,000 | $ 31,000 | $ 86,000 |
| Richmond County Virginia | 3 | $ 193,000 | $ 64,000 | $ 35,000 |
| Rockbridge County Virginia | 3 | $ 98,000 | $ 32,000 | $ 63,000 |
| Russell County Virginia | 3 | $ 180,000 | $ 60,000 | $ 41,000 |
| Surry County Virginia | 3 | $ 390,000 | $ 130,000 | $ 48,000 |
| Tazewell County Virginia | 3 | $ 142,000 | $ 47,000 | $ 27,000 |
| Montgomery County Maryland | 2 | $ 1,053,000 | $ 526,000 | $ 328,000 |
| Richland County South Carolina | 2 | $ 126,000 | $ 63,000 | $ 100,000 |
| Buchanan County Virginia | 2 | $ 108,000 | $ 54,000 | $ 57,000 |
| Colonial Heights County Virginia | 2 | $ 209,000 | $ 104,000 | $ 57,000 |
| Essex County Virginia | 2 | $ 121,000 | $ 60,000 | $ 26,000 |
| Lancaster County Virginia | 2 | $ 75,000 | $ 37,000 | $ 39,000 |
| Lunenburg County Virginia | 2 | $ 74,000 | $ 37,000 | $ 60,000 |
| Middlesex County Virginia | 2 | $ 215,000 | $ 107,000 | $ 35,000 |
| Norton County Virginia | 2 | $ 121,000 | $ 60,000 | $ 41,000 |
| Poquoson County Virginia | 2 | $ 130,000 | $ 65,000 | $ 34,000 |
| Sussex County Virginia | 2 | $ 166,000 | $ 83,000 | $ 73,000 |
| Williamsburg County Virginia | 2 | $ 113,000 | $ 56,000 | $ 39,000 |
| Anchorage County Alaska | 1 | $ 2,000 | $ 2,000 | $ 600,000 |
| Charlotte County Florida | 1 | $ 26,000 | $ 26,000 | $ 40,000 |
| Cook County Illinois | 1 | $ 84,000 | $ 84,000 | $ 43,000 |
| Frederick County Maryland | 1 | $ 15,000 | $ 15,000 | $ 51,000 |
| Howard County Maryland | 1 | $ 33,000 | $ 33,000 | $ 90,000 |
| Marquette County Michigan | 1 | $ 106,000 | $ 106,000 | $ 64,000 |
| Monmouth County New Jersey | 1 | $ 7,000 | $ 7,000 | $ 200,000 |
| Morris County New Jersey | 1 | $ 35,000 | $ 35,000 | $ 157,000 |
| Albany County New York | 1 | $ 45,000 | $ 45,000 | $ 43,000 |
| Erie County New York | 1 | $ 5,000 | $ 5,000 | $ 178,000 |
| Cumberland County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 135,000 |
| Pasquotank County North Carolina | 1 | $ 25,000 | $ 25,000 | $ 68,000 |
| Beaufort County South Carolina | 1 | $ 14,000 | $ 14,000 | $ 164,000 |
| Freestone County Texas | 1 | $ 20,000 | $ 20,000 | $ 80,000 |
| Appomattox County Virginia | 1 | $ 53,000 | $ 53,000 | $ 25,000 |
| Bath County Virginia | 1 | $ 40,000 | $ 40,000 | $ 26,000 |
| Brunswick County Virginia | 1 | $ 98,000 | $ 98,000 | $ 43,000 |
| Charlotte County Virginia | 1 | $ 45,000 | $ 45,000 | $ 28,000 |
| Craig County Virginia | 1 | $ 49,000 | $ 49,000 | $ 20,000 |
| Galax County Virginia | 1 | $ 4,000 | $ 4,000 | $ 50,000 |
| Greensville County Virginia | 1 | $ 10,000 | $ 10,000 | $ 24,000 |
| King and Queen County Virginia | 1 | $ 115,000 | $ 115,000 | $ 110,000 |
| Lee County Virginia | 1 | $ 20,000 | $ 20,000 | $ 37,000 |
| Nottoway County Virginia | 1 | $ 101,000 | $ 101,000 | $ 56,000 |
| Kitsap County Washington | 1 | $ 176,000 | $ 176,000 | $ 89,000 |
| Greenbrier County West Virginia | 1 | $ 60,000 | $ 60,000 | $ 35,000 |
| Jefferson County West Virginia | 1 | $ 100,000 | $ 100,000 | $ 85,000 |
| Mercer County West Virginia | 1 | $ 15,000 | $ 15,000 | $ 34,000 |
| Monroe County West Virginia | 1 | $ 80,000 | $ 80,000 | $ 39,000 |
Mortgage Loan Application Detail Totals for Wells Fargo Fin'l Sys Virginia in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,749 | $350,542,000 | $105,111 | $1,170,000 | $95,888 | $530,000 |
| Home Improvement | 1,190 | $115,443,000 | $47,111 | $1,020,000 | $77,444 | $440,000 |
| Home Purchase | 96 | $13,211,000 | $82,750 | $770,000 | $233,750 | $600,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,120 | $257,620,000 | $92,833 | $950,000 | $86,000 | $369,000 |
| Black or African American | 1,011 | $107,737,000 | $87,333 | $760,000 | $106,666 | $530,000 |
| Not Provided | 657 | $75,308,000 | $64,333 | $855,000 | $163,666 | $600,000 |
| Hispanic | 132 | $19,218,000 | $135,000 | $530,000 | $74,000 | $171,000 |
| Asian | 55 | $11,180,000 | $203,000 | $1,170,000 | $85,000 | $301,000 |
| American Indian or Alaskan Native | 24 | $2,260,000 | $52,000 | $369,000 | $140,000 | $230,000 |
| Not applicable | 20 | $2,951,000 | $147,000 | $379,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 16 | $2,922,000 | $182,000 | $512,000 | $105,000 | $405,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,035 | $479,196,000 | $74,384 | $1,170,000 | $127,230 | $600,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 1,839 | $178,519,000 | $67,900 | $1,170,000 | $80,600 | $405,000 |
| Application Withdrawn By Applicant | 1,265 | $159,692,000 | $90,250 | $950,000 | $161,875 | $600,000 |
| Loan Originated | 889 | $135,104,000 | $123,000 | $857,000 | $79,000 | $266,000 |
| Application Approved But Not Accepted | 22 | $2,930,000 | $133,000 | $660,000 | $74,000 | $158,000 |
| Loan Purchased By The Institution | 20 | $2,951,000 | $147,000 | $379,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Wells Fargo Fin'l Sys Virginia's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Wells Fargo Fin'l Sys Virginia's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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