Wells Fargo Fin'l Sys Virginia
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008
Wells Fargo Fin'l Sys Virginia 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Wells Fargo Fin'l Sys Virginia 800 Walnut St, 6Th Floor, Mac F4031-061 Des Moines, IA 50309 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 4,067 |
| Total Mortgage Loan Application Amount | $743,478,000 |
| Average Mortgage Loan Application Amount | $155,666 |
| Highest Mortgage Loan Application Amount | $1,350,000 |
| Average Applicant Income | $93,000 |
| Highest Applicant Income | $1,255,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with Wells Fargo Fin'l Sys Virginia. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Wells Fargo Fin'l Sys Virginia's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2008 breaks down Wells Fargo Fin'l Sys Virginia's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Wells Fargo Fin'l Sys Virginia serves its applicants.
Each category highlights the total number of mortgage applications processed by Wells Fargo Fin'l Sys Virginia, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Wells Fargo Fin'l Sys Virginia's mortgage activity for 2008.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Fairfax County Virginia | 339 | $ 91,189,000 | $ 268,000 | $ 125,000 |
| Virginia Beach County Virginia | 315 | $ 53,814,000 | $ 170,000 | $ 79,000 |
| Prince William County Virginia | 249 | $ 66,248,000 | $ 266,000 | $ 100,000 |
| Chesterfield County Virginia | 243 | $ 39,996,000 | $ 164,000 | $ 81,000 |
| Henrico County Virginia | 191 | $ 28,329,000 | $ 148,000 | $ 66,000 |
| Chesapeake County Virginia | 178 | $ 32,576,000 | $ 183,000 | $ 76,000 |
| Richmond City County Virginia | 130 | $ 16,093,000 | $ 123,000 | $ 58,000 |
| Newport News County Virginia | 122 | $ 18,217,000 | $ 149,000 | $ 69,000 |
| Hampton County Virginia | 117 | $ 17,784,000 | $ 152,000 | $ 62,000 |
| Loudoun County Virginia | 114 | $ 34,456,000 | $ 302,000 | $ 134,000 |
| Norfolk County Virginia | 110 | $ 16,287,000 | $ 148,000 | $ 64,000 |
| Spotsylvania County Virginia | 101 | $ 23,406,000 | $ 231,000 | $ 97,000 |
| Portsmouth County Virginia | 100 | $ 14,423,000 | $ 144,000 | $ 65,000 |
| Stafford County Virginia | 97 | $ 22,990,000 | $ 237,000 | $ 102,000 |
| Suffolk County Virginia | 72 | $ 13,902,000 | $ 193,000 | $ 81,000 |
| Hanover County Virginia | 54 | $ 11,186,000 | $ 207,000 | $ 88,000 |
| Roanoke City County Virginia | 52 | $ 5,156,000 | $ 99,000 | $ 84,000 |
| Arlington County Virginia | 50 | $ 16,388,000 | $ 327,000 | $ 116,000 |
| Roanoke County Virginia | 42 | $ 5,767,000 | $ 137,000 | $ 67,000 |
| Alexandria County Virginia | 41 | $ 9,969,000 | $ 243,000 | $ 99,000 |
| Fauquier County Virginia | 37 | $ 10,591,000 | $ 286,000 | $ 95,000 |
| Petersburg County Virginia | 37 | $ 2,791,000 | $ 75,000 | $ 55,000 |
| James City County Virginia | 35 | $ 7,792,000 | $ 222,000 | $ 80,000 |
| York County Virginia | 35 | $ 5,380,000 | $ 153,000 | $ 86,000 |
| Caroline County Virginia | 34 | $ 5,769,000 | $ 169,000 | $ 68,000 |
| Albemarle County Virginia | 33 | $ 8,931,000 | $ 270,000 | $ 102,000 |
| Bedford County Virginia | 31 | $ 3,708,000 | $ 119,000 | $ 54,000 |
| Frederick County Virginia | 30 | $ 5,307,000 | $ 176,000 | $ 75,000 |
| Pittsylvania County Virginia | 29 | $ 2,253,000 | $ 77,000 | $ 53,000 |
| Dinwiddie County Virginia | 28 | $ 3,189,000 | $ 113,000 | $ 56,000 |
| Franklin County Virginia | 28 | $ 3,555,000 | $ 126,000 | $ 58,000 |
| Isle of Wight County Virginia | 28 | $ 6,679,000 | $ 238,000 | $ 83,000 |
| Louisa County Virginia | 28 | $ 3,329,000 | $ 118,000 | $ 61,000 |
| Lynchburg County Virginia | 27 | $ 3,331,000 | $ 123,000 | $ 67,000 |
| Augusta County Virginia | 25 | $ 2,907,000 | $ 116,000 | $ 62,000 |
| Orange County Virginia | 24 | $ 5,238,000 | $ 218,000 | $ 76,000 |
| Culpeper County Virginia | 23 | $ 5,468,000 | $ 237,000 | $ 64,000 |
| Gloucester County Virginia | 23 | $ 3,759,000 | $ 163,000 | $ 62,000 |
| Warren County Virginia | 23 | $ 4,414,000 | $ 191,000 | $ 94,000 |
| Powhatan County Virginia | 22 | $ 4,283,000 | $ 194,000 | $ 67,000 |
| Henry County Virginia | 21 | $ 1,617,000 | $ 77,000 | $ 57,000 |
| Hopewell County Virginia | 20 | $ 2,475,000 | $ 123,000 | $ 47,000 |
| Montgomery County Virginia | 20 | $ 2,871,000 | $ 143,000 | $ 71,000 |
| Campbell County Virginia | 19 | $ 2,172,000 | $ 114,000 | $ 64,000 |
| Manassas County Virginia | 18 | $ 4,232,000 | $ 235,000 | $ 86,000 |
| Prince George County Virginia | 18 | $ 2,402,000 | $ 133,000 | $ 75,000 |
| Rockingham County Virginia | 17 | $ 2,228,000 | $ 131,000 | $ 82,000 |
| Staunton County Virginia | 17 | $ 2,138,000 | $ 125,000 | $ 58,000 |
| Salem County Virginia | 16 | $ 1,959,000 | $ 122,000 | $ 64,000 |
| New Kent County Virginia | 15 | $ 3,296,000 | $ 219,000 | $ 76,000 |
| Botetourt County Virginia | 14 | $ 1,988,000 | $ 142,000 | $ 58,000 |
| Halifax County Virginia | 14 | $ 1,181,000 | $ 84,000 | $ 46,000 |
| King George County Virginia | 14 | $ 2,459,000 | $ 175,000 | $ 71,000 |
| Washington County Virginia | 14 | $ 1,484,000 | $ 106,000 | $ 52,000 |
| Fairfax City County Virginia | 13 | $ 2,176,000 | $ 167,000 | $ 77,000 |
| Page County Virginia | 13 | $ 1,689,000 | $ 129,000 | $ 55,000 |
| Pulaski County Virginia | 13 | $ 1,281,000 | $ 98,000 | $ 66,000 |
| Accomack County Virginia | 12 | $ 1,262,000 | $ 105,000 | $ 55,000 |
| Colonial Heights County Virginia | 12 | $ 1,745,000 | $ 145,000 | $ 58,000 |
| King William County Virginia | 12 | $ 2,339,000 | $ 194,000 | $ 69,000 |
| Nottoway County Virginia | 12 | $ 1,273,000 | $ 106,000 | $ 59,000 |
| Tazewell County Virginia | 12 | $ 853,000 | $ 71,000 | $ 60,000 |
| Waynesboro County Virginia | 12 | $ 1,636,000 | $ 136,000 | $ 71,000 |
| Fluvanna County Virginia | 11 | $ 1,696,000 | $ 154,000 | $ 75,000 |
| Amherst County Virginia | 10 | $ 1,032,000 | $ 103,000 | $ 62,000 |
| Carroll County Virginia | 10 | $ 722,000 | $ 72,000 | $ 34,000 |
| Cumberland County Virginia | 10 | $ 1,564,000 | $ 156,000 | $ 65,000 |
| Goochland County Virginia | 10 | $ 2,190,000 | $ 219,000 | $ 90,000 |
| Middlesex County Virginia | 10 | $ 1,305,000 | $ 130,000 | $ 47,000 |
| Rockbridge County Virginia | 10 | $ 985,000 | $ 98,000 | $ 59,000 |
| Westmoreland County Virginia | 10 | $ 1,721,000 | $ 172,000 | $ 65,000 |
| Amelia County Virginia | 9 | $ 1,550,000 | $ 172,000 | $ 64,000 |
| Scott County Virginia | 9 | $ 609,000 | $ 67,000 | $ 38,000 |
| Surry County Virginia | 9 | $ 1,227,000 | $ 136,000 | $ 66,000 |
| Charlottesville County Virginia | 8 | $ 1,288,000 | $ 161,000 | $ 86,000 |
| Danville County Virginia | 8 | $ 969,000 | $ 121,000 | $ 51,000 |
| Greene County Virginia | 8 | $ 974,000 | $ 121,000 | $ 51,000 |
| Manassas Park County Virginia | 8 | $ 2,417,000 | $ 302,000 | $ 69,000 |
| Mecklenburg County Virginia | 8 | $ 919,000 | $ 114,000 | $ 43,000 |
| Nelson County Virginia | 8 | $ 1,605,000 | $ 200,000 | $ 60,000 |
| Smyth County Virginia | 8 | $ 612,000 | $ 76,000 | $ 53,000 |
| Winchester County Virginia | 8 | $ 616,000 | $ 77,000 | $ 68,000 |
| Wise County Virginia | 8 | $ 644,000 | $ 80,000 | $ 50,000 |
| Fredericksburg County Virginia | 7 | $ 1,150,000 | $ 164,000 | $ 84,000 |
| Lancaster County Virginia | 7 | $ 1,207,000 | $ 172,000 | $ 55,000 |
| Madison County Virginia | 7 | $ 1,678,000 | $ 239,000 | $ 71,000 |
| Shenandoah County Virginia | 7 | $ 864,000 | $ 123,000 | $ 69,000 |
| Southampton County Virginia | 7 | $ 826,000 | $ 118,000 | $ 62,000 |
| Charles City County Virginia | 6 | $ 875,000 | $ 145,000 | $ 132,000 |
| Martinsville County Virginia | 6 | $ 487,000 | $ 81,000 | $ 23,000 |
| Patrick County Virginia | 6 | $ 625,000 | $ 104,000 | $ 55,000 |
| Sussex County Virginia | 6 | $ 1,196,000 | $ 199,000 | $ 63,000 |
| Alleghany County Virginia | 5 | $ 431,000 | $ 86,000 | $ 55,000 |
| Giles County Virginia | 5 | $ 355,000 | $ 71,000 | $ 64,000 |
| Poquoson County Virginia | 5 | $ 1,850,000 | $ 370,000 | $ 104,000 |
| Horry County South Carolina | 4 | $ 237,000 | $ 59,000 | $ 162,000 |
| Appomattox County Virginia | 4 | $ 220,000 | $ 55,000 | $ 88,000 |
| Charlotte County Virginia | 4 | $ 142,000 | $ 35,000 | $ 27,000 |
| Clarke County Virginia | 4 | $ 1,206,000 | $ 301,000 | $ 93,000 |
| Covington County Virginia | 4 | $ 243,000 | $ 60,000 | $ 58,000 |
| Emporia County Virginia | 4 | $ 418,000 | $ 104,000 | $ 99,000 |
| Essex County Virginia | 4 | $ 920,000 | $ 230,000 | $ 53,000 |
| Northumberland County Virginia | 4 | $ 641,000 | $ 160,000 | $ 62,000 |
| Richmond County Virginia | 4 | $ 334,000 | $ 83,000 | $ 40,000 |
| Wythe County Virginia | 4 | $ 377,000 | $ 94,000 | $ 49,000 |
| El Paso County Colorado | 3 | $ 196,000 | $ 65,000 | $ 181,000 |
| Honolulu County Hawaii | 3 | $ 940,000 | $ 313,000 | $ 101,000 |
| Prince George's County Maryland | 3 | $ 552,000 | $ 184,000 | $ 125,000 |
| Bedford City County Virginia | 3 | $ 160,000 | $ 53,000 | $ 56,000 |
| Brunswick County Virginia | 3 | $ 324,000 | $ 108,000 | $ 76,000 |
| Falls Church County Virginia | 3 | $ 1,154,000 | $ 384,000 | $ 118,000 |
| Franklin City County Virginia | 3 | $ 356,000 | $ 118,000 | $ 70,000 |
| Lee County Virginia | 3 | $ 213,000 | $ 71,000 | $ 59,000 |
| Lunenburg County Virginia | 3 | $ 390,000 | $ 130,000 | $ 67,000 |
| Prince Edward County Virginia | 3 | $ 359,000 | $ 119,000 | $ 34,000 |
| Stevens County Washington | 3 | $ 650,000 | $ 216,000 | $ 253,000 |
| Jefferson County Colorado | 2 | $ 60,000 | $ 30,000 | $ 67,000 |
| Bay County Florida | 2 | $ 189,000 | $ 94,000 | $ 82,000 |
| Orange County Florida | 2 | $ 417,000 | $ 208,000 | $ 82,000 |
| Columbia County Georgia | 2 | $ 147,000 | $ 73,000 | $ 116,000 |
| Anne Arundel County Maryland | 2 | $ 875,000 | $ 437,000 | $ 144,000 |
| Clark County Nevada | 2 | $ 859,000 | $ 429,000 | $ 193,000 |
| Davidson County Tennessee | 2 | $ 124,000 | $ 62,000 | $ 124,000 |
| Wichita County Texas | 2 | $ 60,000 | $ 30,000 | $ 57,000 |
| Bland County Virginia | 2 | $ 185,000 | $ 92,000 | $ 77,000 |
| Bristol County Virginia | 2 | $ 124,000 | $ 62,000 | $ 43,000 |
| Buchanan County Virginia | 2 | $ 217,000 | $ 108,000 | $ 62,000 |
| Buckingham County Virginia | 2 | $ 458,000 | $ 229,000 | $ 84,000 |
| Craig County Virginia | 2 | $ 40,000 | $ 20,000 | $ 40,000 |
| Dickenson County Virginia | 2 | $ 53,000 | $ 26,000 | $ 40,000 |
| Floyd County Virginia | 2 | $ 312,000 | $ 156,000 | $ 60,000 |
| Grayson County Virginia | 2 | $ 196,000 | $ 98,000 | $ 29,000 |
| Harrisonburg County Virginia | 2 | $ 700,000 | $ 350,000 | $ 72,000 |
| King and Queen County Virginia | 2 | $ 249,000 | $ 124,000 | $ 65,000 |
| Norton County Virginia | 2 | $ 40,000 | $ 20,000 | $ 39,000 |
| Rappahannock County Virginia | 2 | $ 635,000 | $ 317,000 | $ 74,000 |
| Russell County Virginia | 2 | $ 60,000 | $ 30,000 | $ 45,000 |
| Anchorage County Alaska | 1 | $ 107,000 | $ 107,000 | $ 93,000 |
| Matanuska-Susitna County Alaska | 1 | $ 25,000 | $ 25,000 | $ 49,000 |
| Cochise County Arizona | 1 | $ 123,000 | $ 123,000 | $ 84,000 |
| Marin County California | 1 | $ 150,000 | $ 150,000 | $ 181,000 |
| San Diego County California | 1 | $ 560,000 | $ 560,000 | $ 95,000 |
| Weld County Colorado | 1 | $ 200,000 | $ 200,000 | $ 300,000 |
| New London County Connecticut | 1 | $ 159,000 | $ 159,000 | $ 106,000 |
| Escambia County Florida | 1 | $ 65,000 | $ 65,000 | $ 170,000 |
| Hernando County Florida | 1 | $ 188,000 | $ 188,000 | $ 82,000 |
| Lee County Florida | 1 | $ 160,000 | $ 160,000 | $ 16,000 |
| Martin County Florida | 1 | $ 600,000 | $ 600,000 | $ 270,000 |
| Pinellas County Florida | 1 | $ 20,000 | $ 20,000 | $ 150,000 |
| Polk County Florida | 1 | $ 40,000 | $ 40,000 | $ 225,000 |
| DeKalb County Georgia | 1 | $ 172,000 | $ 172,000 | $ 108,000 |
| Gwinnett County Georgia | 1 | $ 386,000 | $ 386,000 | $ 114,000 |
| Liberty County Georgia | 1 | $ 23,000 | $ 23,000 | $ 272,000 |
| Richmond County Georgia | 1 | $ 65,000 | $ 65,000 | $ 150,000 |
| Latah County Idaho | 1 | $ 220,000 | $ 220,000 | $ 75,000 |
| Union County Kentucky | 1 | $ 25,000 | $ 25,000 | $ 69,000 |
| East Baton Rouge County Louisiana | 1 | $ 40,000 | $ 40,000 | $ 170,000 |
| Kennebec County Maine | 1 | $ 560,000 | $ 560,000 | $ 120,000 |
| Baltimore City County Maryland | 1 | $ 400,000 | $ 400,000 | $ 157,000 |
| Montgomery County Maryland | 1 | $ 347,000 | $ 347,000 | $ 120,000 |
| Middlesex County Massachusetts | 1 | $ 100,000 | $ 100,000 | $ 170,000 |
| Kent County Michigan | 1 | $ 265,000 | $ 265,000 | $ 86,000 |
| Clay County Missouri | 1 | $ 100,000 | $ 100,000 | $ 124,000 |
| Pulaski County Missouri | 1 | $ 100,000 | $ 100,000 | $ 67,000 |
| Elko County Nevada | 1 | $ 26,000 | $ 26,000 | $ 113,000 |
| Kings County New York | 1 | $ 361,000 | $ 361,000 | $ 132,000 |
| Cumberland County North Carolina | 1 | $ 110,000 | $ 110,000 | $ 118,000 |
| Dare County North Carolina | 1 | $ 10,000 | $ 10,000 | $ 70,000 |
| Davie County North Carolina | 1 | $ 76,000 | $ 76,000 | $ 102,000 |
| Mecklenburg County North Carolina | 1 | $ 223,000 | $ 223,000 | $ 97,000 |
| Wake County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 176,000 |
| Trumbull County Ohio | 1 | $ 100,000 | $ 100,000 | $ 74,000 |
| Wayne County Ohio | 1 | $ 20,000 | $ 20,000 | $ 269,000 |
| Montgomery County Pennsylvania | 1 | $ 247,000 | $ 247,000 | $ 138,000 |
| Charleston County South Carolina | 1 | $ 17,000 | $ 17,000 | $ 13,000 |
| Richland County South Carolina | 1 | $ 50,000 | $ 50,000 | $ 45,000 |
| Montgomery County Tennessee | 1 | $ 40,000 | $ 40,000 | $ 103,000 |
| Sullivan County Tennessee | 1 | $ 50,000 | $ 50,000 | $ 73,000 |
| Collin County Texas | 1 | $ 10,000 | $ 10,000 | $ 67,000 |
| Nueces County Texas | 1 | $ 50,000 | $ 50,000 | $ 152,000 |
| San Patricio County Texas | 1 | $ 40,000 | $ 40,000 | $ 126,000 |
| Bath County Virginia | 1 | $ 47,000 | $ 47,000 | $ 84,000 |
| Galax County Virginia | 1 | $ 54,000 | $ 54,000 | $ 45,000 |
| Greensville County Virginia | 1 | $ 80,000 | $ 80,000 | $ 36,000 |
| Lexington County Virginia | 1 | $ 156,000 | $ 156,000 | $ 66,000 |
| Mathews County Virginia | 1 | $ 190,000 | $ 190,000 | $ 103,000 |
| Northampton County Virginia | 1 | $ 100,000 | $ 100,000 | $ 35,000 |
| Pierce County Washington | 1 | $ 25,000 | $ 25,000 | $ 58,000 |
| Hardy County West Virginia | 1 | $ 158,000 | $ 158,000 | $ 66,000 |
| Mercer County West Virginia | 1 | $ 146,000 | $ 146,000 | $ 56,000 |
Mortgage Loan Application Detail Totals for Wells Fargo Fin'l Sys Virginia in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,867 | $605,475,000 | $211,000 | $1,350,000 | $82,000 | $1,255,000 |
| Home Improvement | 1,180 | $135,148,000 | $114,000 | $936,000 | $80,000 | $840,000 |
| Home Purchase | 20 | $2,855,000 | $142,000 | $400,000 | $117,000 | $272,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,142 | $389,439,000 | $181,000 | $1,350,000 | $86,000 | $1,255,000 |
| Black or African American | 1,273 | $218,694,000 | $171,000 | $890,000 | $70,000 | $780,000 |
| Not Provided | 282 | $52,875,000 | $187,000 | $900,000 | $81,000 | $892,000 |
| Hispanic | 176 | $40,704,000 | $231,000 | $950,000 | $86,000 | $420,000 |
| Asian | 128 | $31,726,000 | $247,000 | $1,000,000 | $121,000 | $1,062,000 |
| American Indian or Alaskan Native | 54 | $7,487,000 | $138,000 | $600,000 | $78,000 | $330,000 |
| Native Hawaiian or Other Pacific Islander | 12 | $2,553,000 | $212,000 | $500,000 | $96,000 | $256,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,067 | $743,478,000 | $182,000 | $1,350,000 | $82,000 | $1,255,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 2,008 | $385,982,000 | $192,000 | $1,350,000 | $78,000 | $892,000 |
| Application Withdrawn By Applicant | 1,119 | $193,336,000 | $172,000 | $950,000 | $87,000 | $541,000 |
| Loan Originated | 467 | $87,035,000 | $186,000 | $704,000 | $76,000 | $256,000 |
| File Closed For Incompleteness | 460 | $75,563,000 | $164,000 | $768,000 | $93,000 | $1,255,000 |
| Application Approved But Not Accepted | 13 | $1,562,000 | $120,000 | $279,000 | $71,000 | $156,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Wells Fargo Fin'l Sys Virginia's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Wells Fargo Fin'l Sys Virginia's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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