Wells Fargo Fin'l Tennessee
HMDA Loan Application Totals
and Mortgage Lending Details
for 2004
Wells Fargo Fin'l Tennessee 2004 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Wells Fargo Fin'l Tennessee 800 Walnut St, 6Th Floor, Mac F4031-061 Des Moines, IA 50309 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 5,955 |
| Total Mortgage Loan Application Amount | $433,993,000 |
| Average Mortgage Loan Application Amount | $62,526 |
| Highest Mortgage Loan Application Amount | $1,340,000 |
| Average Applicant Income | $55,631 |
| Highest Applicant Income | $613,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2004 with Wells Fargo Fin'l Tennessee. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Wells Fargo Fin'l Tennessee's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2004 breaks down Wells Fargo Fin'l Tennessee's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Wells Fargo Fin'l Tennessee serves its applicants.
Each category highlights the total number of mortgage applications processed by Wells Fargo Fin'l Tennessee, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Wells Fargo Fin'l Tennessee's mortgage activity for 2004.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Shelby County Tennessee | 1,261 | $ 100,361,000 | $ 79,000 | $ 76,000 |
| Davidson County Tennessee | 629 | $ 43,406,000 | $ 69,000 | $ 56,000 |
| Knox County Tennessee | 319 | $ 22,604,000 | $ 70,000 | $ 50,000 |
| Rutherford County Tennessee | 302 | $ 24,869,000 | $ 82,000 | $ 58,000 |
| Hamilton County Tennessee | 238 | $ 15,447,000 | $ 64,000 | $ 53,000 |
| Sumner County Tennessee | 191 | $ 7,095,000 | $ 37,000 | $ 64,000 |
| Madison County Tennessee | 186 | $ 13,801,000 | $ 74,000 | $ 53,000 |
| Blount County Tennessee | 176 | $ 13,771,000 | $ 78,000 | $ 51,000 |
| Williamson County Tennessee | 161 | $ 22,012,000 | $ 136,000 | $ 79,000 |
| Bradley County Tennessee | 117 | $ 8,785,000 | $ 75,000 | $ 57,000 |
| Wilson County Tennessee | 116 | $ 8,973,000 | $ 77,000 | $ 59,000 |
| Montgomery County Tennessee | 111 | $ 4,672,000 | $ 42,000 | $ 71,000 |
| Robertson County Tennessee | 105 | $ 3,858,000 | $ 36,000 | $ 55,000 |
| Sullivan County Tennessee | 88 | $ 6,139,000 | $ 69,000 | $ 45,000 |
| Washington County Tennessee | 87 | $ 5,970,000 | $ 68,000 | $ 46,000 |
| Maury County Tennessee | 81 | $ 6,954,000 | $ 85,000 | $ 58,000 |
| Greene County Tennessee | 77 | $ 5,042,000 | $ 65,000 | $ 43,000 |
| Hamblen County Tennessee | 66 | $ 4,651,000 | $ 70,000 | $ 41,000 |
| Tipton County Tennessee | 65 | $ 4,280,000 | $ 65,000 | $ 53,000 |
| Anderson County Tennessee | 62 | $ 3,553,000 | $ 57,000 | $ 64,000 |
| Gibson County Tennessee | 61 | $ 4,185,000 | $ 68,000 | $ 41,000 |
| Sevier County Tennessee | 56 | $ 4,905,000 | $ 87,000 | $ 58,000 |
| Cheatham County Tennessee | 48 | $ 2,922,000 | $ 60,000 | $ 58,000 |
| Coffee County Tennessee | 48 | $ 3,346,000 | $ 69,000 | $ 58,000 |
| Fayette County Tennessee | 47 | $ 3,562,000 | $ 75,000 | $ 49,000 |
| Henderson County Tennessee | 44 | $ 2,884,000 | $ 65,000 | $ 52,000 |
| Roane County Tennessee | 44 | $ 2,603,000 | $ 59,000 | $ 56,000 |
| Loudon County Tennessee | 43 | $ 2,736,000 | $ 63,000 | $ 60,000 |
| Bedford County Tennessee | 41 | $ 2,645,000 | $ 64,000 | $ 46,000 |
| McMinn County Tennessee | 41 | $ 2,523,000 | $ 61,000 | $ 44,000 |
| Hawkins County Tennessee | 38 | $ 2,259,000 | $ 59,000 | $ 50,000 |
| Marshall County Tennessee | 38 | $ 3,388,000 | $ 89,000 | $ 68,000 |
| Lawrence County Tennessee | 37 | $ 2,850,000 | $ 77,000 | $ 50,000 |
| Jefferson County Tennessee | 36 | $ 2,938,000 | $ 81,000 | $ 51,000 |
| Carroll County Tennessee | 33 | $ 2,507,000 | $ 75,000 | $ 43,000 |
| Dickson County Tennessee | 33 | $ 2,422,000 | $ 73,000 | $ 53,000 |
| Hardeman County Tennessee | 32 | $ 1,955,000 | $ 61,000 | $ 44,000 |
| Cannon County Tennessee | 28 | $ 1,791,000 | $ 63,000 | $ 46,000 |
| Hickman County Tennessee | 28 | $ 1,751,000 | $ 62,000 | $ 61,000 |
| Dyer County Tennessee | 27 | $ 2,343,000 | $ 86,000 | $ 52,000 |
| Carter County Tennessee | 26 | $ 1,677,000 | $ 64,000 | $ 34,000 |
| Chester County Tennessee | 26 | $ 1,952,000 | $ 75,000 | $ 53,000 |
| McNairy County Tennessee | 25 | $ 1,862,000 | $ 74,000 | $ 56,000 |
| Polk County Tennessee | 25 | $ 1,516,000 | $ 60,000 | $ 44,000 |
| Haywood County Tennessee | 24 | $ 1,389,000 | $ 57,000 | $ 34,000 |
| Franklin County Tennessee | 22 | $ 1,712,000 | $ 77,000 | $ 43,000 |
| Weakley County Tennessee | 22 | $ 1,607,000 | $ 73,000 | $ 48,000 |
| Catoosa County Georgia | 21 | $ 1,212,000 | $ 57,000 | $ 49,000 |
| Claiborne County Tennessee | 21 | $ 1,755,000 | $ 83,000 | $ 53,000 |
| Cumberland County Tennessee | 21 | $ 1,772,000 | $ 84,000 | $ 44,000 |
| Grainger County Tennessee | 21 | $ 1,893,000 | $ 90,000 | $ 52,000 |
| Rhea County Tennessee | 20 | $ 1,322,000 | $ 66,000 | $ 78,000 |
| Walker County Georgia | 17 | $ 1,424,000 | $ 83,000 | $ 43,000 |
| Hardin County Tennessee | 17 | $ 1,295,000 | $ 76,000 | $ 47,000 |
| Macon County Tennessee | 17 | $ 1,020,000 | $ 60,000 | $ 39,000 |
| Monroe County Tennessee | 17 | $ 1,163,000 | $ 68,000 | $ 62,000 |
| Cocke County Tennessee | 16 | $ 1,044,000 | $ 65,000 | $ 42,000 |
| Crockett County Tennessee | 16 | $ 1,994,000 | $ 124,000 | $ 55,000 |
| Lincoln County Tennessee | 16 | $ 1,287,000 | $ 80,000 | $ 60,000 |
| Lauderdale County Tennessee | 15 | $ 1,037,000 | $ 69,000 | $ 54,000 |
| Obion County Tennessee | 15 | $ 874,000 | $ 58,000 | $ 38,000 |
| Campbell County Tennessee | 14 | $ 1,483,000 | $ 105,000 | $ 43,000 |
| Giles County Tennessee | 13 | $ 1,138,000 | $ 87,000 | $ 44,000 |
| Marion County Tennessee | 13 | $ 696,000 | $ 53,000 | $ 34,000 |
| Warren County Tennessee | 13 | $ 1,009,000 | $ 77,000 | $ 50,000 |
| Decatur County Tennessee | 11 | $ 1,213,000 | $ 110,000 | $ 52,000 |
| Henry County Tennessee | 11 | $ 783,000 | $ 71,000 | $ 39,000 |
| Unicoi County Tennessee | 11 | $ 681,000 | $ 61,000 | $ 108,000 |
| Union County Tennessee | 11 | $ 430,000 | $ 39,000 | $ 41,000 |
| Benton County Tennessee | 10 | $ 496,000 | $ 49,000 | $ 58,000 |
| Morgan County Tennessee | 10 | $ 626,000 | $ 62,000 | $ 61,000 |
| Humphreys County Tennessee | 9 | $ 536,000 | $ 59,000 | $ 71,000 |
| Meigs County Tennessee | 9 | $ 952,000 | $ 105,000 | $ 54,000 |
| Smith County Tennessee | 9 | $ 552,000 | $ 61,000 | $ 49,000 |
| Putnam County Tennessee | 8 | $ 663,000 | $ 82,000 | $ 34,000 |
| Lake County Tennessee | 7 | $ 569,000 | $ 81,000 | $ 54,000 |
| Sequatchie County Tennessee | 7 | $ 469,000 | $ 67,000 | $ 49,000 |
| Johnson County Tennessee | 6 | $ 267,000 | $ 44,000 | $ 51,000 |
| Perry County Tennessee | 6 | $ 451,000 | $ 75,000 | $ 54,000 |
| Scott County Tennessee | 6 | $ 102,000 | $ 17,000 | $ 40,000 |
| Scott County Virginia | 6 | $ 573,000 | $ 95,000 | $ 63,000 |
| Hancock County Tennessee | 5 | $ 359,000 | $ 71,000 | $ 35,000 |
| Lewis County Tennessee | 5 | $ 434,000 | $ 86,000 | $ 52,000 |
| White County Tennessee | 5 | $ 360,000 | $ 72,000 | $ 32,000 |
| Whitfield County Georgia | 4 | $ 224,000 | $ 56,000 | $ 18,000 |
| Bledsoe County Tennessee | 4 | $ 178,000 | $ 44,000 | $ 56,000 |
| DeKalb County Tennessee | 4 | $ 151,000 | $ 37,000 | $ 49,000 |
| Fentress County Tennessee | 4 | $ 365,000 | $ 91,000 | $ 62,000 |
| Russell County Virginia | 4 | $ 356,000 | $ 89,000 | $ 40,000 |
| Crittenden County Arkansas | 3 | $ 385,000 | $ 128,000 | $ 129,000 |
| Murray County Georgia | 3 | $ 213,000 | $ 71,000 | $ 28,000 |
| Logan County Kentucky | 3 | $ 8,000 | $ 2,000 | $ 58,000 |
| Cherokee County North Carolina | 3 | $ 305,000 | $ 101,000 | $ 50,000 |
| Houston County Tennessee | 3 | $ 232,000 | $ 77,000 | $ 89,000 |
| Overton County Tennessee | 3 | $ 158,000 | $ 52,000 | $ 33,000 |
| Trousdale County Tennessee | 3 | $ 133,000 | $ 44,000 | $ 54,000 |
| Wayne County Tennessee | 3 | $ 269,000 | $ 89,000 | $ 48,000 |
| Washington County Virginia | 3 | $ 158,000 | $ 52,000 | $ 60,000 |
| Jackson County Alabama | 2 | $ 119,000 | $ 59,000 | $ 45,000 |
| Craighead County Arkansas | 2 | $ 251,000 | $ 125,000 | $ 106,000 |
| Barren County Kentucky | 2 | $ 2,000 | $ 1,000 | $ 66,000 |
| Grundy County Tennessee | 2 | $ 43,000 | $ 21,000 | $ 32,000 |
| Moore County Tennessee | 2 | $ 338,000 | $ 169,000 | $ 86,000 |
| Pickett County Tennessee | 2 | $ 196,000 | $ 98,000 | $ 43,000 |
| Bristol County Virginia | 2 | $ 69,000 | $ 34,000 | $ 60,000 |
| Wise County Virginia | 2 | $ 23,000 | $ 11,000 | $ 42,000 |
| Calhoun County Alabama | 1 | $ 31,000 | $ 31,000 | $ 59,000 |
| Jefferson County Alabama | 1 | $ 98,000 | $ 98,000 | $ 84,000 |
| Poinsett County Arkansas | 1 | $ 27,000 | $ 27,000 | $ 33,000 |
| St. Francis County Arkansas | 1 | $ 3,000 | $ 3,000 | $ 18,000 |
| Colquitt County Georgia | 1 | $ 18,000 | $ 18,000 | $ 90,000 |
| Dade County Georgia | 1 | $ 90,000 | $ 90,000 | $ 54,000 |
| Fannin County Georgia | 1 | $ 16,000 | $ 16,000 | $ 36,000 |
| Forsyth County Georgia | 1 | $ 8,000 | $ 8,000 | $ 105,000 |
| Gordon County Georgia | 1 | $ 79,000 | $ 79,000 | $ 63,000 |
| Allen County Kentucky | 1 | $ 1,000 | $ 1,000 | $ 65,000 |
| Bell County Kentucky | 1 | $ 31,000 | $ 31,000 | $ 54,000 |
| Calloway County Kentucky | 1 | $ 62,000 | $ 62,000 | $ 52,000 |
| Christian County Kentucky | 1 | $ 1,000 | $ 1,000 | $ 45,000 |
| Simpson County Kentucky | 1 | $ 60,000 | $ 60,000 | $ 0 |
| Montgomery County Maryland | 1 | $ 1,000 | $ 1,000 | $ 60,000 |
| Hampshire County Massachusetts | 1 | $ 1,000 | $ 1,000 | $ 23,000 |
| DeSoto County Mississippi | 1 | $ 109,000 | $ 109,000 | $ 83,000 |
| Rockland County New York | 1 | $ 14,000 | $ 14,000 | $ 88,000 |
| Avery County North Carolina | 1 | $ 26,000 | $ 26,000 | $ 52,000 |
| Jackson County Tennessee | 1 | $ 4,000 | $ 4,000 | $ 29,000 |
| Stewart County Tennessee | 1 | $ 1,000 | $ 1,000 | $ 80,000 |
| Cameron County Texas | 1 | $ 43,000 | $ 43,000 | $ 42,000 |
| Fort Bend County Texas | 1 | $ 10,000 | $ 10,000 | $ 26,000 |
| Fairfax County Virginia | 1 | $ 600,000 | $ 600,000 | $ 162,000 |
| Norton County Virginia | 1 | $ 20,000 | $ 20,000 | $ 85,000 |
| Smyth County Virginia | 1 | $ 56,000 | $ 56,000 | $ 46,000 |
Mortgage Loan Application Detail Totals for Wells Fargo Fin'l Tennessee in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 5,238 | $391,637,000 | $50,416 | $1,340,000 | $56,666 | $613,000 |
| Home Improvement | 577 | $30,990,000 | $35,750 | $900,000 | $50,250 | $558,000 |
| Home Purchase | 140 | $11,366,000 | $146,666 | $600,000 | $58,666 | $217,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,378 | $262,326,000 | $63,700 | $900,000 | $54,100 | $440,000 |
| Not Provided | 1,233 | $82,671,000 | $45,000 | $1,340,000 | $64,000 | $545,000 |
| Black or African American | 1,180 | $75,536,000 | $33,666 | $700,000 | $49,000 | $613,000 |
| Not applicable | 78 | $5,472,000 | $73,333 | $276,000 | $0 | $0 |
| Hispanic | 51 | $4,967,000 | $70,500 | $608,000 | $55,000 | $558,000 |
| Asian | 20 | $2,175,000 | $108,000 | $240,000 | $54,000 | $110,000 |
| American Indian or Alaskan Native | 10 | $463,000 | $46,000 | $118,000 | $58,000 | $80,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $383,000 | $76,000 | $246,000 | $82,000 | $121,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,955 | $433,993,000 | $52,916 | $1,340,000 | $57,916 | $613,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 2,788 | $182,188,000 | $61,200 | $1,340,000 | $58,200 | $613,000 |
| Application Withdrawn By Applicant | 1,622 | $113,866,000 | $43,111 | $900,000 | $59,111 | $440,000 |
| Loan Originated | 1,326 | $124,666,000 | $69,800 | $687,000 | $48,400 | $280,000 |
| Application Approved But Not Accepted | 141 | $7,801,000 | $28,000 | $692,000 | $68,500 | $362,000 |
| Loan Purchased By The Institution | 78 | $5,472,000 | $73,333 | $276,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Wells Fargo Fin'l Tennessee's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Wells Fargo Fin'l Tennessee's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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