Wells Fargo Fin'l Sys Virginia
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
Wells Fargo Fin'l Sys Virginia 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Wells Fargo Fin'l Sys Virginia 800 Walnut St, 6Th Floor, Mac F4031-061 Des Moines, IA 50309 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 6,212 |
| Total Mortgage Loan Application Amount | $1,060,034,000 |
| Average Mortgage Loan Application Amount | $143,333 |
| Highest Mortgage Loan Application Amount | $1,400,000 |
| Average Applicant Income | $74,000 |
| Highest Applicant Income | $1,326,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with Wells Fargo Fin'l Sys Virginia. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Wells Fargo Fin'l Sys Virginia's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down Wells Fargo Fin'l Sys Virginia's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Wells Fargo Fin'l Sys Virginia serves its applicants.
Each category highlights the total number of mortgage applications processed by Wells Fargo Fin'l Sys Virginia, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Wells Fargo Fin'l Sys Virginia's mortgage activity for 2007.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Virginia Beach County Virginia | 456 | $ 80,986,000 | $ 177,000 | $ 70,000 |
| Fairfax County Virginia | 454 | $ 124,155,000 | $ 273,000 | $ 120,000 |
| Prince William County Virginia | 327 | $ 87,835,000 | $ 268,000 | $ 106,000 |
| Chesterfield County Virginia | 310 | $ 46,237,000 | $ 149,000 | $ 71,000 |
| Henrico County Virginia | 310 | $ 46,847,000 | $ 151,000 | $ 64,000 |
| Newport News County Virginia | 227 | $ 32,629,000 | $ 143,000 | $ 63,000 |
| Hampton County Virginia | 224 | $ 31,302,000 | $ 139,000 | $ 62,000 |
| Spotsylvania County Virginia | 216 | $ 40,701,000 | $ 188,000 | $ 77,000 |
| Chesapeake County Virginia | 201 | $ 34,433,000 | $ 171,000 | $ 73,000 |
| Norfolk County Virginia | 188 | $ 25,248,000 | $ 134,000 | $ 55,000 |
| Stafford County Virginia | 186 | $ 45,807,000 | $ 246,000 | $ 99,000 |
| Richmond City County Virginia | 163 | $ 15,761,000 | $ 96,000 | $ 47,000 |
| Loudoun County Virginia | 152 | $ 44,539,000 | $ 293,000 | $ 117,000 |
| Portsmouth County Virginia | 150 | $ 20,987,000 | $ 139,000 | $ 58,000 |
| Suffolk County Virginia | 110 | $ 20,898,000 | $ 189,000 | $ 72,000 |
| Alexandria County Virginia | 91 | $ 19,242,000 | $ 211,000 | $ 94,000 |
| Roanoke City County Virginia | 86 | $ 8,046,000 | $ 93,000 | $ 53,000 |
| Fauquier County Virginia | 75 | $ 17,431,000 | $ 232,000 | $ 102,000 |
| Hanover County Virginia | 73 | $ 13,371,000 | $ 183,000 | $ 73,000 |
| Roanoke County Virginia | 72 | $ 10,742,000 | $ 149,000 | $ 67,000 |
| Louisa County Virginia | 66 | $ 11,006,000 | $ 166,000 | $ 67,000 |
| Orange County Virginia | 60 | $ 10,936,000 | $ 182,000 | $ 70,000 |
| Frederick County Virginia | 59 | $ 14,772,000 | $ 250,000 | $ 83,000 |
| Albemarle County Virginia | 58 | $ 11,151,000 | $ 192,000 | $ 68,000 |
| Bedford County Virginia | 56 | $ 5,849,000 | $ 104,000 | $ 70,000 |
| Caroline County Virginia | 53 | $ 8,364,000 | $ 157,000 | $ 64,000 |
| Lynchburg County Virginia | 52 | $ 3,639,000 | $ 69,000 | $ 47,000 |
| Petersburg County Virginia | 52 | $ 5,007,000 | $ 96,000 | $ 56,000 |
| Pittsylvania County Virginia | 49 | $ 3,019,000 | $ 61,000 | $ 46,000 |
| Gloucester County Virginia | 48 | $ 7,707,000 | $ 160,000 | $ 65,000 |
| Augusta County Virginia | 42 | $ 6,388,000 | $ 152,000 | $ 66,000 |
| Campbell County Virginia | 42 | $ 3,051,000 | $ 72,000 | $ 48,000 |
| Franklin County Virginia | 42 | $ 4,494,000 | $ 107,000 | $ 61,000 |
| Warren County Virginia | 41 | $ 5,878,000 | $ 143,000 | $ 83,000 |
| James City County Virginia | 40 | $ 8,376,000 | $ 209,000 | $ 87,000 |
| Arlington County Virginia | 38 | $ 8,087,000 | $ 212,000 | $ 86,000 |
| York County Virginia | 38 | $ 6,946,000 | $ 182,000 | $ 90,000 |
| Culpeper County Virginia | 37 | $ 7,666,000 | $ 207,000 | $ 70,000 |
| Fluvanna County Virginia | 37 | $ 5,749,000 | $ 155,000 | $ 50,000 |
| Henry County Virginia | 34 | $ 2,788,000 | $ 82,000 | $ 60,000 |
| King George County Virginia | 34 | $ 6,401,000 | $ 188,000 | $ 80,000 |
| Montgomery County Virginia | 34 | $ 3,595,000 | $ 105,000 | $ 59,000 |
| Prince George County Virginia | 34 | $ 5,053,000 | $ 148,000 | $ 63,000 |
| Danville County Virginia | 28 | $ 2,544,000 | $ 90,000 | $ 55,000 |
| New Kent County Virginia | 28 | $ 5,685,000 | $ 203,000 | $ 83,000 |
| Powhatan County Virginia | 28 | $ 4,069,000 | $ 145,000 | $ 71,000 |
| Dinwiddie County Virginia | 26 | $ 2,532,000 | $ 97,000 | $ 67,000 |
| Charlottesville County Virginia | 25 | $ 4,385,000 | $ 175,000 | $ 57,000 |
| Manassas County Virginia | 25 | $ 5,505,000 | $ 220,000 | $ 87,000 |
| Rockingham County Virginia | 25 | $ 3,828,000 | $ 153,000 | $ 57,000 |
| Staunton County Virginia | 24 | $ 3,779,000 | $ 157,000 | $ 61,000 |
| Botetourt County Virginia | 23 | $ 2,313,000 | $ 100,000 | $ 57,000 |
| Pulaski County Virginia | 23 | $ 2,324,000 | $ 101,000 | $ 54,000 |
| Greene County Virginia | 22 | $ 3,687,000 | $ 167,000 | $ 54,000 |
| Goochland County Virginia | 21 | $ 3,542,000 | $ 168,000 | $ 67,000 |
| Isle of Wight County Virginia | 21 | $ 3,292,000 | $ 156,000 | $ 52,000 |
| Washington County Virginia | 21 | $ 1,751,000 | $ 83,000 | $ 51,000 |
| King William County Virginia | 20 | $ 2,585,000 | $ 129,000 | $ 53,000 |
| Page County Virginia | 20 | $ 3,133,000 | $ 156,000 | $ 64,000 |
| Accomack County Virginia | 17 | $ 1,428,000 | $ 84,000 | $ 51,000 |
| Halifax County Virginia | 17 | $ 811,000 | $ 47,000 | $ 50,000 |
| Hopewell County Virginia | 17 | $ 1,412,000 | $ 83,000 | $ 50,000 |
| Tazewell County Virginia | 17 | $ 1,356,000 | $ 79,000 | $ 46,000 |
| Amherst County Virginia | 16 | $ 1,497,000 | $ 93,000 | $ 57,000 |
| Manassas Park County Virginia | 16 | $ 3,580,000 | $ 223,000 | $ 82,000 |
| Shenandoah County Virginia | 16 | $ 2,264,000 | $ 141,000 | $ 58,000 |
| Waynesboro County Virginia | 16 | $ 2,520,000 | $ 157,000 | $ 67,000 |
| Amelia County Virginia | 15 | $ 1,718,000 | $ 114,000 | $ 47,000 |
| Mecklenburg County Virginia | 15 | $ 1,108,000 | $ 73,000 | $ 48,000 |
| Rockbridge County Virginia | 15 | $ 1,266,000 | $ 84,000 | $ 62,000 |
| Westmoreland County Virginia | 15 | $ 2,870,000 | $ 191,000 | $ 72,000 |
| Cumberland County Virginia | 14 | $ 1,523,000 | $ 108,000 | $ 49,000 |
| Colonial Heights County Virginia | 13 | $ 1,609,000 | $ 123,000 | $ 57,000 |
| Giles County Virginia | 13 | $ 1,008,000 | $ 77,000 | $ 55,000 |
| Southampton County Virginia | 13 | $ 1,826,000 | $ 140,000 | $ 49,000 |
| Sussex County Virginia | 13 | $ 1,311,000 | $ 100,000 | $ 45,000 |
| Carroll County Virginia | 12 | $ 609,000 | $ 50,000 | $ 37,000 |
| Nelson County Virginia | 12 | $ 1,270,000 | $ 105,000 | $ 57,000 |
| Wise County Virginia | 12 | $ 867,000 | $ 72,000 | $ 55,000 |
| Grayson County Virginia | 11 | $ 868,000 | $ 78,000 | $ 45,000 |
| Greensville County Virginia | 11 | $ 606,000 | $ 55,000 | $ 58,000 |
| King and Queen County Virginia | 11 | $ 1,601,000 | $ 145,000 | $ 70,000 |
| Surry County Virginia | 11 | $ 1,316,000 | $ 119,000 | $ 55,000 |
| Wythe County Virginia | 11 | $ 1,121,000 | $ 101,000 | $ 52,000 |
| Fredericksburg County Virginia | 10 | $ 3,244,000 | $ 324,000 | $ 98,000 |
| Madison County Virginia | 10 | $ 1,692,000 | $ 169,000 | $ 58,000 |
| Northumberland County Virginia | 10 | $ 2,752,000 | $ 275,000 | $ 72,000 |
| Poquoson County Virginia | 10 | $ 2,393,000 | $ 239,000 | $ 67,000 |
| Winchester County Virginia | 10 | $ 1,241,000 | $ 124,000 | $ 52,000 |
| Alleghany County Virginia | 9 | $ 833,000 | $ 92,000 | $ 47,000 |
| Fairfax City County Virginia | 9 | $ 2,596,000 | $ 288,000 | $ 61,000 |
| Middlesex County Virginia | 9 | $ 1,230,000 | $ 136,000 | $ 55,000 |
| Patrick County Virginia | 9 | $ 607,000 | $ 67,000 | $ 54,000 |
| Lunenburg County Virginia | 8 | $ 515,000 | $ 64,000 | $ 41,000 |
| Northampton County Virginia | 8 | $ 243,000 | $ 30,000 | $ 62,000 |
| Appomattox County Virginia | 7 | $ 640,000 | $ 91,000 | $ 51,000 |
| Brunswick County Virginia | 7 | $ 416,000 | $ 59,000 | $ 83,000 |
| Buchanan County Virginia | 7 | $ 175,000 | $ 25,000 | $ 34,000 |
| Charles City County Virginia | 7 | $ 853,000 | $ 121,000 | $ 42,000 |
| Clarke County Virginia | 7 | $ 1,878,000 | $ 268,000 | $ 109,000 |
| Floyd County Virginia | 7 | $ 622,000 | $ 88,000 | $ 52,000 |
| Prince Edward County Virginia | 7 | $ 309,000 | $ 44,000 | $ 60,000 |
| Smyth County Virginia | 7 | $ 360,000 | $ 51,000 | $ 45,000 |
| Richland County South Carolina | 6 | $ 611,000 | $ 101,000 | $ 71,000 |
| Bristol County Virginia | 6 | $ 524,000 | $ 87,000 | $ 46,000 |
| Charlotte County Virginia | 6 | $ 375,000 | $ 62,000 | $ 35,000 |
| Covington County Virginia | 6 | $ 394,000 | $ 65,000 | $ 60,000 |
| Harrisonburg County Virginia | 6 | $ 612,000 | $ 102,000 | $ 44,000 |
| Martinsville County Virginia | 6 | $ 266,000 | $ 44,000 | $ 39,000 |
| Mathews County Virginia | 6 | $ 734,000 | $ 122,000 | $ 58,000 |
| Radford County Virginia | 6 | $ 569,000 | $ 94,000 | $ 56,000 |
| Salem County Virginia | 6 | $ 545,000 | $ 90,000 | $ 50,000 |
| Scott County Virginia | 6 | $ 393,000 | $ 65,000 | $ 42,000 |
| Williamsburg County Virginia | 6 | $ 1,512,000 | $ 252,000 | $ 77,000 |
| Emporia County Virginia | 5 | $ 637,000 | $ 127,000 | $ 169,000 |
| Franklin City County Virginia | 5 | $ 317,000 | $ 63,000 | $ 31,000 |
| Lee County Virginia | 5 | $ 487,000 | $ 97,000 | $ 77,000 |
| Buena Vista County Virginia | 4 | $ 416,000 | $ 104,000 | $ 38,000 |
| Essex County Virginia | 4 | $ 424,000 | $ 106,000 | $ 36,000 |
| Falls Church County Virginia | 4 | $ 669,000 | $ 167,000 | $ 122,000 |
| Russell County Virginia | 4 | $ 378,000 | $ 94,000 | $ 55,000 |
| Prince George's County Maryland | 3 | $ 430,000 | $ 143,000 | $ 113,000 |
| Montgomery County Ohio | 3 | $ 345,000 | $ 115,000 | $ 147,000 |
| Bedford City County Virginia | 3 | $ 246,000 | $ 82,000 | $ 84,000 |
| Dickenson County Virginia | 3 | $ 83,000 | $ 27,000 | $ 60,000 |
| Galax County Virginia | 3 | $ 401,000 | $ 133,000 | $ 48,000 |
| Rappahannock County Virginia | 3 | $ 373,000 | $ 124,000 | $ 164,000 |
| Doddridge County West Virginia | 3 | $ 45,000 | $ 15,000 | $ 24,000 |
| Honolulu County Hawaii | 2 | $ 594,000 | $ 297,000 | $ 100,000 |
| Montgomery County Maryland | 2 | $ 900,000 | $ 450,000 | $ 101,000 |
| Worcester County Maryland | 2 | $ 100,000 | $ 50,000 | $ 111,000 |
| Hampden County Massachusetts | 2 | $ 150,000 | $ 75,000 | $ 115,000 |
| Queens County New York | 2 | $ 274,000 | $ 137,000 | $ 127,000 |
| Fayette County Pennsylvania | 2 | $ 40,000 | $ 20,000 | $ 7,000 |
| Beaufort County South Carolina | 2 | $ 200,000 | $ 100,000 | $ 304,000 |
| Dorchester County South Carolina | 2 | $ 65,000 | $ 32,000 | $ 97,000 |
| El Paso County Texas | 2 | $ 133,000 | $ 66,000 | $ 164,000 |
| Buckingham County Virginia | 2 | $ 118,000 | $ 59,000 | $ 37,000 |
| Craig County Virginia | 2 | $ 187,000 | $ 93,000 | $ 49,000 |
| Lancaster County Virginia | 2 | $ 117,000 | $ 58,000 | $ 29,000 |
| Lexington County Virginia | 2 | $ 624,000 | $ 312,000 | $ 80,000 |
| Nottoway County Virginia | 2 | $ 33,000 | $ 16,000 | $ 46,000 |
| Richmond County Virginia | 2 | $ 110,000 | $ 55,000 | $ 44,000 |
| Jefferson County Alabama | 1 | $ 40,000 | $ 40,000 | $ 35,000 |
| Maricopa County Arizona | 1 | $ 186,000 | $ 186,000 | $ 105,000 |
| Contra Costa County California | 1 | $ 400,000 | $ 400,000 | $ 108,000 |
| El Paso County Colorado | 1 | $ 251,000 | $ 251,000 | $ 125,000 |
| New Castle County Delaware | 1 | $ 61,000 | $ 61,000 | $ 61,000 |
| Broward County Florida | 1 | $ 50,000 | $ 50,000 | $ 425,000 |
| Hillsborough County Florida | 1 | $ 155,000 | $ 155,000 | $ 237,000 |
| Orange County Florida | 1 | $ 60,000 | $ 60,000 | $ 96,000 |
| Pinellas County Florida | 1 | $ 185,000 | $ 185,000 | $ 10,000 |
| Seminole County Florida | 1 | $ 41,000 | $ 41,000 | $ 134,000 |
| Walton County Florida | 1 | $ 100,000 | $ 100,000 | $ 235,000 |
| Ada County Idaho | 1 | $ 20,000 | $ 20,000 | $ 132,000 |
| Elmore County Idaho | 1 | $ 85,000 | $ 85,000 | $ 69,000 |
| Cook County Illinois | 1 | $ 50,000 | $ 50,000 | $ 35,000 |
| Will County Illinois | 1 | $ 20,000 | $ 20,000 | $ 80,000 |
| Madison County Kentucky | 1 | $ 225,000 | $ 225,000 | $ 160,000 |
| Calcasieu County Louisiana | 1 | $ 45,000 | $ 45,000 | $ 66,000 |
| Rapides County Louisiana | 1 | $ 25,000 | $ 25,000 | $ 44,000 |
| Franklin County Maine | 1 | $ 105,000 | $ 105,000 | $ 26,000 |
| Hancock County Maine | 1 | $ 115,000 | $ 115,000 | $ 111,000 |
| Baltimore City County Maryland | 1 | $ 360,000 | $ 360,000 | $ 68,000 |
| Frederick County Maryland | 1 | $ 405,000 | $ 405,000 | $ 160,000 |
| Suffolk County Massachusetts | 1 | $ 463,000 | $ 463,000 | $ 72,000 |
| Marquette County Michigan | 1 | $ 10,000 | $ 10,000 | $ 66,000 |
| Lafayette County Mississippi | 1 | $ 76,000 | $ 76,000 | $ 49,000 |
| Burlington County New Jersey | 1 | $ 35,000 | $ 35,000 | $ 114,000 |
| Santa Fe County New Mexico | 1 | $ 100,000 | $ 100,000 | $ 175,000 |
| Broome County New York | 1 | $ 60,000 | $ 60,000 | $ 46,000 |
| Erie County New York | 1 | $ 60,000 | $ 60,000 | $ 64,000 |
| Steuben County New York | 1 | $ 29,000 | $ 29,000 | $ 81,000 |
| Chowan County North Carolina | 1 | $ 234,000 | $ 234,000 | $ 66,000 |
| Craven County North Carolina | 1 | $ 30,000 | $ 30,000 | $ 139,000 |
| Cumberland County North Carolina | 1 | $ 10,000 | $ 10,000 | $ 48,000 |
| Gaston County North Carolina | 1 | $ 35,000 | $ 35,000 | $ 116,000 |
| Wake County North Carolina | 1 | $ 250,000 | $ 250,000 | $ 98,000 |
| Franklin County Ohio | 1 | $ 15,000 | $ 15,000 | $ 129,000 |
| Armstrong County Pennsylvania | 1 | $ 10,000 | $ 10,000 | $ 29,000 |
| Berkeley County South Carolina | 1 | $ 20,000 | $ 20,000 | $ 60,000 |
| Chesterfield County South Carolina | 1 | $ 91,000 | $ 91,000 | $ 38,000 |
| Davidson County Tennessee | 1 | $ 100,000 | $ 100,000 | $ 119,000 |
| Hardeman County Tennessee | 1 | $ 920,000 | $ 920,000 | $ 80,000 |
| Knox County Tennessee | 1 | $ 70,000 | $ 70,000 | $ 143,000 |
| Montgomery County Tennessee | 1 | $ 18,000 | $ 18,000 | $ 87,000 |
| Union County Tennessee | 1 | $ 70,000 | $ 70,000 | $ 218,000 |
| Bell County Texas | 1 | $ 25,000 | $ 25,000 | $ 75,000 |
| Bexar County Texas | 1 | $ 250,000 | $ 250,000 | $ 89,000 |
| Coryell County Texas | 1 | $ 83,000 | $ 83,000 | $ 88,000 |
| Harris County Texas | 1 | $ 153,000 | $ 153,000 | $ 161,000 |
| Salt Lake County Utah | 1 | $ 20,000 | $ 20,000 | $ 30,000 |
| Bland County Virginia | 1 | $ 15,000 | $ 15,000 | $ 29,000 |
| Kitsap County Washington | 1 | $ 7,000 | $ 7,000 | $ 66,000 |
| Thurston County Washington | 1 | $ 30,000 | $ 30,000 | $ 73,000 |
| Whatcom County Washington | 1 | $ 4,000 | $ 4,000 | $ 48,000 |
| Yakima County Washington | 1 | $ 20,000 | $ 20,000 | $ 67,000 |
| Berkeley County West Virginia | 1 | $ 3,000 | $ 3,000 | $ 102,000 |
| Hardy County West Virginia | 1 | $ 125,000 | $ 125,000 | $ 60,000 |
| Kanawha County West Virginia | 1 | $ 35,000 | $ 35,000 | $ 36,000 |
| Mason County West Virginia | 1 | $ 60,000 | $ 60,000 | $ 21,000 |
| Mercer County West Virginia | 1 | $ 30,000 | $ 30,000 | $ 48,000 |
| Raleigh County West Virginia | 1 | $ 16,000 | $ 16,000 | $ 25,000 |
Mortgage Loan Application Detail Totals for Wells Fargo Fin'l Sys Virginia in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,920 | $802,463,000 | $204,000 | $1,400,000 | $76,000 | $1,256,000 |
| Home Improvement | 2,260 | $253,915,000 | $112,000 | $1,200,000 | $71,000 | $1,326,000 |
| Home Purchase | 32 | $3,656,000 | $114,000 | $408,000 | $75,000 | $425,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,303 | $567,394,000 | $171,000 | $1,400,000 | $78,000 | $1,326,000 |
| Black or African American | 1,971 | $318,924,000 | $161,000 | $1,045,000 | $65,000 | $468,000 |
| Not Provided | 365 | $61,979,000 | $169,000 | $740,000 | $82,000 | $1,320,000 |
| Hispanic | 294 | $57,246,000 | $194,000 | $755,000 | $84,000 | $1,248,000 |
| Asian | 173 | $37,298,000 | $215,000 | $1,200,000 | $87,000 | $421,000 |
| American Indian or Alaskan Native | 81 | $12,387,000 | $152,000 | $725,000 | $70,000 | $250,000 |
| Native Hawaiian or Other Pacific Islander | 25 | $4,806,000 | $192,000 | $691,000 | $81,000 | $217,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,212 | $1,060,034,000 | $170,000 | $1,400,000 | $74,000 | $1,326,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 2,795 | $490,749,000 | $175,000 | $1,400,000 | $69,000 | $1,326,000 |
| Application Withdrawn By Applicant | 1,982 | $322,745,000 | $162,000 | $1,200,000 | $80,000 | $1,256,000 |
| Loan Originated | 926 | $175,798,000 | $189,000 | $851,000 | $74,000 | $687,000 |
| File Closed For Incompleteness | 487 | $67,571,000 | $138,000 | $847,000 | $84,000 | $1,320,000 |
| Application Approved But Not Accepted | 22 | $3,171,000 | $144,000 | $381,000 | $62,000 | $116,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Wells Fargo Fin'l Sys Virginia's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Wells Fargo Fin'l Sys Virginia's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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