Wesbanco Bank, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012
Wesbanco Bank, Inc. 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Wesbanco Bank, Inc. 1 Bank Plaza Wheeling, WV 26003 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 |
| Total Number of Mortgage Applications | 4,209 |
| Total Mortgage Loan Application Amount | $627,790,000 |
| Average Mortgage Loan Application Amount | $135,666 |
| Highest Mortgage Loan Application Amount | $15,520,000 |
| Average Applicant Income | $76,333 |
| Highest Applicant Income | $8,038,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with Wesbanco Bank, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Wesbanco Bank, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2012 breaks down Wesbanco Bank, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Wesbanco Bank, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Wesbanco Bank, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Wesbanco Bank, Inc.'s mortgage activity for 2012.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Belmont County Ohio | 374 | $ 41,921,000 | $ 112,000 | $ 66,000 |
| Harrison County West Virginia | 349 | $ 42,871,000 | $ 122,000 | $ 80,000 |
| Kanawha County West Virginia | 307 | $ 48,031,000 | $ 156,000 | $ 73,000 |
| Franklin County Ohio | 230 | $ 79,589,000 | $ 346,000 | $ 136,000 |
| Wood County West Virginia | 225 | $ 32,412,000 | $ 144,000 | $ 44,000 |
| Ohio County West Virginia | 221 | $ 26,506,000 | $ 119,000 | $ 75,000 |
| Monongalia County West Virginia | 205 | $ 44,010,000 | $ 214,000 | $ 129,000 |
| Hamilton County Ohio | 145 | $ 26,886,000 | $ 185,000 | $ 82,000 |
| Clark County Ohio | 144 | $ 7,741,000 | $ 53,000 | $ 56,000 |
| Marion County West Virginia | 130 | $ 16,634,000 | $ 127,000 | $ 64,000 |
| Scioto County Ohio | 129 | $ 12,119,000 | $ 93,000 | $ 61,000 |
| Jackson County Ohio | 126 | $ 11,059,000 | $ 87,000 | $ 70,000 |
| Ross County Ohio | 123 | $ 12,841,000 | $ 104,000 | $ 71,000 |
| Marshall County West Virginia | 92 | $ 7,739,000 | $ 84,000 | $ 62,000 |
| Preston County West Virginia | 85 | $ 9,055,000 | $ 106,000 | $ 59,000 |
| Lawrence County Ohio | 77 | $ 4,866,000 | $ 63,000 | $ 53,000 |
| Brooke County West Virginia | 77 | $ 7,721,000 | $ 100,000 | $ 87,000 |
| Jefferson County Ohio | 60 | $ 4,555,000 | $ 75,000 | $ 57,000 |
| Washington County Ohio | 57 | $ 6,474,000 | $ 113,000 | $ 51,000 |
| Wetzel County West Virginia | 57 | $ 4,057,000 | $ 71,000 | $ 52,000 |
| Montgomery County Ohio | 56 | $ 7,099,000 | $ 126,000 | $ 74,000 |
| Butler County Ohio | 50 | $ 19,525,000 | $ 390,000 | $ 61,000 |
| Allegheny County Pennsylvania | 47 | $ 27,234,000 | $ 579,000 | $ 170,000 |
| Monroe County Ohio | 46 | $ 4,821,000 | $ 104,000 | $ 105,000 |
| Jackson County West Virginia | 46 | $ 3,080,000 | $ 66,000 | $ 44,000 |
| Greene County Ohio | 44 | $ 5,055,000 | $ 114,000 | $ 92,000 |
| Tyler County West Virginia | 43 | $ 3,068,000 | $ 71,000 | $ 62,000 |
| Delaware County Ohio | 40 | $ 10,965,000 | $ 274,000 | $ 159,000 |
| Warren County Ohio | 39 | $ 3,098,000 | $ 79,000 | $ 76,000 |
| Guernsey County Ohio | 36 | $ 4,057,000 | $ 112,000 | $ 60,000 |
| Gallia County Ohio | 35 | $ 3,159,000 | $ 90,000 | $ 59,000 |
| Hancock County West Virginia | 34 | $ 3,037,000 | $ 89,000 | $ 76,000 |
| Licking County Ohio | 26 | $ 6,626,000 | $ 254,000 | $ 79,000 |
| Upshur County West Virginia | 25 | $ 3,543,000 | $ 141,000 | $ 62,000 |
| Pickaway County Ohio | 23 | $ 2,253,000 | $ 97,000 | $ 62,000 |
| Washington County Pennsylvania | 22 | $ 4,640,000 | $ 210,000 | $ 94,000 |
| Clermont County Ohio | 20 | $ 1,666,000 | $ 83,000 | $ 80,000 |
| Putnam County West Virginia | 20 | $ 3,388,000 | $ 169,000 | $ 99,000 |
| Vinton County Ohio | 19 | $ 823,000 | $ 43,000 | $ 53,000 |
| Athens County Ohio | 17 | $ 1,755,000 | $ 103,000 | $ 69,000 |
| Taylor County West Virginia | 17 | $ 2,473,000 | $ 145,000 | $ 65,000 |
| Wirt County West Virginia | 17 | $ 612,000 | $ 36,000 | $ 39,000 |
| Harrison County Ohio | 16 | $ 1,662,000 | $ 103,000 | $ 53,000 |
| Fairfield County Ohio | 15 | $ 2,168,000 | $ 144,000 | $ 118,000 |
| Pleasants County West Virginia | 13 | $ 1,141,000 | $ 87,000 | $ 39,000 |
| Butler County Pennsylvania | 11 | $ 4,925,000 | $ 447,000 | $ 106,000 |
| Pike County Ohio | 10 | $ 1,361,000 | $ 136,000 | $ 67,000 |
| Barbour County West Virginia | 10 | $ 1,395,000 | $ 139,000 | $ 73,000 |
| Doddridge County West Virginia | 10 | $ 1,469,000 | $ 146,000 | $ 285,000 |
| Noble County Ohio | 9 | $ 976,000 | $ 108,000 | $ 51,000 |
| Lewis County West Virginia | 8 | $ 1,475,000 | $ 184,000 | $ 88,000 |
| Dearborn County Indiana | 7 | $ 717,000 | $ 102,000 | $ 93,000 |
| Cabell County West Virginia | 7 | $ 355,000 | $ 50,000 | $ 49,000 |
| Marion County Ohio | 6 | $ 448,000 | $ 74,000 | $ 51,000 |
| Union County Ohio | 6 | $ 1,509,000 | $ 251,000 | $ 146,000 |
| Beaver County Pennsylvania | 6 | $ 1,308,000 | $ 218,000 | $ 286,000 |
| Lincoln County West Virginia | 6 | $ 717,000 | $ 119,000 | $ 126,000 |
| Ritchie County West Virginia | 6 | $ 469,000 | $ 78,000 | $ 30,000 |
| Madison County Ohio | 5 | $ 364,000 | $ 72,000 | $ 56,000 |
| Meigs County Ohio | 5 | $ 623,000 | $ 124,000 | $ 73,000 |
| Pocahontas County West Virginia | 5 | $ 969,000 | $ 193,000 | $ 120,000 |
| Randolph County West Virginia | 5 | $ 1,076,000 | $ 215,000 | $ 152,000 |
| Greenup County Kentucky | 4 | $ 411,000 | $ 102,000 | $ 53,000 |
| Champaign County Ohio | 4 | $ 505,000 | $ 126,000 | $ 68,000 |
| Fayette County Ohio | 4 | $ 464,000 | $ 116,000 | $ 65,000 |
| Miami County Ohio | 4 | $ 409,000 | $ 102,000 | $ 72,000 |
| Tucker County West Virginia | 4 | $ 600,000 | $ 150,000 | $ 54,000 |
| Hocking County Ohio | 3 | $ 368,000 | $ 122,000 | $ 41,000 |
| Knox County Ohio | 3 | $ 417,000 | $ 139,000 | $ 70,000 |
| Logan County Ohio | 3 | $ 491,000 | $ 163,000 | $ 166,000 |
| Muskingum County Ohio | 3 | $ 184,000 | $ 61,000 | $ 42,000 |
| Lawrence County Pennsylvania | 3 | $ 383,000 | $ 127,000 | $ 48,000 |
| Westmoreland County Pennsylvania | 3 | $ 644,000 | $ 214,000 | $ 84,000 |
| Braxton County West Virginia | 3 | $ 382,000 | $ 127,000 | $ 89,000 |
| Logan County West Virginia | 3 | $ 194,000 | $ 64,000 | $ 34,000 |
| Wayne County West Virginia | 3 | $ 359,000 | $ 119,000 | $ 69,000 |
| Perry County Ohio | 2 | $ 390,000 | $ 195,000 | $ 22,000 |
| Richland County Ohio | 2 | $ 126,000 | $ 63,000 | $ 77,000 |
| Stark County Ohio | 2 | $ 57,000 | $ 28,000 | $ 30,000 |
| Fayette County Pennsylvania | 2 | $ 437,000 | $ 218,000 | $ 167,000 |
| Greene County Pennsylvania | 2 | $ 264,000 | $ 132,000 | $ 61,000 |
| Boone County West Virginia | 2 | $ 175,000 | $ 87,000 | $ 34,000 |
| Calhoun County West Virginia | 2 | $ 174,000 | $ 87,000 | $ 64,000 |
| Fayette County West Virginia | 2 | $ 95,000 | $ 47,000 | $ 56,000 |
| Greenbrier County West Virginia | 2 | $ 11,880,000 | $ 5,940,000 | $ 0 |
| Mason County West Virginia | 2 | $ 231,000 | $ 115,000 | $ 60,000 |
| Nicholas County West Virginia | 2 | $ 207,000 | $ 103,000 | $ 120,000 |
| Webster County West Virginia | 2 | $ 317,000 | $ 158,000 | $ 58,000 |
| Hernando County Florida | 1 | $ 280,000 | $ 280,000 | $ 173,000 |
| Palm Beach County Florida | 1 | $ 1,950,000 | $ 1,950,000 | $ 3,410,000 |
| Pinellas County Florida | 1 | $ 235,000 | $ 235,000 | $ 170,000 |
| Decatur County Indiana | 1 | $ 188,000 | $ 188,000 | $ 182,000 |
| Fulton County Indiana | 1 | $ 6,000 | $ 6,000 | $ 26,000 |
| Union County Indiana | 1 | $ 288,000 | $ 288,000 | $ 108,000 |
| Boone County Kentucky | 1 | $ 184,000 | $ 184,000 | $ 95,000 |
| Kenton County Kentucky | 1 | $ 149,000 | $ 149,000 | $ 44,000 |
| Lewis County Kentucky | 1 | $ 45,000 | $ 45,000 | $ 26,000 |
| Madison County Kentucky | 1 | $ 162,000 | $ 162,000 | $ 56,000 |
| Garrett County Maryland | 1 | $ 83,000 | $ 83,000 | $ 29,000 |
| Montgomery County Maryland | 1 | $ 300,000 | $ 300,000 | $ 132,000 |
| Morris County New Jersey | 1 | $ 3,000 | $ 3,000 | $ 85,000 |
| Moore County North Carolina | 1 | $ 188,000 | $ 188,000 | $ 171,000 |
| Orange County North Carolina | 1 | $ 603,000 | $ 603,000 | $ 160,000 |
| Ashland County Ohio | 1 | $ 10,000 | $ 10,000 | $ 19,000 |
| Clinton County Ohio | 1 | $ 202,000 | $ 202,000 | $ 225,000 |
| Coshocton County Ohio | 1 | $ 89,000 | $ 89,000 | $ 46,000 |
| Erie County Ohio | 1 | $ 188,000 | $ 188,000 | $ 583,000 |
| Hancock County Ohio | 1 | $ 275,000 | $ 275,000 | $ 112,000 |
| Huron County Ohio | 1 | $ 70,000 | $ 70,000 | $ 29,000 |
| Lorain County Ohio | 1 | $ 200,000 | $ 200,000 | $ 1,156,000 |
| Lucas County Ohio | 1 | $ 10,000 | $ 10,000 | $ 83,000 |
| Mahoning County Ohio | 1 | $ 2,665,000 | $ 2,665,000 | $ 0 |
| Morrow County Ohio | 1 | $ 116,000 | $ 116,000 | $ 54,000 |
| Trumbull County Ohio | 1 | $ 48,000 | $ 48,000 | $ 100,000 |
| Somerset County Pennsylvania | 1 | $ 135,000 | $ 135,000 | $ 113,000 |
| Union County Pennsylvania | 1 | $ 80,000 | $ 80,000 | $ 206,000 |
| Venango County Pennsylvania | 1 | $ 2,150,000 | $ 2,150,000 | $ 0 |
| Warren County Pennsylvania | 1 | $ 40,000 | $ 40,000 | $ 11,000 |
| Beaufort County South Carolina | 1 | $ 130,000 | $ 130,000 | $ 183,000 |
| Claiborne County Tennessee | 1 | $ 40,000 | $ 40,000 | $ 38,000 |
| Summit County Utah | 1 | $ 1,500,000 | $ 1,500,000 | $ 579,000 |
| King County Washington | 1 | $ 326,000 | $ 326,000 | $ 101,000 |
| Mercer County West Virginia | 1 | $ 272,000 | $ 272,000 | $ 130,000 |
| Raleigh County West Virginia | 1 | $ 152,000 | $ 152,000 | $ 0 |
| Roane County West Virginia | 1 | $ 73,000 | $ 73,000 | $ 31,000 |
Mortgage Loan Application Detail Totals for Wesbanco Bank, Inc. in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,715 | $294,175,000 | $171,000 | $15,040,000 | $75,000 | $2,160,000 |
| Refinancing | 1,497 | $293,593,000 | $196,000 | $15,520,000 | $103,000 | $8,038,000 |
| Home Improvement | 997 | $40,022,000 | $40,000 | $2,000,000 | $51,000 | $873,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,785 | $456,505,000 | $120,000 | $8,000,000 | $81,000 | $8,038,000 |
| Not applicable | 143 | $139,530,000 | $975,000 | $15,520,000 | $0 | $0 |
| Black or African American | 99 | $5,372,000 | $54,000 | $375,000 | $60,000 | $509,000 |
| Not Provided | 97 | $9,676,000 | $99,000 | $934,000 | $105,000 | $1,156,000 |
| Asian | 42 | $11,728,000 | $279,000 | $980,000 | $176,000 | $640,000 |
| Hispanic | 26 | $3,049,000 | $117,000 | $708,000 | $95,000 | $520,000 |
| American Indian or Alaskan Native | 13 | $1,288,000 | $99,000 | $349,000 | $62,000 | $124,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $642,000 | $160,000 | $325,000 | $100,000 | $217,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,686 | $566,134,000 | $153,000 | $15,520,000 | $83,000 | $8,038,000 |
| FHA-insured (Federal Housing Administration) | 386 | $42,259,000 | $109,000 | $299,000 | $49,000 | $147,000 |
| VA-guaranteed (Veterans Administration) | 85 | $13,701,000 | $161,000 | $395,000 | $57,000 | $239,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 52 | $5,696,000 | $109,000 | $217,000 | $45,000 | $95,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,868 | $482,422,000 | $168,000 | $15,520,000 | $84,000 | $8,038,000 |
| Application Denied By Financial Institution | 623 | $26,494,000 | $42,000 | $983,000 | $44,000 | $418,000 |
| Application Withdrawn By Applicant | 607 | $105,200,000 | $173,000 | $8,000,000 | $96,000 | $3,410,000 |
| Application Approved But Not Accepted | 110 | $13,429,000 | $122,000 | $2,150,000 | $60,000 | $334,000 |
| File Closed For Incompleteness | 1 | $245,000 | $245,000 | $245,000 | $143,000 | $143,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Wesbanco Bank, Inc.'s 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Wesbanco Bank, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in West Virginia, download the full spreadsheet
with aggregated HMDA statistics today.