Wells Fargo Finl West Virginia
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
Wells Fargo Finl West Virginia 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Wells Fargo Finl West Virginia 800 Walnut St, 6Th Floor, Mac F4031-061 Des Moines, IA 50309 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,302 |
| Total Mortgage Loan Application Amount | $227,713,000 |
| Average Mortgage Loan Application Amount | $86,666 |
| Highest Mortgage Loan Application Amount | $2,200,000 |
| Average Applicant Income | $56,333 |
| Highest Applicant Income | $792,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with Wells Fargo Finl West Virginia. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Wells Fargo Finl West Virginia's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down Wells Fargo Finl West Virginia's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Wells Fargo Finl West Virginia serves its applicants.
Each category highlights the total number of mortgage applications processed by Wells Fargo Finl West Virginia, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Wells Fargo Finl West Virginia's mortgage activity for 2006.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Kanawha County West Virginia | 256 | $ 26,311,000 | $ 102,000 | $ 63,000 |
| Marion County West Virginia | 224 | $ 19,179,000 | $ 85,000 | $ 54,000 |
| Harrison County West Virginia | 206 | $ 18,792,000 | $ 91,000 | $ 56,000 |
| Cabell County West Virginia | 190 | $ 18,170,000 | $ 95,000 | $ 58,000 |
| Wood County West Virginia | 144 | $ 14,254,000 | $ 98,000 | $ 63,000 |
| Monongalia County West Virginia | 139 | $ 16,759,000 | $ 120,000 | $ 64,000 |
| Putnam County West Virginia | 104 | $ 12,989,000 | $ 124,000 | $ 72,000 |
| Berkeley County West Virginia | 71 | $ 10,214,000 | $ 143,000 | $ 66,000 |
| Wayne County West Virginia | 56 | $ 4,789,000 | $ 85,000 | $ 52,000 |
| Lewis County West Virginia | 52 | $ 4,739,000 | $ 91,000 | $ 62,000 |
| Raleigh County West Virginia | 48 | $ 3,580,000 | $ 74,000 | $ 59,000 |
| Preston County West Virginia | 47 | $ 3,804,000 | $ 80,000 | $ 55,000 |
| Greenbrier County West Virginia | 43 | $ 4,132,000 | $ 96,000 | $ 50,000 |
| Taylor County West Virginia | 41 | $ 3,352,000 | $ 81,000 | $ 54,000 |
| Barbour County West Virginia | 38 | $ 3,217,000 | $ 84,000 | $ 56,000 |
| Mercer County West Virginia | 36 | $ 3,197,000 | $ 88,000 | $ 47,000 |
| Jefferson County West Virginia | 35 | $ 4,681,000 | $ 133,000 | $ 72,000 |
| Randolph County West Virginia | 35 | $ 3,273,000 | $ 93,000 | $ 61,000 |
| Upshur County West Virginia | 32 | $ 3,548,000 | $ 110,000 | $ 58,000 |
| Boone County West Virginia | 31 | $ 2,717,000 | $ 87,000 | $ 71,000 |
| Mason County West Virginia | 29 | $ 5,134,000 | $ 177,000 | $ 78,000 |
| Lincoln County West Virginia | 28 | $ 2,611,000 | $ 93,000 | $ 62,000 |
| Fayette County West Virginia | 27 | $ 2,156,000 | $ 79,000 | $ 52,000 |
| Jackson County West Virginia | 26 | $ 1,909,000 | $ 73,000 | $ 56,000 |
| Mingo County West Virginia | 24 | $ 1,817,000 | $ 75,000 | $ 66,000 |
| Lawrence County Ohio | 23 | $ 2,469,000 | $ 107,000 | $ 61,000 |
| Mineral County West Virginia | 22 | $ 2,421,000 | $ 110,000 | $ 68,000 |
| Morgan County West Virginia | 22 | $ 2,781,000 | $ 126,000 | $ 54,000 |
| Logan County West Virginia | 20 | $ 1,386,000 | $ 69,000 | $ 56,000 |
| Hampshire County West Virginia | 18 | $ 1,923,000 | $ 106,000 | $ 67,000 |
| Pleasants County West Virginia | 17 | $ 1,856,000 | $ 109,000 | $ 74,000 |
| Doddridge County West Virginia | 16 | $ 1,282,000 | $ 80,000 | $ 55,000 |
| Hancock County West Virginia | 15 | $ 1,285,000 | $ 85,000 | $ 51,000 |
| Nicholas County West Virginia | 14 | $ 949,000 | $ 67,000 | $ 50,000 |
| Ritchie County West Virginia | 13 | $ 892,000 | $ 68,000 | $ 46,000 |
| Braxton County West Virginia | 12 | $ 1,233,000 | $ 102,000 | $ 67,000 |
| Tyler County West Virginia | 11 | $ 810,000 | $ 73,000 | $ 51,000 |
| Brooke County West Virginia | 10 | $ 911,000 | $ 91,000 | $ 57,000 |
| Tucker County West Virginia | 9 | $ 871,000 | $ 96,000 | $ 50,000 |
| Roane County West Virginia | 8 | $ 910,000 | $ 113,000 | $ 60,000 |
| Summers County West Virginia | 8 | $ 953,000 | $ 119,000 | $ 133,000 |
| Wyoming County West Virginia | 8 | $ 440,000 | $ 55,000 | $ 50,000 |
| Grant County West Virginia | 7 | $ 774,000 | $ 110,000 | $ 49,000 |
| Gallia County Ohio | 6 | $ 888,000 | $ 148,000 | $ 73,000 |
| Hardy County West Virginia | 6 | $ 751,000 | $ 125,000 | $ 40,000 |
| Ohio County West Virginia | 6 | $ 534,000 | $ 89,000 | $ 62,000 |
| Calhoun County West Virginia | 5 | $ 471,000 | $ 94,000 | $ 49,000 |
| McDowell County West Virginia | 5 | $ 112,000 | $ 22,000 | $ 32,000 |
| Pocahontas County West Virginia | 5 | $ 681,000 | $ 136,000 | $ 68,000 |
| Wetzel County West Virginia | 5 | $ 490,000 | $ 98,000 | $ 58,000 |
| Wirt County West Virginia | 5 | $ 325,000 | $ 65,000 | $ 43,000 |
| Washington County Ohio | 4 | $ 276,000 | $ 69,000 | $ 37,000 |
| Gilmer County West Virginia | 4 | $ 317,000 | $ 79,000 | $ 41,000 |
| Marshall County West Virginia | 4 | $ 431,000 | $ 107,000 | $ 48,000 |
| Monroe County West Virginia | 4 | $ 277,000 | $ 69,000 | $ 43,000 |
| Webster County West Virginia | 4 | $ 209,000 | $ 52,000 | $ 44,000 |
| Fayette County Pennsylvania | 3 | $ 233,000 | $ 77,000 | $ 72,000 |
| Boyd County Kentucky | 2 | $ 125,000 | $ 62,000 | $ 78,000 |
| Greenup County Kentucky | 2 | $ 153,000 | $ 76,000 | $ 63,000 |
| Meigs County Ohio | 2 | $ 320,000 | $ 160,000 | $ 87,000 |
| Scioto County Ohio | 2 | $ 225,000 | $ 112,000 | $ 50,000 |
| Vinton County Ohio | 2 | $ 172,000 | $ 86,000 | $ 88,000 |
| Allegheny County Pennsylvania | 2 | $ 304,000 | $ 152,000 | $ 70,000 |
| Clay County West Virginia | 2 | $ 190,000 | $ 95,000 | $ 84,000 |
| Carter County Kentucky | 1 | $ 80,000 | $ 80,000 | $ 106,000 |
| Lawrence County Kentucky | 1 | $ 25,000 | $ 25,000 | $ 61,000 |
| Pike County Kentucky | 1 | $ 100,000 | $ 100,000 | $ 66,000 |
| Greene County Pennsylvania | 1 | $ 195,000 | $ 195,000 | $ 55,000 |
| Appomattox County Virginia | 1 | $ 118,000 | $ 118,000 | $ 64,000 |
| Fairfax County Virginia | 1 | $ 29,000 | $ 29,000 | $ 70,000 |
| Pendleton County West Virginia | 1 | $ 212,000 | $ 212,000 | $ 28,000 |
Mortgage Loan Application Detail Totals for Wells Fargo Finl West Virginia in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,976 | $197,772,000 | $100,000 | $2,200,000 | $60,000 | $792,000 |
| Home Improvement | 318 | $29,394,000 | $92,000 | $450,000 | $59,000 | $200,000 |
| Home Purchase | 8 | $547,000 | $68,000 | $150,000 | $50,000 | $82,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,168 | $213,250,000 | $98,000 | $1,158,000 | $60,000 | $792,000 |
| Black or African American | 68 | $6,323,000 | $92,000 | $241,000 | $54,000 | $173,000 |
| American Indian or Alaskan Native | 29 | $2,840,000 | $97,000 | $300,000 | $59,000 | $170,000 |
| Hispanic | 18 | $3,852,000 | $214,000 | $2,200,000 | $68,000 | $300,000 |
| Not Provided | 15 | $1,212,000 | $80,000 | $150,000 | $53,000 | $105,000 |
| Asian | 4 | $236,000 | $59,000 | $126,000 | $64,000 | $74,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,302 | $227,713,000 | $98,000 | $2,200,000 | $60,000 | $792,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 1,008 | $97,891,000 | $97,000 | $2,200,000 | $56,000 | $792,000 |
| Application Withdrawn By Applicant | 578 | $57,964,000 | $100,000 | $1,158,000 | $66,000 | $600,000 |
| Loan Originated | 474 | $46,022,000 | $97,000 | $375,000 | $57,000 | $240,000 |
| File Closed For Incompleteness | 230 | $24,563,000 | $106,000 | $450,000 | $68,000 | $720,000 |
| Application Approved But Not Accepted | 12 | $1,273,000 | $106,000 | $233,000 | $62,000 | $100,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Wells Fargo Finl West Virginia's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Wells Fargo Finl West Virginia's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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